Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and San Marino

For one person, living is cheaper in San Marino: $1,170 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,200 less a year. The total is higher in Ubud, Bali despite lower rent and utilities.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

San Marino

🇸🇲 San Marino

$1,170

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Marino

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Marino actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,170 in San Marino.

Ubud, Bali $1,353
San Marino $1,170

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,632 in San Marino.

Ubud, Bali $2,297
San Marino $1,632

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,094 in San Marino.

Ubud, Bali $3,241
San Marino $2,094

Living in Ubud, Bali is roughly 16% more expensive than in San Marino, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, San Marino is 14% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$89.3 €79.5

-60.95%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.01 €8.01

-36.74%

Cappuccino

$2.62 Rp 47.1K

$1.71 €1.52

53.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.27 €2.02

-24.23%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.31 €1.17

-38.17%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.67 €5.04

-53.26%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.69 €5.95

-34.68%

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.67 €1.48

-86.23%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$28.28 €25.15

-68.53%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$11.20 €9.96

-95.80%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.43 €1.27

-69.93%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$24.19 €21.52

-77.39%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.84 €1.64

-54.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$114 €101

-29.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$33.68 €29.96

-44.77%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$28.19 €25.08

-35.15%

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$79.8 €71.0

-42.89%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$33.56 €29.85

4.17%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

$55.6 €49.49

41.12%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$792 €704

42.94%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$790 €702

-14.77%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$993 €884

263.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,013 €901

67.97%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,752 €3,337

-95.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for San Marino: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

San Marino

–

Groceries & Markets

Ubud, Bali

$287 21.2%

San Marino

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

San Marino

–

Eating Out

Ubud, Bali

$106 7.9%

San Marino

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

San Marino

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

San Marino

–

Getting Around

Ubud, Bali

$12 0.9%

San Marino

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $792 in San Marino. Housing cost is often the main lever when comparing two cities.

San Marino pays 2155% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out at a mid-range restaurant: $35.00 in Ubud, Bali vs $89.0 in San Marino for two.

Good to know

🇮🇩 Ubud, Bali

🇸🇲 San Marino

🕒 Local time

09:09 9:09 AM

02:09 2:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Marino 11,690 km ≈ 15 h nonstop flight

From you

Ubud, Bali
San Marino

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Marino: Cost of Living - Frequently Asked Questions

San Marino is cheaper overall, especially in groceries, clothing, and eating out. The 16% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2155% lower in San Marino. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $792 in San Marino. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in San Marino runs roughly 218% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Dining out is cheaper in San Marino – a meal for two runs $89.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,170 in San Marino versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in San Marino but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Marino the clear choice for anyone on this budget.

For families, San Marino is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and San Marino are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Marino gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.