Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and San Ramon, CA

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,259 in San Ramon, CA, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
155

Cost of Living Index in San Ramon, CA
Learn more

San Ramon, CA Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

San Ramon, CA

🇺🇸 United States

$3,259

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Ramon, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Ramon, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $3,259 in San Ramon, CA.

Ubud, Bali $1,331
San Ramon, CA $3,259

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,957 in San Ramon, CA.

Ubud, Bali $2,255
San Ramon, CA $2,957

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,654 in San Ramon, CA.

Ubud, Bali $3,180
San Ramon, CA $2,654

Living in Ubud, Bali costs roughly 59% less than in San Ramon, CA, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, San Ramon, CA is 141% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$18.68 $18.68

-81.91%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$49.42 $49.42

-29.89%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.18 $11.18

-50.18%

Cappuccino

$2.62 Rp 47.5K

$5.66 $5.66

-53.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.08 $3.08

-50.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.49 $2.49

-74.30%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$9.16 $9.16

-70.85%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$7.97 $7.97

-46.55%

Milk (1 liter)

$1.46 Rp 26.5K

$1.30 $1.30

12.31%

White Bread (500g)

$2.29 Rp 41.6K

$4.22 $4.22

-45.73%

Rice (white) (1kg)

$1.11 Rp 20.1K

$4.90 $4.90

-77.35%

Eggs

$2.10 Rp 38.1K

$4.04 $4.04

-48.02%

Local Cheese (1kg)

$15.94 Rp 289.2K

$24.18 $24.18

-34.08%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$11.60 $11.60

-66.55%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.02 $13.02

-12.44%

Apples (1kg)

$3.55 Rp 64.4K

$5.38 $5.38

-34.01%

Banana (1kg)

$1.54 Rp 27.9K

$3.15 $3.15

-51.11%

Oranges (1kg)

$2.23 Rp 40.5K

$4.65 $4.65

-52.04%

Tomato (1kg)

$1.97 Rp 35.8K

$5.69 $5.69

-65.38%

Potato (1kg)

$1.86 Rp 33.7K

$3.25 $3.25

-42.77%

Onion (1kg)

$2.42 Rp 43.9K

$3.78 $3.78

-35.98%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.97 $2.97

-65.66%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.71 $2.71

-80.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$11.73 $11.73

-81.24%

Wine (Bottle)

$21.79 Rp 395.2K

$13.24 $13.24

64.58%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.16 $2.16

7.87%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.45 $2.45

21.22%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.97 $3.97

-88.92%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$4.88 $4.88

-90.37%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.25 $1.25

-33.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$27.5K $27.5K

-11.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$26.6K $26.6K

19.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$138 $138

-43.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$39.65 $39.65

-84.51%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$62.5 $62.5

-69.73%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$19.85 $19.85

156.88%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$16.92 $16.92

-74.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,793 $1,793

-72.54%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$19.9K $19.9K

-38.59%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$50.9 $50.9

-11.29%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$39.71 $39.71

-12.14%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$98.1 $98.1

-20.18%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$59.7 $59.7

30.35%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$2,320 $2,320

-53.55%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$2,032 $2,032

-67.29%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$3,027 $3,027

15.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$8,926 $8,926

-98.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.69

105.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for San Ramon, CA: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

San Ramon, CA

$2K 62.4% 206% $1.4K

Groceries & Markets

Ubud, Bali

$279 21%

San Ramon, CA

$457 14% 63.7% $178

Clothing & Footwear

Ubud, Bali

$106 8%

San Ramon, CA

$112 3.4% 5.2% $5.5

Eating Out

Ubud, Bali

$106 8%

San Ramon, CA

$335 10.3% 217% $229

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

San Ramon, CA

$240 7.4% 134% $138

Sport & Entertainment

Ubud, Bali

$60 4.5%

San Ramon, CA

$54 1.7% 10.2% $6.1

Getting Around

Ubud, Bali

$12 0.9%

San Ramon, CA

$28 * 0.9% 138% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $2,320 in San Ramon, CA. Housing cost is often the main lever when comparing two cities.

San Ramon, CA pays about 54 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $49 in San Ramon, CA for a mid-range dinner for two. Groceries echo the gap at $279 vs $457 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 San Ramon, CA

🕒 Local time

18:46 6:46 PM

02:46 2:46 AM

16 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

75,995

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Ramon, CA 13,450 km ≈ 17 h nonstop flight

From you

Ubud, Bali
San Ramon, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Ramon, CA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 59% lower than in San Ramon, CA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $2,320 in San Ramon, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in San Ramon, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $3,259 in San Ramon, CA – Ubud, Bali is about 59% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and San Ramon, CA are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, San Ramon, CA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.