Cost of Living Comparison Between Ubud, Bali and Saint Paul, MN Cost of Living Comparison Between Ubud, Bali and Saint Paul, MN

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $2,372 in Saint Paul, MN, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $3,758 in Saint Paul, MN, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $5,144 in Saint Paul, MN, rent included.

Ubud, Bali is about 41% cheaper than Saint Paul, MN, driven mainly by Eating Out.

Both Ubud, Bali and Saint Paul, MN sit above the global median – Ubud, Bali by 5%, Saint Paul, MN by 78%.

Meal at Budget Restaurant

$3.57 Rp 64.3K

$17.93 $17.93

-80.09%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 581.4K

$65.5 $65.5

-50.64%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.1K

$10.18 $10.18

-50.79%

Cappuccino

$2.82 Rp 50.8K

$5.03 $5.03

-43.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.3K

$2.68 $2.68

-49.63%

Water (0.33 liter bottle)

$0.73 Rp 13.1K

$2.39 $2.39

-69.46%

Local Beer (0.5 liter draught)

$2.93 Rp 52.8K

$6.17 $6.17

-52.51%

Imported Beer (0.33 liter bottle)

$3.94 Rp 70.8K

$7.11 $7.11

-44.59%

Milk (1 liter)

$1.78 Rp 32.0K

$0.97 $0.97

83.51%

White Bread (500g)

$2.45 Rp 44.1K

$4.12 $4.12

-40.53%

Rice (white) (1kg)

$1.15 Rp 20.7K

$3.79 $3.79

-69.66%

Eggs

$2.41 Rp 43.4K

$3.33 $3.33

-27.63%

Local Cheese (1kg)

$14.33 Rp 257.8K

$9.46 $9.46

51.48%

Chicken Fillets (1kg)

$4.19 Rp 75.3K

$11.65 $11.65

-64.03%

Beef Round Steak (1kg)

$12.06 Rp 216.9K

$14.27 $14.27

-15.49%

Apples (1kg)

$3.64 Rp 65.4K

$5.09 $5.09

-28.49%

Banana (1kg)

$1.57 Rp 28.2K

$1.17 $1.17

34.19%

Oranges (1kg)

$2.79 Rp 50.1K

$5.83 $5.83

-52.14%

Tomato (1kg)

$2.24 Rp 40.3K

$5.18 $5.18

-56.76%

Potato (1kg)

$1.98 Rp 35.6K

$3.81 $3.81

-48.03%

Onion (1kg)

$2.28 Rp 41.0K

$3.66 $3.66

-37.70%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.03 $2.03

-48.28%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.95 $1.95

-59.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.4K

$10.39 $10.39

-69.30%

Wine (Bottle)

$23.49 Rp 422.6K

$14.28 $14.28

64.50%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.1K

$1.71 $1.71

69.59%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.6K

$4.44 $4.44

-37.84%

One-way Ticket (Public Transport)

$0.27 Rp 4,796

$2.24 $2.24

-87.95%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 150.5K

$119 $119

-92.99%

Taxi Start (Normal Tariff)

$0.45 Rp 8,138

$5.13 $5.13

-91.23%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,269

$1.44 $1.44

-68.06%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.2K

$29.43 $29.43

-79.37%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.85 $0.85

1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.3M

$36.0K $36.0K

-26.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 585.6M

$25.5K $25.5K

27.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$217 $217

-63.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.6K

$48.73 $48.73

-91.61%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 429.0K

$72.5 $72.5

-67.10%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$41.89 $41.89

135.81%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.3K

$10.07 $10.07

-36.94%

Cinema Ticket

$4.01 Rp 72.1K

$13.75 $13.75

-70.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$1,457 $1,457

-79.60%

International Primary School, 1 Child (Yearly)

$6,602 Rp 118.8M

$29.6K $29.6K

-77.69%

Jeans (Levis 501 Or Similar)

$53.4 Rp 961.1K

$39.50 $39.50

35.27%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 685.7K

$41.96 $41.96

-9.18%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$83.3 $83.3

6.42%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$128 $128

-40.33%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.3M

$1,255 $1,255

-18.75%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.2M

$1,019 $1,019

-33.27%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.4M

$2,219 $2,219

56.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.6M

$2,263 $2,263

-7.64%

Buy Apartment in City Center (m2)

$2,729 Rp 49.1M

$2,970 $2,970

-8.12%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.3M

$2,176 $2,176

5.51%

Average Monthly Net Salary (After Tax)

$164 Rp 2.9M

$4,092 $4,092

-96.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Saint Paul, MN: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $1,255 in Saint Paul, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2400% higher in Saint Paul, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $65.0 in Saint Paul, MN. Monthly groceries follow the same trend: $298 vs $387 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Paul, MN: Cost of Living - Frequently Asked Questions

Yes – Saint Paul, MN is pricier by about 70%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $3,559 in Saint Paul, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $297 per month in Ubud, Bali and $1,457 in Saint Paul, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Saint Paul, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Saint Paul, MN at $2,372. In Ubud, Bali it covers expenses comfortably, while in Saint Paul, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Paul, MN makes more sense. Both are solid long-term options with distinct trade-offs.