Cost of Living Comparison Between Ubud, Bali and San Pawl Il-bahar Cost of Living Comparison Between Ubud, Bali and San Pawl Il-bahar

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $1,634 in San Pawl Il-bahar, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $2,609 in San Pawl Il-bahar, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $3,584 in San Pawl Il-bahar, rent included.

Ubud, Bali is about 16% cheaper than San Pawl Il-bahar, driven mainly by Eating Out.

Both Ubud, Bali and San Pawl Il-bahar sit above the global median – Ubud, Bali by 2%, San Pawl Il-bahar by 21%.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$19.69 €17.49

-83.14%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$84.7 €75.2

-58.28%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$11.15 €9.90

-52.20%

Cappuccino

$2.75 Rp 49.3K

$2.59 €2.30

6.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$2.45 €2.18

-29.39%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$2.11 €1.87

-62.09%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$4.47 €3.97

-34.00%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$5.26 €4.68

-15.59%

Milk (1 liter)

$1.50 Rp 26.8K

$1.40 €1.25

7.14%

White Bread (500g)

$2.30 Rp 41.1K

$1.20 €1.06

91.67%

Rice (white) (1kg)

$1.10 Rp 19.7K

$4.02 €3.57

-72.64%

Eggs

$2.16 Rp 38.6K

$3.68 €3.27

-41.30%

Local Cheese (1kg)

$17.09 Rp 305.7K

$8.24 €7.32

107.40%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$7.90 €7.02

-50.89%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$9.37 €8.33

27.21%

Apples (1kg)

$3.57 Rp 63.8K

$3.14 €2.79

13.69%

Banana (1kg)

$1.58 Rp 28.3K

$2.11 €1.88

-25.12%

Oranges (1kg)

$2.36 Rp 42.2K

$2.94 €2.61

-19.73%

Tomato (1kg)

$1.97 Rp 35.2K

$2.79 €2.48

-29.39%

Potato (1kg)

$1.81 Rp 32.4K

$1.62 €1.44

11.73%

Onion (1kg)

$2.39 Rp 42.8K

$1.82 €1.61

31.32%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.23 €1.09

-17.07%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$1.27 €1.13

-61.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$6.26 €5.56

-64.06%

Wine (Bottle)

$22.30 Rp 399.0K

$8.11 €7.20

174.97%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$1.54 €1.37

53.90%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$1.96 €1.74

47.96%

One-way Ticket (Public Transport)

$0.25 Rp 4,457

$2.78 €2.47

-91.01%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$5.79 €5.14

-92.40%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$2.21 €1.96

-81.00%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$27.04 €24.02

-79.07%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.50 €1.33

-46.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$38.5K €34.2K

-38.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$39.9K €35.4K

-22.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$59.9 €53.2

37.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$20.99 €18.65

-69.99%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$41.27 €36.66

-54.86%

Gym Membership (Monthly)

$54.7 Rp 979.2K

$52.0 €46.21

5.21%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

$13.78 €12.24

33.89%

Cinema Ticket

$4.24 Rp 75.8K

$9.93 €8.82

-57.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$369 €328

31.14%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$11.3K €10.1K

-50.60%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$22.41 €19.91

104.24%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$34.26 €30.43

4.17%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$98.9 €87.9

-20.86%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$74.7 €66.4

7.27%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$983 €873

16.67%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$790 €702

-14.16%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

$1,641 €1,457

113.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$1,410 €1,252

19.74%

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

$3,559 €3,161

-21.65%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

$2,942 €2,613

-23.28%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,681 €1,493

-90.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.9

375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for San Pawl Il-bahar: September 27, 2026

Cost Breakdown

A central one-bedroom costs $1,147 in Ubud, Bali versus $983 in San Pawl Il-bahar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 918% higher in San Pawl Il-bahar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $85.0 in San Pawl Il-bahar. Groceries tell a different story – $286 in Ubud, Bali vs $260 in San Pawl Il-bahar – so San Pawl Il-bahar wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Pawl Il-bahar: Cost of Living - Frequently Asked Questions

Yes – San Pawl Il-bahar is pricier by about 19%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $2,451 in San Pawl Il-bahar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $85.0 in San Pawl Il-bahar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 10% cheaper in San Pawl Il-bahar – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in San Pawl Il-bahar at $1,634. In Ubud, Bali it covers expenses comfortably, while in San Pawl Il-bahar it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Pawl Il-bahar makes more sense. Both are solid long-term options with distinct trade-offs.