Cost of Living Comparison Between Ubud, Bali and San Ramon, CA Cost of Living Comparison Between Ubud, Bali and San Ramon, CA

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,399 in San Ramon, CA.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,571 in San Ramon, CA.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,743 in San Ramon, CA.

Living in Ubud, Bali costs roughly 40% less than in San Ramon, CA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, San Ramon, CA 79% above.

Currency
🍽 Eating Out
Ubud, Bali
San Ramon, CA
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$18.28 $18.28
-80.47%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$59.6 $59.6
-45.35%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$11.11 $11.11
-54.37%
Cappuccino
$2.83 Rp 49.0K
$5.20 $5.20
-45.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$1.99 $1.99
-32.66%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$3.08 $3.08
-77.60%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$8.89 $8.89
-66.37%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$8.76 $8.76
-56.05%
🛒 Groceries & Markets
Ubud, Bali
San Ramon, CA
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.09 $1.09
59.63%
White Bread (500g)
$2.54 Rp 44.0K
$2.74 $2.74
-7.30%
Rice (white) (1kg)
$1.19 Rp 20.6K
$3.08 $3.08
-61.36%
Eggs
$2.43 Rp 42.0K
$3.90 $3.90
-37.69%
Local Cheese (1kg)
$14.66 Rp 254.1K
$11.18 $11.18
31.13%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$10.96 $10.96
-61.86%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$12.80 $12.80
-6.72%
Apples (1kg)
$3.69 Rp 63.9K
$3.23 $3.23
14.24%
Banana (1kg)
$1.61 Rp 27.8K
$3.36 $3.36
-52.08%
Oranges (1kg)
$2.69 Rp 46.5K
$3.27 $3.27
-17.74%
Tomato (1kg)
$2.33 Rp 40.4K
$4.38 $4.38
-46.80%
Potato (1kg)
$1.91 Rp 33.0K
$2.17 $2.17
-11.98%
Onion (1kg)
$2.19 Rp 37.9K
$2.75 $2.75
-20.36%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.54 $1.54
-31.17%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$1.47 $1.47
-51.02%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$8.94 $8.94
-64.99%
Wine (Bottle)
$23.49 Rp 407.1K
$10.18 $10.18
130.75%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$2.09 $2.09
31.10%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$2.30 $2.30
25.22%
🚌 Getting Around
Ubud, Bali
San Ramon, CA
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$1.95 $1.95
-85.13%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$4.60 $4.60
-90.22%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$1.89 $1.89
-77.78%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$30.23 $30.23
-79.62%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.25 $1.25
-32.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$30.0K $30.0K
-12.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$26.7K $26.7K
21.73%
🧾 Monthly Utilities & Internet
Ubud, Bali
San Ramon, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$104 $104
-24.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$39.44 $39.44
-89.98%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$62.4 $62.4
-60.87%
🎉 Sport & Entertainment
Ubud, Bali
San Ramon, CA
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$42.18 $42.18
128.88%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
-
-
Cinema Ticket
$4.04 Rp 70.0K
$16.11 $16.11
-74.92%
🧸 Childcare & Education
Ubud, Bali
San Ramon, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$1,161 $1,161
-73.93%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$24.1K $24.1K
-72.95%
👕👟 Clothing & Footwear
Ubud, Bali
San Ramon, CA
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$55.2 $55.2
-2.52%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$39.48 $39.48
-3.80%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$101 $101
-14.41%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$79.2 $79.2
-0.45%
🏠 Accommodation & Living
Ubud, Bali
San Ramon, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$2,547 $2,547
-60.26%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$1,363 $1,363
-50.51%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,617 $2,617
29.55%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$2,255 $2,255
-6.96%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
-
-
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
-
-
💵 Salaries & Financials
Ubud, Bali
San Ramon, CA
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$9,351 $9,351
-98.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for San Ramon, CA: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $2,547 in San Ramon, CA. Housing cost is often the main lever when comparing two cities.

San Ramon, CA pays 5301% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $60.0 in San Ramon, CA for a mid-range dinner for two. Groceries echo the gap at $298 vs $335 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs San Ramon, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or San Ramon, CA?
Ubud, Bali wins on cost – living expenses run 67% lower than in San Ramon, CA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or San Ramon, CA?
On paper, San Ramon, CA earns 5301% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs San Ramon, CA?
Rent for a central apartment: $1,012 in Ubud, Bali versus $2,547 in San Ramon, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or San Ramon, CA?
Supermarket bills run roughly 13% higher in San Ramon, CA. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to San Ramon, CA?
All in, you'll spend $1,438 per month in Ubud, Bali versus $2,399 in San Ramon, CA – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or San Ramon, CA?
At $1,438 in Ubud, Bali versus $2,399 in San Ramon, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in San Ramon, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or San Ramon, CA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to San Ramon, CA?
Safety-wise, Ubud, Bali and San Ramon, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in San Ramon, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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