Cost of Living Comparison Between San Marino and Ubud, Bali Cost of Living Comparison Between San Marino and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,194 in San Marino versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,736 in San Marino versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,277 in San Marino versus $3,660 in Ubud, Bali.

Living in San Marino costs roughly 16% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: San Marino is 11% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
San Marino
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.46 €15.15
$3.56 Rp 64.3K
390.45%
Three-Course Dinner for Two, Mid-Range
$68.6 €59.6
$32.73 Rp 590.3K
109.72%
Fast Food Meal (McDonalds, etc)
$8.42 €7.30
$4.95 Rp 89.3K
70.10%
Cappuccino
$1.71 €1.49
$2.71 Rp 48.9K
-36.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 €2.04
$1.34 Rp 24.2K
75.37%
Water (0.33 liter bottle)
$1.63 €1.41
$0.70 Rp 12.6K
132.86%
Local Beer (0.5 liter draught)
$4.59 €3.98
$2.92 Rp 52.7K
57.19%
Imported Beer (0.33 liter bottle)
$6.44 €5.59
$3.96 Rp 71.4K
62.63%
🛒 Groceries & Markets
San Marino
Ubud, Bali
Difference
Milk (1 liter)
$1.14 €0.99
$1.81 Rp 32.6K
-37.02%
White Bread (500g)
-
$2.52 Rp 45.4K
-
Rice (white) (1kg)
-
$1.16 Rp 20.9K
-
Eggs
-
$2.46 Rp 44.4K
-
Local Cheese (1kg)
-
$14.71 Rp 265.3K
-
Chicken Fillets (1kg)
-
$4.32 Rp 77.9K
-
Beef Round Steak (1kg)
-
$12.14 Rp 218.9K
-
Apples (1kg)
$2.35 €2.04
$3.84 Rp 69.3K
-38.80%
Banana (1kg)
-
$1.56 Rp 28.1K
-
Oranges (1kg)
-
$2.83 Rp 51.1K
-
Tomato (1kg)
-
$2.33 Rp 41.9K
-
Potato (1kg)
$1.14 €0.99
$1.91 Rp 34.5K
-40.31%
Onion (1kg)
-
$2.20 Rp 39.7K
-
Lettuce (1 head)
-
$1.01 Rp 18.3K
-
Water (1.5 liter bottle)
$0.56 €0.49
$0.78 Rp 14.0K
-28.21%
Cigarettes 20 Pack (Marlboro, Camel)
$5.71 €4.95
$3.32 Rp 59.8K
71.99%
Wine (Bottle)
$4.53 €3.93
$23.74 Rp 428.1K
-80.92%
Local Beer (0.5 liter bottle)
-
$2.79 Rp 50.3K
-
Imported Beer (0.33 liter bottle)
-
$2.86 Rp 51.6K
-
🚌 Getting Around
San Marino
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.71 €1.48
$0.27 Rp 4,848
533.33%
Public Transport Monthly Pass (Regular Price)
$29.07 €25.22
$8.03 Rp 144.8K
262.02%
Taxi Start (Normal Tariff)
$11.48 €9.96
$0.46 Rp 8,231
2395.65%
Taxi (Normal Tariff) (1km)
$1.31 €1.14
$0.45 Rp 8,117
191.11%
Taxi 1hour Waiting (Normal Tariff)
$25.25 €21.91
$6.10 Rp 109.9K
313.93%
Gasoline (1 liter)
$2.00 €1.73
$0.79 Rp 14.3K
153.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.1K Rp 471.6M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.1K Rp 579.3M
-
🧾 Monthly Utilities & Internet
San Marino
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 €102
$79.9 Rp 1.4M
46.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$4.06 Rp 73.3K
-
Internet (50+ Mbps, Unlimited Data)
$34.99 €30.36
$23.52 Rp 424.2K
48.77%
🎉 Sport & Entertainment
San Marino
Ubud, Bali
Difference
Gym Membership (Monthly)
$58.2 €50.5
$98.7 Rp 1.8M
-41.04%
Tennis Court (1 Hour on Weekend)
$29.43 €25.53
$6.63 Rp 119.6K
343.89%
Cinema Ticket
$7.98 €6.92
$4.15 Rp 74.8K
92.29%
🧸 Childcare & Education
San Marino
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$304 Rp 5.5M
-
International Primary School, 1 Child (Yearly)
-
$6,613 Rp 119.3M
-
👕👟 Clothing & Footwear
San Marino
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$80.9 €70.2
$55.5 Rp 1.0M
45.66%
Summer Dress (H&M, Zara, etc)
$34.50 €29.93
$38.31 Rp 690.9K
-9.95%
Sport Shoes (Adidas, Nike)
-
$88.6 Rp 1.6M
-
Men's Leather Business Shoes
$57.4 €49.81
$77.9 Rp 1.4M
-26.27%
🏠 Accommodation & Living
San Marino
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$630 €547
$1,006 Rp 18.2M
-37.36%
1-bedroom Apartment, Outside City Center (Monthly)
$573 €497
$675 Rp 12.2M
-15.18%
3-bedroom Apartment, City Center (Monthly)
$855 €742
$3,442 Rp 62.1M
-75.17%
3-bedroom Apartment, Outside City Center (Monthly)
$781 €678
$2,039 Rp 36.8M
-61.68%
Buy Apartment in City Center (m2)
$2,628 €2,280
$2,841 Rp 51.2M
-7.51%
Buy Apartment Outside City Center (m2)
$2,299 €1,994
$2,264 Rp 40.8M
1.55%
💵 Salaries & Financials
San Marino
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,837 €3,329
$165 Rp 3.0M
2221.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.55
13.28
-73.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Marino: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $630 in San Marino and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Marino pays 2222% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in San Marino vs $33.00 in Ubud, Bali. Groceries flip the comparison at $42.00 vs $302, with San Marino cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Marino vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than San Marino?
San Marino is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment, Groceries & Markets. The 19% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: San Marino or Ubud, Bali?
San Marino pays 2222% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between San Marino and Ubud, Bali?
Rent for a central apartment: $630 in San Marino versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in San Marino and Ubud, Bali?
Supermarket bills run roughly 612% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in San Marino vs Ubud, Bali?
All in, you'll spend $1,194 per month in San Marino versus $1,419 in Ubud, Bali – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for San Marino or Ubud, Bali?
At $1,194 in San Marino versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in San Marino but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Marino the clear choice for anyone on this budget.
Is San Marino or Ubud, Bali more family-friendly?
For families, San Marino is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, San Marino or Ubud, Bali?
Safety-wise, San Marino and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find San Marino gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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