Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,112 in Saint Andrew Parish.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,858 in Saint Andrew Parish.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,604 in Saint Andrew Parish.

Living in Ubud, Bali is roughly 25% more expensive than Saint Andrew Parish, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Saint Andrew Parish is 17% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$7.40 JMD 1,171

-52.97%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 563.4K

$34.06 JMD 5,391

-3.46%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.2K

$6.09 JMD 964

-16.42%

Cappuccino

$2.75 Rp 47.1K

$1.90 JMD 301

44.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.91 JMD 143

51.65%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.71 JMD 113

Local Beer (0.5 liter draught)

$2.88 Rp 49.3K

$2.48 JMD 392

16.13%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.3K

$3.05 JMD 483

26.89%

Milk (1 liter)

$1.79 Rp 30.7K

$4.22 JMD 668

-57.58%

White Bread (500g)

$2.45 Rp 41.9K

$1.02 JMD 161

140.20%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.27 JMD 200

-4.72%

Eggs

$2.39 Rp 40.9K

$3.48 JMD 550

-31.32%

Local Cheese (1kg)

$14.70 Rp 251.9K

$10.89 JMD 1,723

34.99%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$6.43 JMD 1,018

-34.06%

Beef Round Steak (1kg)

$12.08 Rp 206.9K

$7.52 JMD 1,190

60.64%

Apples (1kg)

$3.66 Rp 62.8K

$6.11 JMD 967

-40.10%

Banana (1kg)

$1.61 Rp 27.5K

$3.12 JMD 493

-48.40%

Oranges (1kg)

$2.72 Rp 46.6K

$4.24 JMD 672

-35.85%

Tomato (1kg)

$2.27 Rp 38.9K

$2.99 JMD 474

-24.08%

Potato (1kg)

$1.90 Rp 32.6K

$2.03 JMD 321

-6.40%

Onion (1kg)

$2.30 Rp 39.4K

$1.92 JMD 304

19.79%

Lettuce (1 head)

$1.02 Rp 17.4K

$3.10 JMD 491

-67.10%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$1.43 JMD 226

-45.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.6K

$8.56 JMD 1,355

-62.15%

Wine (Bottle)

$24.06 Rp 412.3K

$11.56 JMD 1,830

108.13%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$2.78 JMD 441

2.16%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$3.09 JMD 488

-9.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,606

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.2K

Taxi Start (Normal Tariff)

$0.45 Rp 7,700

$1.12 JMD 177

-59.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,298

$3.16 JMD 500

-86.39%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.2K

$6.09 JMD 965

-1.15%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.25 JMD 197

-31.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.6M

$43.4K JMD 6.9M

-39.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.2M

$33.7K JMD 5.3M

-5.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$162 JMD 25.7K

-51.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$22.01 JMD 3,483

-81.83%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.3K

$51.7 JMD 8,189

-52.94%

Gym Membership (Monthly)

$95.8 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.6K

Cinema Ticket

$4.01 Rp 68.7K

$13.22 JMD 2,092

-69.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$229 JMD 36.2K

31.84%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.2M

$2,526 JMD 399.8K

159.09%

Jeans (Levis 501 Or Similar)

$53.4 Rp 915.5K

$26.37 JMD 4,174

102.58%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 660.6K

$25.69 JMD 4,067

50.06%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$70.2 JMD 11.1K

26.93%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$75.4 JMD 11.9K

4.70%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$752 JMD 119.0K

35.08%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$310 JMD 49.1K

116.81%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.7M

$1,904 JMD 301.3K

76.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.1M

$907 JMD 143.6K

132.35%

Buy Apartment in City Center (m2)

$3,001 Rp 51.4M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.0M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$743 JMD 117.5K

-76.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Saint Andrew Parish: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $752 in Saint Andrew Parish. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 318% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $34 in Saint Andrew Parish for a mid-range dinner for two. Groceries echo the gap at $300 vs $323 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrew Parish: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saint Andrew Parish differ by about 25% in total monthly costs ($1,395 vs $1,112 including rent). Saint Andrew Parish is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Saint Andrew Parish earns 318% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $752 in Saint Andrew Parish. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $229 in Saint Andrew Parish. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrew Parish – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,112 in Saint Andrew Parish versus $1,395 in Ubud, Bali, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saint Andrew Parish are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Andrew Parish gentler on the wallet – expenses run 25% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.