Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Cruz de La Palma

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,643 in Santa Cruz de La Palma, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Santa Cruz de La Palma, Spain
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Santa Cruz de La Palma
🇪🇸 Spain
$1,643
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Cruz de La Palma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Cruz de La Palma actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,643 in Santa Cruz de La Palma, rent included.

  • Ubud, Bali $1,349
  • Santa Cruz de La Palma $1,643

A couple spends around $2,305 per month in Ubud, Bali vs $2,423 in Santa Cruz de La Palma, rent included.

  • Ubud, Bali $2,305
  • Santa Cruz de La Palma $2,423

A family of three spends $3,261 per month in Ubud, Bali vs $3,203 in Santa Cruz de La Palma, rent included.

  • Ubud, Bali $3,261
  • Santa Cruz de La Palma $3,203

Ubud, Bali is about 18% cheaper than Santa Cruz de La Palma, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz de La Palma
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$17.09 €15.32
-80.57%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 648.1K
$56.2 €50.3
-36.54%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$11.24 €10.07
-50.80%
Cappuccino
$2.72 Rp 49.4K
$2.43 €2.18
11.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.50 €2.24
-32.00%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.81 €1.62
-58.01%
Local Beer (0.5 liter draught)
$2.65 Rp 48.3K
$3.45 €3.10
-23.19%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.7K
$3.99 €3.57
9.77%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz de La Palma
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.20 €1.08
24.17%
White Bread (500g)
$2.28 Rp 41.4K
$1.43 €1.28
59.44%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.62 €1.46
-26.54%
Eggs
$2.04 Rp 37.0K
$3.31 €2.97
-38.37%
Local Cheese (1kg)
$17.70 Rp 321.9K
$13.46 €12.06
31.50%
Chicken Fillets (1kg)
$3.96 Rp 72.1K
$8.18 €7.33
-51.59%
Beef Round Steak (1kg)
$12.19 Rp 221.7K
$15.80 €14.16
-22.85%
Apples (1kg)
$3.66 Rp 66.5K
$2.59 €2.32
41.31%
Banana (1kg)
$1.52 Rp 27.6K
$2.09 €1.87
-27.27%
Oranges (1kg)
$2.23 Rp 40.5K
$2.09 €1.87
6.70%
Tomato (1kg)
$1.97 Rp 35.9K
$2.61 €2.34
-24.52%
Potato (1kg)
$1.85 Rp 33.6K
$1.80 €1.61
2.78%
Onion (1kg)
$2.42 Rp 44.1K
$1.93 €1.73
25.39%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.33 €1.19
-25.56%
Water (1.5 liter bottle)
$0.51 Rp 9,336
$0.69 €0.62
-26.09%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$6.21 €5.56
-64.25%
Wine (Bottle)
$22.24 Rp 404.4K
$5.75 €5.15
286.78%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$1.21 €1.09
86.78%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$2.09 €1.88
42.11%
🚌 Getting Around
Ubud, Bali
Santa Cruz de La Palma
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,564
$1.60 €1.44
-84.38%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.3K
$32.40 €29.04
-75.86%
Taxi Start (Normal Tariff)
$0.44 Rp 7,992
$4.02 €3.60
-89.05%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,821
$1.44 €1.29
-70.14%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.4K
$22.84 €20.47
-76.31%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.73 €1.55
-52.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.5M
$33.8K €30.3K
-29.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.3M
$31.0K €27.8K
2.32%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz de La Palma
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$143 €128
-44.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$17.79 €15.94
-63.74%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.8K
$29.46 €26.40
-36.93%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz de La Palma
Difference
Gym Membership (Monthly)
$49.48 Rp 899.8K
$44.18 €39.59
12.00%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.9K
$15.89 €14.24
11.08%
Cinema Ticket
$4.27 Rp 77.7K
$8.99 €8.06
-52.50%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz de La Palma
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$469 €420
4.68%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.2M
$8,421 €7,546
-32.62%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz de La Palma
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.7K
$86.8 €77.8
-48.57%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.6K
$36.69 €32.88
-4.74%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$91.5 €82.0
-12.72%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$114 €102
-30.48%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz de La Palma
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.5M
$900 €807
24.94%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$684 €613
-1.80%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$1,365 €1,223
161.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,016 €910
69.66%
Buy Apartment in City Center (m2)
$2,732 Rp 49.7M
$3,275 €2,935
-16.60%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$2,247 €2,014
1.64%
💵 Salaries & Financials
Ubud, Bali
Santa Cruz de La Palma
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,341 €1,201
-87.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.3
317.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santa Cruz de La Palma: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Santa Cruz de La Palma
$684 1.8% $12
Groceries & Markets
Ubud, Bali
$288
Santa Cruz de La Palma
$266 7.7% $22
Eating Out
Ubud, Bali
$108
Santa Cruz de La Palma
$242 125% $134
Clothing & Footwear
Ubud, Bali
$108
Santa Cruz de La Palma
$148 37.8% $41
Monthly Utilities & Internet
Ubud, Bali
$104
Santa Cruz de La Palma
$190 82.6% $86
Sport & Entertainment
Ubud, Bali
$58
Santa Cruz de La Palma
$62 7.1% $4.1
Getting Around
Ubud, Bali
$11
Santa Cruz de La Palma
$50 338% $39

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $900 in Santa Cruz de La Palma. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Santa Cruz de La Palma are about 8.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $56 in Santa Cruz de La Palma. Groceries tell a different story – $288 in Ubud, Bali vs $266 in Santa Cruz de La Palma – so Santa Cruz de La Palma wins on supermarket bills even if dining out costs more.

Good to know
🇮🇩 Ubud, Bali
🇪🇸 Santa Cruz de La Palma
🕒 Local time
12:51 12:51 PM
04:51 4:51 AM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
15,441
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Santa Cruz de La Palma 14,630 km ≈ 19 h nonstop flight
From you
  • Ubud, Bali
  • Santa Cruz de La Palma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Cruz de La Palma: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Santa Cruz de La Palma?
Santa Cruz de La Palma costs about 22% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Santa Cruz de La Palma?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,464 in Santa Cruz de La Palma. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Santa Cruz de La Palma?
Rent is clearly cheaper in Santa Cruz de La Palma, especially for central apartments: a one-bedroom in the center costs $900 there versus $1,125 in Ubud, Bali.
How expensive is transport in Ubud, Bali compared to Santa Cruz de La Palma?
Public transport costs about 76% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and in Santa Cruz de La Palma?
Kindergarten costs $491 per month in Ubud, Bali and $469 in Santa Cruz de La Palma. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Santa Cruz de La Palma?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,643 in Santa Cruz de La Palma. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Ubud, Bali or Santa Cruz de La Palma?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,643 in Santa Cruz de La Palma. Climate, culture, job market, and personal taste all factor in.
How safe is Ubud, Bali compared to Santa Cruz de La Palma?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Ubud, Bali or to Santa Cruz de La Palma?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Santa Cruz de La Palma makes more sense. Both are solid long-term options with distinct trade-offs.

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