Last update: Oct 2026

Cost of Living Comparison Between Saint George and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,870 in Saint George, rent and utilities included – about $42,300 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in Saint George
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Saint George Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint George

🇧🇲 Bermuda

$4,870

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint George and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint George and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,870 in Saint George versus $1,349 in Ubud, Bali.

Saint George $4,870
Ubud, Bali $1,349

Estimated couple costs with rent: $6,882 in Saint George versus $2,305 in Ubud, Bali.

Saint George $6,882
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $8,893 in Saint George versus $3,261 in Ubud, Bali.

Saint George $8,893
Ubud, Bali $3,261

Living in Saint George is roughly 261% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$49.67 BMD 49.67

$3.32 Rp 60.3K

1396.08%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$35.64 Rp 646.7K

326.57%

Fast Food Meal (McDonalds, etc)

$16.64 BMD 16.64

$5.53 Rp 100.4K

200.90%

Cappuccino

$6.34 BMD 6.34

$2.72 Rp 49.3K

133.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 BMD 3.07

$1.70 Rp 30.9K

80.59%

Water (0.33 liter bottle)

$3.19 BMD 3.19

$0.76 Rp 13.8K

319.74%

Local Beer (0.5 liter draught)

$7.58 BMD 7.58

$2.65 Rp 48.2K

186.04%

Imported Beer (0.33 liter bottle)

$9.13 BMD 9.13

$4.38 Rp 79.5K

108.45%

Milk (1 liter)

$5.06 BMD 5.06

$1.49 Rp 27.1K

239.60%

White Bread (500g)

$7.84 BMD 7.84

$2.28 Rp 41.3K

243.86%

Rice (white) (1kg)

$4.01 BMD 4.01

$1.19 Rp 21.6K

236.97%

Eggs

$7.20 BMD 7.20

$2.04 Rp 36.9K

252.94%

Local Cheese (1kg)

$7.29 BMD 7.29

$17.70 Rp 321.2K

-58.81%

Chicken Fillets (1kg)

$21.01 BMD 21.01

$3.96 Rp 71.9K

430.56%

Beef Round Steak (1kg)

$19.53 BMD 19.53

$12.19 Rp 221.2K

60.21%

Apples (1kg)

$9.23 BMD 9.23

$3.66 Rp 66.3K

152.19%

Banana (1kg)

$6.74 BMD 6.74

$1.52 Rp 27.5K

343.42%

Oranges (1kg)

$9.12 BMD 9.12

$2.23 Rp 40.4K

308.97%

Tomato (1kg)

$9.22 BMD 9.22

$1.97 Rp 35.8K

368.02%

Potato (1kg)

$9.14 BMD 9.14

$1.85 Rp 33.5K

394.05%

Onion (1kg)

$4.05 BMD 4.05

$2.42 Rp 44.0K

67.36%

Lettuce (1 head)

$6.10 BMD 6.10

$0.99 Rp 18.0K

516.16%

Water (1.5 liter bottle)

$3.43 BMD 3.43

$0.51 Rp 9,316

572.55%

Cigarettes 20 Pack (Marlboro, Camel)

$18.20 BMD 18.20

$2.22 Rp 40.3K

719.82%

Wine (Bottle)

$23.74 BMD 23.74

$22.24 Rp 403.6K

6.74%

Local Beer (0.5 liter bottle)

$5.24 BMD 5.24

$2.26 Rp 41.0K

131.86%

Imported Beer (0.33 liter bottle)

$4.10 BMD 4.10

$2.97 Rp 53.9K

38.05%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$6.32 BMD 6.32

$0.44 Rp 7,975

1336.36%

Taxi (Normal Tariff) (1km)

$3.06 BMD 3.06

$0.43 Rp 7,804

611.63%

Taxi 1hour Waiting (Normal Tariff)

$71.2 BMD 71.2

$5.41 Rp 98.2K

1215.53%

Gasoline (1 liter)

$2.42 BMD 2.42

$0.82 Rp 15.0K

195.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.9K BMD 37.9K

$23.8K Rp 432.6M

58.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K BMD 43.4K

$31.7K Rp 576.1M

36.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 BMD 293

$79.1 Rp 1.4M

270.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$149 BMD 149

$6.45 Rp 117.0K

2212.40%

Internet (50+ Mbps, Unlimited Data)

$160 BMD 160

$18.58 Rp 337.1K

760.44%

Gym Membership (Monthly)

$49.48 Rp 897.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$13.60 BMD 13.60

$4.27 Rp 77.6K

218.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,313 BMD 1,313

$491 Rp 8.9M

167.72%

International Primary School, 1 Child (Yearly)

$24.9K BMD 24.9K

$5,674 Rp 103.0M

339.02%

Jeans (Levis 501 Or Similar)

$91.5 BMD 91.5

$44.64 Rp 810.0K

105.06%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$34.95 Rp 634.2K

99.83%

Sport Shoes (Adidas, Nike)

$140 BMD 140

$79.9 Rp 1.4M

74.94%

Men's Leather Business Shoes

$127 BMD 127

$79.4 Rp 1.4M

60.43%

1-bedroom Apartment, City Center (Monthly)

$3,130 BMD 3,130

$1,125 Rp 20.4M

178.30%

1-bedroom Apartment, Outside City Center (Monthly)

$2,710 BMD 2,710

$671 Rp 12.2M

303.61%

3-bedroom Apartment, City Center (Monthly)

$5,038 BMD 5,038

$3,565 Rp 64.7M

41.34%

3-bedroom Apartment, Outside City Center (Monthly)

$3,959 BMD 3,959

$1,723 Rp 31.3M

129.73%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

13.78

-37.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint George

$2.7K 55.7%

Ubud, Bali

$672 49.8% 75.2% $2K

Groceries & Markets

Saint George

$712 14.6%

Ubud, Bali

$288 21.4% 59.5% $423

Eating Out

Saint George

$605 12.4%

Ubud, Bali

$108 8% 82.2% $497

Monthly Utilities & Internet

Saint George

$602 12.4%

Ubud, Bali

$104 7.7% 82.7% $498

Clothing & Footwear

Saint George

$193 4%

Ubud, Bali

$108 8% 44.3% $85

Sport & Entertainment

Saint George

$27 * 0.6%

Ubud, Bali

$58 4.3% 113% $31

Getting Around

Saint George

$22 * 0.4%

Ubud, Bali

$11 0.9% 47.2% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,130 in Saint George and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $152 in Saint George vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $712 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇧🇲 Saint George

🇮🇩 Ubud, Bali

🕒 Local time

10:32 10:32 AM

22:32 10:32 PM

12 h ahead of Saint George

🌤 Weather

👥 Population

2,000

74,800

💱 Currency

Bermudian Dollar BMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of November 2, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to BMD in detail →

On the map

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Highest

Between locations

Saint George Ubud, Bali 17,360 km ≈ 22 h nonstop flight

From you

Saint George
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint George vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 72% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $7,305 in Saint George and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,130 in Saint George versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 147% higher in Saint George. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $4,870 per month in Saint George versus $1,349 in Ubud, Bali – Ubud, Bali is about 72% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint George and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.