Cost of Living Comparison Between Ubud, Bali and Saint Helier Cost of Living Comparison Between Ubud, Bali and Saint Helier

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,426 in Saint Helier.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $5,205 in Saint Helier.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $6,984 in Saint Helier.

Living in Ubud, Bali costs roughly 60% less than in Saint Helier, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Saint Helier 150% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$41.09 JEP 30.49

-91.63%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$121 JEP 89.4

-69.87%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$10.94 JEP 8.12

-47.81%

Cappuccino

$2.67 Rp 47.3K

$4.83 JEP 3.58

-44.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$3.38 JEP 2.51

-48.22%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.50 JEP 1.85

-65.20%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$8.33 JEP 6.18

-64.59%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.29 JEP 4.67

-28.14%

Milk (1 liter)

$1.62 Rp 28.7K

$2.31 JEP 1.72

-29.87%

White Bread (500g)

$2.33 Rp 41.3K

$2.78 JEP 2.07

-16.19%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.69 JEP 2.74

-69.92%

Eggs

$2.20 Rp 39.0K

$6.47 JEP 4.80

-66.00%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.35 JEP 5.45

140.68%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$12.07 JEP 8.95

-66.03%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$18.39 JEP 13.64

-33.77%

Apples (1kg)

$3.71 Rp 65.6K

$4.30 JEP 3.19

-13.72%

Banana (1kg)

$1.59 Rp 28.1K

$3.62 JEP 2.69

-56.08%

Oranges (1kg)

$2.28 Rp 40.4K

$4.29 JEP 3.18

-46.85%

Tomato (1kg)

$1.95 Rp 34.6K

$4.50 JEP 3.34

-56.67%

Potato (1kg)

$1.91 Rp 33.7K

$3.24 JEP 2.40

-41.05%

Onion (1kg)

$2.33 Rp 41.3K

$3.17 JEP 2.35

-26.50%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.91 JEP 1.42

-47.12%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$2.57 JEP 1.91

-78.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$20.52 JEP 15.22

-89.13%

Wine (Bottle)

$23.07 Rp 408.6K

$10.86 JEP 8.05

112.43%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$4.64 JEP 3.44

-47.84%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$7.85 JEP 5.82

-61.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$3.29 JEP 2.44

-91.79%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$69.4 JEP 51.5

-87.06%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$5.41 JEP 4.02

-91.13%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.58 JEP 1.91

-83.33%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$54.2 JEP 40.23

-89.60%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.10 JEP 1.56

-61.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$27.4K JEP 20.3K

-9.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$36.7K JEP 27.2K

-13.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$331 JEP 246

-75.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$46.21 JEP 34.29

-85.96%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$74.2 JEP 55.1

-74.71%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$78.0 JEP 57.9

-27.09%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$28.28 JEP 20.98

-33.77%

Cinema Ticket

$4.54 Rp 80.4K

$20.05 JEP 14.87

-77.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$2,290 JEP 1,699

-79.01%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$12.1K JEP 8,942

-52.61%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$107 JEP 79.6

-57.59%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$74.7 JEP 55.4

-51.95%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$124 JEP 91.9

-35.08%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$208 JEP 154

-62.16%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$1,873 JEP 1,390

-40.51%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,600 JEP 1,187

-56.40%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$3,448 JEP 2,559

5.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,782 JEP 2,064

-37.56%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$11.7K JEP 8,700

-76.25%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$10.5K JEP 7,827

-78.29%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$4,642 JEP 3,445

-96.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.08

237.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Saint Helier: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,873 in Saint Helier. Housing cost is often the main lever when comparing two cities.

Saint Helier pays 2663% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $121 in Saint Helier for a mid-range dinner for two. Groceries echo the gap at $295 vs $427 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Helier: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 150% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2663% lower in Saint Helier. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,873 in Saint Helier. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $2,290 in Saint Helier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Saint Helier. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $3,426 in Saint Helier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint Helier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Saint Helier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Saint Helier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 150% less than in Saint Helier. Beyond cost, consider language, visa policies, and how big the international community is in each city.