Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and San Miguelito

For one person, living is cheaper in San Miguelito: $955 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
46

Cost of Living Index in San Miguelito
Learn more

San Miguelito Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

San Miguelito

🇵🇦 Panama

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Miguelito

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Miguelito actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $955 in San Miguelito, rent included.

Ubud, Bali $1,349
San Miguelito $955

A couple spends around $2,305 per month in Ubud, Bali vs $1,528 in San Miguelito, rent included.

Ubud, Bali $2,305
San Miguelito $1,528

A family of three spends $3,261 per month in Ubud, Bali vs $2,101 in San Miguelito, rent included.

Ubud, Bali $3,261
San Miguelito $2,101

Ubud, Bali costs about 41% more than San Miguelito.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.49 PAB 11.49

-71.11%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$47.34 PAB 47.34

-24.71%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.78 PAB 7.78

-28.92%

Cappuccino

$2.72 Rp 49.4K

$4.04 PAB 4.04

-32.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.91 PAB 1.91

-10.99%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.55 PAB 1.55

-50.97%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.28 PAB 3.28

-19.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.10 PAB 4.10

6.83%

Milk (1 liter)

$1.49 Rp 27.1K

$1.84 PAB 1.84

-19.02%

White Bread (500g)

$2.28 Rp 41.4K

$2.53 PAB 2.53

-9.88%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.52 PAB 3.52

-66.19%

Eggs

$2.04 Rp 37.0K

$2.68 PAB 2.68

-23.88%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.56 PAB 12.56

40.92%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.91 PAB 6.91

-42.69%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$10.36 PAB 10.36

17.66%

Apples (1kg)

$3.66 Rp 66.4K

$4.01 PAB 4.01

-8.73%

Banana (1kg)

$1.52 Rp 27.6K

$1.90 PAB 1.90

-20.00%

Oranges (1kg)

$2.23 Rp 40.5K

$4.19 PAB 4.19

-46.78%

Tomato (1kg)

$1.97 Rp 35.9K

$4.03 PAB 4.03

-51.12%

Potato (1kg)

$1.85 Rp 33.6K

$3.45 PAB 3.45

-46.38%

Onion (1kg)

$2.42 Rp 44.1K

$4.22 PAB 4.22

-42.65%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.40 PAB 2.40

-58.75%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.77 PAB 1.77

-71.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.16 PAB 6.16

-63.96%

Wine (Bottle)

$22.24 Rp 404.2K

$11.51 PAB 11.51

93.22%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.42 PAB 1.42

59.15%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.74 PAB 2.74

8.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.56 PAB 2.56

-82.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.79 PAB 1.79

-75.98%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$21.79 PAB 21.79

-75.17%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.25 PAB 1.25

-34.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$24.8K PAB 24.8K

-3.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$20.9K PAB 20.9K

51.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$129 PAB 129

-38.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$28.26 PAB 28.26

-77.18%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$48.32 PAB 48.32

-61.55%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$49.90 PAB 49.90

-0.84%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$8.48 PAB 8.48

-49.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$538 PAB 538

-8.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,461 PAB 9,461

-40.03%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$66.7 PAB 66.7

-33.07%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$48.10 PAB 48.10

-27.34%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$93.9 PAB 93.9

-14.90%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 PAB 111

-28.35%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.39

115.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for San Miguelito: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

San Miguelito

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

San Miguelito

$326 34.1% 12.8% $37

Eating Out

Ubud, Bali

$108 8%

San Miguelito

$202 21.2% 87.8% $95

Clothing & Footwear

Ubud, Bali

$108 8%

San Miguelito

$144 15.1% 33.7% $36

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

San Miguelito

$206 21.5% 97.5% $101

Sport & Entertainment

Ubud, Bali

$58 4.3%

San Miguelito

$67 7% 15.2% $8.8

Getting Around

Ubud, Bali

$11 0.9%

San Miguelito

$12 * 1.2% 0.7% $0.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $47 in San Miguelito. Monthly groceries follow the same trend: $288 vs $326 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇦 San Miguelito

🕒 Local time

07:08 7:08 AM

18:08 6:08 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

375,409

💱 Currency

Indonesian Rupiah IDR Rp

Panamanian Balboa PAB B/.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PAB = 1 USD

1 PAB = 0.898 EUR

Exchange rates and currency converter

PAB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Panamanian Balboa exchange rates as of October 28, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.11 PAB (1 PAB = 0.898 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Miguelito 18,390 km ≈ 23 h nonstop flight

From you

Ubud, Bali
San Miguelito

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Miguelito: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,433 in San Miguelito. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36 in Ubud, Bali and $47 in San Miguelito. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 11% cheaper in Ubud, Bali – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $955 in San Miguelito. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $955 in San Miguelito to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.