Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sant Julia de Loria

For one person, living is cheaper in Sant Julia de Loria: $202 a month against $1,368 in Ubud, Bali, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Sant Julia de Loria

🇦🇩 Andorra

$202

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sant Julia de Loria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sant Julia de Loria actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $202 in Sant Julia de Loria, rent included.

Ubud, Bali $1,368
Sant Julia de Loria $202

A couple spends around $2,314 per month in Ubud, Bali vs $427 in Sant Julia de Loria, rent included.

Ubud, Bali $2,314
Sant Julia de Loria $427

A family of three spends $3,260 per month in Ubud, Bali vs $652 in Sant Julia de Loria, rent included.

Ubud, Bali $3,260
Sant Julia de Loria $652

Ubud, Bali costs about 578% more than Sant Julia de Loria, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Sant Julia de Loria is 85% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$13.19 €11.74

-74.75%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$49.48 €44.01

-28.90%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$12.42 €11.04

-53.30%

Cappuccino

$2.73 Rp 49.1K

$1.83 €1.63

49.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.33 €2.07

-29.61%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.98 €1.76

-58.08%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.37 €2.11

13.92%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.97 €3.53

8.31%

Milk (1 liter)

$1.50 Rp 27.1K

White Bread (500g)

$2.30 Rp 41.4K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.14 Rp 38.6K

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$1.93 Rp 34.7K

Potato (1kg)

$1.88 Rp 33.9K

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.53 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$5,473 €4,869

-96.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Sant Julia de Loria: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Sant Julia de Loria

–

Groceries & Markets

Ubud, Bali

$290 21.2%

Sant Julia de Loria

–

Eating Out

Ubud, Bali

$109 8%

Sant Julia de Loria

–

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Sant Julia de Loria

–

Clothing & Footwear

Ubud, Bali

$108 7.9%

Sant Julia de Loria

–

Sport & Entertainment

Ubud, Bali

$65 4.7%

Sant Julia de Loria

–

Getting Around

Ubud, Bali

$13 0.9%

Sant Julia de Loria

–

Cost Breakdown

Salaries run about 3226% higher in Sant Julia de Loria, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $49.00 in Sant Julia de Loria. Use this as a proxy for overall food spending across the two cities.

Good to know

🇮🇩 Ubud, Bali

🇦🇩 Sant Julia de Loria

🕒 Local time

22:27 10:27 PM

16:27 4:27 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,022

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Sant Julia de Loria 12,590 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Sant Julia de Loria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sant Julia de Loria: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $202 in Sant Julia de Loria – roughly 578% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $303 in Sant Julia de Loria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $202 in Sant Julia de Loria. That's a gap of about 578%.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $49.00 in Sant Julia de Loria. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Sant Julia de Loria, where all-in costs run around $202, than in Ubud, Bali at $1,368. In Sant Julia de Loria it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $202 in Sant Julia de Loria to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sant Julia de Loria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.