Cost of Living Comparison Between Ubud, Bali and San Marino Cost of Living Comparison Between Ubud, Bali and San Marino

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,194 in San Marino.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,736 in San Marino.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,277 in San Marino.

Living in Ubud, Bali is roughly 19% more expensive than San Marino, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, San Marino is 11% below.

Currency
🍽 Eating Out
Ubud, Bali
San Marino
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$17.46 €15.15
-79.61%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$68.6 €59.6
-52.32%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$8.42 €7.30
-41.21%
Cappuccino
$2.71 Rp 48.9K
$1.71 €1.49
58.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$2.35 €2.04
-42.98%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.63 €1.41
-57.06%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$4.59 €3.98
-36.38%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$6.44 €5.59
-38.51%
🛒 Groceries & Markets
Ubud, Bali
San Marino
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$1.14 €0.99
58.77%
White Bread (500g)
$2.52 Rp 45.4K
-
-
Rice (white) (1kg)
$1.16 Rp 20.9K
-
-
Eggs
$2.46 Rp 44.4K
-
-
Local Cheese (1kg)
$14.71 Rp 265.3K
-
-
Chicken Fillets (1kg)
$4.32 Rp 77.9K
-
-
Beef Round Steak (1kg)
$12.14 Rp 218.9K
-
-
Apples (1kg)
$3.84 Rp 69.3K
$2.35 €2.04
63.40%
Banana (1kg)
$1.56 Rp 28.1K
-
-
Oranges (1kg)
$2.83 Rp 51.1K
-
-
Tomato (1kg)
$2.33 Rp 41.9K
-
-
Potato (1kg)
$1.91 Rp 34.5K
$1.14 €0.99
67.54%
Onion (1kg)
$2.20 Rp 39.7K
-
-
Lettuce (1 head)
$1.01 Rp 18.3K
-
-
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$0.56 €0.49
39.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$5.71 €4.95
-41.86%
Wine (Bottle)
$23.74 Rp 428.1K
$4.53 €3.93
424.06%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
-
-
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
-
-
🚌 Getting Around
Ubud, Bali
San Marino
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$1.71 €1.48
-84.21%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
$29.07 €25.22
-72.38%
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$11.48 €9.96
-95.99%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$1.31 €1.14
-65.65%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$25.25 €21.91
-75.84%
Gasoline (1 liter)
$0.79 Rp 14.3K
$2.00 €1.73
-60.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
San Marino
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$117 €102
-31.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
-
-
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$34.99 €30.36
-32.78%
🎉 Sport & Entertainment
Ubud, Bali
San Marino
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$58.2 €50.5
69.62%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
$29.43 €25.53
-77.47%
Cinema Ticket
$4.15 Rp 74.8K
$7.98 €6.92
-47.99%
🧸 Childcare & Education
Ubud, Bali
San Marino
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
-
-
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
San Marino
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$80.9 €70.2
-31.35%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$34.50 €29.93
11.04%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
-
-
Men's Leather Business Shoes
$77.9 Rp 1.4M
$57.4 €49.81
35.64%
🏠 Accommodation & Living
Ubud, Bali
San Marino
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$630 €547
59.63%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$573 €497
17.90%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$855 €742
302.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$781 €678
160.97%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$2,628 €2,280
8.12%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$2,299 €1,994
-1.52%
💵 Salaries & Financials
Ubud, Bali
San Marino
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$3,837 €3,329
-95.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.55
274.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for San Marino: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $630 in San Marino. Housing cost is often the main lever when comparing two cities.

San Marino pays 2222% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $69.0 in San Marino. Groceries flip the comparison at $302 vs $42.00, with San Marino cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs San Marino: Cost of Living - Frequently Asked Questions
Is San Marino cheaper than Ubud, Bali?
San Marino is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 19% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or San Marino?
On paper, San Marino earns 2222% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and San Marino?
Rent for a central apartment: $1,006 in Ubud, Bali versus $630 in San Marino. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and San Marino?
Supermarket bills run roughly 612% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali vs San Marino?
All in, you'll spend $1,419 per month in Ubud, Bali versus $1,194 in San Marino – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Ubud, Bali or San Marino?
At $1,194 in San Marino versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in San Marino but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Marino the clear choice for anyone on this budget.
Is Ubud, Bali or San Marino more family-friendly?
For families, San Marino is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or San Marino?
Safety-wise, Ubud, Bali and San Marino are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find San Marino gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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