Last update: Oct 2026

Cost of Living Comparison Between San Pawl Il-bahar and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,697 in San Pawl Il-bahar, rent and utilities included – about $3,900 less a year. Rent and utilities account for about half of the difference.

San Pawl Il-bahar
🇲🇹 Malta
$1,697
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in San Pawl Il-bahar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pawl Il-bahar and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,697 per month in San Pawl Il-bahar vs $1,368 in Ubud, Bali, rent included.

  • San Pawl Il-bahar $1,697
  • Ubud, Bali $1,368

A couple spends around $2,593 per month in San Pawl Il-bahar vs $2,314 in Ubud, Bali, rent included.

  • San Pawl Il-bahar $2,593
  • Ubud, Bali $2,314

A family of three spends $3,489 per month in San Pawl Il-bahar vs $3,260 in Ubud, Bali, rent included.

  • San Pawl Il-bahar $3,489
  • Ubud, Bali $3,260

San Pawl Il-bahar costs about 24% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both San Pawl Il-bahar and Ubud, Bali sit above the global median – San Pawl Il-bahar by 26%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
San Pawl Il-bahar
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.75 €17.57
$3.33 Rp 59.9K
493.09%
Three-Course Dinner for Two, Mid-Range
$82.2 €73.1
$35.18 Rp 633.2K
133.66%
Fast Food Meal (McDonalds, etc)
$11.28 €10.03
$5.80 Rp 104.5K
94.48%
Cappuccino
$2.58 €2.30
$2.73 Rp 49.1K
-5.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 €2.20
$1.64 Rp 29.5K
50.61%
Water (0.33 liter bottle)
$1.95 €1.74
$0.83 Rp 15.0K
134.94%
Local Beer (0.5 liter draught)
$4.50 €4.00
$2.70 Rp 48.6K
66.67%
Imported Beer (0.33 liter bottle)
$5.18 €4.60
$4.30 Rp 77.4K
20.47%
🛒 Groceries & Markets
San Pawl Il-bahar
Ubud, Bali
Difference
Milk (1 liter)
$1.31 €1.17
$1.50 Rp 27.1K
-12.67%
White Bread (500g)
$1.16 €1.03
$2.30 Rp 41.4K
-49.57%
Rice (white) (1kg)
$3.82 €3.40
$1.18 Rp 21.2K
223.73%
Eggs
$3.62 €3.22
$2.14 Rp 38.6K
69.16%
Local Cheese (1kg)
$8.44 €7.50
$17.48 Rp 314.6K
-51.72%
Chicken Fillets (1kg)
$7.75 €6.89
$4.03 Rp 72.5K
92.31%
Beef Round Steak (1kg)
$9.41 €8.37
$12.23 Rp 220.1K
-23.06%
Apples (1kg)
$2.98 €2.65
$3.55 Rp 63.9K
-16.06%
Banana (1kg)
$2.05 €1.82
$1.57 Rp 28.3K
30.57%
Oranges (1kg)
$2.93 €2.60
$2.24 Rp 40.2K
30.80%
Tomato (1kg)
$2.86 €2.54
$1.93 Rp 34.7K
48.19%
Potato (1kg)
$1.57 €1.40
$1.88 Rp 33.9K
-16.49%
Onion (1kg)
$1.84 €1.64
$2.29 Rp 41.3K
-19.65%
Lettuce (1 head)
$1.19 €1.06
$0.99 Rp 17.9K
20.20%
Water (1.5 liter bottle)
$1.20 €1.07
$0.53 Rp 9,475
126.42%
Cigarettes 20 Pack (Marlboro, Camel)
$6.33 €5.63
$2.28 Rp 41.1K
177.63%
Wine (Bottle)
$8.30 €7.38
$23.01 Rp 414.2K
-63.93%
Local Beer (0.5 liter bottle)
$1.49 €1.32
$2.34 Rp 42.2K
-36.32%
Imported Beer (0.33 liter bottle)
$2.00 €1.78
$2.91 Rp 52.4K
-31.27%
🚌 Getting Around
San Pawl Il-bahar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.76 €2.46
$0.24 Rp 4,315
1050.00%
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
$5.72 €5.09
$0.48 Rp 8,684
1091.67%
Taxi (Normal Tariff) (1km)
$2.17 €1.93
$0.46 Rp 8,233
371.74%
Taxi 1hour Waiting (Normal Tariff)
$26.51 €23.58
$5.45 Rp 98.2K
386.42%
Gasoline (1 liter)
$1.47 €1.30
$0.88 Rp 15.9K
67.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €34.1K
$24.6K Rp 442.2M
55.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K €35.2K
$31.2K Rp 561.4M
26.88%
🧾 Monthly Utilities & Internet
San Pawl Il-bahar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$58.9 €52.4
$83.0 Rp 1.5M
-29.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.63 €18.35
$6.45 Rp 116.0K
219.84%
Internet (50+ Mbps, Unlimited Data)
$39.96 €35.54
$18.57 Rp 334.2K
115.19%
🎉 Sport & Entertainment
San Pawl Il-bahar
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.65 €44.17
$55.8 Rp 1.0M
-11.05%
Tennis Court (1 Hour on Weekend)
