Last update: Oct 2026

Cost of Living Comparison Between Santa Cruz de La Palma and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,643 in Santa Cruz de La Palma, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

79

Cost of Living Index in Santa Cruz de La Palma
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Santa Cruz de La Palma Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Cruz de La Palma

🇪🇸 Spain

$1,643

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Cruz de La Palma and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz de La Palma and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,643 per month in Santa Cruz de La Palma vs $1,349 in Ubud, Bali, rent included.

Santa Cruz de La Palma $1,643
Ubud, Bali $1,349

A couple spends around $2,423 per month in Santa Cruz de La Palma vs $2,305 in Ubud, Bali, rent included.

Santa Cruz de La Palma $2,423
Ubud, Bali $2,305

A family of three spends $3,203 per month in Santa Cruz de La Palma vs $3,261 in Ubud, Bali, rent included.

Santa Cruz de La Palma $3,203
Ubud, Bali $3,261

Santa Cruz de La Palma costs about 22% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.09 €15.35

$3.32 Rp 60.4K

414.76%

Three-Course Dinner for Two, Mid-Range

$56.2 €50.5

$35.64 Rp 647.8K

57.58%

Fast Food Meal (McDonalds, etc)

$11.24 €10.10

$5.53 Rp 100.6K

103.25%

Cappuccino

$2.43 €2.18

$2.72 Rp 49.4K

-10.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.25

$1.70 Rp 30.9K

47.06%

Water (0.33 liter bottle)

$1.81 €1.62

$0.76 Rp 13.8K

138.16%

Local Beer (0.5 liter draught)

$3.45 €3.10

$2.65 Rp 48.2K

30.19%

Imported Beer (0.33 liter bottle)

$3.99 €3.58

$4.38 Rp 79.6K

-8.90%

Milk (1 liter)

$1.20 €1.08

$1.49 Rp 27.1K

-19.46%

White Bread (500g)

$1.43 €1.28

$2.28 Rp 41.4K

-37.28%

Rice (white) (1kg)

$1.62 €1.46

$1.19 Rp 21.6K

36.13%

Eggs

$3.31 €2.97

$2.04 Rp 37.0K

62.25%

Local Cheese (1kg)

$13.46 €12.09

$17.70 Rp 321.7K

-23.95%

Chicken Fillets (1kg)

$8.18 €7.35

$3.96 Rp 72.0K

106.57%

Beef Round Steak (1kg)

$15.80 €14.20

$12.19 Rp 221.6K

29.61%

Apples (1kg)

$2.59 €2.33

$3.66 Rp 66.4K

-29.23%

Banana (1kg)

$2.09 €1.87

$1.52 Rp 27.6K

37.50%

Oranges (1kg)

$2.09 €1.88

$2.23 Rp 40.5K

-6.28%

Tomato (1kg)

$2.61 €2.35

$1.97 Rp 35.9K

32.49%

Potato (1kg)

$1.80 €1.62

$1.85 Rp 33.6K

-2.70%

Onion (1kg)

$1.93 €1.73

$2.42 Rp 44.1K

-20.25%

Lettuce (1 head)

$1.33 €1.19

$0.99 Rp 18.0K

34.34%

Water (1.5 liter bottle)

$0.69 €0.62

$0.51 Rp 9,332

35.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.21 €5.57

$2.22 Rp 40.4K

179.73%

Wine (Bottle)

$5.75 €5.16

$22.24 Rp 404.2K

-74.15%

Local Beer (0.5 liter bottle)

$1.21 €1.09

$2.26 Rp 41.1K

-46.46%

Imported Beer (0.33 liter bottle)

$2.09 €1.88

$2.97 Rp 54.0K

-29.63%

One-way Ticket (Public Transport)

$1.60 €1.44

$0.25 Rp 4,562

540.00%

Public Transport Monthly Pass (Regular Price)

$32.40 €29.11

$7.82 Rp 142.2K

314.32%

Taxi Start (Normal Tariff)

$4.02 €3.61

$0.44 Rp 7,989

813.64%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$0.43 Rp 7,817

234.88%

Taxi 1hour Waiting (Normal Tariff)

$22.84 €20.52

$5.41 Rp 98.3K

322.18%

Gasoline (1 liter)

