🙂A single person spends $1,098 per month in Samokov vs $1,378 in Ubud, Bali, rent included.
🙂A couple spends around $1,708 per month in Samokov vs $2,327 in Ubud, Bali, rent included.
🙂A family of three spends $2,318 per month in Samokov vs $3,275 in Ubud, Bali, rent included.
🙂Samokov is about 20% cheaper than Ubud, Bali, driven mainly by Eating Out.
📊Samokov sits 20% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Samokov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.57BGN 15.92
$3.33Rp 58.7K
187.39%
Three-Course Dinner for Two, Mid-Range
$46.83BGN 77.9
$35.82Rp 630.7K
30.74%
Fast Food Meal(McDonalds, etc)
$9.92BGN 16.51
$5.63Rp 99.1K
76.20%
Cappuccino
$2.96BGN 4.92
$2.82Rp 49.7K
4.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.68BGN 2.79
$1.75Rp 30.8K
-4.00%
Water(0.33 liter bottle)
$1.63BGN 2.71
$0.80Rp 14.0K
103.75%
Local Beer(0.5 liter draught)
$2.64BGN 4.40
$3.04Rp 53.6K
-13.16%
Imported Beer(0.33 liter bottle)
$4.25BGN 7.08
$4.30Rp 75.7K
-1.16%
🛒 Groceries & Markets
Samokov
Ubud, Bali
Difference
Milk(1 liter)
$1.83BGN 3.04
$1.61Rp 28.3K
13.66%
White Bread(500g)
$1.26BGN 2.10
$2.27Rp 39.9K
-44.49%
Rice(white)(1kg)
$2.35BGN 3.91
$1.17Rp 20.6K
100.85%
Eggs
$3.78BGN 6.29
$2.17Rp 38.2K
74.19%
Local Cheese(1kg)
$12.10BGN 20.13
$17.63Rp 310.5K
-31.37%
Chicken Fillets(1kg)
$8.80BGN 14.64
$4.05Rp 71.4K
117.28%
Beef Round Steak(1kg)
$14.43BGN 24.01
$12.18Rp 214.5K
18.47%
Apples(1kg)
$1.79BGN 2.98
$3.62Rp 63.7K
-50.55%
Banana(1kg)
$1.95BGN 3.25
$1.64Rp 28.8K
18.90%
Oranges(1kg)
$2.02BGN 3.36
$2.31Rp 40.6K
-12.55%
Tomato(1kg)
$2.63BGN 4.37
$1.96Rp 34.5K
34.18%
Potato(1kg)
$1.07BGN 1.78
$1.84Rp 32.5K
-41.85%
Onion(1kg)
$1.12BGN 1.86
$2.37Rp 41.7K
-52.74%
Lettuce(1 head)
$1.21BGN 2.01
$1.05Rp 18.5K
15.24%
Water(1.5 liter bottle)
$0.79BGN 1.31
$0.54Rp 9,560
46.30%
Cigarettes 20 Pack(Marlboro, Camel)
$4.15BGN 6.91
$2.30Rp 40.6K
80.43%
Wine(Bottle)
$6.59BGN 10.96
$23.08Rp 406.4K
-71.45%
Local Beer(0.5 liter bottle)
$1.17BGN 1.95
$2.34Rp 41.2K
-50.00%
Imported Beer(0.33 liter bottle)
$2.03BGN 3.37
$3.07Rp 54.0K
-33.88%
🚌 Getting Around
Samokov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.91BGN 1.52
$0.25Rp 4,365
264.00%
Public Transport Monthly Pass(Regular Price)
$25.31BGN 42.11
$9.42Rp 165.9K
168.68%
Taxi Start(Normal Tariff)
$1.35BGN 2.24
$0.49Rp 8,631
175.51%
Taxi(Normal Tariff)(1km)
$0.66BGN 1.10
$0.47Rp 8,349
40.43%
Taxi 1hour Waiting(Normal Tariff)
$10.61BGN 17.65
$5.60Rp 98.6K
89.46%
Gasoline(1 liter)
$1.68BGN 2.80
$0.81Rp 14.2K
107.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9KBGN 51.4K
$25.0KRp 440.3M
23.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7KBGN 42.8K
$31.1KRp 547.0M
-17.21%
🧾 Monthly Utilities & Internet
Samokov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117BGN 195
$82.7Rp 1.5M
41.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.40BGN 32.27
$6.49Rp 114.2K
198.92%
Internet(50+ Mbps, Unlimited Data)
$16.34BGN 27.18
$18.79Rp 330.8K
-13.04%
🎉 Sport & Entertainment
Samokov
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.99BGN 51.6
$55.2Rp 972.6K
-43.90%
Tennis Court(1 Hour on Weekend)
$17.72BGN 29.49
$18.21Rp 320.6K
-2.69%
Cinema Ticket
$9.48BGN 15.78
$4.30Rp 75.7K
120.47%
🧸 Childcare & Education
Samokov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$531BGN 883
$494Rp 8.7M
7.37%
International Primary School, 1 Child(Yearly)
$5,584BGN 9,289
$5,917Rp 104.2M
-5.64%
👕👟 Clothing & Footwear
Samokov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$72.0BGN 120
$46.28Rp 814.8K
55.62%
Summer Dress(H&M, Zara, etc)
$43.29BGN 72.0
$36.44Rp 641.6K
18.80%
Sport Shoes(Adidas, Nike)
$99.2BGN 165
$80.7Rp 1.4M
22.91%
Men's Leather Business Shoes
$108BGN 180
$78.8Rp 1.4M
37.06%
🏠 Accommodation & Living
Samokov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$339BGN 564
$1,114Rp 19.6M
-69.55%
1-bedroom Apartment, Outside City Center(Monthly)
$265BGN 441
$693Rp 12.2M
-61.76%
3-bedroom Apartment, City Center(Monthly)
$575BGN 957
$3,639Rp 64.1M
-84.19%
3-bedroom Apartment, Outside City Center(Monthly)
$416BGN 691
$1,712Rp 30.1M
-75.73%
Buy Apartment in City Center(m2)
$1,379BGN 2,295
$2,761Rp 48.6M
-50.03%
Buy Apartment Outside City Center(m2)
$1,097BGN 1,824
$2,293Rp 40.4M
-52.17%
💵 Salaries & Financials
Samokov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$744BGN 1,238
$167Rp 2.9M
345.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
13.78
-77.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Samokov: September 5, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $339 in Samokov versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 345% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $47.00 in Samokov versus $36.00 in Ubud, Bali. Groceries tell a different story – $264 in Samokov vs $294 in Ubud, Bali – so Samokov wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samokov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Samokov or Ubud, Bali?
Ubud, Bali costs about 25% more than Samokov, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Samokov and in Ubud, Bali?
For a comfortable life, plan on about $1,648 per month in Samokov and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Samokov or Ubud, Bali?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Samokov and in Ubud, Bali?
Kindergarten costs $531 per month in Samokov and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Samokov or in Ubud, Bali?
Groceries cost about 11% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Samokov or in Ubud, Bali?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,098, than in Ubud, Bali at $1,378. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Samokov or Ubud, Bali?
For digital nomads, it depends on budget. Samokov costs $1,098 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Samokov compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Samokov or to Ubud, Bali?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.