Last update: Oct 2026

Cost of Living Comparison Between San Miguelito and Ubud, Bali

For one person, living is cheaper in San Miguelito: $955 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

46

Cost of Living Index in San Miguelito
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San Miguelito Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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San Miguelito

🇵🇦 Panama

$955

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in San Miguelito and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Miguelito and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $955 per month in San Miguelito vs $1,349 in Ubud, Bali, rent included.

San Miguelito $955
Ubud, Bali $1,349

A couple spends around $1,528 per month in San Miguelito vs $2,305 in Ubud, Bali, rent included.

San Miguelito $1,528
Ubud, Bali $2,305

A family of three spends $2,101 per month in San Miguelito vs $3,261 in Ubud, Bali, rent included.

San Miguelito $2,101
Ubud, Bali $3,261

San Miguelito is about 29% cheaper than Ubud, Bali.

Meal at Budget Restaurant

$11.49 PAB 11.49

$3.32 Rp 60.4K

246.08%

Three-Course Dinner for Two, Mid-Range

$47.34 PAB 47.34

$35.64 Rp 647.8K

32.83%

Fast Food Meal (McDonalds, etc)

$7.78 PAB 7.78

$5.53 Rp 100.6K

40.69%

Cappuccino

$4.04 PAB 4.04

$2.72 Rp 49.4K

48.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 PAB 1.91

$1.70 Rp 30.9K

12.35%

Water (0.33 liter bottle)

$1.55 PAB 1.55

$0.76 Rp 13.8K

103.95%

Local Beer (0.5 liter draught)

$3.28 PAB 3.28

$2.65 Rp 48.2K

23.77%

Imported Beer (0.33 liter bottle)

$4.10 PAB 4.10

$4.38 Rp 79.6K

-6.39%

Milk (1 liter)

$1.84 PAB 1.84

$1.49 Rp 27.1K

23.49%

White Bread (500g)

$2.53 PAB 2.53

$2.28 Rp 41.4K

10.96%

Rice (white) (1kg)

$3.52 PAB 3.52

$1.19 Rp 21.6K

195.80%

Eggs

$2.68 PAB 2.68

$2.04 Rp 37.0K

31.37%

Local Cheese (1kg)

$12.56 PAB 12.56

$17.70 Rp 321.7K

-29.04%

Chicken Fillets (1kg)

$6.91 PAB 6.91

$3.96 Rp 72.0K

74.49%

Beef Round Steak (1kg)

$10.36 PAB 10.36

$12.19 Rp 221.6K

-15.01%

Apples (1kg)

$4.01 PAB 4.01

$3.66 Rp 66.4K

9.56%

Banana (1kg)

$1.90 PAB 1.90

$1.52 Rp 27.6K

25.00%

Oranges (1kg)

$4.19 PAB 4.19

$2.23 Rp 40.5K

87.89%

Tomato (1kg)

$4.03 PAB 4.03

$1.97 Rp 35.9K

104.57%

Potato (1kg)

$3.45 PAB 3.45

$1.85 Rp 33.6K

86.49%

Onion (1kg)

$4.22 PAB 4.22

$2.42 Rp 44.1K

74.38%

Lettuce (1 head)

$2.40 PAB 2.40

$0.99 Rp 18.0K

142.42%

Water (1.5 liter bottle)

$1.77 PAB 1.77

$0.51 Rp 9,332

247.06%

Cigarettes 20 Pack (Marlboro, Camel)

$6.16 PAB 6.16

$2.22 Rp 40.4K

177.48%

Wine (Bottle)

$11.51 PAB 11.51

$22.24 Rp 404.2K

-48.25%

Local Beer (0.5 liter bottle)

$1.42 PAB 1.42

$2.26 Rp 41.1K

-37.17%

Imported Beer (0.33 liter bottle)

$2.74 PAB 2.74

$2.97 Rp 54.0K

-7.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$2.56 PAB 2.56

$0.44 Rp 7,989

481.82%

Taxi (Normal Tariff) (1km)

$1.79 PAB 1.79

$0.43 Rp 7,817

316.28%

Taxi 1hour Waiting (Normal Tariff)

$21.79 PAB 21.79

$5.41 Rp 98.3K

302.77%

Gasoline (1 liter)

$1.25 PAB 1.25

$0.82 Rp 15.0K

52.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K PAB 24.8K

$23.8K Rp 433.3M

3.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K PAB 20.9K

$31.7K Rp 577.0M

-34.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 PAB 129

$79.1 Rp 1.4M

63.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.26 PAB 28.26

$6.45 Rp 117.2K

338.14%

Internet (50+ Mbps, Unlimited Data)

$48.32 PAB 48.32

$18.58 Rp 337.7K

160.06%

Gym Membership (Monthly)

$49.90 PAB 49.90

$49.48 Rp 899.4K

0.85%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$8.48 PAB 8.48

$4.27 Rp 77.7K

98.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$538 PAB 538

$491 Rp 8.9M

9.73%

International Primary School, 1 Child (Yearly)

$9,461 PAB 9,461

$5,674 Rp 103.1M

66.74%

Jeans (Levis 501 Or Similar)

$66.7 PAB 66.7

$44.64 Rp 811.4K

49.42%

Summer Dress (H&M, Zara, etc)

$48.10 PAB 48.10

$34.95 Rp 635.3K

37.63%

Sport Shoes (Adidas, Nike)

$93.9 PAB 93.9

$79.9 Rp 1.5M

17.51%

Men's Leather Business Shoes

$111 PAB 111

$79.4 Rp 1.4M

39.56%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

13.78

-53.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Miguelito: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

San Miguelito

$326 34.1%

Ubud, Bali

$288 21.4% 11.4% $37

Monthly Utilities & Internet

San Miguelito

$206 21.5%

Ubud, Bali

$104 7.7% 49.4% $101

Eating Out

San Miguelito

$202 21.2%

Ubud, Bali

$108 8% 46.7% $95

Clothing & Footwear

San Miguelito

$144 15.1%

Ubud, Bali

$108 8% 25.2% $36

Sport & Entertainment

San Miguelito

$67 7%

Ubud, Bali

$58 4.3% 13.2% $8.8

Getting Around

San Miguelito

$12 * 1.2%

Ubud, Bali

$11 0.9% 0.7% $0.1

Accommodation & Living

San Miguelito

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $47 in San Miguelito versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $326 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇵🇦 San Miguelito

🇮🇩 Ubud, Bali

🕒 Local time

16:22 4:22 PM

05:22 5:22 AM

13 h ahead of San Miguelito

🌤 Weather

👥 Population

375,409

74,800

💱 Currency

Panamanian Balboa PAB B/.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 28, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.11 PAB (1 PAB = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PAB in detail →

On the map

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Highest

Between locations

San Miguelito Ubud, Bali 18,390 km ≈ 23 h nonstop flight

From you

San Miguelito
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Miguelito vs Ubud, Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,433 per month in San Miguelito and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $47 in San Miguelito and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 11% cheaper in Ubud, Bali – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $955 in San Miguelito and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $955 in San Miguelito to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.