Last update: Oct 2026

Cost of Living Comparison Between Sant Julia de Loria and Ubud, Bali

For one person, living is cheaper in Sant Julia de Loria: $202 a month against $1,368 in Ubud, Bali, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

Sant Julia de Loria
🇦🇩 Andorra
$202
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Sant Julia de Loria and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sant Julia de Loria and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $202 per month in Sant Julia de Loria vs $1,368 in Ubud, Bali, rent included.

  • Sant Julia de Loria $202
  • Ubud, Bali $1,368

A couple spends around $427 per month in Sant Julia de Loria vs $2,314 in Ubud, Bali, rent included.

  • Sant Julia de Loria $427
  • Ubud, Bali $2,314

A family of three spends $652 per month in Sant Julia de Loria vs $3,260 in Ubud, Bali, rent included.

  • Sant Julia de Loria $652
  • Ubud, Bali $3,260

Sant Julia de Loria is about 85% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Sant Julia de Loria sits 85% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sant Julia de Loria
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.19 €11.74
$3.33 Rp 59.9K
296.10%
Three-Course Dinner for Two, Mid-Range
$49.48 €44.01
$35.18 Rp 633.2K
40.65%
Fast Food Meal (McDonalds, etc)
$12.42 €11.04
$5.80 Rp 104.5K
114.14%
Cappuccino
$1.83 €1.63
$2.73 Rp 49.1K
-32.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.33 €2.07
$1.64 Rp 29.5K
42.07%
Water (0.33 liter bottle)
$1.98 €1.76
$0.83 Rp 15.0K
138.55%
Local Beer (0.5 liter draught)
$2.37 €2.11
$2.70 Rp 48.6K
-12.22%
Imported Beer (0.33 liter bottle)
$3.97 €3.53
$4.30 Rp 77.4K
-7.67%
🛒 Groceries & Markets
Sant Julia de Loria
Ubud, Bali
Difference
Milk (1 liter)
-
$1.50 Rp 27.1K
-
White Bread (500g)
-
$2.30 Rp 41.4K
-
Rice (white) (1kg)
-
$1.18 Rp 21.2K
-
Eggs
-
$2.14 Rp 38.6K
-
Local Cheese (1kg)
-
$17.48 Rp 314.6K
-
Chicken Fillets (1kg)
-
$4.03 Rp 72.5K
-
Beef Round Steak (1kg)
-
$12.23 Rp 220.1K
-
Apples (1kg)
-
$3.55 Rp 63.9K
-
Banana (1kg)
-
$1.57 Rp 28.3K
-
Oranges (1kg)
-
$2.24 Rp 40.2K
-
Tomato (1kg)
-
$1.93 Rp 34.7K
-
Potato (1kg)
-
$1.88 Rp 33.9K
-
Onion (1kg)
-
$2.29 Rp 41.3K
-
Lettuce (1 head)
-
$0.99 Rp 17.9K
-
Water (1.5 liter bottle)
-
$0.53 Rp 9,475
-
Cigarettes 20 Pack (Marlboro, Camel)
-
$2.28 Rp 41.1K
-
Wine (Bottle)
-
$23.01 Rp 414.2K
-
Local Beer (0.5 liter bottle)
-
$2.34 Rp 42.2K
-
Imported Beer (0.33 liter bottle)
-
$2.91 Rp 52.4K
-
🚌 Getting Around
Sant Julia de Loria
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.24 Rp 4,315
-
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
-
$0.48 Rp 8,684
-
Taxi (Normal Tariff) (1km)
-
$0.46 Rp 8,233
-
Taxi 1hour Waiting (Normal Tariff)
-
$5.45 Rp 98.2K
-
Gasoline (1 liter)
-
$0.88 Rp 15.9K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$24.6K Rp 442.2M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.2K Rp 561.4M
-
🧾 Monthly Utilities & Internet
Sant Julia de Loria
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
-
$83.0 Rp 1.5M
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$6.45 Rp 116.0K
-
Internet (50+ Mbps, Unlimited Data)
-
$18.57 Rp 334.2K
-
🎉 Sport & Entertainment
Sant Julia de Loria
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$55.8 Rp 1.0M
-
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
-
$4.38 Rp 78.9K
-
🧸 Childcare & Education
Sant Julia de Loria
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$493 Rp 8.9M
-
International Primary School, 1 Child (Yearly)
-
$5,754 Rp 103.6M
-
👕👟 Clothing & Footwear
Sant Julia de Loria
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
-
$46.19 Rp 831.4K
-
Summer Dress (H&M, Zara, etc)
-
$35.33 Rp 636.0K
-
Sport Shoes (Adidas, Nike)
-
$79.1 Rp 1.4M
-
Men's Leather Business Shoes
-
$78.4 Rp 1.4M
-
🏠 Accommodation & Living
Sant Julia de Loria
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,142 Rp 20.6M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$676 Rp 12.2M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,503 Rp 63.1M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,700 Rp 30.6M
-
Buy Apartment in City Center (m2)
-
$2,784 Rp 50.1M
-
Buy Apartment Outside City Center (m2)
-
$2,241 Rp 40.3M
-
💵 Salaries & Financials
Sant Julia de Loria
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,473 €4,869
$165 Rp 3.0M
3226.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.78
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sant Julia de Loria: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sant Julia de Loria
–
Ubud, Bali
$676
Groceries & Markets
Sant Julia de Loria
–
Ubud, Bali
$290
Eating Out
Sant Julia de Loria
–
Ubud, Bali
$109
Monthly Utilities & Internet
Sant Julia de Loria
–
Ubud, Bali
$108
Clothing & Footwear
Sant Julia de Loria
–
Ubud, Bali
$108
Sport & Entertainment
Sant Julia de Loria
–
Ubud, Bali
$65
Getting Around
Sant Julia de Loria
–
Ubud, Bali
$13

Cost Breakdown

Salaries run about 3226% higher in Sant Julia de Loria, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $49.00 in Sant Julia de Loria versus $35.00 in Ubud, Bali. Use this as a proxy for overall food spending across the two cities.

Good to know
🇦🇩 Sant Julia de Loria
🇮🇩 Ubud, Bali
🕒 Local time
15:03 3:03 PM
21:03 9:03 PM
6 h ahead of Sant Julia de Loria
🌤 Weather
👥 Population
8,022
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Sant Julia de Loria Ubud, Bali 12,590 km ≈ 16 h nonstop flight
From you
  • Sant Julia de Loria
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sant Julia de Loria vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Sant Julia de Loria and in Ubud, Bali compare overall?
Monthly costs with rent: $202 in Sant Julia de Loria, $1,368 in Ubud, Bali – roughly 578% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Sant Julia de Loria compared to Ubud, Bali?
For a comfortable life, plan on about $303 per month in Sant Julia de Loria and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city is more expensive overall: Sant Julia de Loria or Ubud, Bali?
Monthly expenses with rent come to $202 in Sant Julia de Loria and $1,368 in Ubud, Bali. That's a gap of about 578%.
Which city has cheaper restaurants?
A mid-range dinner for two costs $49.00 in Sant Julia de Loria and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Sant Julia de Loria, where all-in costs run around $202, than in Ubud, Bali at $1,368. In Sant Julia de Loria it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Sant Julia de Loria and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $202 in Sant Julia de Loria to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Sant Julia de Loria or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Sant Julia de Loria and Ubud, Bali?
If budget matters most, go with Sant Julia de Loria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

Sant Julia de Loria vs other spots: cost of living compared

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