Cost of Living Comparison Between Santa Fe and Ubud, Bali Cost of Living Comparison Between Santa Fe and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $814 in Santa Fe versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,245 in Santa Fe versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,677 in Santa Fe versus $3,763 in Ubud, Bali.

Living in Santa Fe costs roughly 42% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Santa Fe is 39% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.84 ARS 10.1K

$3.45 Rp 62.0K

98.26%

Three-Course Dinner for Two, Mid-Range

$16.80 ARS 24.8K

$32.34 Rp 580.1K

-48.05%

Fast Food Meal (McDonalds, etc)

$7.58 ARS 11.2K

$4.84 Rp 86.9K

56.61%

Cappuccino

$1.63 ARS 2,414

$2.75 Rp 49.3K

-40.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 ARS 1,961

$1.38 Rp 24.8K

-3.62%

Water (0.33 liter bottle)

$1.17 ARS 1,731

$0.75 Rp 13.5K

56.00%

Local Beer (0.5 liter draught)

$1.25 ARS 1,845

$2.99 Rp 53.7K

-58.19%

Imported Beer (0.33 liter bottle)

$2.47 ARS 3,657

$3.85 Rp 69.1K

-35.84%

Milk (1 liter)

$0.99 ARS 1,463

$1.74 Rp 31.1K

-43.10%

White Bread (500g)

$0.97 ARS 1,435

$2.46 Rp 44.1K

-60.57%

Rice (white) (1kg)

$1.81 ARS 2,669

$1.17 Rp 21.0K

54.70%

Eggs

$1.53 ARS 2,260

$2.43 Rp 43.6K

-37.04%

Local Cheese (1kg)

$8.83 ARS 13.0K

$14.50 Rp 260.2K

-39.10%

Chicken Fillets (1kg)

$5.84 ARS 8,628

$4.35 Rp 78.0K

34.25%

Beef Round Steak (1kg)

$8.18 ARS 12.1K

$11.98 Rp 214.9K

-31.72%

Apples (1kg)

$1.89 ARS 2,795

$3.72 Rp 66.7K

-49.19%

Banana (1kg)

$2.17 ARS 3,212

$1.63 Rp 29.2K

33.13%

Oranges (1kg)

$0.98 ARS 1,449

$2.74 Rp 49.2K

-64.23%

Tomato (1kg)

$2.64 ARS 3,900

$2.24 Rp 40.2K

17.86%

Potato (1kg)

$0.52 ARS 764

$1.92 Rp 34.4K

-72.92%

Onion (1kg)

$1.42 ARS 2,101

$2.28 Rp 40.8K

-37.72%

Lettuce (1 head)

$0.91 ARS 1,351

$1.06 Rp 19.1K

-14.15%

Water (1.5 liter bottle)

$1.87 ARS 2,765

$0.72 Rp 12.9K

159.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.34 ARS 4,930

$3.29 Rp 58.9K

1.52%

Wine (Bottle)

$4.89 ARS 7,226

$23.19 Rp 416.1K

-78.91%

Local Beer (0.5 liter bottle)

$1.26 ARS 1,862

$2.78 Rp 49.8K

-54.68%

Imported Beer (0.33 liter bottle)

$3.16 ARS 4,668

$2.73 Rp 49.0K

15.75%

One-way Ticket (Public Transport)

$1.02 ARS 1,512

$0.27 Rp 4,778

277.78%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.99 ARS 1,459

$0.48 Rp 8,659

106.25%

Taxi (Normal Tariff) (1km)

$0.92 ARS 1,366

$0.42 Rp 7,532

119.05%

Taxi 1hour Waiting (Normal Tariff)

$6.16 ARS 9,109

$6.22 Rp 111.6K

-0.96%

Gasoline (1 liter)

$1.06 ARS 1,570

$0.81 Rp 14.6K

30.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K ARS 44.7M

$26.6K Rp 477.4M

13.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K ARS 43.3M

$32.2K Rp 577.4M

-8.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.7 ARS 80.9K

$78.4 Rp 1.4M

-30.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.07 ARS 11.9K

$4.07 Rp 73.0K

98.28%

Internet (50+ Mbps, Unlimited Data)

$14.71 ARS 21.7K

$24.33 Rp 436.4K

-39.54%

Gym Membership (Monthly)

$40.01 ARS 59.1K

$98.6 Rp 1.8M

-59.43%

Tennis Court (1 Hour on Weekend)

$13.55 ARS 20.0K

$6.34 Rp 113.7K

113.72%

Cinema Ticket

$4.86 ARS 7,187

$3.99 Rp 71.5K

21.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$216 ARS 318.8K

$305 Rp 5.5M

-29.29%

International Primary School, 1 Child (Yearly)

$1,092 ARS 1.6M

$6,642 Rp 119.2M

-83.57%

Jeans (Levis 501 Or Similar)

$62.0 ARS 91.6K

$54.1 Rp 971.2K

14.50%

Summer Dress (H&M, Zara, etc)

$60.2 ARS 89.0K

$37.81 Rp 678.2K

59.24%

Sport Shoes (Adidas, Nike)

$109 ARS 160.8K

$86.8 Rp 1.6M

25.28%

Men's Leather Business Shoes

$96.1 ARS 142.1K

$76.4 Rp 1.4M

25.89%

1-bedroom Apartment, City Center (Monthly)

$313 ARS 462.9K

$992 Rp 17.8M

-68.43%

1-bedroom Apartment, Outside City Center (Monthly)

$201 ARS 297.0K

$673 Rp 12.1M

-70.13%

3-bedroom Apartment, City Center (Monthly)

$581 ARS 858.1K

$3,375 Rp 60.5M

-82.80%

3-bedroom Apartment, Outside City Center (Monthly)

$322 ARS 476.3K

$2,050 Rp 36.8M

-84.28%

Buy Apartment in City Center (m2)

$1,247 ARS 1.8M

$2,805 Rp 50.3M

-55.54%

Buy Apartment Outside City Center (m2)

$1,035 ARS 1.5M

$2,227 Rp 39.9M

-53.51%

Average Monthly Net Salary (After Tax)

$831 ARS 1.2M

$167 Rp 3.0M

397.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

100

13.28

653.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Fe: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $313 in Santa Fe and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Fe pays 398% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Santa Fe vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $206 vs $297 per month, with Santa Fe cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Fe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santa Fe and Ubud, Bali differ by about 73% in total monthly costs ($814 vs $1,408 including rent). Santa Fe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 398% higher in Santa Fe, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $313 in Santa Fe versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $216 in Santa Fe versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Santa Fe – a meal for two runs $17.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $814 in Santa Fe versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Santa Fe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Fe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santa Fe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Fe gentler on the wallet – expenses run 73% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.