Cost of Living Comparison Between Ubud, Bali and Saint George's Cost of Living Comparison Between Ubud, Bali and Saint George's

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,226 in Saint George's.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,017 in Saint George's.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,807 in Saint George's.

Living in Ubud, Bali is roughly 16% more expensive than Saint George's, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 6% above, Saint George's is 8% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$7.52 EC$20.31

-52.66%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$112 EC$303

-70.81%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$8.46 EC$22.83

-41.49%

Cappuccino

$2.71 Rp 48.4K

$4.55 EC$12.29

-40.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.89 EC$5.11

-29.10%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.55 EC$4.20

-54.84%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.99 EC$5.36

46.73%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.67 EC$9.92

7.90%

Milk (1 liter)

$1.81 Rp 32.3K

$3.88 EC$10.47

-53.35%

White Bread (500g)

$2.52 Rp 45.0K

$1.66 EC$4.49

51.81%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.91 EC$5.17

-39.27%

Eggs

$2.46 Rp 43.9K

$4.12 EC$11.13

-40.29%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.13 EC$27.35

45.21%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.91 EC$15.96

-26.90%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$10.39 EC$28.06

16.84%

Apples (1kg)

$3.84 Rp 68.6K

$2.70 EC$7.30

42.22%

Banana (1kg)

$1.56 Rp 27.8K

$1.82 EC$4.90

-14.29%

Oranges (1kg)

$2.83 Rp 50.6K

$1.70 EC$4.59

66.47%

Tomato (1kg)

$2.33 Rp 41.5K

$2.87 EC$7.75

-18.82%

Potato (1kg)

$1.91 Rp 34.2K

$1.58 EC$4.28

20.89%

Onion (1kg)

$2.20 Rp 39.3K

$1.52 EC$4.10

44.74%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.27 EC$3.44

-20.47%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.32 EC$3.56

-40.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.86 EC$5.03

78.49%

Wine (Bottle)

$23.74 Rp 423.9K

$6.67 EC$18.00

255.92%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.87 EC$5.04

49.20%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.80 EC$4.85

58.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.08 EC$2.91

-75.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$37.31 EC$101

-78.48%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$21.85 EC$59.0

-97.89%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.33 EC$3.59

-40.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$24.7K EC$66.6K

5.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$29.7K EC$80.2K

8.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$209 EC$564

-61.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$18.59 EC$50.2

-78.16%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$47.62 EC$129

-50.61%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.68 EC$99.0

169.08%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$18.44 EC$49.80

-64.05%

Cinema Ticket

$4.15 Rp 74.1K

$11.13 EC$30.06

-62.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$55.5 EC$150

447.28%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$2,294 EC$6,194

188.28%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$25.43 EC$68.7

118.40%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$43.63 EC$118

-12.19%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$42.82 EC$116

106.91%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$77.2 EC$209

0.82%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$577 EC$1,559

74.32%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$290 EC$784

132.61%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,097 EC$2,961

213.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$513 EC$1,386

297.37%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$406 EC$1,096

600.15%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$109.6K EC$295.8K

-97.93%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$924 EC$2,495

-82.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.33

109.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Saint George's: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $577 in Saint George's. Housing cost is often the main lever when comparing two cities.

Saint George's pays 459% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $112 in Saint George's. Groceries flip the comparison at $302 vs $271, with Saint George's cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint George's: Cost of Living - Frequently Asked Questions

Saint George's is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 16% gap adds up to real monthly savings that compound significantly over time.

On paper, Saint George's earns 459% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $577 in Saint George's. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $1,226 in Saint George's – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Saint George's runs roughly 365% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,226 in Saint George's versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Saint George's but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint George's the clear choice for anyone on this budget.

For families, Saint George's is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Saint George's are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint George's gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.