$1.73 €1.55

$0.82 Rp 15.0K

110.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.4K

$23.8K Rp 433.3M

41.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K €27.9K

$31.7K Rp 577.0M

-2.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €128

$79.1 Rp 1.4M

80.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.79 €15.98

$6.45 Rp 117.2K

175.81%

Internet (50+ Mbps, Unlimited Data)

$29.46 €26.46

$18.58 Rp 337.7K

58.56%

Gym Membership (Monthly)

$44.18 €39.68

$49.48 Rp 899.4K

-10.71%

Tennis Court (1 Hour on Weekend)

$15.89 €14.27

$17.65 Rp 320.8K

-9.97%

Cinema Ticket

$8.99 €8.08

$4.27 Rp 77.7K

110.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$469 €421

$491 Rp 8.9M

-4.47%

International Primary School, 1 Child (Yearly)

$8,421 €7,564

$5,674 Rp 103.1M

48.41%

Jeans (Levis 501 Or Similar)

$86.8 €78.0

$44.64 Rp 811.4K

94.42%

Summer Dress (H&M, Zara, etc)

$36.69 €32.96

$34.95 Rp 635.3K

4.98%

Sport Shoes (Adidas, Nike)

$91.5 €82.2

$79.9 Rp 1.5M

14.57%

Men's Leather Business Shoes

$114 €103

$79.4 Rp 1.4M

43.84%

1-bedroom Apartment, City Center (Monthly)

$900 €809

$1,125 Rp 20.4M

-19.96%

1-bedroom Apartment, Outside City Center (Monthly)

$684 €614

$671 Rp 12.2M

1.83%

3-bedroom Apartment, City Center (Monthly)

$1,365 €1,226

$3,565 Rp 64.8M

-61.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,016 €912

$1,723 Rp 31.3M

-41.06%

Buy Apartment in City Center (m2)

$3,275 €2,942

$2,732 Rp 49.6M

19.91%

Buy Apartment Outside City Center (m2)

$2,247 €2,019

$2,284 Rp 41.5M

-1.62%

Average Monthly Net Salary (After Tax)

$1,341 €1,204

$164 Rp 3.0M

718.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

13.78

-76.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz de La Palma: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Cruz de La Palma

$684 41.6%

Ubud, Bali

$672 49.8% 1.8% $12

Groceries & Markets

Santa Cruz de La Palma

$266 16.2%

Ubud, Bali

$288 21.4% 8.4% $22

Eating Out

Santa Cruz de La Palma

$242 14.7%

Ubud, Bali

$108 8% 55.5% $134

Monthly Utilities & Internet

Santa Cruz de La Palma

$190 11.6%

Ubud, Bali

$104 7.7% 45.2% $86

Clothing & Footwear

Santa Cruz de La Palma

$148 9%

Ubud, Bali

$108 8% 27.4% $41

Sport & Entertainment

Santa Cruz de La Palma

$62 3.8%

Ubud, Bali

$58 4.3% 6.7% $4.1

Getting Around

Santa Cruz de La Palma

$50 3.1%

Ubud, Bali

$11 0.9% 77.2% $39

Cost Breakdown

A central one-bedroom costs $900 in Santa Cruz de La Palma versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Santa Cruz de La Palma are about 8.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Santa Cruz de La Palma versus $36 in Ubud, Bali. Groceries tell a different story – $266 in Santa Cruz de La Palma vs $288 in Ubud, Bali – so Santa Cruz de La Palma wins on supermarket bills even if dining out costs more.

Good to know

🇪🇸 Santa Cruz de La Palma

🇮🇩 Ubud, Bali

🕒 Local time

20:27 8:27 PM

04:27 4:27 AM

8 h ahead of Santa Cruz de La Palma

🌤 Weather

👥 Population

15,441

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Santa Cruz de La Palma Ubud, Bali 14,630 km ≈ 19 h nonstop flight

From you

Santa Cruz de La Palma
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz de La Palma vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santa Cruz de La Palma costs about 22% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,464 per month in Santa Cruz de La Palma and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Cruz de La Palma, especially for central apartments: a one-bedroom in the center costs $900 there versus $1,125 in Ubud, Bali.

Public transport costs about 76% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $469 per month in Santa Cruz de La Palma and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,643 in Santa Cruz de La Palma and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,643 in Santa Cruz de La Palma. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Santa Cruz de La Palma makes more sense. Both are solid long-term options with distinct trade-offs.