Cost of Living Comparison Between Santa Cruz de La Palma and Ubud, Bali Cost of Living Comparison Between Santa Cruz de La Palma and Ubud, Bali

Monthly Cost of Living

A single person spends $1,671 per month in Santa Cruz de La Palma vs $1,378 in Ubud, Bali, rent included.

A couple spends around $2,484 per month in Santa Cruz de La Palma vs $2,327 in Ubud, Bali, rent included.

A family of three spends $3,297 per month in Santa Cruz de La Palma vs $3,275 in Ubud, Bali, rent included.

Santa Cruz de La Palma costs about 21% more than Ubud, Bali, driven mainly by Eating Out.

Both Santa Cruz de La Palma and Ubud, Bali sit above the global median – Santa Cruz de La Palma by 21%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$17.11 €14.75

$3.33 Rp 58.7K

413.81%

Three-Course Dinner for Two, Mid-Range

$59.2 €51.0

$35.82 Rp 630.7K

65.13%

Fast Food Meal (McDonalds, etc)

$11.58 €9.98

$5.63 Rp 99.1K

105.68%

Cappuccino

$2.35 €2.03

$2.82 Rp 49.7K

-16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 €2.25

$1.75 Rp 30.8K

49.14%

Water (0.33 liter bottle)

$1.94 €1.68

$0.80 Rp 14.0K

142.50%

Local Beer (0.5 liter draught)

$3.56 €3.07

$3.04 Rp 53.6K

17.11%

Imported Beer (0.33 liter bottle)

$3.71 €3.19

$4.30 Rp 75.7K

-13.72%

Milk (1 liter)

$1.20 €1.04

$1.61 Rp 28.3K

-25.47%

White Bread (500g)

$1.49 €1.28

$2.27 Rp 39.9K

-34.36%

Rice (white) (1kg)

$1.47 €1.27

$1.17 Rp 20.6K

25.64%

Eggs

$3.37 €2.91

$2.17 Rp 38.2K

55.30%

Local Cheese (1kg)

$12.10 €10.43

$17.63 Rp 310.5K

-31.37%

Chicken Fillets (1kg)

$7.99 €6.89

$4.05 Rp 71.4K

97.28%

Beef Round Steak (1kg)

$17.33 €14.94

$12.18 Rp 214.5K

42.28%

Apples (1kg)

$2.67 €2.30

$3.62 Rp 63.7K

-26.24%

Banana (1kg)

$2.14 €1.84

$1.64 Rp 28.8K

30.49%

Oranges (1kg)

$2.17 €1.87

$2.31 Rp 40.6K

-6.06%

Tomato (1kg)

$2.50 €2.16

$1.96 Rp 34.5K

27.55%

Potato (1kg)

$2.16 €1.86

$1.84 Rp 32.5K

17.39%

Onion (1kg)

$2.43 €2.10

$2.37 Rp 41.7K

2.53%

Lettuce (1 head)

$1.50 €1.30

$1.05 Rp 18.5K

42.86%

Water (1.5 liter bottle)

$0.77 €0.66

$0.54 Rp 9,560

42.59%

Cigarettes 20 Pack (Marlboro, Camel)

$6.63 €5.71

$2.30 Rp 40.6K

188.26%

Wine (Bottle)

$6.19 €5.33

$23.08 Rp 406.4K

-73.18%

Local Beer (0.5 liter bottle)

$1.44 €1.24

$2.34 Rp 41.2K

-38.46%

Imported Beer (0.33 liter bottle)

$1.92 €1.66

$3.07 Rp 54.0K

-37.46%

One-way Ticket (Public Transport)

$1.66 €1.43

$0.25 Rp 4,365

564.00%

Public Transport Monthly Pass (Regular Price)

$30.23 €26.06

$9.42 Rp 165.9K

220.91%

Taxi Start (Normal Tariff)

$3.49 €3.01

$0.49 Rp 8,631

612.24%

Taxi (Normal Tariff) (1km)

$1.62 €1.40

$0.47 Rp 8,349

244.68%

Taxi 1hour Waiting (Normal Tariff)

$25.66 €22.12

$5.60 Rp 98.6K

358.21%

Gasoline (1 liter)

$1.70 €1.46

$0.81 Rp 14.2K

109.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.0K €36.2K

$25.0K Rp 440.3M

67.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K €28.5K

$31.1K Rp 547.0M

6.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €123

$82.7 Rp 1.5M

72.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.28 €17.48

$6.49 Rp 114.2K

212.48%

Internet (50+ Mbps, Unlimited Data)

$31.50 €27.15

$18.79 Rp 330.8K

67.64%

Gym Membership (Monthly)

$46.46 €40.05

$55.2 Rp 972.6K

-15.89%

Tennis Court (1 Hour on Weekend)

$15.03 €12.96

$18.21 Rp 320.6K

-17.46%

Cinema Ticket

$10.07 €8.68

$4.30 Rp 75.7K

134.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$534 €460

$494 Rp 8.7M

7.97%

International Primary School, 1 Child (Yearly)

$9,245 €7,970

$5,917 Rp 104.2M

56.25%

Jeans (Levis 501 Or Similar)

$87.9 €75.8

$46.28 Rp 814.8K

90.00%

Summer Dress (H&M, Zara, etc)

$41.80 €36.03

$36.44 Rp 641.6K

14.71%

Sport Shoes (Adidas, Nike)

$98.0 €84.5

$80.7 Rp 1.4M

21.45%

Men's Leather Business Shoes

$105 €90.6

$78.8 Rp 1.4M

33.36%

1-bedroom Apartment, City Center (Monthly)

$921 €794

$1,114 Rp 19.6M

-17.33%

1-bedroom Apartment, Outside City Center (Monthly)

$699 €603

$693 Rp 12.2M

0.83%

3-bedroom Apartment, City Center (Monthly)

$1,408 €1,214

$3,639 Rp 64.1M

-61.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,064 €917

$1,712 Rp 30.1M

-37.87%

Buy Apartment in City Center (m2)

$3,508 €3,024

$2,761 Rp 48.6M

27.09%

Buy Apartment Outside City Center (m2)

$2,312 €1,993

$2,293 Rp 40.4M

0.82%

Average Monthly Net Salary (After Tax)

$1,399 €1,206

$167 Rp 2.9M

736.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

13.78

-76.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz de La Palma: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $921 in Santa Cruz de La Palma versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 737% higher in Santa Cruz de La Palma, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Santa Cruz de La Palma versus $36.00 in Ubud, Bali. Groceries tell a different story – $272 in Santa Cruz de La Palma vs $294 in Ubud, Bali – so Santa Cruz de La Palma wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz de La Palma vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santa Cruz de La Palma costs about 21% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,506 per month in Santa Cruz de La Palma and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 221% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $534 per month in Santa Cruz de La Palma and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Santa Cruz de La Palma at $1,671. In Ubud, Bali it covers expenses comfortably, while in Santa Cruz de La Palma it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $1,671 in Santa Cruz de La Palma. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Cruz de La Palma makes more sense. Both are solid long-term options with distinct trade-offs.