Cost of Living Comparison Between Samokov and Ubud, Bali Cost of Living Comparison Between Samokov and Ubud, Bali

Monthly Cost of Living

A single person spends $1,098 per month in Samokov vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,708 per month in Samokov vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,318 per month in Samokov vs $3,275 in Ubud, Bali, rent included.

Samokov is about 20% cheaper than Ubud, Bali, driven mainly by Eating Out.

Samokov sits 20% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Samokov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.57 BGN 15.92
$3.33 Rp 58.7K
187.39%
Three-Course Dinner for Two, Mid-Range
$46.83 BGN 77.9
$35.82 Rp 630.7K
30.74%
Fast Food Meal (McDonalds, etc)
$9.92 BGN 16.51
$5.63 Rp 99.1K
76.20%
Cappuccino
$2.96 BGN 4.92
$2.82 Rp 49.7K
4.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.68 BGN 2.79
$1.75 Rp 30.8K
-4.00%
Water (0.33 liter bottle)
$1.63 BGN 2.71
$0.80 Rp 14.0K
103.75%
Local Beer (0.5 liter draught)
$2.64 BGN 4.40
$3.04 Rp 53.6K
-13.16%
Imported Beer (0.33 liter bottle)
$4.25 BGN 7.08
$4.30 Rp 75.7K
-1.16%
🛒 Groceries & Markets
Samokov
Ubud, Bali
Difference
Milk (1 liter)
$1.83 BGN 3.04
$1.61 Rp 28.3K
13.66%
White Bread (500g)
$1.26 BGN 2.10
$2.27 Rp 39.9K
-44.49%
Rice (white) (1kg)
$2.35 BGN 3.91
$1.17 Rp 20.6K
100.85%
Eggs
$3.78 BGN 6.29
$2.17 Rp 38.2K
74.19%
Local Cheese (1kg)
$12.10 BGN 20.13
$17.63 Rp 310.5K
-31.37%
Chicken Fillets (1kg)
$8.80 BGN 14.64
$4.05 Rp 71.4K
117.28%
Beef Round Steak (1kg)
$14.43 BGN 24.01
$12.18 Rp 214.5K
18.47%
Apples (1kg)
$1.79 BGN 2.98
$3.62 Rp 63.7K
-50.55%
Banana (1kg)
$1.95 BGN 3.25
$1.64 Rp 28.8K
18.90%
Oranges (1kg)
$2.02 BGN 3.36
$2.31 Rp 40.6K
-12.55%
Tomato (1kg)
$2.63 BGN 4.37
$1.96 Rp 34.5K
34.18%
Potato (1kg)
$1.07 BGN 1.78
$1.84 Rp 32.5K
-41.85%
Onion (1kg)
$1.12 BGN 1.86
$2.37 Rp 41.7K
-52.74%
Lettuce (1 head)
$1.21 BGN 2.01
$1.05 Rp 18.5K
15.24%
Water (1.5 liter bottle)
$0.79 BGN 1.31
$0.54 Rp 9,560
46.30%
Cigarettes 20 Pack (Marlboro, Camel)
$4.15 BGN 6.91
$2.30 Rp 40.6K
80.43%
Wine (Bottle)
$6.59 BGN 10.96
$23.08 Rp 406.4K
-71.45%
Local Beer (0.5 liter bottle)
$1.17 BGN 1.95
$2.34 Rp 41.2K
-50.00%
Imported Beer (0.33 liter bottle)
$2.03 BGN 3.37
$3.07 Rp 54.0K
-33.88%
🚌 Getting Around
Samokov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.91 BGN 1.52
$0.25 Rp 4,365
264.00%
Public Transport Monthly Pass (Regular Price)
$25.31 BGN 42.11
$9.42 Rp 165.9K
168.68%
Taxi Start (Normal Tariff)
$1.35 BGN 2.24
$0.49 Rp 8,631
175.51%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.10
$0.47 Rp 8,349
40.43%
Taxi 1hour Waiting (Normal Tariff)
$10.61 BGN 17.65
$5.60 Rp 98.6K
89.46%
Gasoline (1 liter)
$1.68 BGN 2.80
$0.81 Rp 14.2K
107.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K BGN 51.4K
$25.0K Rp 440.3M
23.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K BGN 42.8K
$31.1K Rp 547.0M
-17.21%
🧾 Monthly Utilities & Internet
Samokov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 BGN 195
$82.7 Rp 1.5M
41.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.40 BGN 32.27
$6.49 Rp 114.2K
198.92%
Internet (50+ Mbps, Unlimited Data)
$16.34 BGN 27.18
$18.79 Rp 330.8K
-13.04%
🎉 Sport & Entertainment
Samokov
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.99 BGN 51.6
$55.2 Rp 972.6K
-43.90%
Tennis Court (1 Hour on Weekend)
$17.72 BGN 29.49
$18.21 Rp 320.6K
-2.69%
Cinema Ticket
$9.48 BGN 15.78
$4.30 Rp 75.7K
120.47%
🧸 Childcare & Education
Samokov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$531 BGN 883
$494 Rp 8.7M
7.37%
International Primary School, 1 Child (Yearly)
$5,584 BGN 9,289
$5,917 Rp 104.2M
-5.64%
👕👟 Clothing & Footwear
Samokov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$72.0 BGN 120
$46.28 Rp 814.8K
55.62%
Summer Dress (H&M, Zara, etc)
$43.29 BGN 72.0
$36.44 Rp 641.6K
18.80%
Sport Shoes (Adidas, Nike)
$99.2 BGN 165
$80.7 Rp 1.4M
22.91%
Men's Leather Business Shoes
$108 BGN 180
$78.8 Rp 1.4M
37.06%
🏠 Accommodation & Living
Samokov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$339 BGN 564
$1,114 Rp 19.6M
-69.55%
1-bedroom Apartment, Outside City Center (Monthly)
$265 BGN 441
$693 Rp 12.2M
-61.76%
3-bedroom Apartment, City Center (Monthly)
$575 BGN 957
$3,639 Rp 64.1M
-84.19%
3-bedroom Apartment, Outside City Center (Monthly)
$416 BGN 691
$1,712 Rp 30.1M
-75.73%
Buy Apartment in City Center (m2)
$1,379 BGN 2,295
$2,761 Rp 48.6M
-50.03%
Buy Apartment Outside City Center (m2)
$1,097 BGN 1,824
$2,293 Rp 40.4M
-52.17%
💵 Salaries & Financials
Samokov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$744 BGN 1,238
$167 Rp 2.9M
345.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.78
-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Samokov: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $339 in Samokov versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 345% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Samokov versus $36.00 in Ubud, Bali. Groceries tell a different story – $264 in Samokov vs $294 in Ubud, Bali – so Samokov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samokov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Samokov or Ubud, Bali?
Ubud, Bali costs about 25% more than Samokov, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Samokov and in Ubud, Bali?
For a comfortable life, plan on about $1,648 per month in Samokov and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Samokov or Ubud, Bali?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Samokov and in Ubud, Bali?
Kindergarten costs $531 per month in Samokov and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Samokov or in Ubud, Bali?
Groceries cost about 11% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Samokov or in Ubud, Bali?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,098, than in Ubud, Bali at $1,378. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Samokov or Ubud, Bali?
For digital nomads, it depends on budget. Samokov costs $1,098 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Samokov compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Samokov or to Ubud, Bali?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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