🙂A single person spends $1,014 per month in Samokov vs $1,438 in Ubud, Bali, rent included.
🙂A couple spends around $1,587 per month in Samokov vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $2,160 per month in Samokov vs $3,732 in Ubud, Bali, rent included.
🙂Samokov is about 29% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Samokov sits 24% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Samokov
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.29BGN 17.19
$3.57Rp 61.9K
188.24%
Three-Course Dinner for Two, Mid-Range
$41.57BGN 69.4
$32.58Rp 564.7K
27.59%
Fast Food Meal(McDonalds, etc)
$9.96BGN 16.63
$5.07Rp 87.8K
96.45%
Cappuccino
$1.87BGN 3.12
$2.83Rp 49.0K
-33.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37BGN 2.28
$1.34Rp 23.2K
2.24%
Water(0.33 liter bottle)
$1.00BGN 1.68
$0.69Rp 12.0K
44.93%
Local Beer(0.5 liter draught)
$1.95BGN 3.25
$2.99Rp 51.8K
-34.78%
Imported Beer(0.33 liter bottle)
$2.91BGN 4.85
$3.85Rp 66.7K
-24.42%
🛒 Groceries & Markets
Samokov
Ubud, Bali
Difference
Milk(1 liter)
$2.04BGN 3.40
$1.74Rp 30.2K
17.24%
White Bread(500g)
$1.01BGN 1.69
$2.54Rp 44.0K
-60.24%
Rice(white)(1kg)
$2.86BGN 4.77
$1.19Rp 20.6K
140.34%
Eggs
$3.87BGN 6.46
$2.43Rp 42.0K
59.26%
Local Cheese(1kg)
$12.84BGN 21.44
$14.66Rp 254.1K
-12.41%
Chicken Fillets(1kg)
$8.55BGN 14.28
$4.18Rp 72.4K
104.55%
Beef Round Steak(1kg)
$13.23BGN 22.09
$11.94Rp 206.9K
10.80%
Apples(1kg)
$1.65BGN 2.75
$3.69Rp 63.9K
-55.28%
Banana(1kg)
$2.23BGN 3.73
$1.61Rp 27.8K
38.51%
Oranges(1kg)
$2.02BGN 3.37
$2.69Rp 46.5K
-24.91%
Tomato(1kg)
$2.79BGN 4.66
$2.33Rp 40.4K
19.74%
Potato(1kg)
$1.15BGN 1.92
$1.91Rp 33.0K
-39.79%
Onion(1kg)
$1.38BGN 2.31
$2.19Rp 37.9K
-36.99%
Lettuce(1 head)
$1.23BGN 2.06
$1.06Rp 18.3K
16.04%
Water(1.5 liter bottle)
$0.77BGN 1.29
$0.72Rp 12.5K
6.94%
Cigarettes 20 Pack(Marlboro, Camel)
$3.71BGN 6.19
$3.13Rp 54.3K
18.53%
Wine(Bottle)
$7.30BGN 12.20
$23.49Rp 407.1K
-68.92%
Local Beer(0.5 liter bottle)
$1.24BGN 2.08
$2.74Rp 47.5K
-54.74%
Imported Beer(0.33 liter bottle)
$1.61BGN 2.69
$2.88Rp 49.9K
-44.10%
🚌 Getting Around
Samokov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.85BGN 1.42
$0.29Rp 5,029
193.10%
Public Transport Monthly Pass(Regular Price)
$26.73BGN 44.64
$8.17Rp 141.6K
227.17%
Taxi Start(Normal Tariff)
$1.21BGN 2.02
$0.45Rp 7,863
168.89%
Taxi(Normal Tariff)(1km)
$0.64BGN 1.07
$0.42Rp 7,305
52.38%
Taxi 1hour Waiting(Normal Tariff)
$11.68BGN 19.50
$6.16Rp 106.7K
89.61%
Gasoline(1 liter)
$1.52BGN 2.54
$0.84Rp 14.6K
80.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8KBGN 61.4K
$26.2KRp 454.9M
40.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.5KBGN 57.7K
$32.5KRp 562.9M
6.36%
🧾 Monthly Utilities & Internet
Samokov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121BGN 202
$78.4Rp 1.4M
54.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.07BGN 28.51
$3.95Rp 68.5K
332.15%
Internet(50+ Mbps, Unlimited Data)
$13.14BGN 21.94
$24.40Rp 423.0K
-46.15%
🎉 Sport & Entertainment
Samokov
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.14BGN 48.66
$96.5Rp 1.7M
-69.82%
Tennis Court(1 Hour on Weekend)
$14.59BGN 24.37
$6.35Rp 110.0K
129.76%
Cinema Ticket
$7.26BGN 12.12
$4.04Rp 70.0K
79.70%
🧸 Childcare & Education
Samokov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$324BGN 542
$303Rp 5.2M
7.21%
International Primary School, 1 Child(Yearly)
$5,487BGN 9,164
$6,523Rp 113.1M
-15.87%
👕👟 Clothing & Footwear
Samokov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$43.91BGN 73.3
$53.8Rp 933.1K
-18.44%
Summer Dress(H&M, Zara, etc)
$29.25BGN 48.85
$37.98Rp 658.3K
-22.99%
Sport Shoes(Adidas, Nike)
$128BGN 214
$86.8Rp 1.5M
47.54%
Men's Leather Business Shoes
$76.3BGN 127
$78.9Rp 1.4M
-3.26%
🏠 Accommodation & Living
Samokov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$285BGN 476
$1,012Rp 17.5M
-71.83%
1-bedroom Apartment, Outside City Center(Monthly)
$229BGN 383
$674Rp 11.7M
-66.03%
3-bedroom Apartment, City Center(Monthly)
$471BGN 786
$3,390Rp 58.8M
-86.11%
3-bedroom Apartment, Outside City Center(Monthly)
$359BGN 599
$2,098Rp 36.4M
-82.91%
Buy Apartment in City Center(m2)
$1,533BGN 2,560
$2,985Rp 51.7M
-48.64%
Buy Apartment Outside City Center(m2)
$999BGN 1,668
$2,339Rp 40.5M
-57.29%
💵 Salaries & Financials
Samokov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$746BGN 1,246
$173Rp 3.0M
331.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.1
13.28
-61.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Samokov: April 26, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $285 in Samokov versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 331% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42.00 in Samokov versus $33.00 in Ubud, Bali. Groceries tell a different story – $266 in Samokov vs $298 in Ubud, Bali – so Samokov wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samokov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Samokov or Ubud, Bali?
Ubud, Bali costs about 42% more than Samokov, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Samokov vs Ubud, Bali?
For a comfortable life, plan on about $1,521 per month in Samokov and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Samokov or Ubud, Bali?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Samokov and Ubud, Bali?
Kindergarten costs $324 per month in Samokov and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Samokov or Ubud, Bali?
Groceries cost about 12% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Samokov or Ubud, Bali?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,014, than in Ubud, Bali at $1,438. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Samokov or Ubud, Bali?
For digital nomads, it depends on budget. Samokov costs $1,014 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Samokov compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Samokov or Ubud, Bali?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.