Cost of Living Comparison Between Ubud, Bali and Samokov Cost of Living Comparison Between Ubud, Bali and Samokov

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,012 in Samokov, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,582 in Samokov, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,151 in Samokov, rent included.

Ubud, Bali costs about 38% more than Samokov, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Samokov is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$10.13 BGN 16.85

-64.76%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$41.76 BGN 69.5

-22.61%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$10.12 BGN 16.84

-50.49%

Cappuccino

$2.82 Rp 51.1K

$1.89 BGN 3.15

49.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.32 BGN 2.19

2.27%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.04 BGN 1.73

-29.81%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.94 BGN 3.22

51.03%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.01 BGN 5.01

30.90%

Milk (1 liter)

$1.78 Rp 32.2K

$2.03 BGN 3.38

-12.32%

White Bread (500g)

$2.45 Rp 44.3K

$1.02 BGN 1.70

140.20%

Rice (white) (1kg)

$1.15 Rp 20.8K

$2.74 BGN 4.56

-58.03%

Eggs

$2.41 Rp 43.7K

$3.87 BGN 6.43

-37.73%

Local Cheese (1kg)

$14.33 Rp 259.1K

$13.16 BGN 21.89

8.89%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$8.54 BGN 14.20

-50.94%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$12.82 BGN 21.33

-5.93%

Apples (1kg)

$3.64 Rp 65.8K

$1.60 BGN 2.66

127.50%

Banana (1kg)

$1.57 Rp 28.3K

$2.16 BGN 3.60

-27.31%

Oranges (1kg)

$2.79 Rp 50.4K

$1.98 BGN 3.30

40.91%

Tomato (1kg)

$2.24 Rp 40.5K

$2.82 BGN 4.69

-20.57%

Potato (1kg)

$1.98 Rp 35.8K

$1.19 BGN 1.99

66.39%

Onion (1kg)

$2.28 Rp 41.2K

$1.38 BGN 2.30

65.22%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.28 BGN 2.13

-17.97%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.72 BGN 1.21

9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.66 BGN 6.10

-12.84%

Wine (Bottle)

$23.49 Rp 424.8K

$6.36 BGN 10.57

269.34%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.25 BGN 2.08

132.00%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.69 BGN 2.81

63.31%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.91 BGN 1.51

-70.33%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$26.85 BGN 44.67

-68.83%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.21 BGN 2.01

-62.81%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.61 BGN 1.01

-24.59%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$11.69 BGN 19.45

-48.08%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.55 BGN 2.58

-44.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$36.4K BGN 60.5K

-26.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$34.3K BGN 57.1K

-5.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$121 BGN 201

-34.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$17.49 BGN 29.09

-76.62%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$13.14 BGN 21.87

81.51%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$30.04 BGN 49.97

228.83%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$14.75 BGN 24.54

-56.95%

Cinema Ticket

$4.01 Rp 72.5K

$6.94 BGN 11.55

-42.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$321 BGN 534

-7.41%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$5,378 BGN 8,947

22.76%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$44.42 BGN 73.9

20.28%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$30.02 BGN 49.94

26.95%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$126 BGN 210

-29.67%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$75.8 BGN 126

1.14%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$293 BGN 488

247.54%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$231 BGN 384

195.01%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$473 BGN 787

633.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$347 BGN 578

501.97%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,150 BGN 1,914

137.24%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$1,002 BGN 1,666

129.18%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$731 BGN 1,216

-77.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.1

160.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Samokov: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $293 in Samokov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 347% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $42.00 in Samokov. Groceries tell a different story – $298 in Ubud, Bali vs $263 in Samokov – so Samokov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Samokov: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 38% more than Samokov, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,518 in Samokov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $297 per month in Ubud, Bali and $321 in Samokov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 13% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,012, than in Ubud, Bali at $1,392. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Samokov costs $1,012 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.