Last update: Oct 2026

Cost of Living Comparison Between Saint Paul, MN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,445 in Saint Paul, MN, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Saint Paul, MN
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Saint Paul, MN Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint Paul, MN

🇺🇸 United States

$2,445

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Paul, MN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Paul, MN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,445 per month in Saint Paul, MN vs $1,349 in Ubud, Bali, rent included.

Saint Paul, MN $2,445
Ubud, Bali $1,349

A couple spends around $3,672 per month in Saint Paul, MN vs $2,305 in Ubud, Bali, rent included.

Saint Paul, MN $3,672
Ubud, Bali $2,305

A family of three spends $4,900 per month in Saint Paul, MN vs $3,261 in Ubud, Bali, rent included.

Saint Paul, MN $4,900
Ubud, Bali $3,261

Saint Paul, MN costs about 81% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.66 $15.66

$3.32 Rp 60.3K

371.69%

Three-Course Dinner for Two, Mid-Range

$67.8 $67.8

$35.64 Rp 646.5K

90.32%

Fast Food Meal (McDonalds, etc)

$10.07 $10.07

$5.53 Rp 100.4K

82.10%

Cappuccino

$5.03 $5.03

$2.72 Rp 49.3K

84.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 $3.09

$1.70 Rp 30.9K

81.76%

Water (0.33 liter bottle)

$2.59 $2.59

$0.76 Rp 13.8K

240.79%

Local Beer (0.5 liter draught)

$6.04 $6.04

$2.65 Rp 48.1K

127.92%

Imported Beer (0.33 liter bottle)

$7.37 $7.37

$4.38 Rp 79.5K

68.26%

Milk (1 liter)

$0.98 $0.98

$1.49 Rp 27.0K

-34.23%

White Bread (500g)

$3.80 $3.80

$2.28 Rp 41.3K

66.67%

Rice (white) (1kg)

$3.33 $3.33

$1.19 Rp 21.6K

179.83%

Eggs

$2.96 $2.96

$2.04 Rp 36.9K

45.10%

Local Cheese (1kg)

$9.39 $9.39

$17.70 Rp 321.1K

-46.95%

Chicken Fillets (1kg)

$9.66 $9.66

$3.96 Rp 71.9K

143.94%

Beef Round Steak (1kg)

$13.17 $13.17

$12.19 Rp 221.1K

8.04%

Apples (1kg)

$4.84 $4.84

$3.66 Rp 66.3K

32.24%

Banana (1kg)

$1.11 $1.11

$1.52 Rp 27.5K

-26.97%

Oranges (1kg)

$5.88 $5.88

$2.23 Rp 40.4K

163.68%

Tomato (1kg)

$4.92 $4.92

$1.97 Rp 35.8K

149.75%

Potato (1kg)

$3.81 $3.81

$1.85 Rp 33.5K

105.95%

Onion (1kg)

$3.48 $3.48

$2.42 Rp 44.0K

43.80%

Lettuce (1 head)

$2.05 $2.05

$0.99 Rp 18.0K

107.07%

Water (1.5 liter bottle)

$1.75 $1.75

$0.51 Rp 9,313

243.14%

Cigarettes 20 Pack (Marlboro, Camel)

$12.68 $12.68

$2.22 Rp 40.3K

471.17%

Wine (Bottle)

$14.65 $14.65

$22.24 Rp 403.4K

-34.13%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.26 Rp 41.0K

-25.22%

Imported Beer (0.33 liter bottle)

$3.41 $3.41

$2.97 Rp 53.9K

14.81%

One-way Ticket (Public Transport)

$1.96 $1.96

$0.25 Rp 4,553

684.00%

Public Transport Monthly Pass (Regular Price)

$104 $104

$7.82 Rp 141.9K

1227.49%

Taxi Start (Normal Tariff)

$2.54 $2.54

$0.44 Rp 7,972

477.27%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.43 Rp 7,801

253.49%

Taxi 1hour Waiting (Normal Tariff)

