Cost of Living Comparison Between Santa Cruz de La Palma and Ubud, Bali Cost of Living Comparison Between Santa Cruz de La Palma and Ubud, Bali

Monthly Cost of Living

A single person spends $1,619 per month in Santa Cruz de La Palma vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,384 per month in Santa Cruz de La Palma vs $2,582 in Ubud, Bali, rent included.

A family of three spends $3,148 per month in Santa Cruz de La Palma vs $3,757 in Ubud, Bali, rent included.

Santa Cruz de La Palma costs about 15% more than Ubud, Bali, driven mainly by Eating Out.

Both Santa Cruz de La Palma and Ubud, Bali sit above the global median – Santa Cruz de La Palma by 21%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$15.00 €12.80

$3.42 Rp 58.7K

338.60%

Three-Course Dinner for Two, Mid-Range

$57.5 €49.07

$32.96 Rp 566.5K

74.54%

Fast Food Meal (McDonalds, etc)

$10.40 €8.87

$5.08 Rp 87.3K

104.72%

Cappuccino

$2.24 €1.91

$2.82 Rp 48.5K

-20.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 €2.02

$1.37 Rp 23.5K

72.99%

Water (0.33 liter bottle)

$1.66 €1.41

$0.71 Rp 12.2K

133.80%

Local Beer (0.5 liter draught)

$3.38 €2.88

$2.97 Rp 51.0K

13.80%

Imported Beer (0.33 liter bottle)

$3.38 €2.88

$3.91 Rp 67.2K

-13.55%

Milk (1 liter)

$1.17 €1.00

$1.75 Rp 30.0K

-33.14%

White Bread (500g)

$1.40 €1.19

$2.52 Rp 43.2K

-44.44%

Rice (white) (1kg)

$1.67 €1.42

$1.21 Rp 20.8K

38.02%

Eggs

$2.81 €2.39

$2.33 Rp 40.1K

20.60%

Local Cheese (1kg)

$13.36 €11.39

$14.50 Rp 249.2K

-7.86%

Chicken Fillets (1kg)

$8.30 €7.08

$4.36 Rp 74.9K

90.37%

Beef Round Steak (1kg)

$14.78 €12.61

$12.05 Rp 207.0K

22.66%

Apples (1kg)

$2.53 €2.16

$3.82 Rp 65.6K

-33.77%

Banana (1kg)

$2.06 €1.75

$1.61 Rp 27.7K

27.95%

Oranges (1kg)

$1.99 €1.70

$2.70 Rp 46.5K

-26.30%

Tomato (1kg)

$2.65 €2.26

$2.23 Rp 38.3K

18.83%

Potato (1kg)

$1.79 €1.52

$1.90 Rp 32.6K

-5.79%

Onion (1kg)

$1.95 €1.66

$2.18 Rp 37.5K

-10.55%

Lettuce (1 head)

$1.33 €1.14

$1.03 Rp 17.7K

29.13%

Water (1.5 liter bottle)

$0.74 €0.63

$0.77 Rp 13.3K

-3.90%

Cigarettes 20 Pack (Marlboro, Camel)

$6.45 €5.50

$3.18 Rp 54.7K

102.83%

Wine (Bottle)

$6.13 €5.23

$23.23 Rp 399.2K

-73.61%

Local Beer (0.5 liter bottle)

$1.22 €1.04

$2.85 Rp 48.9K

-57.19%

Imported Beer (0.33 liter bottle)

$2.05 €1.75

$2.72 Rp 46.7K

-24.63%

One-way Ticket (Public Transport)

$1.73 €1.47

$0.29 Rp 5,022

496.55%

Public Transport Monthly Pass (Regular Price)

$33.81 €28.84

$8.43 Rp 144.8K

301.07%

Taxi Start (Normal Tariff)

$4.14 €3.54

$0.49 Rp 8,344

744.90%

Taxi (Normal Tariff) (1km)

$1.26 €1.07

$0.45 Rp 7,812

180.00%

Taxi 1hour Waiting (Normal Tariff)

$24.80 €21.15

$6.28 Rp 107.8K

294.90%

Gasoline (1 liter)

$1.83 €1.56

$0.85 Rp 14.6K

115.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K €33.0K

$26.1K Rp 447.8M

48.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.3K €25.8K

$31.5K Rp 541.8M

-4.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 €117

$79.8 Rp 1.4M

71.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.11 €18.01

$4.09 Rp 70.3K

416.14%

Internet (50+ Mbps, Unlimited Data)

$32.04 €27.33

$24.06 Rp 413.6K

33.17%

Gym Membership (Monthly)

$47.90 €40.86

$96.2 Rp 1.7M

-50.20%

Tennis Court (1 Hour on Weekend)

$15.06 €12.85

$6.53 Rp 112.2K

130.63%

Cinema Ticket

$9.39 €8.01

$4.13 Rp 71.1K

127.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 €347

$297 Rp 5.1M

37.05%

International Primary School, 1 Child (Yearly)

$7,467 €6,369

$6,661 Rp 114.5M

12.10%

Jeans (Levis 501 Or Similar)

$84.8 €72.3

$55.0 Rp 944.5K

54.26%

Summer Dress (H&M, Zara, etc)

$36.89 €31.47

$38.75 Rp 666.0K

-4.80%

Sport Shoes (Adidas, Nike)

$90.0 €76.7

$89.6 Rp 1.5M

0.39%

Men's Leather Business Shoes

$107 €91.2

$78.9 Rp 1.4M

35.56%

1-bedroom Apartment, City Center (Monthly)

$856 €730

$1,018 Rp 17.5M

-15.92%

1-bedroom Apartment, Outside City Center (Monthly)

$706 €602

$660 Rp 11.3M

6.93%

3-bedroom Apartment, City Center (Monthly)

$1,323 €1,129

$3,435 Rp 59.0M

-61.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,001 €854

$2,053 Rp 35.3M

-51.25%

Buy Apartment in City Center (m2)

$3,458 €2,950

$2,981 Rp 51.2M

16.03%

Buy Apartment Outside City Center (m2)

$2,341 €1,996

$2,368 Rp 40.7M

-1.15%

Average Monthly Net Salary (After Tax)

$1,437 €1,226

$172 Rp 3.0M

735.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.28

-73.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz de La Palma: April 21, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $856 in Santa Cruz de La Palma versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 735% higher in Santa Cruz de La Palma, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58 in Santa Cruz de La Palma versus $33 in Ubud, Bali. Groceries tell a different story – $262 in Santa Cruz de La Palma vs $299 in Ubud, Bali – so Santa Cruz de La Palma wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz de La Palma vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santa Cruz de La Palma costs about 15% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,429 per month in Santa Cruz de La Palma and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 301% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $407 per month in Santa Cruz de La Palma and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Santa Cruz de La Palma at $1,619. In Ubud, Bali it covers expenses comfortably, while in Santa Cruz de La Palma it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,619 in Santa Cruz de La Palma. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Cruz de La Palma makes more sense. Both are solid long-term options with distinct trade-offs.