$13.51 €12.02
$18.11 Rp 326.0K
-25.40%
Cinema Ticket
$9.96 €8.86
$4.38 Rp 78.9K
127.40%
🧸 Childcare & Education
San Pawl Il-bahar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$371 €330
$493 Rp 8.9M
-24.80%
International Primary School, 1 Child (Yearly)
$11.1K €9,915
$5,754 Rp 103.6M
93.74%
👕👟 Clothing & Footwear
San Pawl Il-bahar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$22.55 €20.06
$46.19 Rp 831.4K
-51.18%
Summer Dress (H&M, Zara, etc)
$33.53 €29.83
$35.33 Rp 636.0K
-5.09%
Sport Shoes (Adidas, Nike)
$96.5 €85.8
$79.1 Rp 1.4M
21.95%
Men's Leather Business Shoes
$75.4 €67.1
$78.4 Rp 1.4M
-3.83%
🏠 Accommodation & Living
San Pawl Il-bahar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$981 €872
$1,142 Rp 20.6M
-14.15%
1-bedroom Apartment, Outside City Center (Monthly)
$848 €755
$676 Rp 12.2M
25.57%
3-bedroom Apartment, City Center (Monthly)
$1,640 €1,459
$3,503 Rp 63.1M
-53.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,348 €1,199
$1,700 Rp 30.6M
-20.72%
Buy Apartment in City Center (m2)
$3,441 €3,061
$2,784 Rp 50.1M
23.60%
Buy Apartment Outside City Center (m2)
$2,867 €2,550
$2,241 Rp 40.3M
27.96%
💵 Salaries & Financials
San Pawl Il-bahar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,670 €1,485
$165 Rp 3.0M
914.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.9
13.78
-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pawl Il-bahar: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Pawl Il-bahar
$848
Ubud, Bali
$676 20.4% $173
Eating Out
San Pawl Il-bahar
$273
Ubud, Bali
$109 60.2% $165
Groceries & Markets
San Pawl Il-bahar
$256
Ubud, Bali
$290 13.6% $35
Monthly Utilities & Internet
San Pawl Il-bahar
$119
Ubud, Bali
$108 9.6% $11
Clothing & Footwear
San Pawl Il-bahar
$103
Ubud, Bali
$108 4.9% $5
Sport & Entertainment
San Pawl Il-bahar
$70
Ubud, Bali
$65 7.2% $5
Getting Around
San Pawl Il-bahar
$28 *
Ubud, Bali
$13 54.6% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $981 in San Pawl Il-bahar versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 915% higher in San Pawl Il-bahar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in San Pawl Il-bahar versus $35.00 in Ubud, Bali. Groceries tell a different story – $256 in San Pawl Il-bahar vs $290 in Ubud, Bali – so San Pawl Il-bahar wins on supermarket bills even if dining out costs more.

Good to know
🇲🇹 San Pawl Il-bahar
🇮🇩 Ubud, Bali
🕒 Local time
17:53 5:53 PM
23:53 11:53 PM
6 h ahead of San Pawl Il-bahar
🌤 Weather
👥 Population
21,046
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • San Pawl Il-bahar Ubud, Bali 11,540 km ≈ 15 h nonstop flight
From you
  • San Pawl Il-bahar
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Pawl Il-bahar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than San Pawl Il-bahar?
Yes – San Pawl Il-bahar is pricier by about 24%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,545 per month in San Pawl Il-bahar and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in San Pawl Il-bahar or in Ubud, Bali?
A mid-range dinner for two costs $82.0 in San Pawl Il-bahar and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in San Pawl Il-bahar and in Ubud, Bali?
Interestingly, groceries are about 14% cheaper in San Pawl Il-bahar – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for living in San Pawl Il-bahar or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in San Pawl Il-bahar at $1,697. In Ubud, Bali it covers expenses comfortably, while in San Pawl Il-bahar it requires careful planning or may not stretch far enough.
Is San Pawl Il-bahar or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, San Pawl Il-bahar or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Pawl Il-bahar makes more sense. Both are solid long-term options with distinct trade-offs.

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