Last update: Oct 2026

Cost of Living Comparison Between Saint Helier and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,362 in Saint Helier, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

163

Cost of Living Index in Saint Helier
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Saint Helier Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint Helier

🇯🇪 Jersey

$3,362

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Helier and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Helier and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,362 in Saint Helier versus $1,368 in Ubud, Bali.

Saint Helier $3,362
Ubud, Bali $1,368

Estimated couple costs with rent: $4,954 in Saint Helier versus $2,314 in Ubud, Bali.

Saint Helier $4,954
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $6,547 in Saint Helier versus $3,260 in Ubud, Bali.

Saint Helier $6,547
Ubud, Bali $3,260

Living in Saint Helier is roughly 146% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Saint Helier 149% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$39.19 JEP 29.43

$3.33 Rp 59.9K

1076.88%

Three-Course Dinner for Two, Mid-Range

$119 JEP 89.3

$35.18 Rp 633.2K

238.09%

Fast Food Meal (McDonalds, etc)

$10.44 JEP 7.84

$5.80 Rp 104.5K

80.00%

Cappuccino

$4.85 JEP 3.64

$2.73 Rp 49.1K

77.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 JEP 2.51

$1.64 Rp 29.5K

104.27%

Water (0.33 liter bottle)

$2.55 JEP 1.91

$0.83 Rp 15.0K

207.23%

Local Beer (0.5 liter draught)

$7.77 JEP 5.84

$2.70 Rp 48.6K

187.78%

Imported Beer (0.33 liter bottle)

$6.35 JEP 4.77

$4.30 Rp 77.4K

47.67%

Milk (1 liter)

$2.21 JEP 1.66

$1.50 Rp 27.1K

47.33%

White Bread (500g)

$2.70 JEP 2.03

$2.30 Rp 41.4K

17.39%

Rice (white) (1kg)

$3.64 JEP 2.73

$1.18 Rp 21.2K

208.47%

Eggs

$6.38 JEP 4.79

$2.14 Rp 38.6K

198.13%

Local Cheese (1kg)

$7.25 JEP 5.44

$17.48 Rp 314.6K

-58.52%

Chicken Fillets (1kg)

$11.69 JEP 8.78

$4.03 Rp 72.5K

190.07%

Beef Round Steak (1kg)

$18.34 JEP 13.77

$12.23 Rp 220.1K

49.96%

Apples (1kg)

$4.26 JEP 3.20

$3.55 Rp 63.9K

20.00%

Banana (1kg)

$3.41 JEP 2.56

$1.57 Rp 28.3K

117.20%

Oranges (1kg)

$4.07 JEP 3.05

$2.24 Rp 40.2K

81.70%

Tomato (1kg)

$4.36 JEP 3.28

$1.93 Rp 34.7K

125.91%

Potato (1kg)

$3.12 JEP 2.35

$1.88 Rp 33.9K

65.96%

Onion (1kg)

$3.16 JEP 2.37

$2.29 Rp 41.3K

37.99%

Lettuce (1 head)

$1.88 JEP 1.41

$0.99 Rp 17.9K

89.90%

Water (1.5 liter bottle)

$2.44 JEP 1.84

$0.53 Rp 9,475

360.38%

Cigarettes 20 Pack (Marlboro, Camel)

$19.79 JEP 14.87

$2.28 Rp 41.1K

767.98%

Wine (Bottle)

$10.74 JEP 8.07

$23.01 Rp 414.2K

-53.32%

Local Beer (0.5 liter bottle)

$4.75 JEP 3.57

$2.34 Rp 42.2K

102.99%

Imported Beer (0.33 liter bottle)

$7.86 JEP 5.91

$2.91 Rp 52.4K

170.10%

One-way Ticket (Public Transport)

$3.36 JEP 2.53

$0.24 Rp 4,315

1300.00%

Public Transport Monthly Pass (Regular Price)

$69.4 JEP 52.1

$8.82 Rp 158.7K

686.51%

Taxi Start (Normal Tariff)

$5.29 JEP 3.97

$0.48 Rp 8,684

1002.08%

Taxi (Normal Tariff) (1km)

$2.51 JEP 1.88

$0.46 Rp 8,233

445.65%

Taxi 1hour Waiting (Normal Tariff)

$53.2 JEP 39.98

$5.45 Rp 98.2K

876.70%

Gasoline (1 liter)

