Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,151 in Saint Andrew Parish.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,900 in Saint Andrew Parish.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,650 in Saint Andrew Parish.

Living in Ubud, Bali is roughly 22% more expensive than Saint Andrew Parish, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Saint Andrew Parish is 14% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.61 JMD 1,197

-53.09%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$34.16 JMD 5,373

-4.86%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.24 JMD 981

-22.12%

Cappuccino

$2.75 Rp 49.2K

$1.90 JMD 299

44.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.96 JMD 152

37.50%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.75 JMD 117

-6.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.43 JMD 383

19.75%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.16 JMD 497

19.94%

Milk (1 liter)

$1.71 Rp 30.6K

$4.26 JMD 670

-59.86%

White Bread (500g)

$2.47 Rp 44.3K

$1.03 JMD 162

139.81%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.29 JMD 202

-6.98%

Eggs

$2.44 Rp 43.8K

$3.46 JMD 544

-29.48%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.96 JMD 1,723

31.20%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.29 JMD 989

-31.48%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.57 JMD 1,191

61.29%

Apples (1kg)

$3.68 Rp 66.0K

$5.99 JMD 942

-38.56%

Banana (1kg)

$1.55 Rp 27.8K

$3.09 JMD 487

-49.84%

Oranges (1kg)

$2.79 Rp 49.9K

$4.15 JMD 652

-32.77%

Tomato (1kg)

$2.33 Rp 41.8K

$2.90 JMD 456

-19.66%

Potato (1kg)

$1.97 Rp 35.3K

$2.01 JMD 316

-1.99%

Onion (1kg)

$2.31 Rp 41.4K

$2.02 JMD 318

14.36%

Lettuce (1 head)

$1.06 Rp 19.1K

$3.08 JMD 484

-65.58%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.50 JMD 236

-51.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$8.85 JMD 1,392

-62.94%

Wine (Bottle)

$22.79 Rp 408.4K

$11.46 JMD 1,802

98.87%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.77 JMD 436

1.44%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.19 JMD 502

-12.85%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.11 JMD 175

-59.46%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$3.15 JMD 496

-85.71%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.22 JMD 977

0.32%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.28 JMD 202

-33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$42.1K JMD 6.6M

-38.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$34.1K JMD 5.4M

-7.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$165 JMD 25.9K

-50.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$21.80 JMD 3,429

-81.38%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$51.1 JMD 8,029

-52.16%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$13.05 JMD 2,052

-69.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$222 JMD 34.9K

37.04%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,473 JMD 389.0K

167.69%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$26.59 JMD 4,182

103.95%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$25.91 JMD 4,074

49.67%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$71.1 JMD 11.2K

21.14%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$75.4 JMD 11.9K

1.72%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$747 JMD 117.4K

32.02%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$309 JMD 48.6K

113.09%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,880 JMD 295.7K

79.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$884 JMD 139.0K

133.66%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,760 JMD 434.1K

-0.68%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$724 JMD 113.8K

-77.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Saint Andrew Parish: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $747 in Saint Andrew Parish. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 343% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $34.00 in Saint Andrew Parish for a mid-range dinner for two. Groceries echo the gap at $297 vs $322 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrew Parish: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saint Andrew Parish differ by about 22% in total monthly costs ($1,404 vs $1,151 including rent). Saint Andrew Parish is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Saint Andrew Parish earns 343% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $747 in Saint Andrew Parish. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $222 in Saint Andrew Parish. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrew Parish – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,151 in Saint Andrew Parish versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saint Andrew Parish are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Andrew Parish gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.