Last update: Oct 2026

Cost of Living Comparison Between Santa Fe and Ubud, Bali

For one person, living is cheaper in Santa Fe: $1,077 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in Santa Fe
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Santa Fe Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Fe

🇦🇷 Argentina

$1,077

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Fe and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Fe and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,077 in Santa Fe versus $1,349 in Ubud, Bali.

Santa Fe $1,077
Ubud, Bali $1,349

Estimated couple costs with rent: $1,662 in Santa Fe versus $2,305 in Ubud, Bali.

Santa Fe $1,662
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,247 in Santa Fe versus $3,261 in Ubud, Bali.

Santa Fe $2,247
Ubud, Bali $3,261

Living in Santa Fe costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.16 ARS 15.6K

$3.32 Rp 60.4K

206.02%

Three-Course Dinner for Two, Mid-Range

$38.08 ARS 58.6K

$35.64 Rp 647.8K

6.85%

Fast Food Meal (McDonalds, etc)

$12.35 ARS 19.0K

$5.53 Rp 100.6K

123.33%

Cappuccino

$1.72 ARS 2,644

$2.72 Rp 49.4K

-36.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.48 ARS 2,274

$1.70 Rp 30.9K

-12.94%

Water (0.33 liter bottle)

$1.34 ARS 2,054

$0.76 Rp 13.8K

76.32%

Local Beer (0.5 liter draught)

$3.47 ARS 5,337

$2.65 Rp 48.2K

30.94%

Imported Beer (0.33 liter bottle)

$5.03 ARS 7,738

$4.38 Rp 79.6K

14.84%

Milk (1 liter)

$1.01 ARS 1,561

$1.49 Rp 27.1K

-32.21%

White Bread (500g)

$1.56 ARS 2,399

$2.28 Rp 41.4K

-31.58%

Rice (white) (1kg)

$1.02 ARS 1,575

$1.19 Rp 21.6K

-14.29%

Eggs

$1.54 ARS 2,375

$2.04 Rp 37.0K

-24.51%

Local Cheese (1kg)

$8.17 ARS 12.6K

$17.70 Rp 321.7K

-53.84%

Chicken Fillets (1kg)

$6.04 ARS 9,287

$3.96 Rp 72.0K

52.53%

Beef Round Steak (1kg)

$10.32 ARS 15.9K

$12.19 Rp 221.6K

-15.34%

Apples (1kg)

$2.00 ARS 3,073

$3.66 Rp 66.4K

-45.36%

Banana (1kg)

$1.51 ARS 2,325

$1.52 Rp 27.6K

-0.66%

Oranges (1kg)

$0.87 ARS 1,344

$2.23 Rp 40.5K

-60.99%

Tomato (1kg)

$2.51 ARS 3,854

$1.97 Rp 35.9K

27.41%

Potato (1kg)

$0.58 ARS 895

$1.85 Rp 33.6K

-68.65%

Onion (1kg)

$0.68 ARS 1,047

$2.42 Rp 44.1K

-71.90%

Lettuce (1 head)

$1.06 ARS 1,631

$0.99 Rp 18.0K

7.07%

Water (1.5 liter bottle)

$1.07 ARS 1,644

$0.51 Rp 9,332

109.80%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 ARS 4,875

$2.22 Rp 40.4K

42.79%

Wine (Bottle)

$4.84 ARS 7,440

$22.24 Rp 404.2K

-78.24%

Local Beer (0.5 liter bottle)

$1.26 ARS 1,940

$2.26 Rp 41.1K

-44.25%

Imported Beer (0.33 liter bottle)

$2.13 ARS 3,280

$2.97 Rp 54.0K

-28.28%

One-way Ticket (Public Transport)

$1.07 ARS 1,640

$0.25 Rp 4,562

328.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.98 ARS 1,505

$0.44 Rp 7,989

122.73%

Taxi (Normal Tariff) (1km)

$0.98 ARS 1,509

$0.43 Rp 7,817

127.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$1.15 ARS 1,770

$0.82 Rp 15.0K

40.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K ARS 30.5M

$23.8K Rp 433.3M

-16.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K ARS 45.7M

$31.7K Rp 577.0M

-6.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.6 ARS 91.7K

$79.1 Rp 1.4M

-24.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.80 ARS 30.5K

$6.45 Rp 117.2K

206.98%

Internet (50+ Mbps, Unlimited Data)

