Cost of Living Comparison Between Saint George's and Ubud, Bali Cost of Living Comparison Between Saint George's and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,189 in Saint George's versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,002 in Saint George's versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,815 in Saint George's versus $3,763 in Ubud, Bali.

Living in Saint George's costs roughly 16% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Saint George's is 11% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Saint George's
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.60 EC$20.51
$3.45 Rp 62.0K
120.29%
Three-Course Dinner for Two, Mid-Range
$111 EC$300
$32.34 Rp 580.1K
243.01%
Fast Food Meal (McDonalds, etc)
$8.36 EC$22.58
$4.84 Rp 86.9K
72.73%
Cappuccino
$4.40 EC$11.89
$2.75 Rp 49.3K
60.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.87 EC$5.05
$1.38 Rp 24.8K
35.51%
Water (0.33 liter bottle)
$1.55 EC$4.19
$0.75 Rp 13.5K
106.67%
Local Beer (0.5 liter draught)
$2.00 EC$5.40
$2.99 Rp 53.7K
-33.11%
Imported Beer (0.33 liter bottle)
$3.66 EC$9.89
$3.85 Rp 69.1K
-4.94%
🛒 Groceries & Markets
Saint George's
Ubud, Bali
Difference
Milk (1 liter)
$3.97 EC$10.71
$1.74 Rp 31.1K
128.16%
White Bread (500g)
$1.71 EC$4.61
$2.46 Rp 44.1K
-30.49%
Rice (white) (1kg)
$1.99 EC$5.38
$1.17 Rp 21.0K
70.09%
Eggs
$3.97 EC$10.71
$2.43 Rp 43.6K
63.37%
Local Cheese (1kg)
$10.10 EC$27.27
$14.50 Rp 260.2K
-30.34%
Chicken Fillets (1kg)
$5.70 EC$15.40
$4.35 Rp 78.0K
31.03%
Beef Round Steak (1kg)
$10.39 EC$28.05
$11.98 Rp 214.9K
-13.27%
Apples (1kg)
$2.71 EC$7.32
$3.72 Rp 66.7K
-27.15%
Banana (1kg)
$1.90 EC$5.14
$1.63 Rp 29.2K
16.56%
Oranges (1kg)
$1.72 EC$4.63
$2.74 Rp 49.2K
-37.23%
Tomato (1kg)
$2.99 EC$8.07
$2.24 Rp 40.2K
33.48%
Potato (1kg)
$1.60 EC$4.33
$1.92 Rp 34.4K
-16.67%
Onion (1kg)
$1.60 EC$4.33
$2.28 Rp 40.8K
-29.82%
Lettuce (1 head)
$1.34 EC$3.60
$1.06 Rp 19.1K
26.42%
Water (1.5 liter bottle)
$1.40 EC$3.77
$0.72 Rp 12.9K
94.44%
Cigarettes 20 Pack (Marlboro, Camel)
$1.86 EC$5.03
$3.29 Rp 58.9K
-43.47%
Wine (Bottle)
$6.65 EC$17.95
$23.19 Rp 416.1K
-71.32%
Local Beer (0.5 liter bottle)
$1.88 EC$5.07
$2.78 Rp 49.8K
-32.37%
Imported Beer (0.33 liter bottle)
$1.82 EC$4.92
$2.73 Rp 49.0K
-33.33%
🚌 Getting Around
Saint George's
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.09 EC$2.94
$0.27 Rp 4,778
303.70%
Public Transport Monthly Pass (Regular Price)
$37.23 EC$101
$8.11 Rp 145.4K
359.06%
Taxi Start (Normal Tariff)
$22.51 EC$60.8
$0.48 Rp 8,659
4589.58%
Taxi (Normal Tariff) (1km)
-
$0.42 Rp 7,532
-
Taxi 1hour Waiting (Normal Tariff)
-
$6.22 Rp 111.6K
-
Gasoline (1 liter)
$1.38 EC$3.71
$0.81 Rp 14.6K
70.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2K EC$68.1K
$26.6K Rp 477.4M
-5.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K EC$83.0K
$32.2K Rp 577.4M
-4.50%
🧾 Monthly Utilities & Internet
Saint George's
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 EC$564
$78.4 Rp 1.4M
166.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.45 EC$49.81
$4.07 Rp 73.0K
353.32%
Internet (50+ Mbps, Unlimited Data)
$46.52 EC$126
$24.33 Rp 436.4K
91.20%
🎉 Sport & Entertainment
Saint George's
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.88 EC$99.6
$98.6 Rp 1.8M
-62.60%
Tennis Court (1 Hour on Weekend)
$18.86 EC$50.9
$6.34 Rp 113.7K
197.48%
Cinema Ticket
$11.00 EC$29.70
$3.99 Rp 71.5K
175.69%
🧸 Childcare & Education
Saint George's
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$55.5 EC$150
$305 Rp 5.5M
-81.81%
International Primary School, 1 Child (Yearly)
$2,324 EC$6,275
$6,642 Rp 119.2M
-65.01%
👕👟 Clothing & Footwear
Saint George's
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$26.33 EC$71.1
$54.1 Rp 971.2K
-51.37%
Summer Dress (H&M, Zara, etc)
$43.84 EC$118
$37.81 Rp 678.2K
15.95%
Sport Shoes (Adidas, Nike)
$43.35 EC$117
$86.8 Rp 1.6M
-50.08%
Men's Leather Business Shoes
$74.9 EC$202
$76.4 Rp 1.4M
-1.95%
🏠 Accommodation & Living
Saint George's
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$591 EC$1,596
$992 Rp 17.8M
-40.42%
1-bedroom Apartment, Outside City Center (Monthly)
$290 EC$782
$673 Rp 12.1M
-56.93%
3-bedroom Apartment, City Center (Monthly)
$1,101 EC$2,972
$3,375 Rp 60.5M
-67.39%
3-bedroom Apartment, Outside City Center (Monthly)
$511 EC$1,380
$2,050 Rp 36.8M
-75.07%
Buy Apartment in City Center (m2)
$399 EC$1,076
$2,805 Rp 50.3M
-85.79%
Buy Apartment Outside City Center (m2)
$112.9K EC$304.9K
$2,227 Rp 39.9M
4971.00%
💵 Salaries & Financials
Saint George's
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$921 EC$2,487
$167 Rp 3.0M
451.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.33
13.28
-52.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint George's: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $591 in Saint George's and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint George's pays 452% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $111 in Saint George's vs $32.00 in Ubud, Bali. Groceries flip the comparison at $274 vs $297, with Saint George's cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Saint George's vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Saint George's?
Saint George's is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 18% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Saint George's or Ubud, Bali?
Average pay runs 452% higher in Saint George's, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Saint George's and Ubud, Bali?
Rent for a central apartment: $591 in Saint George's versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Saint George's and in Ubud, Bali?
All in, you'll spend $1,189 per month in Saint George's versus $1,408 in Ubud, Bali – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Saint George's runs roughly 359% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Saint George's or in Ubud, Bali?
At $1,189 in Saint George's versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Saint George's but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint George's the clear choice for anyone on this budget.
Is Saint George's or Ubud, Bali more family-friendly?
For families, Saint George's is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Saint George's or Ubud, Bali?
Safety-wise, Saint George's and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Saint George's gentler on the wallet – expenses run 18% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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