Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint Paul, MN

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,445 in Saint Paul, MN, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Saint Paul, MN
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Saint Paul, MN Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Saint Paul, MN

🇺🇸 United States

$2,445

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint Paul, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint Paul, MN actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,445 in Saint Paul, MN, rent included.

Ubud, Bali $1,349
Saint Paul, MN $2,445

A couple spends around $2,305 per month in Ubud, Bali vs $3,672 in Saint Paul, MN, rent included.

Ubud, Bali $2,305
Saint Paul, MN $3,672

A family of three spends $3,261 per month in Ubud, Bali vs $4,900 in Saint Paul, MN, rent included.

Ubud, Bali $3,261
Saint Paul, MN $4,900

Ubud, Bali is about 45% cheaper than Saint Paul, MN, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$15.66 $15.66

-78.80%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$67.8 $67.8

-47.46%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.07 $10.07

-45.08%

Cappuccino

$2.72 Rp 49.3K

$5.03 $5.03

-45.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.09 $3.09

-44.98%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.59 $2.59

-70.66%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.04 $6.04

-56.13%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$7.37 $7.37

-40.57%

Milk (1 liter)

$1.49 Rp 27.0K

$0.98 $0.98

52.04%

White Bread (500g)

$2.28 Rp 41.3K

$3.80 $3.80

-40.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.33 $3.33

-64.26%

Eggs

$2.04 Rp 36.9K

$2.96 $2.96

-31.08%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.39 $9.39

88.50%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.66 $9.66

-59.01%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$13.17 $13.17

-7.44%

Apples (1kg)

$3.66 Rp 66.3K

$4.84 $4.84

-24.38%

Banana (1kg)

$1.52 Rp 27.5K

$1.11 $1.11

36.94%

Oranges (1kg)

$2.23 Rp 40.4K

$5.88 $5.88

-62.07%

Tomato (1kg)

$1.97 Rp 35.8K

$4.92 $4.92

-59.96%

Potato (1kg)

$1.85 Rp 33.5K

$3.81 $3.81

-51.44%

Onion (1kg)

$2.42 Rp 44.0K

$3.48 $3.48

-30.46%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.05 $2.05

-51.71%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.75 $1.75

-70.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$12.68 $12.68

-82.49%

Wine (Bottle)

$22.24 Rp 403.4K

$14.65 $14.65

51.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.69 $1.69

33.73%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.41 $3.41

-12.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.96 $1.96

-87.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$104 $104

-92.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.54 $2.54

-82.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.52 $1.52

-71.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$31.02 $31.02

-82.56%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.03 $1.03

-20.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$27.1K $27.1K

-12.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.6K $26.6K

19.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$232 $232

-65.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$50.6 $50.6

-87.26%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$64.7 $64.7

-71.30%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$29.74 $29.74

66.38%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$8.50 $8.50

107.65%

Cinema Ticket

$4.27 Rp 77.5K

$13.07 $13.07

-67.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,481 $1,481

-66.88%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$28.1K $28.1K

-79.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$41.01 $41.01

8.85%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$40.23 $40.23

-13.12%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$82.1 $82.1

-2.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$110 $110

-27.91%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,444 $1,444

-22.09%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,153 $1,153

-41.77%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,660 $2,660

34.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,132 $2,132

-19.19%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,631 $2,631

3.84%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,949 $1,949

17.18%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,256 $4,256

-96.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.31

118.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Saint Paul, MN: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Saint Paul, MN

$1.2K 47.2% 71.7% $482

Groceries & Markets

Ubud, Bali

$288 21.4%

Saint Paul, MN

$360 14.7% 24.8% $71

Eating Out

Ubud, Bali

$108 8%

Saint Paul, MN

$283 11.6% 163% $176

Clothing & Footwear

Ubud, Bali

$108 8%

Saint Paul, MN

$123 5% 14.5% $16

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Saint Paul, MN

$348 14.2% 234% $244

Sport & Entertainment

Ubud, Bali

$58 4.3%

Saint Paul, MN

$56 2.3% 3.7% $2.1

Getting Around

Ubud, Bali

$11 0.9%

Saint Paul, MN

$122 5% 967% $110

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,444 in Saint Paul, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint Paul, MN are about 26 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $68 in Saint Paul, MN. Monthly groceries follow the same trend: $288 vs $360 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Saint Paul, MN

🕒 Local time

20:30 8:30 PM

06:30 6:30 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

285,068

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Saint Paul, MN 15,130 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Saint Paul, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Paul, MN: Cost of Living - Frequently Asked Questions

Yes – Saint Paul, MN is pricier by about 81%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,667 in Saint Paul, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,444 in Saint Paul, MN.

Kindergarten costs $491 per month in Ubud, Bali and $1,481 in Saint Paul, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 25% more in Saint Paul, MN, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,445 in Saint Paul, MN. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Saint Paul, MN makes more sense. Both are solid long-term options with distinct trade-offs.