Cost of Living Comparison Between Ubud, Bali and Samokov Cost of Living Comparison Between Ubud, Bali and Samokov

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,014 in Samokov, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,587 in Samokov, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,160 in Samokov, rent included.

Ubud, Bali costs about 42% more than Samokov, driven mainly by Sport & Entertainment.

Ubud, Bali sits 7% above the global median, while Samokov is 24% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Samokov
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$10.29 BGN 17.19
-65.31%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$41.57 BGN 69.4
-21.63%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$9.96 BGN 16.63
-49.10%
Cappuccino
$2.83 Rp 49.0K
$1.87 BGN 3.12
51.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$1.37 BGN 2.28
-2.19%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$1.00 BGN 1.68
-31.00%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$1.95 BGN 3.25
53.33%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$2.91 BGN 4.85
32.30%
🛒 Groceries & Markets
Ubud, Bali
Samokov
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$2.04 BGN 3.40
-14.71%
White Bread (500g)
$2.54 Rp 44.0K
$1.01 BGN 1.69
151.49%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.86 BGN 4.77
-58.39%
Eggs
$2.43 Rp 42.0K
$3.87 BGN 6.46
-37.21%
Local Cheese (1kg)
$14.66 Rp 254.1K
$12.84 BGN 21.44
14.17%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$8.55 BGN 14.28
-51.11%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$13.23 BGN 22.09
-9.75%
Apples (1kg)
$3.69 Rp 63.9K
$1.65 BGN 2.75
123.64%
Banana (1kg)
$1.61 Rp 27.8K
$2.23 BGN 3.73
-27.80%
Oranges (1kg)
$2.69 Rp 46.5K
$2.02 BGN 3.37
33.17%
Tomato (1kg)
$2.33 Rp 40.4K
$2.79 BGN 4.66
-16.49%
Potato (1kg)
$1.91 Rp 33.0K
$1.15 BGN 1.92
66.09%
Onion (1kg)
$2.19 Rp 37.9K
$1.38 BGN 2.31
58.70%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.23 BGN 2.06
-13.82%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.77 BGN 1.29
-6.49%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$3.71 BGN 6.19
-15.63%
Wine (Bottle)
$23.49 Rp 407.1K
$7.30 BGN 12.20
221.78%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.24 BGN 2.08
120.97%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.61 BGN 2.69
78.88%
🚌 Getting Around
Ubud, Bali
Samokov
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$0.85 BGN 1.42
-65.88%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$26.73 BGN 44.64
-69.44%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$1.21 BGN 2.02
-62.81%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$0.64 BGN 1.07
-34.38%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$11.68 BGN 19.50
-47.26%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.52 BGN 2.54
-44.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$36.8K BGN 61.4K
-28.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$34.5K BGN 57.7K
-5.98%
🧾 Monthly Utilities & Internet
Ubud, Bali
Samokov
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$121 BGN 202
-35.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$17.07 BGN 28.51
-76.86%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$13.14 BGN 21.94
85.69%
🎉 Sport & Entertainment
Ubud, Bali
Samokov
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$29.14 BGN 48.66
231.30%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$14.59 BGN 24.37
-56.48%
Cinema Ticket
$4.04 Rp 70.0K
$7.26 BGN 12.12
-44.35%
🧸 Childcare & Education
Ubud, Bali
Samokov
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$324 BGN 542
-6.73%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$5,487 BGN 9,164
18.87%
👕👟 Clothing & Footwear
Ubud, Bali
Samokov
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$43.91 BGN 73.3
22.61%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$29.25 BGN 48.85
29.85%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$128 BGN 214
-32.22%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$76.3 BGN 127
3.37%
🏠 Accommodation & Living
Ubud, Bali
Samokov
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$285 BGN 476
254.93%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$229 BGN 383
194.38%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$471 BGN 786
620.02%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$359 BGN 599
485.00%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$1,533 BGN 2,560
94.70%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$999 BGN 1,668
134.16%
💵 Salaries & Financials
Ubud, Bali
Samokov
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$746 BGN 1,246
-76.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.1
160.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Samokov: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $285 in Samokov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 331% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $42.00 in Samokov. Groceries tell a different story – $298 in Ubud, Bali vs $266 in Samokov – so Samokov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Samokov: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Samokov?
Ubud, Bali costs about 42% more than Samokov, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Samokov?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,521 in Samokov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Samokov?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ubud, Bali and Samokov?
Kindergarten costs $303 per month in Ubud, Bali and $324 in Samokov. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ubud, Bali or Samokov?
Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or Samokov?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,014, than in Ubud, Bali at $1,438. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Samokov?
For digital nomads, it depends on budget. Samokov costs $1,014 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Samokov?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Samokov?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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