Cost of Living Comparison Between Ubud, Bali and Saint George's Cost of Living Comparison Between Ubud, Bali and Saint George's

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,609 in Saint George's.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,586 in Saint George's.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $3,562 in Saint George's.

Living in Ubud, Bali costs roughly 13% less than in Saint George's, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 2% above, Saint George's 17% above.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$7.38 EC$19.92

-54.34%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$137 EC$369

-71.79%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$8.24 EC$22.24

-33.01%

Cappuccino

$2.64 Rp 46.6K

$4.30 EC$11.62

-38.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.89 EC$5.11

-11.64%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.99 EC$5.37

-61.31%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.76 EC$7.46

-4.71%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.65 EC$9.85

17.26%

Milk (1 liter)

$1.55 Rp 27.3K

$4.17 EC$11.26

-62.83%

White Bread (500g)

$2.22 Rp 39.2K

$2.33 EC$6.30

-4.72%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.77 EC$4.79

-36.16%

Eggs

$2.09 Rp 36.8K

$4.14 EC$11.18

-49.52%

Local Cheese (1kg)

$17.39 Rp 306.6K

$13.74 EC$37.09

26.56%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$9.27 EC$25.02

-58.25%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$13.63 EC$36.79

-7.92%

Apples (1kg)

$3.62 Rp 63.8K

$13.70 EC$36.98

-73.58%

Banana (1kg)

$1.56 Rp 27.5K

$2.52 EC$6.81

-38.10%

Oranges (1kg)

$2.35 Rp 41.5K

$1.67 EC$4.50

40.72%

Tomato (1kg)

$2.06 Rp 36.2K

$5.64 EC$15.24

-63.48%

Potato (1kg)

$1.90 Rp 33.5K

$2.92 EC$7.90

-34.93%

Onion (1kg)

$2.34 Rp 41.2K

$3.74 EC$10.09

-37.43%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.13 EC$3.06

-8.85%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$2.08 EC$5.62

-73.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

Wine (Bottle)

$23.81 Rp 419.7K

$15.66 EC$42.29

52.04%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$2.20 EC$5.95

5.00%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.48 EC$6.69

12.90%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.91 EC$2.45

-70.33%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$65.0 EC$176

-86.69%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$30.18 EC$81.5

-98.41%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.37 EC$3.70

-44.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$25.5K EC$68.7K

-3.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$31.1K EC$84.0K

3.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$247 EC$667

-66.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$20.46 EC$55.3

-68.43%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$51.1 EC$138

-62.86%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$36.49 EC$98.5

53.38%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$18.33 EC$49.49

1.58%

Cinema Ticket

$4.28 Rp 75.5K

$11.13 EC$30.04

-61.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$56.5 EC$152

761.71%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$3,371 EC$9,102

73.70%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$35.07 EC$94.7

29.91%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$45.13 EC$122

-19.39%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$49.85 EC$135

64.41%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$87.8 EC$237

-8.43%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$1,132 EC$3,057

-1.38%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$441 EC$1,192

58.82%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$2,014 EC$5,438

75.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$711 EC$1,919

147.99%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$4,151 EC$11.2K

-31.91%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$111.2K EC$300.3K

-97.94%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$941 EC$2,540

-81.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Saint George's: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $1,132 in Saint George's. Housing cost is often the main lever when comparing two cities.

Saint George's pays 454% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $137 in Saint George's for a mid-range dinner for two. Groceries echo the gap at $293 vs $429 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint George's: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Getting Around. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 454% lower in Saint George's. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $1,132 in Saint George's. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,396 per month in Ubud, Bali versus $1,609 in Saint George's – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 651% less than in Saint George's. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,396 in Ubud, Bali versus $1,609 in Saint George's, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint George's. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Saint George's, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Saint George's are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 15% less than in Saint George's. Beyond cost, consider language, visa policies, and how big the international community is in each city.