Last update: Oct 2026

Cost of Living Comparison Between San Fernando and Ubud, Bali

For one person, living is cheaper in San Fernando: $1,130 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

55

Cost of Living Index in San Fernando
Learn more

San Fernando Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

San Fernando

🇲🇽 Mexico

$1,130

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,130 per month in San Fernando vs $1,353 in Ubud, Bali, rent included.

San Fernando $1,130
Ubud, Bali $1,353

A couple spends around $1,832 per month in San Fernando vs $2,297 in Ubud, Bali, rent included.

San Fernando $1,832
Ubud, Bali $2,297

A family of three spends $2,534 per month in San Fernando vs $3,241 in Ubud, Bali, rent included.

San Fernando $2,534
Ubud, Bali $3,241

San Fernando is about 16% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

San Fernando sits 17% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.75 MX$199

$3.23 Rp 58.1K

232.82%

Three-Course Dinner for Two, Mid-Range

$43.30 MX$800

$34.88 Rp 627.8K

24.14%

Fast Food Meal (McDonalds, etc)

$8.42 MX$156

$5.70 Rp 102.5K

47.72%

Cappuccino

$3.63 MX$67.0

$2.62 Rp 47.1K

38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 MX$26.21

$1.72 Rp 31.0K

-17.44%

Water (0.33 liter bottle)

$1.06 MX$19.52

$0.81 Rp 14.6K

30.86%

Local Beer (0.5 liter draught)

$2.42 MX$44.65

$2.65 Rp 47.7K

-8.68%

Imported Beer (0.33 liter bottle)

$4.15 MX$76.7

$4.37 Rp 78.6K

-5.03%

Milk (1 liter)

$1.60 MX$29.59

$1.57 Rp 28.3K

1.91%

White Bread (500g)

$2.68 MX$49.57

$2.19 Rp 39.5K

22.37%

Rice (white) (1kg)

$1.71 MX$31.53

$1.18 Rp 21.2K

44.92%

Eggs

$2.53 MX$46.78

$2.16 Rp 38.8K

17.13%

Local Cheese (1kg)

$8.19 MX$151

$17.65 Rp 317.7K

-53.60%

Chicken Fillets (1kg)

$8.27 MX$153

$3.78 Rp 68.0K

118.78%

Beef Round Steak (1kg)

$11.60 MX$214

$11.95 Rp 215.1K

-2.93%

Apples (1kg)

$2.67 MX$49.25

$3.60 Rp 64.8K

-25.83%

Banana (1kg)

$1.60 MX$29.50

$1.59 Rp 28.6K

0.63%

Oranges (1kg)

$1.97 MX$36.32

$2.31 Rp 41.6K

-14.72%

Tomato (1kg)

$1.84 MX$33.96

$1.91 Rp 34.3K

-3.66%

Potato (1kg)

$1.97 MX$36.36

$1.78 Rp 32.1K

10.67%

Onion (1kg)

$1.82 MX$33.57

$2.33 Rp 41.9K

-21.89%

Lettuce (1 head)

$1.43 MX$26.41

$1.00 Rp 18.0K

43.00%

Water (1.5 liter bottle)

$1.14 MX$21.00

$0.53 Rp 9,509

115.09%

Cigarettes 20 Pack (Marlboro, Camel)

$4.32 MX$79.9

$2.29 Rp 41.1K

88.65%

Wine (Bottle)

$10.48 MX$194

$22.07 Rp 397.3K

-52.51%

Local Beer (0.5 liter bottle)

$1.79 MX$33.11

$2.35 Rp 42.2K

-23.83%

Imported Beer (0.33 liter bottle)

$3.20 MX$59.2

$2.98 Rp 53.6K

7.38%

One-way Ticket (Public Transport)

$0.64 MX$11.85

$0.23 Rp 4,112

178.26%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.56 MX$47.39

$0.47 Rp 8,466

444.68%

Taxi (Normal Tariff) (1km)

$2.01 MX$37.15

$0.43 Rp 7,737

367.44%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$200

$5.47 Rp 98.4K

97.81%

Gasoline (1 liter)

