Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Fe

For one person, living is cheaper in Santa Fe: $1,077 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Santa Fe
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Santa Fe Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santa Fe

🇦🇷 Argentina

$1,077

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Fe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Fe actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,077 in Santa Fe.

Ubud, Bali $1,349
Santa Fe $1,077

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,662 in Santa Fe.

Ubud, Bali $2,305
Santa Fe $1,662

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,247 in Santa Fe.

Ubud, Bali $3,261
Santa Fe $2,247

Living in Ubud, Bali is roughly 25% more expensive than in Santa Fe, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$10.16 ARS 15.6K

-67.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$38.08 ARS 58.6K

-6.41%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$12.35 ARS 19.0K

-55.22%

Cappuccino

$2.72 Rp 49.4K

$1.72 ARS 2,644

58.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.48 ARS 2,274

14.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.34 ARS 2,054

-43.28%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.47 ARS 5,337

-23.63%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.03 ARS 7,738

-12.92%

Milk (1 liter)

$1.49 Rp 27.1K

$1.01 ARS 1,561

47.52%

White Bread (500g)

$2.28 Rp 41.4K

$1.56 ARS 2,399

46.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.02 ARS 1,575

16.67%

Eggs

$2.04 Rp 37.0K

$1.54 ARS 2,375

32.47%

Local Cheese (1kg)

$17.70 Rp 321.7K

$8.17 ARS 12.6K

116.65%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.04 ARS 9,287

-34.44%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.32 ARS 15.9K

18.12%

Apples (1kg)

$3.66 Rp 66.4K

$2.00 ARS 3,073

83.00%

Banana (1kg)

$1.52 Rp 27.6K

$1.51 ARS 2,325

0.66%

Oranges (1kg)

$2.23 Rp 40.5K

$0.87 ARS 1,344

156.32%

Tomato (1kg)

$1.97 Rp 35.9K

$2.51 ARS 3,854

-21.51%

Potato (1kg)

$1.85 Rp 33.6K

$0.58 ARS 895

218.97%

Onion (1kg)

$2.42 Rp 44.1K

$0.68 ARS 1,047

255.88%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.06 ARS 1,631

-6.60%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.07 ARS 1,644

-52.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.17 ARS 4,875

-29.97%

Wine (Bottle)

$22.24 Rp 404.2K

$4.84 ARS 7,440

359.50%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.26 ARS 1,940

79.37%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.13 ARS 3,280

39.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.07 ARS 1,640

-76.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.98 ARS 1,505

-55.10%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.98 ARS 1,509

-56.12%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.15 ARS 1,770

-28.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$19.8K ARS 30.5M

20.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$29.7K ARS 45.7M

6.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$59.6 ARS 91.7K

32.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.80 ARS 30.5K

-67.42%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$21.28 ARS 32.7K

-12.69%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$33.94 ARS 52.2K

45.79%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$19.38 ARS 29.8K

-8.93%

Cinema Ticket

$4.27 Rp 77.7K

$4.91 ARS 7,550

-13.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$260 ARS 400.2K

88.57%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,522 ARS 7.0M

25.48%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$86.8 ARS 133.6K

-48.60%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$60.9 ARS 93.7K

-42.61%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$115 ARS 176.2K

-30.26%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$142 ARS 218.3K

-44.05%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$505 ARS 776.9K

122.72%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$365 ARS 561.9K

83.84%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$936 ARS 1.4M

280.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$595 ARS 915.2K

189.64%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,271 ARS 2.0M

79.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$854 ARS 1.3M

-80.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

100

-86.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santa Fe: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santa Fe

$365 33.9% 45.6% $306

Groceries & Markets

Ubud, Bali

$288 21.4%

Santa Fe

$197 18.3% 31.6% $91

Eating Out

Ubud, Bali

$108 8%

Santa Fe

$178 16.5% 64.9% $70

Clothing & Footwear

Ubud, Bali

$108 8%

Santa Fe

$182 16.9% 69.2% $74

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santa Fe

$101 9.4% 3.3% $3.4

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santa Fe

$44 4.1% 24.6% $14

Getting Around

Ubud, Bali

$11 0.9%

Santa Fe

$10 * 0.9% 11.1% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $505 in Santa Fe. Housing cost is often the main lever when comparing two cities.

Santa Fe pays about 5.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $38 in Santa Fe. Groceries flip the comparison at $288 vs $197, with Santa Fe cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇦🇷 Santa Fe

🕒 Local time

07:47 7:47 AM

20:47 8:47 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

391,164

💱 Currency

Indonesian Rupiah IDR Rp

Argentine Peso ARS $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 ARS = 6.5 USD

10,000 ARS = 5.84 EUR

Exchange rates and currency converter

ARS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Argentine Peso exchange rates as of October 28, 2026: 1 USD = 1,538 ARS (10,000 ARS = 6.5 USD). 1 EUR = 1,712 ARS (10,000 ARS = 5.84 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Fe 15,530 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Santa Fe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Fe: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,077 in Santa Fe, so Santa Fe is about 20% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $505 in Santa Fe. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $260 in Santa Fe. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $38 in Santa Fe. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Santa Fe gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Santa Fe are both considered safe, so it’s unlikely to be the deciding factor between them.