Cost of Living Comparison Between Ubud, Bali and Samokov Cost of Living Comparison Between Ubud, Bali and Samokov

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,026 in Samokov, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,591 in Samokov, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,156 in Samokov, rent included.

Ubud, Bali costs about 37% more than Samokov, driven mainly by Sport & Entertainment.

Ubud, Bali sits 4% above the global median, while Samokov is 24% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Samokov
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$10.28 BGN 17.11
-65.27%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$41.58 BGN 69.2
-21.84%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$9.95 BGN 16.56
-51.16%
Cappuccino
$2.75 Rp 49.2K
$1.88 BGN 3.13
46.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.31 BGN 2.17
0.76%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.01 BGN 1.68
-30.69%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.96 BGN 3.26
48.47%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.90 BGN 4.82
30.69%
🛒 Groceries & Markets
Ubud, Bali
Samokov
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.94 BGN 3.22
-11.86%
White Bread (500g)
$2.47 Rp 44.3K
$1.01 BGN 1.68
144.55%
Rice (white) (1kg)
$1.20 Rp 21.5K
$2.82 BGN 4.70
-57.45%
Eggs
$2.44 Rp 43.8K
$3.88 BGN 6.45
-37.11%
Local Cheese (1kg)
$14.38 Rp 257.7K
$13.03 BGN 21.68
10.36%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$8.11 BGN 13.50
-46.86%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$13.21 BGN 21.98
-7.57%
Apples (1kg)
$3.68 Rp 66.0K
$1.60 BGN 2.65
130.00%
Banana (1kg)
$1.55 Rp 27.8K
$2.26 BGN 3.76
-31.42%
Oranges (1kg)
$2.79 Rp 49.9K
$2.09 BGN 3.47
33.49%
Tomato (1kg)
$2.33 Rp 41.8K
$2.85 BGN 4.74
-18.25%
Potato (1kg)
$1.97 Rp 35.3K
$1.21 BGN 2.01
62.81%
Onion (1kg)
$2.31 Rp 41.4K
$1.36 BGN 2.27
69.85%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.24 BGN 2.06
-14.52%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.79 BGN 1.32
-7.59%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$3.86 BGN 6.42
-15.03%
Wine (Bottle)
$22.79 Rp 408.4K
$5.81 BGN 9.66
292.25%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.26 BGN 2.10
123.02%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.69 BGN 2.82
64.50%
🚌 Getting Around
Ubud, Bali
Samokov
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.90 BGN 1.50
-67.78%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$26.02 BGN 43.29
-69.02%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.21 BGN 2.01
-62.81%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.65 BGN 1.07
-30.77%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$11.89 BGN 19.77
-47.52%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.51 BGN 2.51
-43.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$36.8K BGN 61.3K
-29.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$34.1K BGN 56.7K
-7.10%
🧾 Monthly Utilities & Internet
Ubud, Bali
Samokov
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$120 BGN 199
-32.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$17.48 BGN 29.07
-76.77%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$13.20 BGN 21.96
85.00%
🎉 Sport & Entertainment
Ubud, Bali
Samokov
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$29.55 BGN 49.17
230.52%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$14.68 BGN 24.43
-56.06%
Cinema Ticket
$4.04 Rp 72.4K
$7.29 BGN 12.12
-44.58%
🧸 Childcare & Education
Ubud, Bali
Samokov
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$322 BGN 536
-5.63%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$5,399 BGN 8,982
22.63%
👕👟 Clothing & Footwear
Ubud, Bali
Samokov
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$44.44 BGN 73.9
22.03%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$29.78 BGN 49.55
30.22%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$130 BGN 216
-33.74%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$76.7 BGN 128
0.01%
🏠 Accommodation & Living
Ubud, Bali
Samokov
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$289 BGN 481
241.22%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$232 BGN 385
184.03%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$481 BGN 800
600.37%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$351 BGN 584
488.31%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,498 BGN 2,492
83.00%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,188 BGN 1,976
87.52%
💵 Salaries & Financials
Ubud, Bali
Samokov
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$728 BGN 1,212
-77.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.1
160.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Samokov: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $289 in Samokov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 346% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $42.00 in Samokov. Groceries tell a different story – $297 in Ubud, Bali vs $262 in Samokov – so Samokov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Samokov: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Samokov?
Ubud, Bali costs about 37% more than Samokov, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Samokov?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,539 in Samokov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Samokov?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ubud, Bali and Samokov?
Kindergarten costs $304 per month in Ubud, Bali and $322 in Samokov. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ubud, Bali or Samokov?
Groceries cost about 13% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or Samokov?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,026, than in Ubud, Bali at $1,404. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Samokov?
For digital nomads, it depends on budget. Samokov costs $1,026 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Samokov?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Samokov?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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