$2.05 JEP 1.54

$0.88 Rp 15.9K

132.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K JEP 20.2K

$24.6K Rp 442.2M

9.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K JEP 27.2K

$31.2K Rp 561.4M

15.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$315 JEP 236

$83.0 Rp 1.5M

279.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.73 JEP 33.59

$6.45 Rp 116.0K

593.49%

Internet (50+ Mbps, Unlimited Data)

$72.8 JEP 54.7

$18.57 Rp 334.2K

291.98%

Gym Membership (Monthly)

$75.9 JEP 57.0

$55.8 Rp 1.0M

35.99%

Tennis Court (1 Hour on Weekend)

$28.43 JEP 21.35

$18.11 Rp 326.0K

56.99%

Cinema Ticket

$19.51 JEP 14.65

$4.38 Rp 78.9K

345.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,670 JEP 2,006

$493 Rp 8.9M

441.69%

International Primary School, 1 Child (Yearly)

$11.8K JEP 8,868

$5,754 Rp 103.6M

105.24%

Jeans (Levis 501 Or Similar)

$103 JEP 77.5

$46.19 Rp 831.4K

123.36%

Summer Dress (H&M, Zara, etc)

$73.7 JEP 55.3

$35.33 Rp 636.0K

108.55%

Sport Shoes (Adidas, Nike)

$117 JEP 88.1

$79.1 Rp 1.4M

48.32%

Men's Leather Business Shoes

$209 JEP 157

$78.4 Rp 1.4M

166.58%

1-bedroom Apartment, City Center (Monthly)

$1,846 JEP 1,386

$1,142 Rp 20.6M

61.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,592 JEP 1,195

$676 Rp 12.2M

135.58%

3-bedroom Apartment, City Center (Monthly)

$3,297 JEP 2,476

$3,503 Rp 63.1M

-5.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,549 JEP 1,914

$1,700 Rp 30.6M

49.93%

Buy Apartment in City Center (m2)

$11.4K JEP 8,558

$2,784 Rp 50.1M

309.33%

Buy Apartment Outside City Center (m2)

$10.4K JEP 7,806

$2,241 Rp 40.3M

363.94%

Average Monthly Net Salary (After Tax)

$4,609 JEP 3,461

$165 Rp 3.0M

2700.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

13.78

-70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Helier: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Helier

$1.6K 47.4%

Ubud, Bali

$676 49.4% 57.6% $916

Eating Out

Saint Helier

$478 14.2%

Ubud, Bali

$109 8% 77.3% $369

Monthly Utilities & Internet

Saint Helier

$432 12.9%

Ubud, Bali

$108 7.9% 75% $324

Groceries & Markets

Saint Helier

$418 12.4%

Ubud, Bali

$290 21.2% 30.5% $127

Clothing & Footwear

Saint Helier

$226 6.7%

Ubud, Bali

$108 7.9% 52.5% $119

Sport & Entertainment

Saint Helier

$115 3.4%

Ubud, Bali

$65 4.7% 43.8% $50

Getting Around

Saint Helier

$101 3%

Ubud, Bali

$13 0.9% 87.5% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,846 in Saint Helier and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Helier pays 2701% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Saint Helier vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $418 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇯🇪 Saint Helier

🇮🇩 Ubud, Bali

🕒 Local time

01:20 1:20 AM

08:20 8:20 AM

7 h ahead of Saint Helier

🌤 Weather

👥 Population

32,522 Capital

74,800

💱 Currency

Jersey Pound JEP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 JEP = 1.33 USD

1 JEP = 1.18 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JEP – Jersey Pound Converter

🇺🇸 United States Dollar ($)

🇯🇪 Jersey Pound (£)

Jersey Pound exchange rates as of October 19, 2026: 1 USD = 0.751 JEP (1 JEP = 1.33 USD). 1 EUR = 0.844 JEP (1 JEP = 1.18 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JEP in detail →

On the map

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Highest

Between locations

Saint Helier Ubud, Bali 12,690 km ≈ 16 h nonstop flight

From you

Saint Helier
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Helier vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and clothing. The 146% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2701% higher in Saint Helier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,846 in Saint Helier versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,670 in Saint Helier versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 44% higher in Saint Helier. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $3,362 in Saint Helier, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint Helier. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Saint Helier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Helier and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 146% less than in Saint Helier. Beyond cost, consider language, visa policies, and how big the international community is in each city.