Cost of Living Comparison Between Ubud, Bali and Saint Petersburg, FL Cost of Living Comparison Between Ubud, Bali and Saint Petersburg, FL

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,969 in Saint Petersburg, FL, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $4,251 in Saint Petersburg, FL, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $5,532 in Saint Petersburg, FL, rent included.

Ubud, Bali is about 53% cheaper than Saint Petersburg, FL, driven mainly by Eating Out.

Both Ubud, Bali and Saint Petersburg, FL sit above the global median – Ubud, Bali by 5%, Saint Petersburg, FL by 122%.

Currency
🍽 Eating Out
Ubud, Bali
Saint Petersburg, FL
Difference
Meal at Budget Restaurant
$3.45 Rp 62.0K
$19.29 $19.29
-82.12%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 580.1K
$72.2 $72.2
-55.18%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 86.9K
$8.95 $8.95
-45.92%
Cappuccino
$2.75 Rp 49.3K
$4.73 $4.73
-41.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.8K
$2.36 $2.36
-41.53%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.87 $1.87
-59.89%
Local Beer (0.5 liter draught)
$2.99 Rp 53.7K
$4.03 $4.03
-25.81%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.1K
$7.28 $7.28
-47.12%
🛒 Groceries & Markets
Ubud, Bali
Saint Petersburg, FL
Difference
Milk (1 liter)
$1.74 Rp 31.1K
$1.15 $1.15
51.30%
White Bread (500g)
$2.46 Rp 44.1K
$3.67 $3.67
-32.97%
Rice (white) (1kg)
$1.17 Rp 21.0K
$4.16 $4.16
-71.88%
Eggs
$2.43 Rp 43.6K
$4.48 $4.48
-45.76%
Local Cheese (1kg)
$14.50 Rp 260.2K
$10.04 $10.04
44.42%
Chicken Fillets (1kg)
$4.35 Rp 78.0K
$12.68 $12.68
-65.69%
Beef Round Steak (1kg)
$11.98 Rp 214.9K
$12.24 $12.24
-2.12%
Apples (1kg)
$3.72 Rp 66.7K
$6.24 $6.24
-40.38%
Banana (1kg)
$1.63 Rp 29.2K
$1.35 $1.35
20.74%
Oranges (1kg)
$2.74 Rp 49.2K
$5.36 $5.36
-48.88%
Tomato (1kg)
$2.24 Rp 40.2K
$5.28 $5.28
-57.58%
Potato (1kg)
$1.92 Rp 34.4K
$3.60 $3.60
-46.67%
Onion (1kg)
$2.28 Rp 40.8K
$3.87 $3.87
-41.09%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.94 $1.94
-45.36%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$2.79 $2.79
-74.19%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 58.9K
$8.56 $8.56
-61.57%
Wine (Bottle)
$23.19 Rp 416.1K
$15.11 $15.11
53.47%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.8K
$1.68 $1.68
65.48%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.0K
$5.90 $5.90
-53.73%
🚌 Getting Around
Ubud, Bali
Saint Petersburg, FL
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,778
$3.01 $3.01
-91.03%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.4K
$70.9 $70.9
-88.57%
Taxi Start (Normal Tariff)
$0.48 Rp 8,659
$3.29 $3.29
-85.41%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,532
$1.50 $1.50
-72.00%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.6K
$60.8 $60.8
-89.77%
Gasoline (1 liter)
$0.81 Rp 14.6K
$0.82 $0.82
-1.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 477.4M
$28.3K $28.3K
-6.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 577.4M
$25.2K $25.2K
27.92%
🧾 Monthly Utilities & Internet
Ubud, Bali
Saint Petersburg, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$262 $262
-70.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.0K
$43.82 $43.82
-90.71%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 436.4K
$64.0 $64.0
-62.00%
🎉 Sport & Entertainment
Ubud, Bali
Saint Petersburg, FL
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$24.55 $24.55
301.67%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.7K
$11.85 $11.85
-46.50%
Cinema Ticket
$3.99 Rp 71.5K
$15.07 $15.07
-73.52%
🧸 Childcare & Education
Ubud, Bali
Saint Petersburg, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$494 $494
-38.21%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.2M
$25.1K $25.1K
-73.56%
👕👟 Clothing & Footwear
Ubud, Bali
Saint Petersburg, FL
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 971.2K
$64.8 $64.8
-16.50%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 678.2K
$33.44 $33.44
13.07%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$81.4 $81.4
6.67%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$141 $141
-45.88%
🏠 Accommodation & Living
Ubud, Bali
Saint Petersburg, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$1,776 $1,776
-44.14%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,548 $1,548
-56.53%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.5M
$3,770 $3,770
-10.48%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$2,657 $2,657
-22.83%
Buy Apartment in City Center (m2)
$2,805 Rp 50.3M
$5,487 $5,487
-48.88%
Buy Apartment Outside City Center (m2)
$2,227 Rp 39.9M
$3,620 $3,620
-38.48%
💵 Salaries & Financials
Ubud, Bali
Saint Petersburg, FL
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$4,292 $4,292
-96.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.59
101.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Saint Petersburg, FL: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,776 in Saint Petersburg, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2471% higher in Saint Petersburg, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $72.0 in Saint Petersburg, FL. Monthly groceries follow the same trend: $297 vs $410 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Saint Petersburg, FL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Saint Petersburg, FL?
Saint Petersburg, FL costs about 111% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Saint Petersburg, FL?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $4,454 in Saint Petersburg, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Saint Petersburg, FL?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ubud, Bali compared to Saint Petersburg, FL?
Public transport costs about 775% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and in Saint Petersburg, FL?
Kindergarten costs $305 per month in Ubud, Bali and $494 in Saint Petersburg, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Saint Petersburg, FL?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Saint Petersburg, FL at $2,969. In Ubud, Bali it covers expenses comfortably, while in Saint Petersburg, FL it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Saint Petersburg, FL?
For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $2,969 in Saint Petersburg, FL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Saint Petersburg, FL?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Saint Petersburg, FL?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Petersburg, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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