Cost of Living Comparison Between Ubud, Bali and San Marino Cost of Living Comparison Between Ubud, Bali and San Marino

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,224 in San Marino.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,791 in San Marino.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $2,357 in San Marino.

Living in Ubud, Bali is roughly 15% more expensive than San Marino, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, San Marino is 9% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$17.58 €14.99

-80.55%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$68.8 €58.7

-52.07%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$8.66 €7.39

-41.34%

Cappuccino

$2.82 Rp 48.5K

$1.72 €1.46

63.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$2.27 €1.93

-39.65%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.54 €1.32

-53.90%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$4.57 €3.90

-35.01%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$6.42 €5.48

-39.10%

Milk (1 liter)

$1.75 Rp 30.0K

$1.15 €0.98

52.17%

White Bread (500g)

$2.52 Rp 43.2K

Rice (white) (1kg)

$1.21 Rp 20.8K

Eggs

$2.33 Rp 40.1K

Local Cheese (1kg)

$14.50 Rp 249.2K

Chicken Fillets (1kg)

$4.36 Rp 74.9K

Beef Round Steak (1kg)

$12.05 Rp 207.0K

Apples (1kg)

$3.82 Rp 65.6K

$2.27 €1.94

68.28%

Banana (1kg)

$1.61 Rp 27.7K

Oranges (1kg)

$2.70 Rp 46.5K

Tomato (1kg)

$2.23 Rp 38.3K

Potato (1kg)

$1.90 Rp 32.6K

$1.14 €0.97

66.67%

Onion (1kg)

$2.18 Rp 37.5K

Lettuce (1 head)

$1.03 Rp 17.7K

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.59 €0.51

30.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$5.90 €5.03

-46.10%

Wine (Bottle)

$23.23 Rp 399.2K

$4.63 €3.95

401.73%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$1.79 €1.52

-83.80%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$28.58 €24.38

-70.50%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$11.47 €9.79

-95.73%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.38 €1.18

-67.39%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$25.10 €21.41

-74.98%

Gasoline (1 liter)

$0.85 Rp 14.6K

$2.00 €1.71

-57.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$116 €99.3

-31.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$34.25 €29.22

-29.75%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$58.9 €50.2

63.39%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$29.44 €25.11

-77.82%

Cinema Ticket

$4.13 Rp 71.1K

$8.02 €6.84

-48.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$81.6 €69.6

-32.64%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$34.31 €29.26

12.94%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

$57.0 €48.64

38.37%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$632 €539

61.18%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$571 €487

15.49%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$839 €716

309.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$792 €675

159.30%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,985 €2,546

-0.13%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$2,914 €2,486

-18.74%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$3,698 €3,154

-95.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.55

274.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for San Marino: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $632 in San Marino. Housing cost is often the main lever when comparing two cities.

San Marino pays 2049% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $69 in San Marino. Groceries flip the comparison at $299 vs $43, with San Marino cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Marino: Cost of Living - Frequently Asked Questions

San Marino is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, San Marino earns 2049% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $632 in San Marino. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 601% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,224 in San Marino – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,224 in San Marino versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in San Marino but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Marino the clear choice for anyone on this budget.

For families, San Marino is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and San Marino are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Marino gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.