Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint Helier

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,375 in Saint Helier, rent and utilities included – about $24,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
163

Cost of Living Index in Saint Helier
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Saint Helier Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Saint Helier

🇯🇪 Jersey

$3,375

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint Helier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint Helier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,375 in Saint Helier.

Ubud, Bali $1,349
Saint Helier $3,375

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,992 in Saint Helier.

Ubud, Bali $2,305
Saint Helier $4,992

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,608 in Saint Helier.

Ubud, Bali $3,261
Saint Helier $6,608

Living in Ubud, Bali costs roughly 60% less than in Saint Helier, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$40.25 JEP 30.07

-91.75%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$122 JEP 90.8

-70.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$10.76 JEP 8.04

-48.61%

Cappuccino

$2.72 Rp 49.3K

$4.95 JEP 3.70

-45.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$3.34 JEP 2.50

-49.10%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.51 JEP 1.88

-69.72%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$8.08 JEP 6.04

-67.20%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$6.29 JEP 4.70

-30.37%

Milk (1 liter)

$1.49 Rp 27.0K

$2.30 JEP 1.72

-35.22%

White Bread (500g)

$2.28 Rp 41.2K

$2.82 JEP 2.11

-19.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.83 JEP 2.86

-68.93%

Eggs

$2.04 Rp 36.9K

$6.16 JEP 4.60

-66.88%

Local Cheese (1kg)

$17.70 Rp 320.8K

$7.24 JEP 5.41

144.48%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$11.94 JEP 8.92

-66.83%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$18.58 JEP 13.88

-34.39%

Apples (1kg)

$3.66 Rp 66.2K

$4.20 JEP 3.14

-12.86%

Banana (1kg)

$1.52 Rp 27.5K

$3.54 JEP 2.65

-57.06%

Oranges (1kg)

$2.23 Rp 40.4K

$4.13 JEP 3.08

-46.00%

Tomato (1kg)

$1.97 Rp 35.7K

$4.46 JEP 3.33

-55.83%

Potato (1kg)

$1.85 Rp 33.5K

$3.24 JEP 2.42

-42.90%

Onion (1kg)

$2.42 Rp 43.9K

$3.14 JEP 2.35

-22.93%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.91 JEP 1.43

-48.17%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$2.57 JEP 1.92

-80.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$19.77 JEP 14.77

-88.77%

Wine (Bottle)

$22.24 Rp 403.0K

$10.79 JEP 8.06

106.12%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.54 JEP 3.39

-50.22%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$7.87 JEP 5.88

-62.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$3.39 JEP 2.53

-92.63%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$69.7 JEP 52.0

-88.77%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$5.39 JEP 4.03

-91.84%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$2.42 JEP 1.81

-82.23%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$52.5 JEP 39.22

-89.70%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.12 JEP 1.59

-61.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$26.4K JEP 19.7K

-9.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$37.2K JEP 27.8K

-14.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$318 JEP 237

-75.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$44.74 JEP 33.42

-85.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$74.6 JEP 55.7

-75.10%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$76.7 JEP 57.3

-35.51%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$28.22 JEP 21.08

-37.46%

Cinema Ticket

$4.27 Rp 77.4K

$19.74 JEP 14.74

-78.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,272 JEP 1,697

-78.41%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$12.0K JEP 8,980

-52.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$105 JEP 78.3

-57.38%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$72.1 JEP 53.9

-51.54%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$119 JEP 89.0

-32.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$207 JEP 155

-61.70%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,873 JEP 1,399

-39.96%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,581 JEP 1,181

-57.52%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$3,115 JEP 2,327

14.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$2,550 JEP 1,905

-32.41%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$11.7K JEP 8,752

-76.68%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$10.5K JEP 7,827

-78.20%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,623 JEP 3,453

-96.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.08

237.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Saint Helier: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Saint Helier

$1.6K 46.8% 135% $909

Groceries & Markets

Ubud, Bali

$288 21.4%

Saint Helier

$424 12.6% 47% $136

Eating Out

Ubud, Bali

$108 8%

Saint Helier

$490 14.5% 355% $382

Clothing & Footwear

Ubud, Bali

$108 8%

Saint Helier

$227 6.7% 111% $119

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Saint Helier

$437 13% 320% $333

Sport & Entertainment

Ubud, Bali

$58 4.3%

Saint Helier

$116 3.4% 100% $58

Getting Around

Ubud, Bali

$11 0.9%

Saint Helier

$101 3% 782% $89

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,873 in Saint Helier. Housing cost is often the main lever when comparing two cities.

Saint Helier pays about 28 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $122 in Saint Helier for a mid-range dinner for two. Groceries echo the gap at $288 vs $424 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇪 Saint Helier

🕒 Local time

09:03 9:03 AM

01:03 1:03 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,522 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Jersey Pound JEP £

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 JEP = 1.34 USD

1 JEP = 1.2 EUR

Exchange rates and currency converter

JEP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Jersey Pound exchange rates as of November 2, 2026: 1 USD = 0.747 JEP (1 JEP = 1.34 USD). 1 EUR = 0.834 JEP (1 JEP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saint Helier 12,690 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Saint Helier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Helier: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 60% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,873 in Saint Helier. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $2,272 in Saint Helier. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in Saint Helier. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Saint Helier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Saint Helier are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Saint Helier. Beyond cost, consider language, visa policies, and how big the international community is in each city.