Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and San Fernando

For one person, living is cheaper in San Fernando: $1,130 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in San Fernando
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San Fernando Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

San Fernando

🇲🇽 Mexico

$1,130

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Fernando actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,130 in San Fernando, rent included.

Ubud, Bali $1,353
San Fernando $1,130

A couple spends around $2,297 per month in Ubud, Bali vs $1,832 in San Fernando, rent included.

Ubud, Bali $2,297
San Fernando $1,832

A family of three spends $3,241 per month in Ubud, Bali vs $2,534 in San Fernando, rent included.

Ubud, Bali $3,241
San Fernando $2,534

Ubud, Bali costs about 20% more than San Fernando, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 0% above the global median, while San Fernando is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$10.75 MX$199

-69.95%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$43.30 MX$800

-19.45%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.42 MX$156

-32.30%

Cappuccino

$2.62 Rp 47.1K

$3.63 MX$67.0

-27.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.42 MX$26.21

21.13%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.06 MX$19.52

-23.58%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.42 MX$44.65

9.50%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.15 MX$76.7

5.30%

Milk (1 liter)

$1.57 Rp 28.3K

$1.60 MX$29.59

-1.88%

White Bread (500g)

$2.19 Rp 39.5K

$2.68 MX$49.57

-18.28%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.71 MX$31.53

-30.99%

Eggs

$2.16 Rp 38.8K

$2.53 MX$46.78

-14.62%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.19 MX$151

115.51%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$8.27 MX$153

-54.29%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.60 MX$214

3.02%

Apples (1kg)

$3.60 Rp 64.8K

$2.67 MX$49.25

34.83%

Banana (1kg)

$1.59 Rp 28.6K

$1.60 MX$29.50

-0.63%

Oranges (1kg)

$2.31 Rp 41.6K

$1.97 MX$36.32

17.26%

Tomato (1kg)

$1.91 Rp 34.3K

$1.84 MX$33.96

3.80%

Potato (1kg)

$1.78 Rp 32.1K

$1.97 MX$36.36

-9.64%

Onion (1kg)

$2.33 Rp 41.9K

$1.82 MX$33.57

28.02%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.43 MX$26.41

-30.07%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.14 MX$21.00

-53.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$4.32 MX$79.9

-46.99%

Wine (Bottle)

$22.07 Rp 397.3K

$10.48 MX$194

110.59%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.79 MX$33.11

31.28%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.20 MX$59.2

-6.88%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.64 MX$11.85

-64.06%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.56 MX$47.39

-81.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.01 MX$37.15

-78.61%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$10.82 MX$200

-49.45%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.49 MX$27.45

-44.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.0K MX$387.5K

13.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$23.7K MX$438.6K

38.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$57.0 MX$1,054

40.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$22.91 MX$423

-71.37%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$29.54 MX$546

-37.03%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$33.60 MX$621

61.07%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$20.12 MX$372

-9.15%

Cinema Ticket

$4.25 Rp 76.5K

$5.23 MX$96.6

-18.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$220 MX$4,060

124.23%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$4,534 MX$83.8K

23.46%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$54.3 MX$1,003

-16.01%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$40.69 MX$752

-14.08%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$98.8 MX$1,825

-21.31%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$90.3 MX$1,669

-13.05%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$612 MX$11.3K

84.81%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$383 MX$7,076

75.71%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,030 MX$19.0K

250.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$779 MX$14.4K

118.52%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,910 MX$35.3K

42.27%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,160 MX$21.4K

93.23%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.3

21.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for San Fernando: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

San Fernando

$383 33.9% 43.1% $290

Groceries & Markets

Ubud, Bali

$287 21.2%

San Fernando

$266 23.5% 7.5% $22

Clothing & Footwear

Ubud, Bali

$107 7.9%

San Fernando

$128 11.3% 20% $21

Eating Out

Ubud, Bali

$106 7.9%

San Fernando

$185 16.4% 73.9% $79

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

San Fernando

$109 9.7% 4.1% $4.3

Sport & Entertainment

Ubud, Bali

$63 4.6%

San Fernando

$44 3.9% 29.7% $19

Getting Around

Ubud, Bali

$12 0.9%

San Fernando

$15 * 1.3% 22.1% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $612 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $43.00 in San Fernando. Groceries tell a different story – $287 in Ubud, Bali vs $266 in San Fernando – so San Fernando wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇲🇽 San Fernando

🕒 Local time

18:21 6:21 PM

04:21 4:21 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,867

💱 Currency

Indonesian Rupiah IDR Rp

Mexican Peso MXN $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Fernando 16,790 km ≈ 21 h nonstop flight

From you

Ubud, Bali
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Fernando: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 20%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,695 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,130 in San Fernando. That's a gap of about 20%.

Kindergarten costs $493 per month in Ubud, Bali and $220 in San Fernando. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,130, than in Ubud, Bali at $1,353. In San Fernando it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.