Last update: Oct 2026

Cost of Living Comparison Between San Marino and Ubud, Bali

For one person, living is cheaper in San Marino: $1,170 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,200 less a year. The total is higher in Ubud, Bali despite lower rent and utilities.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

San Marino

🇸🇲 San Marino

$1,170

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in San Marino and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Marino and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,170 in San Marino versus $1,353 in Ubud, Bali.

San Marino $1,170
Ubud, Bali $1,353

Estimated couple costs with rent: $1,632 in San Marino versus $2,297 in Ubud, Bali.

San Marino $1,632
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,094 in San Marino versus $3,241 in Ubud, Bali.

San Marino $2,094
Ubud, Bali $3,241

Living in San Marino costs roughly 14% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: San Marino is 14% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

Three-Course Dinner for Two, Mid-Range

$89.3 €79.5

$34.88 Rp 627.8K

156.08%

Fast Food Meal (McDonalds, etc)

$9.01 €8.01

$5.70 Rp 102.5K

58.07%

Cappuccino

$1.71 €1.52

$2.62 Rp 47.1K

-34.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$1.72 Rp 31.0K

31.98%

Water (0.33 liter bottle)

$1.31 €1.17

$0.81 Rp 14.6K

61.73%

Local Beer (0.5 liter draught)

$5.67 €5.04

$2.65 Rp 47.7K

113.96%

Imported Beer (0.33 liter bottle)

$6.69 €5.95

$4.37 Rp 78.6K

53.09%

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$1.67 €1.48

$0.23 Rp 4,112

626.09%

Public Transport Monthly Pass (Regular Price)

$28.28 €25.15

$8.90 Rp 160.2K

217.75%

Taxi Start (Normal Tariff)

$11.20 €9.96

$0.47 Rp 8,466

2282.98%

Taxi (Normal Tariff) (1km)

$1.43 €1.27

$0.43 Rp 7,737

232.56%

Taxi 1hour Waiting (Normal Tariff)

$24.19 €21.52

$5.47 Rp 98.4K

342.23%

Gasoline (1 liter)

$1.84 €1.64

$0.83 Rp 14.9K

121.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 €101

$80.0 Rp 1.4M

42.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$33.68 €29.96

$18.60 Rp 334.8K

81.08%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$28.19 €25.08

$18.28 Rp 329.0K

54.21%

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$79.8 €71.0

$45.58 Rp 820.4K

75.10%

Summer Dress (H&M, Zara, etc)

$33.56 €29.85

$34.96 Rp 629.4K

-4.00%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$55.6 €49.49

$78.5 Rp 1.4M

-29.14%

1-bedroom Apartment, City Center (Monthly)

$792 €704

$1,131 Rp 20.4M

-30.04%

1-bedroom Apartment, Outside City Center (Monthly)

$790 €702

$673 Rp 12.1M

17.33%

3-bedroom Apartment, City Center (Monthly)

$993 €884

$3,613 Rp 65.0M

-72.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,013 €901

$1,702 Rp 30.6M

-40.46%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$3,752 €3,337

$166 Rp 3.0M

2154.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Marino: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Marino

–

Ubud, Bali

$673 49.7%

Groceries & Markets

San Marino

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

San Marino

–

Ubud, Bali

$107 7.9%

Eating Out

San Marino

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

San Marino

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

San Marino

–

Ubud, Bali

$63 4.6%

Getting Around

San Marino

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $792 in San Marino and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Marino pays 2155% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out at a mid-range restaurant: $89.0 in San Marino vs $35.00 in Ubud, Bali for two.

Good to know

🇸🇲 San Marino

🇮🇩 Ubud, Bali

🕒 Local time

02:07 2:07 AM

08:07 8:07 AM

6 h ahead of San Marino

🌤 Weather

👥 Population

4,000 Capital

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

San Marino Ubud, Bali 11,690 km ≈ 15 h nonstop flight

From you

San Marino
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Marino vs Ubud, Bali: Cost of Living - Frequently Asked Questions

San Marino is cheaper overall, especially in eating out, clothing, and groceries. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2155% higher in San Marino, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $792 in San Marino versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in San Marino runs roughly 218% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Dining out is cheaper in San Marino – a meal for two runs $89.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,170 in San Marino versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in San Marino but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Marino the clear choice for anyone on this budget.

For families, San Marino is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, San Marino and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Marino gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.