Cost of Living Comparison Between Ubud, Bali and Samokov Cost of Living Comparison Between Ubud, Bali and Samokov

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,098 in Samokov, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,708 in Samokov, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,318 in Samokov, rent included.

Ubud, Bali costs about 25% more than Samokov, driven mainly by Eating Out.

Ubud, Bali sits 0% above the global median, while Samokov is 20% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.57 BGN 15.92

-65.20%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$46.83 BGN 77.9

-23.51%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.92 BGN 16.51

-43.25%

Cappuccino

$2.82 Rp 49.7K

$2.96 BGN 4.92

-4.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.68 BGN 2.79

4.17%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.63 BGN 2.71

-50.92%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.64 BGN 4.40

15.15%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.25 BGN 7.08

1.18%

Milk (1 liter)

$1.61 Rp 28.3K

$1.83 BGN 3.04

-12.02%

White Bread (500g)

$2.27 Rp 39.9K

$1.26 BGN 2.10

80.16%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.35 BGN 3.91

-50.21%

Eggs

$2.17 Rp 38.2K

$3.78 BGN 6.29

-42.59%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.10 BGN 20.13

45.70%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$8.80 BGN 14.64

-53.98%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.43 BGN 24.01

-15.59%

Apples (1kg)

$3.62 Rp 63.7K

$1.79 BGN 2.98

102.23%

Banana (1kg)

$1.64 Rp 28.8K

$1.95 BGN 3.25

-15.90%

Oranges (1kg)

$2.31 Rp 40.6K

$2.02 BGN 3.36

14.36%

Tomato (1kg)

$1.96 Rp 34.5K

$2.63 BGN 4.37

-25.48%

Potato (1kg)

$1.84 Rp 32.5K

$1.07 BGN 1.78

71.96%

Onion (1kg)

$2.37 Rp 41.7K

$1.12 BGN 1.86

111.61%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.21 BGN 2.01

-13.22%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.79 BGN 1.31

-31.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.15 BGN 6.91

-44.58%

Wine (Bottle)

$23.08 Rp 406.4K

$6.59 BGN 10.96

250.23%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.17 BGN 1.95

100.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.03 BGN 3.37

51.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.91 BGN 1.52

-72.53%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$25.31 BGN 42.11

-62.78%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.35 BGN 2.24

-63.70%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.66 BGN 1.10

-28.79%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.61 BGN 17.65

-47.22%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.68 BGN 2.80

-51.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$30.9K BGN 51.4K

-19.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$25.7K BGN 42.8K

20.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$117 BGN 195

-29.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$19.40 BGN 32.27

-66.55%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$16.34 BGN 27.18

14.99%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$30.99 BGN 51.6

78.25%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$17.72 BGN 29.49

2.77%

Cinema Ticket

$4.30 Rp 75.7K

$9.48 BGN 15.78

-54.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$531 BGN 883

-6.86%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$5,584 BGN 9,289

5.97%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$72.0 BGN 120

-35.74%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$43.29 BGN 72.0

-15.82%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$99.2 BGN 165

-18.64%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$108 BGN 180

-27.04%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$339 BGN 564

228.39%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$265 BGN 441

161.50%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$575 BGN 957

532.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$416 BGN 691

312.04%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,379 BGN 2,295

100.13%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,097 BGN 1,824

109.08%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$744 BGN 1,238

-77.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Samokov: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $339 in Samokov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 345% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $47.00 in Samokov. Groceries tell a different story – $294 in Ubud, Bali vs $264 in Samokov – so Samokov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Samokov: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 25% more than Samokov, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,648 in Samokov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $494 per month in Ubud, Bali and $531 in Samokov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 11% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,098, than in Ubud, Bali at $1,378. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Samokov costs $1,098 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.