Last update: Oct 2026

Cost of Living Comparison Between Samokov and Ubud, Bali

For one person, living is cheaper in Samokov: $1,040 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Samokov
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Samokov Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Samokov

🇧🇬 Bulgaria

$1,040

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Samokov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Samokov and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,040 per month in Samokov vs $1,349 in Ubud, Bali, rent included.

Samokov $1,040
Ubud, Bali $1,349

A couple spends around $1,626 per month in Samokov vs $2,305 in Ubud, Bali, rent included.

Samokov $1,626
Ubud, Bali $2,305

A family of three spends $2,211 per month in Samokov vs $3,261 in Ubud, Bali, rent included.

Samokov $2,211
Ubud, Bali $3,261

Samokov is about 23% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.39 BGN 16.53

$3.32 Rp 60.4K

182.83%

Three-Course Dinner for Two, Mid-Range

$45.86 BGN 80.7

$35.64 Rp 648.1K

28.68%

Fast Food Meal (McDonalds, etc)

$9.56 BGN 16.82

$5.53 Rp 100.6K

72.88%

Cappuccino

$2.89 BGN 5.09

$2.72 Rp 49.4K

6.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BGN 3.10

$1.70 Rp 30.9K

3.53%

Water (0.33 liter bottle)

$1.52 BGN 2.68

$0.76 Rp 13.8K

100.00%

Local Beer (0.5 liter draught)

$2.64 BGN 4.65

$2.65 Rp 48.3K

-0.38%

Imported Beer (0.33 liter bottle)

$4.26 BGN 7.50

$4.38 Rp 79.7K

-2.74%

Milk (1 liter)

$1.80 BGN 3.16

$1.49 Rp 27.1K

20.81%

White Bread (500g)

$1.20 BGN 2.11

$2.28 Rp 41.4K

-47.37%

Rice (white) (1kg)

$2.22 BGN 3.91

$1.19 Rp 21.6K

86.55%

Eggs

$3.57 BGN 6.27

$2.04 Rp 37.0K

75.00%

Local Cheese (1kg)

$11.67 BGN 20.54

$17.70 Rp 321.9K

-34.07%

Chicken Fillets (1kg)

$8.22 BGN 14.46

$3.96 Rp 72.1K

107.58%

Beef Round Steak (1kg)

$13.86 BGN 24.39

$12.19 Rp 221.7K

13.70%

Apples (1kg)

$1.72 BGN 3.02

$3.66 Rp 66.5K

-53.01%

Banana (1kg)

$1.87 BGN 3.29

$1.52 Rp 27.6K

23.03%

Oranges (1kg)

$1.94 BGN 3.41

$2.23 Rp 40.5K

-13.00%

Tomato (1kg)

$2.65 BGN 4.66

$1.97 Rp 35.9K

34.52%

Potato (1kg)

$1.04 BGN 1.83

$1.85 Rp 33.6K

-43.78%

Onion (1kg)

$1.09 BGN 1.92

$2.42 Rp 44.1K

-54.96%

Lettuce (1 head)

$1.22 BGN 2.14

$0.99 Rp 18.0K

23.23%

Water (1.5 liter bottle)

$0.72 BGN 1.26

$0.51 Rp 9,336

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 BGN 7.27

$2.22 Rp 40.4K

86.04%

Wine (Bottle)

$6.04 BGN 10.64

$22.24 Rp 404.4K

-72.84%

Local Beer (0.5 liter bottle)

$1.13 BGN 2.00

$2.26 Rp 41.1K

-50.00%

Imported Beer (0.33 liter bottle)

$2.07 BGN 3.64

$2.97 Rp 54.0K

-30.30%

One-way Ticket (Public Transport)

$0.78 BGN 1.38

$0.25 Rp 4,564

212.00%

Public Transport Monthly Pass (Regular Price)

$29.05 BGN 51.1

$7.82 Rp 142.3K

271.48%

Taxi Start (Normal Tariff)

$1.27 BGN 2.24

$0.44 Rp 7,992

188.64%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.43 Rp 7,821

51.16%

Taxi 1hour Waiting (Normal Tariff)

