Cost of Living Comparison Between Samokov and Ubud, Bali Cost of Living Comparison Between Samokov and Ubud, Bali

Monthly Cost of Living

A single person spends $1,026 per month in Samokov vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,591 per month in Samokov vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,156 per month in Samokov vs $3,694 in Ubud, Bali, rent included.

Samokov is about 27% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Samokov sits 24% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Samokov
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.28 BGN 17.11
$3.57 Rp 64.0K
187.96%
Three-Course Dinner for Two, Mid-Range
$41.58 BGN 69.2
$32.50 Rp 582.3K
27.94%
Fast Food Meal (McDonalds, etc)
$9.95 BGN 16.56
$4.86 Rp 87.1K
104.73%
Cappuccino
$1.88 BGN 3.13
$2.75 Rp 49.2K
-31.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.31 BGN 2.17
$1.32 Rp 23.7K
-0.76%
Water (0.33 liter bottle)
$1.01 BGN 1.68
$0.70 Rp 12.6K
44.29%
Local Beer (0.5 liter draught)
$1.96 BGN 3.26
$2.91 Rp 52.2K
-32.65%
Imported Beer (0.33 liter bottle)
$2.90 BGN 4.82
$3.79 Rp 68.0K
-23.48%
🛒 Groceries & Markets
Samokov
Ubud, Bali
Difference
Milk (1 liter)
$1.94 BGN 3.22
$1.71 Rp 30.6K
13.45%
White Bread (500g)
$1.01 BGN 1.68
$2.47 Rp 44.3K
-59.11%
Rice (white) (1kg)
$2.82 BGN 4.70
$1.20 Rp 21.5K
135.00%
Eggs
$3.88 BGN 6.45
$2.44 Rp 43.8K
59.02%
Local Cheese (1kg)
$13.03 BGN 21.68
$14.38 Rp 257.7K
-9.39%
Chicken Fillets (1kg)
$8.11 BGN 13.50
$4.31 Rp 77.1K
88.17%
Beef Round Steak (1kg)
$13.21 BGN 21.98
$12.21 Rp 218.7K
8.19%
Apples (1kg)
$1.60 BGN 2.65
$3.68 Rp 66.0K
-56.52%
Banana (1kg)
$2.26 BGN 3.76
$1.55 Rp 27.8K
45.81%
Oranges (1kg)
$2.09 BGN 3.47
$2.79 Rp 49.9K
-25.09%
Tomato (1kg)
$2.85 BGN 4.74
$2.33 Rp 41.8K
22.32%
Potato (1kg)
$1.21 BGN 2.01
$1.97 Rp 35.3K
-38.58%
Onion (1kg)
$1.36 BGN 2.27
$2.31 Rp 41.4K
-41.13%
Lettuce (1 head)
$1.24 BGN 2.06
$1.06 Rp 19.1K
16.98%
Water (1.5 liter bottle)
$0.79 BGN 1.32
$0.73 Rp 13.1K
8.22%
Cigarettes 20 Pack (Marlboro, Camel)
$3.86 BGN 6.42
$3.28 Rp 58.8K
17.68%
Wine (Bottle)
$5.81 BGN 9.66
$22.79 Rp 408.4K
-74.51%
Local Beer (0.5 liter bottle)
$1.26 BGN 2.10
$2.81 Rp 50.3K
-55.16%
Imported Beer (0.33 liter bottle)
$1.69 BGN 2.82
$2.78 Rp 49.9K
-39.21%
🚌 Getting Around
Samokov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.90 BGN 1.50
$0.29 Rp 5,217
210.34%
Public Transport Monthly Pass (Regular Price)
$26.02 BGN 43.29
$8.06 Rp 144.4K
222.83%
Taxi Start (Normal Tariff)
$1.21 BGN 2.01
$0.45 Rp 8,047
168.89%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.07
$0.45 Rp 8,094
44.44%
Taxi 1hour Waiting (Normal Tariff)
$11.89 BGN 19.77
$6.24 Rp 111.7K
90.54%
Gasoline (1 liter)
$1.51 BGN 2.51
$0.85 Rp 15.2K
77.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K BGN 61.3K
$26.0K Rp 465.4M
41.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1K BGN 56.7K
$31.7K Rp 567.2M
7.65%
🧾 Monthly Utilities & Internet
Samokov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 BGN 199
$80.8 Rp 1.4M
48.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.48 BGN 29.07
$4.06 Rp 72.7K
330.54%
Internet (50+ Mbps, Unlimited Data)
$13.20 BGN 21.96
$24.42 Rp 437.6K
-45.95%
🎉 Sport & Entertainment
Samokov
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.55 BGN 49.17
$97.7 Rp 1.7M
-69.75%
Tennis Court (1 Hour on Weekend)
$14.68 BGN 24.43
$6.45 Rp 115.5K
127.60%
Cinema Ticket
$7.29 BGN 12.12
$4.04 Rp 72.4K
80.45%
🧸 Childcare & Education
Samokov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$322 BGN 536
$304 Rp 5.4M
5.97%
International Primary School, 1 Child (Yearly)
$5,399 BGN 8,982
$6,621 Rp 118.6M
-18.45%
👕👟 Clothing & Footwear
Samokov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.44 BGN 73.9
$54.2 Rp 971.7K
-18.05%
Summer Dress (H&M, Zara, etc)
$29.78 BGN 49.55
$38.78 Rp 694.7K
-23.21%
Sport Shoes (Adidas, Nike)
$130 BGN 216
$86.1 Rp 1.5M
50.93%
Men's Leather Business Shoes
$76.7 BGN 128
$76.7 Rp 1.4M
-0.01%
🏠 Accommodation & Living
Samokov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$289 BGN 481
$986 Rp 17.7M
-70.69%
1-bedroom Apartment, Outside City Center (Monthly)
$232 BGN 385
$658 Rp 11.8M
-64.79%
3-bedroom Apartment, City Center (Monthly)
$481 BGN 800
$3,369 Rp 60.4M
-85.72%
3-bedroom Apartment, Outside City Center (Monthly)
$351 BGN 584
$2,066 Rp 37.0M
-83.00%
Buy Apartment in City Center (m2)
$1,498 BGN 2,492
$2,741 Rp 49.1M
-45.36%
Buy Apartment Outside City Center (m2)
$1,188 BGN 1,976
$2,228 Rp 39.9M
-46.67%
💵 Salaries & Financials
Samokov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$728 BGN 1,212
$163 Rp 2.9M
345.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.1
13.28
-61.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Samokov: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $289 in Samokov versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 346% higher in Samokov, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Samokov versus $33.00 in Ubud, Bali. Groceries tell a different story – $262 in Samokov vs $297 in Ubud, Bali – so Samokov wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samokov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Samokov or Ubud, Bali?
Ubud, Bali costs about 37% more than Samokov, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Samokov vs Ubud, Bali?
For a comfortable life, plan on about $1,539 per month in Samokov and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Samokov or Ubud, Bali?
Rent is clearly cheaper in Samokov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Samokov and Ubud, Bali?
Kindergarten costs $322 per month in Samokov and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Samokov or Ubud, Bali?
Groceries cost about 13% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Samokov or Ubud, Bali?
A $1,000 monthly budget goes further in Samokov, where all-in costs run around $1,026, than in Ubud, Bali at $1,404. In Samokov it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Samokov or Ubud, Bali?
For digital nomads, it depends on budget. Samokov costs $1,026 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Samokov compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Samokov or Ubud, Bali?
If budget matters most, go with Samokov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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