Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint Andrews

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,255 in Saint Andrews, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
109

Cost of Living Index in Saint Andrews
Learn more

Saint Andrews Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Saint Andrews

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint Andrews

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint Andrews actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $2,255 in Saint Andrews, rent included.

Ubud, Bali $1,348
Saint Andrews $2,255

A couple spends around $2,312 per month in Ubud, Bali vs $3,245 in Saint Andrews, rent included.

Ubud, Bali $2,312
Saint Andrews $3,245

A family of three spends $3,276 per month in Ubud, Bali vs $4,234 in Saint Andrews, rent included.

Ubud, Bali $3,276
Saint Andrews $4,234

Ubud, Bali is about 40% cheaper than Saint Andrews, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Saint Andrews sit above the global median – Ubud, Bali by 1%, Saint Andrews by 68%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$17.75 CA$25.30

-81.24%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$63.8 CA$91.0

-44.49%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$10.59 CA$15.10

-45.61%

Cappuccino

$2.63 Rp 47.0K

$3.72 CA$5.30

-29.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.99 CA$2.83

-12.56%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.58 CA$2.25

-51.27%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$5.17 CA$7.38

-47.58%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$5.77 CA$8.22

-21.66%

Milk (1 liter)

$1.53 Rp 27.4K

$2.04 CA$2.91

-25.00%

White Bread (500g)

$2.20 Rp 39.2K

$2.46 CA$3.51

-10.57%

Rice (white) (1kg)

$1.22 Rp 21.8K

$3.36 CA$4.79

-63.69%

Eggs

$2.14 Rp 38.2K

$3.47 CA$4.94

-38.33%

Local Cheese (1kg)

$17.73 Rp 316.9K

$9.72 CA$13.86

82.41%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$11.12 CA$15.85

-65.29%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$14.72 CA$20.98

-18.27%

Apples (1kg)

$3.61 Rp 64.5K

$3.66 CA$5.22

-1.37%

Banana (1kg)

$1.51 Rp 27.1K

$1.36 CA$1.93

11.03%

Oranges (1kg)

$2.32 Rp 41.4K

$3.70 CA$5.28

-37.30%

Tomato (1kg)

$2.00 Rp 35.8K

$3.73 CA$5.31

-46.38%

Potato (1kg)

$1.81 Rp 32.4K

$2.59 CA$3.70

-30.12%

Onion (1kg)

$2.39 Rp 42.7K

$2.25 CA$3.21

6.22%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.53 CA$3.61

-60.87%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.57 CA$2.24

-66.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$13.96 CA$19.90

-84.38%

Wine (Bottle)

$22.98 Rp 410.7K

$12.42 CA$17.70

85.02%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.73 CA$3.89

-12.09%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.13 CA$4.46

-4.15%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$2.31 CA$3.29

-89.61%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$63.1 CA$90.0

-88.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.82 CA$4.02

-84.40%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.49 CA$2.12

-71.81%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$23.25 CA$33.14

-76.56%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.11 CA$1.59

-24.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$28.2K CA$40.1K

-13.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$18.9K CA$26.9K

68.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$138 CA$197

-41.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$38.11 CA$54.3

-82.73%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$55.0 CA$78.4

-66.82%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$40.69 CA$58.0

35.49%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$18.31 CA$26.10

1.09%

Cinema Ticket

$4.24 Rp 75.9K

$10.95 CA$15.61

-61.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$724 CA$1,033

-32.95%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$13.3K CA$18.9K

-57.28%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$54.2 CA$77.2

-16.60%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$37.35 CA$53.2

-7.44%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$84.5 CA$120

-6.31%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$99.9 CA$142

-22.29%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,239 CA$1,766

-9.05%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,151 CA$1,640

-41.42%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,984 CA$2,829

82.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,678 CA$2,392

3.38%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$4,169 CA$5,942

-32.14%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$3,576 CA$5,097

-35.49%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.64

196.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Saint Andrews: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Saint Andrews

$1.2K 50.7% 70.7% $477

Groceries & Markets

Ubud, Bali

$290 21.4%

Saint Andrews

$347 15.3% 19.7% $57

Eating Out

Ubud, Bali

$108 8%

Saint Andrews

$270 11.9% 150% $162

Clothing & Footwear

Ubud, Bali

$106 7.8%

Saint Andrews

$124 5.5% 16.6% $18

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Saint Andrews

$231 10.2% 119% $125

Sport & Entertainment

Ubud, Bali

$64 4.7%

Saint Andrews

$63 2.8% 1.6% $1

Getting Around

Ubud, Bali

$11 0.8%

Saint Andrews

$83 3.6% 687% $72

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $1,239 in Saint Andrews. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $64.0 in Saint Andrews. Monthly groceries follow the same trend: $290 vs $347 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Saint Andrews

🕒 Local time

18:40 6:40 PM

07:40 7:40 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saint Andrews 15,940 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Saint Andrews

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrews: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,348 in Ubud, Bali, $2,255 in Saint Andrews – roughly 67% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $3,383 in Saint Andrews. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $2,255 in Saint Andrews. That's a gap of about 67%.

Public transport costs about 803% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Saint Andrews at $2,255. In Ubud, Bali it covers expenses comfortably, while in Saint Andrews it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,348 in Ubud, Bali to $2,255 in Saint Andrews. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Andrews makes more sense. Both are solid long-term options with distinct trade-offs.