Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Samokov

For one person, living is cheaper in Samokov: $1,040 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Samokov
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Samokov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Samokov

🇧🇬 Bulgaria

$1,040

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Samokov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Samokov actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,040 in Samokov, rent included.

Ubud, Bali $1,349
Samokov $1,040

A couple spends around $2,305 per month in Ubud, Bali vs $1,626 in Samokov, rent included.

Ubud, Bali $2,305
Samokov $1,626

A family of three spends $3,261 per month in Ubud, Bali vs $2,211 in Samokov, rent included.

Ubud, Bali $3,261
Samokov $2,211

Ubud, Bali costs about 30% more than Samokov, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$9.39 BGN 16.53

-64.64%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$45.86 BGN 80.7

-22.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.56 BGN 16.82

-42.15%

Cappuccino

$2.72 Rp 49.4K

$2.89 BGN 5.09

-5.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.76 BGN 3.10

-3.41%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.52 BGN 2.68

-50.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.64 BGN 4.65

0.38%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.26 BGN 7.50

2.82%

Milk (1 liter)

$1.49 Rp 27.1K

$1.80 BGN 3.16

-17.22%

White Bread (500g)

$2.28 Rp 41.4K

$1.20 BGN 2.11

90.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.22 BGN 3.91

-46.40%

Eggs

$2.04 Rp 37.0K

$3.57 BGN 6.27

-42.86%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.67 BGN 20.54

51.67%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.22 BGN 14.46

-51.82%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.86 BGN 24.39

-12.05%

Apples (1kg)

$3.66 Rp 66.4K

$1.72 BGN 3.02

112.79%

Banana (1kg)

$1.52 Rp 27.6K

$1.87 BGN 3.29

-18.72%

Oranges (1kg)

$2.23 Rp 40.5K

$1.94 BGN 3.41

14.95%

Tomato (1kg)

$1.97 Rp 35.9K

$2.65 BGN 4.66

-25.66%

Potato (1kg)

$1.85 Rp 33.6K

$1.04 BGN 1.83

77.88%

Onion (1kg)

$2.42 Rp 44.1K

$1.09 BGN 1.92

122.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.22 BGN 2.14

-18.85%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.72 BGN 1.26

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.13 BGN 7.27

-46.25%

Wine (Bottle)

$22.24 Rp 404.2K

$6.04 BGN 10.64

268.21%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.13 BGN 2.00

100.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.07 BGN 3.64

43.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.78 BGN 1.38

-67.95%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$29.05 BGN 51.1

-73.08%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.27 BGN 2.24

-65.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.65 BGN 1.14

-33.85%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$10.14 BGN 17.85

-46.65%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.74 BGN 3.06

-52.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.3K BGN 53.3K

-21.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$24.6K BGN 43.3K

29.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$114 BGN 201

-30.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$18.73 BGN 32.97

-65.56%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$15.22 BGN 26.78

22.08%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$31.51 BGN 55.5

57.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$18.93 BGN 33.32

-6.76%

Cinema Ticket

$4.27 Rp 77.7K

$9.31 BGN 16.39

-54.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$584 BGN 1,028

-16.04%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$5,533 BGN 9,738

2.55%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$68.2 BGN 120

-34.56%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$41.21 BGN 72.5

-15.19%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$96.7 BGN 170

-17.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$103 BGN 182

-23.01%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$344 BGN 606

226.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$240 BGN 423

179.32%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$541 BGN 952

559.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$370 BGN 652

365.22%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,404 BGN 2,471

94.54%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,108 BGN 1,950

106.18%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$742 BGN 1,306

-77.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Samokov: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Samokov

$240 23.1% 64.2% $431

Groceries & Markets

Ubud, Bali

$288 21.4%

Samokov

$252 24.2% 12.6% $36

Eating Out

Ubud, Bali

$108 8%

Samokov

$173 16.7% 61% $66

Clothing & Footwear

Ubud, Bali

$108 8%

Samokov

$139 13.4% 29.4% $32

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Samokov

$148 14.3% 42.6% $44

Sport & Entertainment

Ubud, Bali

$58 4.3%

Samokov

$50 4.8% 13.6% $7.9

Getting Around

Ubud, Bali

$11 0.9%

Samokov

$37 3.5% 222% $25

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $344 in Samokov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Samokov are about 4.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $46 in Samokov. Groceries tell a different story – $288 in Ubud, Bali vs $252 in Samokov – so Samokov wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Samokov

🕒 Local time

05:49 5:49 AM

23:49 11:49 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

25,138

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of October 28, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Samokov 10,780 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Samokov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Samokov: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 30% more than Samokov, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,561 in Samokov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Samokov, especially for central apartments: a one-bedroom in the center costs $344 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $584 in Samokov. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 14% more in Ubud, Bali, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,040 in Samokov. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,040 in Samokov to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.