Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and San Juan del Sur

For one person, living is cheaper in San Juan del Sur: $1,038 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in San Juan del Sur
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San Juan del Sur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

San Juan del Sur

🇳🇮 Nicaragua

$1,038

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Juan del Sur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Juan del Sur actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,038 in San Juan del Sur, rent included.

Ubud, Bali $1,331
San Juan del Sur $1,038

A couple spends around $2,255 per month in Ubud, Bali vs $1,655 in San Juan del Sur, rent included.

Ubud, Bali $2,255
San Juan del Sur $1,655

A family of three spends $3,180 per month in Ubud, Bali vs $2,272 in San Juan del Sur, rent included.

Ubud, Bali $3,180
San Juan del Sur $2,272

Ubud, Bali costs about 28% more than San Juan del Sur, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and San Juan del Sur are more affordable than the global median – Ubud, Bali 2% lower, San Juan del Sur 23% lower.

Meal at Budget Restaurant

$3.38 Rp 60.8K

$4.26 NIO 156

-20.66%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 623.8K

$34.05 NIO 1,247

1.76%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.3K

$5.49 NIO 201

1.46%

Cappuccino

$2.62 Rp 47.2K

$2.53 NIO 92.7

3.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.7K

$0.89 NIO 32.60

73.03%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$0.69 NIO 25.12

-7.25%

Local Beer (0.5 liter draught)

$2.67 Rp 48.0K

$1.47 NIO 53.8

81.63%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.7K

$2.19 NIO 80.2

94.52%

Milk (1 liter)

$1.46 Rp 26.3K

$1.20 NIO 43.77

21.67%

White Bread (500g)

$2.29 Rp 41.3K

$1.47 NIO 54.0

55.78%

Rice (white) (1kg)

$1.11 Rp 19.9K

$1.17 NIO 42.71

-5.13%

Eggs

$2.10 Rp 37.8K

$2.39 NIO 87.5

-12.13%

Local Cheese (1kg)

$15.94 Rp 287.0K

$7.67 NIO 281

107.82%

Chicken Fillets (1kg)

$3.88 Rp 69.9K

$6.16 NIO 226

-37.01%

Beef Round Steak (1kg)

$11.40 Rp 205.3K

$7.83 NIO 287

45.59%

Apples (1kg)

$3.55 Rp 64.0K

$3.97 NIO 145

-10.58%

Banana (1kg)

$1.54 Rp 27.7K

$0.61 NIO 22.36

152.46%

Oranges (1kg)

$2.23 Rp 40.1K

$1.78 NIO 65.0

25.28%

Tomato (1kg)

$1.97 Rp 35.5K

$2.36 NIO 86.3

-16.53%

Potato (1kg)

$1.86 Rp 33.4K

$3.11 NIO 114

-40.19%

Onion (1kg)

$2.42 Rp 43.5K

$2.24 NIO 82.0

8.04%

Lettuce (1 head)

$1.02 Rp 18.4K

$1.10 NIO 40.34

-7.27%

Water (1.5 liter bottle)

$0.52 Rp 9,404

$1.00 NIO 36.73

-48.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.6K

$2.69 NIO 98.4

-18.22%

Wine (Bottle)

$21.79 Rp 392.3K

$9.68 NIO 354

125.10%

Local Beer (0.5 liter bottle)

$2.33 Rp 41.9K

$1.42 NIO 52.2

64.08%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.19 NIO 80.3

35.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,508

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,881

$1.67 NIO 61.2

-73.65%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,425

$1.59 NIO 58.2

-70.44%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 100.8K

$6.97 NIO 255

-19.66%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.36 NIO 49.66

-38.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 440.1M

$22.9K NIO 840.2K

6.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 570.6M

$25.9K NIO 948.6K

22.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$59.3 NIO 2,170

30.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.6K

$10.65 NIO 390

-42.35%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 340.5K

$32.81 NIO 1,202

-42.33%

Gym Membership (Monthly)

$51.0 Rp 918.0K

$30.17 NIO 1,105

69.01%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 328.5K

Cinema Ticket

$4.38 Rp 78.9K

$8.90 NIO 326

-50.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$235 NIO 8,592

109.89%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.0M

$6,163 NIO 225.7K

98.31%

Jeans (Levis 501 Or Similar)

$45.16 Rp 813.1K

$60.5 NIO 2,215

-25.32%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 628.1K

$64.2 NIO 2,350

-45.63%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$123 NIO 4,502

-36.28%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$145 NIO 5,298

-46.17%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$426 NIO 15.6K

153.01%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$380 NIO 13.9K

74.81%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.2M

$916 NIO 33.5K

283.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.1M

$776 NIO 28.4K

115.28%

Buy Apartment in City Center (m2)

$2,340 Rp 42.1M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$351 NIO 12.8K

-52.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.92

15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for San Juan del Sur: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

San Juan del Sur

$380 36.6% 42.8% $285

Groceries & Markets

Ubud, Bali

$279 21%

San Juan del Sur

$222 21.4% 20.7% $58

Clothing & Footwear

Ubud, Bali

$106 8%

San Juan del Sur

$177 17% 66% $70

Eating Out

Ubud, Bali

$106 8%

San Juan del Sur

$99 9.5% 6.4% $6.7

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

San Juan del Sur

$103 9.9% 0.2% $0.2

Sport & Entertainment

Ubud, Bali

$60 4.5%

San Juan del Sur

$48 4.6% 19.7% $12

Getting Around

Ubud, Bali

$12 0.9%

San Juan del Sur

$9.6 * 0.9% 19.6% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $426 in San Juan del Sur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in San Juan del Sur are about 2.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $34 in San Juan del Sur. Monthly groceries follow the same trend: $279 vs $222 – making San Juan del Sur the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 San Juan del Sur

🕒 Local time

08:50 8:50 AM

18:50 6:50 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,741

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.97 EUR

100 NIO = 2.73 USD

100 NIO = 2.44 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,003 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,120 IDR (100,000 IDR = 4.97 EUR).

Nicaraguan Córdoba exchange rates as of November 7, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.93 NIO (100 NIO = 2.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Juan del Sur 17,680 km ≈ 23 h nonstop flight

From you

Ubud, Bali
San Juan del Sur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Juan del Sur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,038 in San Juan del Sur – San Juan del Sur comes out roughly 22% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,557 in San Juan del Sur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Juan del Sur, especially for central apartments: a one-bedroom in the center costs $426 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $34 in San Juan del Sur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 26% more in Ubud, Bali, though the gap depends on what you buy.

$2,000 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,038 in San Juan del Sur, leaving budget for savings and extras in both cases.

It depends on your priorities. San Juan del Sur has an edge in some lifestyle areas, with costs from $1,038 in San Juan del Sur to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.