🙂A single person spends $1,026 per month in Samokov vs $1,404 in Ubud, Bali, rent included.
🙂A couple spends around $1,591 per month in Samokov vs $2,549 in Ubud, Bali, rent included.
🙂A family of three spends $2,156 per month in Samokov vs $3,694 in Ubud, Bali, rent included.
🙂Samokov is about 27% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Samokov sits 24% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Samokov
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.28BGN 17.11
$3.57Rp 64.0K
187.96%
Three-Course Dinner for Two, Mid-Range
$41.58BGN 69.2
$32.50Rp 582.3K
27.94%
Fast Food Meal(McDonalds, etc)
$9.95BGN 16.56
$4.86Rp 87.1K
104.73%
Cappuccino
$1.88BGN 3.13
$2.75Rp 49.2K
-31.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.31BGN 2.17
$1.32Rp 23.7K
-0.76%
Water(0.33 liter bottle)
$1.01BGN 1.68
$0.70Rp 12.6K
44.29%
Local Beer(0.5 liter draught)
$1.96BGN 3.26
$2.91Rp 52.2K
-32.65%
Imported Beer(0.33 liter bottle)
$2.90BGN 4.82
$3.79Rp 68.0K
-23.48%
🛒 Groceries & Markets
Samokov
Ubud, Bali
Difference
Milk(1 liter)
$1.94BGN 3.22
$1.71Rp 30.6K
13.45%
White Bread(500g)
$1.01BGN 1.68
$2.47Rp 44.3K
-59.11%
Rice(white)(1kg)
$2.82BGN 4.70
$1.20Rp 21.5K
135.00%
Eggs
$3.88BGN 6.45
$2.44Rp 43.8K
59.02%
Local Cheese(1kg)
$13.03BGN 21.68
$14.38Rp 257.7K
-9.39%
Chicken Fillets(1kg)
$8.11BGN 13.50
$4.31Rp 77.1K
88.17%
Beef Round Steak(1kg)
$13.21BGN 21.98
$12.21Rp 218.7K
8.19%
Apples(1kg)
$1.60BGN 2.65
$3.68Rp 66.0K
-56.52%
Banana(1kg)
$2.26BGN 3.76
$1.55Rp 27.8K
45.81%
Oranges(1kg)
$2.09BGN 3.47
$2.79Rp 49.9K
-25.09%
Tomato(1kg)
$2.85BGN 4.74
$2.33Rp 41.8K
22.32%
Potato(1kg)
$1.21BGN 2.01
$1.97Rp 35.3K
-38.58%
Onion(1kg)
$1.36BGN 2.27
$2.31Rp 41.4K
-41.13%
Lettuce(1 head)
$1.24BGN 2.06
$1.06Rp 19.1K
16.98%
Water(1.5 liter bottle)
$0.79BGN 1.32
$0.73Rp 13.1K
8.22%
Cigarettes 20 Pack(Marlboro, Camel)
$3.86BGN 6.42
$3.28Rp 58.8K
17.68%
Wine(Bottle)
$5.81BGN 9.66
$22.79Rp 408.4K
-74.51%
Local Beer(0.5 liter bottle)
$1.26BGN 2.10
$2.81Rp 50.3K
-55.16%
Imported Beer(0.33 liter bottle)
$1.69BGN 2.82
$2.78Rp 49.9K
-39.21%
🚌 Getting Around
Samokov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.90BGN 1.50
$0.29Rp 5,217
210.34%
Public Transport Monthly Pass(Regular Price)
$26.02BGN 43.29
$8.06Rp 144.4K
222.83%
Taxi Start(Normal Tariff)
$1.21BGN 2.01
$0.45Rp 8,047
168.89%
Taxi(Normal Tariff)(1km)
$0.65BGN 1.07
$0.45Rp 8,094
44.44%
Taxi 1hour Waiting(Normal Tariff)
$11.89BGN 19.77
$6.24Rp 111.7K
90.54%
Gasoline(1 liter)
$1.51BGN 2.51
$0.85Rp 15.2K
77.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8KBGN 61.3K
$26.0KRp 465.4M
41.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1KBGN 56.7K
$31.7KRp 567.2M
7.65%
🧾 Monthly Utilities & Internet
Samokov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120BGN 199
$80.8Rp 1.4M
48.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.48BGN 29.07
$4.06Rp 72.7K
330.54%
Internet(50+ Mbps, Unlimited Data)
$13.20BGN 21.96
$24.42Rp 437.6K
-45.95%
🎉 Sport & Entertainment
Samokov
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.55BGN 49.17
$97.7Rp 1.7M
-69.75%
Tennis Court(1 Hour on Weekend)
$14.68BGN 24.43
$6.45Rp 115.5K
127.60%
Cinema Ticket
$7.29BGN 12.12
$4.04Rp 72.4K
80.45%
🧸 Childcare & Education
Samokov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$322BGN 536
$304Rp 5.4M
5.97%
International Primary School, 1 Child(Yearly)
$5,399BGN 8,982
$6,621Rp 118.6M
-18.45%
👕👟 Clothing & Footwear
Samokov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$44.44BGN 73.9
$54.2Rp 971.7K
-18.05%
Summer Dress(H&M, Zara, etc)
$29.78BGN 49.55
$38.78Rp 694.7K
-23.21%
Sport Shoes(Adidas, Nike)
$130BGN 216
$86.1Rp 1.5M
50.93%
Men's Leather Business Shoes
$76.7BGN 128
$76.7Rp 1.4M
-0.01%
🏠 Accommodation & Living
Samokov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$289BGN 481
$986Rp 17.7M
-70.69%
1-bedroom Apartment, Outside City Center(Monthly)
$232BGN 385
$658Rp 11.8M
-64.79%
3-bedroom Apartment, City Center(Monthly)
$481BGN 800
$3,369Rp 60.4M
-85.72%
3-bedroom Apartment, Outside City Center(Monthly)
$351BGN 584
$2,066Rp 37.0M
-83.00%
Buy Apartment in City Center(m2)
$1,498BGN 2,492
$2,741Rp 49.1M
-45.36%
Buy Apartment Outside City Center(m2)
$1,188BGN 1,976
$2,228Rp 39.9M
-46.67%
💵 Salaries & Financials
Samokov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$728BGN 1,212
$163Rp 2.9M
345.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.1
13.28
-61.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Samokov: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $289 in Samokov versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 346% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42.00 in Samokov versus $33.00 in Ubud, Bali. Groceries tell a different story – $262 in Samokov vs $297 in Ubud, Bali – so Samokov wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samokov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Samokov or Ubud, Bali?
Ubud, Bali costs about 37% more than Samokov, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Samokov vs Ubud, Bali?
For a comfortable life, plan on about $1,539 per month in Samokov and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Samokov or Ubud, Bali?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Samokov and Ubud, Bali?
Kindergarten costs $322 per month in Samokov and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Samokov or Ubud, Bali?
Groceries cost about 13% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Samokov or Ubud, Bali?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,026, than in Ubud, Bali at $1,404. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Samokov or Ubud, Bali?
For digital nomads, it depends on budget. Samokov costs $1,026 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Samokov compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Samokov or Ubud, Bali?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.