Cost of Living Comparison Between Ubud, Bali and Saint Andrews Cost of Living Comparison Between Ubud, Bali and Saint Andrews

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $2,363 in Saint Andrews, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $3,396 in Saint Andrews, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $4,429 in Saint Andrews, rent included.

Ubud, Bali is about 41% cheaper than Saint Andrews, driven mainly by Eating Out.

Both Ubud, Bali and Saint Andrews sit above the global median – Ubud, Bali by 5%, Saint Andrews by 77%.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$17.07 CA$24.07

-79.91%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.3K

$69.4 CA$97.8

-53.91%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$11.25 CA$15.87

-55.11%

Cappuccino

$2.71 Rp 48.6K

$3.85 CA$5.43

-29.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$2.06 CA$2.91

-32.52%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$1.66 CA$2.35

-55.42%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$5.41 CA$7.63

-46.58%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$5.75 CA$8.11

-34.09%

Milk (1 liter)

$1.79 Rp 32.1K

$2.11 CA$2.98

-15.17%

White Bread (500g)

$2.51 Rp 44.9K

$2.73 CA$3.85

-8.06%

Rice (white) (1kg)

$1.21 Rp 21.7K

$3.49 CA$4.92

-65.33%

Eggs

$2.37 Rp 42.4K

$3.52 CA$4.96

-32.67%

Local Cheese (1kg)

$14.43 Rp 258.4K

$11.24 CA$15.85

28.38%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$11.52 CA$16.25

-63.98%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$14.42 CA$20.34

-16.02%

Apples (1kg)

$3.77 Rp 67.5K

$4.17 CA$5.88

-9.59%

Banana (1kg)

$1.63 Rp 29.1K

$1.41 CA$1.99

15.60%

Oranges (1kg)

$2.71 Rp 48.5K

$3.60 CA$5.08

-24.72%

Tomato (1kg)

$2.26 Rp 40.4K

$3.68 CA$5.19

-38.59%

Potato (1kg)

$1.93 Rp 34.5K

$2.42 CA$3.42

-20.25%

Onion (1kg)

$2.19 Rp 39.3K

$2.46 CA$3.47

-10.98%

Lettuce (1 head)

$1.02 Rp 18.2K

$2.62 CA$3.69

-61.07%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$1.73 CA$2.44

-58.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$14.05 CA$19.82

-77.37%

Wine (Bottle)

$23.84 Rp 426.8K

$11.94 CA$16.84

99.66%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$2.80 CA$3.95

-1.07%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$3.18 CA$4.48

-13.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,785

$2.34 CA$3.31

-88.46%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.7K

$61.8 CA$87.2

-86.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$3.19 CA$4.50

-84.95%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,544

$1.50 CA$2.11

-72.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$25.93 CA$36.58

-76.75%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.11 CA$1.56

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$25.3K CA$35.7K

4.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$20.5K CA$28.9K

57.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$141 CA$199

-44.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.0K

$43.76 CA$61.7

-91.06%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$61.9 CA$87.3

-61.36%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$41.27 CA$58.2

133.05%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

Cinema Ticket

$4.01 Rp 71.8K

$11.27 CA$15.90

-64.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$737 CA$1,040

-58.96%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$11.8K CA$16.6K

-44.31%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.3K

$54.3 CA$76.6

1.88%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$38.97 CA$55.0

-1.67%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$87.9 CA$124

0.66%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$109 CA$153

-29.29%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$1,339 CA$1,888

-26.36%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$1,181 CA$1,665

-42.23%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$2,023 CA$2,854

69.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$1,787 CA$2,521

16.08%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$4,448 CA$6,274

-37.90%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$3,453 CA$4,871

-35.04%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.46

105.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Saint Andrews: July 19, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,339 in Saint Andrews. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $69.0 in Saint Andrews. Monthly groceries follow the same trend: $298 vs $361 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrews: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,397 in Ubud, Bali, $2,363 in Saint Andrews – roughly 69% apart. Saint Andrews costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $3,545 in Saint Andrews. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,397 in Ubud, Bali and $2,363 in Saint Andrews. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 654% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,397, than in Saint Andrews at $2,363. In Ubud, Bali it covers expenses comfortably, while in Saint Andrews it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,397 in Ubud, Bali to $2,363 in Saint Andrews. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saint Andrews makes more sense. Both are solid long-term options with distinct trade-offs.