Cost of Living Comparison Between Ubud, Bali and San Francisco Cost of Living Comparison Between Ubud, Bali and San Francisco

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,566 in San Francisco.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,377 in San Francisco.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,188 in San Francisco.

Living in Ubud, Bali costs roughly 8% less than in San Francisco, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, San Francisco 17% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$10.81 ₡4,917

-66.98%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$59.2 ₡26.9K

-44.95%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.06 ₡4,573

-49.60%

Cappuccino

$2.83 Rp 49.0K

$3.95 ₡1,796

-28.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.97 ₡895

-31.98%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.65 ₡750

-58.18%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.95 ₡1,343

1.36%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.62 ₡2,101

-16.67%

Milk (1 liter)

$1.74 Rp 30.2K

$1.97 ₡895

-11.68%

White Bread (500g)

$2.54 Rp 44.0K

$2.78 ₡1,265

-8.63%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.22 ₡1,008

-46.40%

Eggs

$2.43 Rp 42.0K

$3.01 ₡1,368

-19.27%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.15 ₡4,615

44.43%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$9.33 ₡4,244

-55.20%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.81 ₡6,280

-13.54%

Apples (1kg)

$3.69 Rp 63.9K

$4.57 ₡2,077

-19.26%

Banana (1kg)

$1.61 Rp 27.8K

$1.50 ₡681

7.33%

Oranges (1kg)

$2.69 Rp 46.5K

$4.15 ₡1,889

-35.18%

Tomato (1kg)

$2.33 Rp 40.4K

$3.45 ₡1,568

-32.46%

Potato (1kg)

$1.91 Rp 33.0K

$3.53 ₡1,607

-45.89%

Onion (1kg)

$2.19 Rp 37.9K

$3.20 ₡1,455

-31.56%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.97 ₡441

9.28%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$2.91 ₡1,325

-75.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.16 ₡2,344

-39.34%

Wine (Bottle)

$23.49 Rp 407.1K

$22.19 ₡10.1K

5.86%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.54 ₡1,154

7.87%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.91 ₡1,324

-1.03%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.00 ₡456

-71.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.84 ₡838

-75.54%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.78 ₡811

-76.40%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$8.12 ₡3,691

-24.14%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.44 ₡656

-41.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$37.4K ₡17.0M

-29.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$32.9K ₡15.0M

-1.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$94.6 ₡43.0K

-17.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$25.96 ₡11.8K

-84.78%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$40.34 ₡18.3K

-39.51%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$57.5 ₡26.1K

67.98%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$23.77 ₡10.8K

-73.29%

Cinema Ticket

$4.04 Rp 70.0K

$9.93 ₡4,518

-59.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$560 ₡254.7K

-45.98%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$12.8K ₡5.8M

-49.08%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$61.6 ₡28.0K

-12.57%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$52.5 ₡23.9K

-27.62%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$126 ₡57.4K

-31.22%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$105 ₡47.9K

-25.19%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$769 ₡349.7K

31.62%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$608 ₡276.7K

10.85%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,505 ₡684.2K

125.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$950 ₡432.0K

120.84%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.17

30.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for San Francisco: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $769 in San Francisco. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $59.0 in San Francisco for a mid-range dinner for two. Groceries echo the gap at $298 vs $371 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Francisco: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 9% lower than in San Francisco. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $2,348 in San Francisco to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $769 in San Francisco. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $560 in San Francisco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $59.0 in San Francisco. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $1,566 in San Francisco, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in San Francisco. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and San Francisco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in San Francisco. Beyond cost, consider language, visa policies, and how big the international community is in each city.