$1.49 MX$27.45

$0.83 Rp 14.9K

79.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K MX$387.5K

$23.9K Rp 429.8M

-12.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K MX$438.6K

$32.8K Rp 590.1M

-27.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.0 MX$1,054

$80.0 Rp 1.4M

-28.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.91 MX$423

$6.56 Rp 118.1K

249.24%

Internet (50+ Mbps, Unlimited Data)

$29.54 MX$546

$18.60 Rp 334.8K

58.82%

Gym Membership (Monthly)

$33.60 MX$621

$54.1 Rp 974.1K

-37.92%

Tennis Court (1 Hour on Weekend)

$20.12 MX$372

$18.28 Rp 329.0K

10.07%

Cinema Ticket

$5.23 MX$96.6

$4.25 Rp 76.5K

23.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$220 MX$4,060

$493 Rp 8.9M

-55.40%

International Primary School, 1 Child (Yearly)

$4,534 MX$83.8K

$5,597 Rp 100.7M

-19.00%

Jeans (Levis 501 Or Similar)

$54.3 MX$1,003

$45.58 Rp 820.4K

19.07%

Summer Dress (H&M, Zara, etc)

$40.69 MX$752

$34.96 Rp 629.4K

16.39%

Sport Shoes (Adidas, Nike)

$98.8 MX$1,825

$77.7 Rp 1.4M

27.08%

Men's Leather Business Shoes

$90.3 MX$1,669

$78.5 Rp 1.4M

15.00%

1-bedroom Apartment, City Center (Monthly)

$612 MX$11.3K

$1,131 Rp 20.4M

-45.89%

1-bedroom Apartment, Outside City Center (Monthly)

$383 MX$7,076

$673 Rp 12.1M

-43.09%

3-bedroom Apartment, City Center (Monthly)

$1,030 MX$19.0K

$3,613 Rp 65.0M

-71.50%

3-bedroom Apartment, Outside City Center (Monthly)

$779 MX$14.4K

$1,702 Rp 30.6M

-54.24%

Buy Apartment in City Center (m2)

$1,910 MX$35.3K

$2,717 Rp 48.9M

-29.71%

Buy Apartment Outside City Center (m2)

$1,160 MX$21.4K

$2,241 Rp 40.3M

-48.25%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.3

13.78

-18.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$383 33.9%

Ubud, Bali

$673 49.7% 75.7% $290

Groceries & Markets

San Fernando

$266 23.5%

Ubud, Bali

$287 21.2% 8.1% $22

Eating Out

San Fernando

$185 16.4%

Ubud, Bali

$106 7.9% 42.5% $79

Clothing & Footwear

San Fernando

$128 11.3%

Ubud, Bali

$107 7.9% 16.6% $21

Monthly Utilities & Internet

San Fernando

$109 9.7%

Ubud, Bali

$105 7.8% 3.9% $4.3

Sport & Entertainment

San Fernando

$44 3.9%

Ubud, Bali

$63 4.6% 42.2% $19

Getting Around

San Fernando

$15 * 1.3%

Ubud, Bali

$12 0.9% 18.1% $2.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $612 in San Fernando versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in San Fernando versus $35.00 in Ubud, Bali. Groceries tell a different story – $266 in San Fernando vs $287 in Ubud, Bali – so San Fernando wins on supermarket bills even if dining out costs more.

Good to know

🇲🇽 San Fernando

🇮🇩 Ubud, Bali

🕒 Local time

02:50 2:50 AM

16:50 4:50 PM

14 h ahead of San Fernando

🌤 Weather

👥 Population

11,867

74,800

💱 Currency

Mexican Peso MXN $

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MXN in detail →

On the map

Lowest

Highest

Between locations

San Fernando Ubud, Bali 16,790 km ≈ 21 h nonstop flight

From you

San Fernando
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 20%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,695 per month in San Fernando and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,130 in San Fernando and $1,353 in Ubud, Bali. That's a gap of about 20%.

Kindergarten costs $220 per month in San Fernando and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,130, than in Ubud, Bali at $1,353. In San Fernando it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.