Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,487 in Saint Andrew Parish.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,416 in Saint Andrew Parish.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,345 in Saint Andrew Parish.

Living in Ubud, Bali costs roughly 8% less than in Saint Andrew Parish, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Saint Andrew Parish 9% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$15.54 JMD 2,435

-77.86%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$66.6 JMD 10.4K

-45.51%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$8.64 JMD 1,353

-33.91%

Cappuccino

$2.67 Rp 47.4K

$5.49 JMD 860

-51.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.20 JMD 189

45.83%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.73 JMD 115

19.18%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.26 JMD 354

30.53%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.23 JMD 506

39.94%

Milk (1 liter)

$1.62 Rp 28.7K

$3.40 JMD 532

-52.35%

White Bread (500g)

$2.33 Rp 41.4K

$2.53 JMD 397

-7.91%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.57 JMD 246

-29.30%

Eggs

$2.20 Rp 39.1K

$3.51 JMD 550

-37.32%

Local Cheese (1kg)

$17.69 Rp 314.0K

$11.68 JMD 1,831

51.46%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.44 JMD 1,009

-36.34%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$10.52 JMD 1,648

15.78%

Apples (1kg)

$3.71 Rp 65.8K

$5.92 JMD 929

-37.33%

Banana (1kg)

$1.59 Rp 28.2K

$4.01 JMD 629

-60.35%

Oranges (1kg)

$2.28 Rp 40.5K

$5.01 JMD 785

-54.49%

Tomato (1kg)

$1.95 Rp 34.7K

$3.08 JMD 483

-36.69%

Potato (1kg)

$1.91 Rp 33.8K

$3.21 JMD 504

-40.50%

Onion (1kg)

$2.33 Rp 41.4K

$2.72 JMD 426

-14.34%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.86 JMD 292

-45.70%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.99 JMD 155

-44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$9.36 JMD 1,467

-76.18%

Wine (Bottle)

$23.07 Rp 409.5K

$11.36 JMD 1,781

103.08%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.61 JMD 409

-7.28%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.15 JMD 493

-4.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.60 JMD 94.7

-55.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$0.90 JMD 141

-46.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$3.12 JMD 488

-86.22%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$6.48 JMD 1,016

-12.96%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.28 JMD 200

-37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$43.7K JMD 6.8M

-42.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$25.2K JMD 4.0M

25.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$113 JMD 17.8K

-28.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$29.07 JMD 4,556

-77.67%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$53.4 JMD 8,367

-64.84%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$61.1 JMD 9,581

-6.97%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$13.49 JMD 2,114

-66.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$258 JMD 40.5K

86.15%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$8,164 JMD 1.3M

-30.04%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$23.76 JMD 3,724

91.58%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$31.85 JMD 4,991

12.65%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$77.1 JMD 12.1K

4.31%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$74.9 JMD 11.7K

4.98%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$826 JMD 129.5K

34.89%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$520 JMD 81.4K

34.26%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,714 JMD 268.6K

112.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,116 JMD 174.9K

55.65%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,708 JMD 424.4K

2.81%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$736 JMD 115.4K

-77.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

53.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Saint Andrew Parish: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $826 in Saint Andrew Parish. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 338% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $67.0 in Saint Andrew Parish for a mid-range dinner for two. Groceries echo the gap at $295 vs $344 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrew Parish: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saint Andrew Parish differ by about 9% in total monthly costs ($1,368 vs $1,487 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 338% lower in Saint Andrew Parish. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $826 in Saint Andrew Parish. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $258 in Saint Andrew Parish. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $67.0 in Saint Andrew Parish. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,487 in Saint Andrew Parish, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint Andrew Parish. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saint Andrew Parish are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Saint Andrew Parish. Beyond cost, consider language, visa policies, and how big the international community is in each city.