Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint George

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,870 in Saint George, rent and utilities included – about $42,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
234

Cost of Living Index in Saint George
Learn more

Saint George Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Saint George

🇧🇲 Bermuda

$4,870

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint George actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $4,870 in Saint George.

Ubud, Bali $1,349
Saint George $4,870

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $6,882 in Saint George.

Ubud, Bali $2,305
Saint George $6,882

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $8,893 in Saint George.

Ubud, Bali $3,261
Saint George $8,893

Living in Ubud, Bali costs roughly 72% less than in Saint George, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$49.67 BMD 49.67

-93.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$152 BMD 152

-76.56%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$16.64 BMD 16.64

-66.77%

Cappuccino

$2.72 Rp 49.3K

$6.34 BMD 6.34

-57.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.07 BMD 3.07

-44.63%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.19 BMD 3.19

-76.18%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$7.58 BMD 7.58

-65.04%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$9.13 BMD 9.13

-52.03%

Milk (1 liter)

$1.49 Rp 27.1K

$5.06 BMD 5.06

-70.55%

White Bread (500g)

$2.28 Rp 41.3K

$7.84 BMD 7.84

-70.92%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.01 BMD 4.01

-70.32%

Eggs

$2.04 Rp 36.9K

$7.20 BMD 7.20

-71.67%

Local Cheese (1kg)

$17.70 Rp 321.2K

$7.29 BMD 7.29

142.80%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$21.01 BMD 21.01

-81.15%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$19.53 BMD 19.53

-37.58%

Apples (1kg)

$3.66 Rp 66.3K

$9.23 BMD 9.23

-60.35%

Banana (1kg)

$1.52 Rp 27.5K

$6.74 BMD 6.74

-77.45%

Oranges (1kg)

$2.23 Rp 40.4K

$9.12 BMD 9.12

-75.55%

Tomato (1kg)

$1.97 Rp 35.8K

$9.22 BMD 9.22

-78.63%

Potato (1kg)

$1.85 Rp 33.5K

$9.14 BMD 9.14

-79.76%

Onion (1kg)

$2.42 Rp 44.0K

$4.05 BMD 4.05

-40.25%

Lettuce (1 head)

$0.99 Rp 18.0K

$6.10 BMD 6.10

-83.77%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$3.43 BMD 3.43

-85.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$18.20 BMD 18.20

-87.80%

Wine (Bottle)

$22.24 Rp 403.6K

$23.74 BMD 23.74

-6.32%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$5.24 BMD 5.24

-56.87%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.10 BMD 4.10

-27.56%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$6.32 BMD 6.32

-93.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.06 BMD 3.06

-85.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$71.2 BMD 71.2

-92.40%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.42 BMD 2.42

-66.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$37.9K BMD 37.9K

-37.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$43.4K BMD 43.4K

-26.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$293 BMD 293

-73.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$149 BMD 149

-95.68%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$160 BMD 160

-88.38%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.60 BMD 13.60

-68.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,313 BMD 1,313

-62.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$24.9K BMD 24.9K

-77.22%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$91.5 BMD 91.5

-51.23%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$69.8 BMD 69.8

-49.96%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$140 BMD 140

-42.84%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$127 BMD 127

-37.67%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$3,130 BMD 3,130

-64.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$2,710 BMD 2,710

-75.22%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$5,038 BMD 5,038

-29.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$3,959 BMD 3,959

-56.47%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.63

59.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Saint George: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Saint George

$2.7K 55.7% 304% $2K

Groceries & Markets

Ubud, Bali

$288 21.4%

Saint George

$712 14.6% 147% $423

Eating Out

Ubud, Bali

$108 8%

Saint George

$605 12.4% 461% $497

Clothing & Footwear

Ubud, Bali

$108 8%

Saint George

$193 4% 79.4% $85

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Saint George

$602 12.4% 479% $498

Sport & Entertainment

Ubud, Bali

$58 4.3%

Saint George

$27 * 0.6% 53.1% $31

Getting Around

Ubud, Bali

$11 0.9%

Saint George

$22 * 0.4% 89.5% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $3,130 in Saint George. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $152 in Saint George for a mid-range dinner for two. Groceries echo the gap at $288 vs $712 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇲 Saint George

🕒 Local time

23:12 11:12 PM

11:12 11:12 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,000

💱 Currency

Indonesian Rupiah IDR Rp

Bermudian Dollar BMD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BMD = 1 USD

1 BMD = 0.896 EUR

Exchange rates and currency converter

BMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Bermudian Dollar exchange rates as of November 2, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saint George 17,360 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint George: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 72% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $7,305 in Saint George to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $3,130 in Saint George. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 147% higher in Saint George. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $4,870 in Saint George – Ubud, Bali is about 72% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saint George are both considered safe, so it’s unlikely to be the deciding factor between them.