🙂Monthly costs for one person with rent: $1,226 in Saint George's versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,017 in Saint George's versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,807 in Saint George's versus $3,660 in Ubud, Bali.
🙂Living in Saint George's costs roughly 14% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Saint George's is 8% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Saint George's
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.52EC$20.31
$3.56Rp 63.7K
111.24%
Three-Course Dinner for Two, Mid-Range
$112EC$303
$32.73Rp 584.5K
242.56%
Fast Food Meal(McDonalds, etc)
$8.46EC$22.83
$4.95Rp 88.4K
70.91%
Cappuccino
$4.55EC$12.29
$2.71Rp 48.4K
67.90%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.89EC$5.11
$1.34Rp 24.0K
41.04%
Water(0.33 liter bottle)
$1.55EC$4.20
$0.70Rp 12.5K
121.43%
Local Beer(0.5 liter draught)
$1.99EC$5.36
$2.92Rp 52.1K
-31.85%
Imported Beer(0.33 liter bottle)
$3.67EC$9.92
$3.96Rp 70.7K
-7.32%
🛒 Groceries & Markets
Saint George's
Ubud, Bali
Difference
Milk(1 liter)
$3.88EC$10.47
$1.81Rp 32.3K
114.36%
White Bread(500g)
$1.66EC$4.49
$2.52Rp 45.0K
-34.13%
Rice(white)(1kg)
$1.91EC$5.17
$1.16Rp 20.7K
64.66%
Eggs
$4.12EC$11.13
$2.46Rp 43.9K
67.48%
Local Cheese(1kg)
$10.13EC$27.35
$14.71Rp 262.7K
-31.14%
Chicken Fillets(1kg)
$5.91EC$15.96
$4.32Rp 77.1K
36.81%
Beef Round Steak(1kg)
$10.39EC$28.06
$12.14Rp 216.7K
-14.42%
Apples(1kg)
$2.70EC$7.30
$3.84Rp 68.6K
-29.69%
Banana(1kg)
$1.82EC$4.90
$1.56Rp 27.8K
16.67%
Oranges(1kg)
$1.70EC$4.59
$2.83Rp 50.6K
-39.93%
Tomato(1kg)
$2.87EC$7.75
$2.33Rp 41.5K
23.18%
Potato(1kg)
$1.58EC$4.28
$1.91Rp 34.2K
-17.28%
Onion(1kg)
$1.52EC$4.10
$2.20Rp 39.3K
-30.91%
Lettuce(1 head)
$1.27EC$3.44
$1.01Rp 18.1K
25.74%
Water(1.5 liter bottle)
$1.32EC$3.56
$0.78Rp 13.8K
69.23%
Cigarettes 20 Pack(Marlboro, Camel)
$1.86EC$5.03
$3.32Rp 59.2K
-43.98%
Wine(Bottle)
$6.67EC$18.00
$23.74Rp 423.9K
-71.90%
Local Beer(0.5 liter bottle)
$1.87EC$5.04
$2.79Rp 49.8K
-32.97%
Imported Beer(0.33 liter bottle)
$1.80EC$4.85
$2.86Rp 51.1K
-37.06%
🚌 Getting Around
Saint George's
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.08EC$2.91
$0.27Rp 4,800
300.00%
Public Transport Monthly Pass(Regular Price)
$37.31EC$101
$8.03Rp 143.4K
364.63%
Taxi Start(Normal Tariff)
$21.85EC$59.0
$0.46Rp 8,150
4650.00%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,037
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.10Rp 108.9K
-
Gasoline(1 liter)
$1.33EC$3.59
$0.79Rp 14.2K
68.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7KEC$66.6K
$26.1KRp 467.0M
-5.61%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7KEC$80.2K
$32.1KRp 573.6M
-7.56%
🧾 Monthly Utilities & Internet
Saint George's
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$209EC$564
$79.9Rp 1.4M
161.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.59EC$50.2
$4.06Rp 72.6K
357.88%
Internet(50+ Mbps, Unlimited Data)
$47.62EC$129
$23.52Rp 420.0K
102.47%
🎉 Sport & Entertainment
Saint George's
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.68EC$99.0
$98.7Rp 1.8M
-62.84%
Tennis Court(1 Hour on Weekend)
$18.44EC$49.80
$6.63Rp 118.4K
178.13%
Cinema Ticket
$11.13EC$30.06
$4.15Rp 74.1K
168.19%
🧸 Childcare & Education
Saint George's
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$55.5EC$150
$304Rp 5.4M
-81.73%
International Primary School, 1 Child(Yearly)
$2,294EC$6,194
$6,613Rp 118.1M
-65.31%
👕👟 Clothing & Footwear
Saint George's
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$25.43EC$68.7
$55.5Rp 991.8K
-54.21%
Summer Dress(H&M, Zara, etc)
$43.63EC$118
$38.31Rp 684.1K
13.89%
Sport Shoes(Adidas, Nike)
$42.82EC$116
$88.6Rp 1.6M
-51.67%
Men's Leather Business Shoes
$77.2EC$209
$77.9Rp 1.4M
-0.81%
🏠 Accommodation & Living
Saint George's
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$577EC$1,559
$1,006Rp 18.0M
-42.64%
1-bedroom Apartment, Outside City Center(Monthly)
$290EC$784
$675Rp 12.1M
-57.01%
3-bedroom Apartment, City Center(Monthly)
$1,097EC$2,961
$3,442Rp 61.5M
-68.14%
3-bedroom Apartment, Outside City Center(Monthly)
$513EC$1,386
$2,039Rp 36.4M
-74.83%
Buy Apartment in City Center(m2)
$406EC$1,096
$2,841Rp 50.7M
-85.72%
Buy Apartment Outside City Center(m2)
$109.6KEC$295.8K
$2,264Rp 40.4M
4739.67%
💵 Salaries & Financials
Saint George's
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$924EC$2,495
$165Rp 3.0M
459.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.33
13.28
-52.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Saint George's: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $577 in Saint George's and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Saint George's pays 459% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $112 in Saint George's vs $33.00 in Ubud, Bali. Groceries flip the comparison at $271 vs $302, with Saint George's cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint George's vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Saint George's?
Saint George's is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 16% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Saint George's or Ubud, Bali?
Saint George's pays 459% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Saint George's and Ubud, Bali?
Rent for a central apartment: $577 in Saint George's versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Saint George's vs Ubud, Bali?
All in, you'll spend $1,226 per month in Saint George's versus $1,419 in Ubud, Bali – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Saint George's runs roughly 365% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Saint George's or Ubud, Bali?
At $1,226 in Saint George's versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Saint George's but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint George's the clear choice for anyone on this budget.
Is Saint George's or Ubud, Bali more family-friendly?
For families, Saint George's is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Saint George's or Ubud, Bali?
Safety-wise, Saint George's and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Saint George's gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Saint George's vs other spots: cost of living compared