$10.14 BGN 17.85

$5.41 Rp 98.4K

87.43%

Gasoline (1 liter)

$1.74 BGN 3.06

$0.82 Rp 15.0K

112.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K BGN 53.3K

$23.8K Rp 433.5M

27.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K BGN 43.3K

$31.7K Rp 577.3M

-22.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 BGN 201

$79.1 Rp 1.4M

44.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.73 BGN 32.97

$6.45 Rp 117.2K

190.39%

Internet (50+ Mbps, Unlimited Data)

$15.22 BGN 26.78

$18.58 Rp 337.8K

-18.08%

Gym Membership (Monthly)

$31.51 BGN 55.5

$49.48 Rp 899.8K

-36.32%

Tennis Court (1 Hour on Weekend)

$18.93 BGN 33.32

$17.65 Rp 320.9K

7.25%

Cinema Ticket

$9.31 BGN 16.39

$4.27 Rp 77.7K

118.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$584 BGN 1,028

$491 Rp 8.9M

19.10%

International Primary School, 1 Child (Yearly)

$5,533 BGN 9,738

$5,674 Rp 103.2M

-2.49%

Jeans (Levis 501 Or Similar)

$68.2 BGN 120

$44.64 Rp 811.7K

52.80%

Summer Dress (H&M, Zara, etc)

$41.21 BGN 72.5

$34.95 Rp 635.6K

17.91%

Sport Shoes (Adidas, Nike)

$96.7 BGN 170

$79.9 Rp 1.5M

21.01%

Men's Leather Business Shoes

$103 BGN 182

$79.4 Rp 1.4M

29.89%

1-bedroom Apartment, City Center (Monthly)

$344 BGN 606

$1,125 Rp 20.5M

-69.40%

1-bedroom Apartment, Outside City Center (Monthly)

$240 BGN 423

$671 Rp 12.2M

-64.20%

3-bedroom Apartment, City Center (Monthly)

$541 BGN 952

$3,565 Rp 64.8M

-84.83%

3-bedroom Apartment, Outside City Center (Monthly)

$370 BGN 652

$1,723 Rp 31.3M

-78.50%

Buy Apartment in City Center (m2)

$1,404 BGN 2,471

$2,732 Rp 49.7M

-48.60%

Buy Apartment Outside City Center (m2)

$1,108 BGN 1,950

$2,284 Rp 41.5M

-51.50%

Average Monthly Net Salary (After Tax)

$742 BGN 1,306

$164 Rp 3.0M

352.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Samokov: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Samokov

$252 24.2%

Ubud, Bali

$288 21.4% 14.4% $36

Accommodation & Living

Samokov

$240 23.1%

Ubud, Bali

$672 49.8% 179% $431

Eating Out

Samokov

$173 16.7%

Ubud, Bali

$108 8% 37.9% $66

Monthly Utilities & Internet

Samokov

$148 14.3%

Ubud, Bali

$104 7.7% 29.9% $44

Clothing & Footwear

Samokov

$139 13.4%

Ubud, Bali

$108 8% 22.7% $32

Sport & Entertainment

Samokov

$50 4.8%

Ubud, Bali

$58 4.3% 15.7% $7.9

Getting Around

Samokov

$37 3.5%

Ubud, Bali

$11 0.9% 68.9% $25

Cost Breakdown

A central one-bedroom costs $344 in Samokov versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Samokov are about 4.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $46 in Samokov versus $36 in Ubud, Bali. Groceries tell a different story – $252 in Samokov vs $288 in Ubud, Bali – so Samokov wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Samokov

🇮🇩 Ubud, Bali

🕒 Local time

07:26 7:26 AM

13:26 1:26 PM

6 h ahead of Samokov

🌤 Weather

👥 Population

25,138

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 29, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Samokov Ubud, Bali 10,780 km ≈ 14 h nonstop flight

From you

Samokov
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Samokov vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 30% more than Samokov, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,561 per month in Samokov and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Samokov, especially for central apartments: a one-bedroom in the center costs $344 there versus $1,125 in Ubud, Bali.

Kindergarten costs $584 per month in Samokov and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 14% more in Ubud, Bali, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,040 in Samokov and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,040 in Samokov to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.