$31.02 $31.02

$5.41 Rp 98.1K

473.38%

Gasoline (1 liter)

$1.03 $1.03

$0.82 Rp 15.0K

25.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$23.8K Rp 432.4M

13.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.9M

-16.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$79.1 Rp 1.4M

193.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.6 $50.6

$6.45 Rp 116.9K

684.96%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$18.58 Rp 337.0K

248.39%

Gym Membership (Monthly)

$29.74 $29.74

$49.48 Rp 897.5K

-39.89%

Tennis Court (1 Hour on Weekend)

$8.50 $8.50

$17.65 Rp 320.1K

-51.84%

Cinema Ticket

$13.07 $13.07

$4.27 Rp 77.5K

206.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 $1,481

$491 Rp 8.9M

201.90%

International Primary School, 1 Child (Yearly)

$28.1K $28.1K

$5,674 Rp 102.9M

394.74%

Jeans (Levis 501 Or Similar)

$41.01 $41.01

$44.64 Rp 809.7K

-8.13%

Summer Dress (H&M, Zara, etc)

$40.23 $40.23

$34.95 Rp 634.0K

15.11%

Sport Shoes (Adidas, Nike)

$82.1 $82.1

$79.9 Rp 1.4M

2.74%

Men's Leather Business Shoes

$110 $110

$79.4 Rp 1.4M

38.72%

1-bedroom Apartment, City Center (Monthly)

$1,444 $1,444

$1,125 Rp 20.4M

28.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,153 $1,153

$671 Rp 12.2M

71.74%

3-bedroom Apartment, City Center (Monthly)

$2,660 $2,660

$3,565 Rp 64.7M

-25.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,132 $2,132

$1,723 Rp 31.3M

23.74%

Buy Apartment in City Center (m2)

$2,631 $2,631

$2,732 Rp 49.5M

-3.70%

Buy Apartment Outside City Center (m2)

$1,949 $1,949

$2,284 Rp 41.4M

-14.66%

Average Monthly Net Salary (After Tax)

$4,256 $4,256

$164 Rp 3.0M

2497.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.31

13.78

-54.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Paul, MN: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Paul, MN

$1.2K 47.2%

Ubud, Bali

$672 49.8% 41.8% $482

Groceries & Markets

Saint Paul, MN

$360 14.7%

Ubud, Bali

$288 21.4% 19.9% $71

Monthly Utilities & Internet

Saint Paul, MN

$348 14.2%

Ubud, Bali

$104 7.7% 70.1% $244

Eating Out

Saint Paul, MN

$283 11.6%

Ubud, Bali

$108 8% 62% $176

Clothing & Footwear

Saint Paul, MN

$123 5%

Ubud, Bali

$108 8% 12.7% $16

Getting Around

Saint Paul, MN

$122 5%

Ubud, Bali

$11 0.9% 90.6% $110

Sport & Entertainment

Saint Paul, MN

$56 2.3%

Ubud, Bali

$58 4.3% 3.8% $2.1

Cost Breakdown

A central one-bedroom costs $1,444 in Saint Paul, MN versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Saint Paul, MN are about 26 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68 in Saint Paul, MN versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $360 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Saint Paul, MN

🇮🇩 Ubud, Bali

🕒 Local time

04:55 4:55 AM

18:55 6:55 PM

14 h ahead of Saint Paul, MN

🌤 Weather

👥 Population

285,068

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Saint Paul, MN Ubud, Bali 15,130 km ≈ 19 h nonstop flight

From you

Saint Paul, MN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Paul, MN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Saint Paul, MN is pricier by about 81%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,667 per month in Saint Paul, MN and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,444 in Saint Paul, MN.

Kindergarten costs $1,481 per month in Saint Paul, MN and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 25% more in Saint Paul, MN, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,445 in Saint Paul, MN and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Saint Paul, MN makes more sense. Both are solid long-term options with distinct trade-offs.