$21.28 ARS 32.7K

$18.58 Rp 337.7K

14.53%

Gym Membership (Monthly)

$33.94 ARS 52.2K

$49.48 Rp 899.4K

-31.41%

Tennis Court (1 Hour on Weekend)

$19.38 ARS 29.8K

$17.65 Rp 320.8K

9.80%

Cinema Ticket

$4.91 ARS 7,550

$4.27 Rp 77.7K

14.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$260 ARS 400.2K

$491 Rp 8.9M

-46.97%

International Primary School, 1 Child (Yearly)

$4,522 ARS 7.0M

$5,674 Rp 103.1M

-20.31%

Jeans (Levis 501 Or Similar)

$86.8 ARS 133.6K

$44.64 Rp 811.4K

94.53%

Summer Dress (H&M, Zara, etc)

$60.9 ARS 93.7K

$34.95 Rp 635.3K

74.25%

Sport Shoes (Adidas, Nike)

$115 ARS 176.2K

$79.9 Rp 1.5M

43.39%

Men's Leather Business Shoes

$142 ARS 218.3K

$79.4 Rp 1.4M

78.72%

1-bedroom Apartment, City Center (Monthly)

$505 ARS 776.9K

$1,125 Rp 20.4M

-55.10%

1-bedroom Apartment, Outside City Center (Monthly)

$365 ARS 561.9K

$671 Rp 12.2M

-45.60%

3-bedroom Apartment, City Center (Monthly)

$936 ARS 1.4M

$3,565 Rp 64.8M

-73.74%

3-bedroom Apartment, Outside City Center (Monthly)

$595 ARS 915.2K

$1,723 Rp 31.3M

-65.47%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$1,271 ARS 2.0M

$2,284 Rp 41.5M

-44.35%

Average Monthly Net Salary (After Tax)

$854 ARS 1.3M

$164 Rp 3.0M

421.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

100

13.78

625.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Fe: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Fe

$365 33.9%

Ubud, Bali

$672 49.8% 83.8% $306

Groceries & Markets

Santa Fe

$197 18.3%

Ubud, Bali

$288 21.4% 46.3% $91

Clothing & Footwear

Santa Fe

$182 16.9%

Ubud, Bali

$108 8% 40.9% $74

Eating Out

Santa Fe

$178 16.5%

Ubud, Bali

$108 8% 39.4% $70

Monthly Utilities & Internet

Santa Fe

$101 9.4%

Ubud, Bali

$104 7.7% 3.4% $3.4

Sport & Entertainment

Santa Fe

$44 4.1%

Ubud, Bali

$58 4.3% 32.6% $14

Getting Around

Santa Fe

$10 * 0.9%

Ubud, Bali

$11 0.9% 12.5% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $505 in Santa Fe and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Fe pays about 5.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38 in Santa Fe vs $36 in Ubud, Bali. Groceries flip the comparison at $197 vs $288, with Santa Fe cheaper for home cooking.

Good to know

🇦🇷 Santa Fe

🇮🇩 Ubud, Bali

🕒 Local time

20:00 8:00 PM

07:00 7:00 AM

11 h ahead of Santa Fe

🌤 Weather

👥 Population

391,164

74,800

💱 Currency

Argentine Peso ARS $

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 ARS = 6.5 USD

10,000 ARS = 5.84 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ARS – Argentine Peso Converter

🇺🇸 United States Dollar ($)

🇦🇷 Argentine Peso ($)

Argentine Peso exchange rates as of October 28, 2026: 1 USD = 1,538 ARS (10,000 ARS = 6.5 USD). 1 EUR = 1,712 ARS (10,000 ARS = 5.84 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to ARS in detail →

On the map

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Highest

Between locations

Santa Fe Ubud, Bali 15,530 km ≈ 20 h nonstop flight

From you

Santa Fe
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Fe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,077 in Santa Fe and $1,349 in Ubud, Bali, so Santa Fe is about 20% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Santa Fe is about 5.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $505 in Santa Fe versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $260 in Santa Fe versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $38 in Santa Fe. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Santa Fe gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santa Fe and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.