Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,152 in Saint Andrew Parish.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,857 in Saint Andrew Parish.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,562 in Saint Andrew Parish.

Living in Ubud, Bali is roughly 21% more expensive than in Saint Andrew Parish, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Saint Andrew Parish is 13% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.67 JMD 1,208

-53.46%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$34.87 JMD 5,492

-7.31%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.20 JMD 977

-19.19%

Cappuccino

$2.82 Rp 51.0K

$1.92 JMD 303

46.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.91 JMD 143

48.35%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.74 JMD 117

-1.35%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.43 JMD 383

20.58%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.11 JMD 491

26.69%

Milk (1 liter)

$1.78 Rp 32.1K

$4.24 JMD 668

-58.02%

White Bread (500g)

$2.45 Rp 44.2K

$1.05 JMD 166

133.33%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.22 JMD 192

-5.74%

Eggs

$2.41 Rp 43.6K

$3.60 JMD 566

-33.06%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.97 JMD 1,728

30.63%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.23 JMD 981

-32.74%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.60 JMD 1,198

58.68%

Apples (1kg)

$3.64 Rp 65.7K

$6.11 JMD 963

-40.43%

Banana (1kg)

$1.57 Rp 28.3K

$3.12 JMD 491

-49.68%

Oranges (1kg)

$2.79 Rp 50.3K

$4.13 JMD 650

-32.45%

Tomato (1kg)

$2.24 Rp 40.5K

$3.05 JMD 480

-26.56%

Potato (1kg)

$1.98 Rp 35.7K

$2.09 JMD 330

-5.26%

Onion (1kg)

$2.28 Rp 41.1K

$1.93 JMD 303

18.13%

Lettuce (1 head)

$1.05 Rp 19.0K

$3.04 JMD 478

-65.46%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.50 JMD 235

-47.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$8.98 JMD 1,414

-64.48%

Wine (Bottle)

$23.49 Rp 424.1K

$11.52 JMD 1,814

103.91%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.80 JMD 440

3.57%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.22 JMD 507

-14.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.07 JMD 168

-57.94%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$3.14 JMD 495

-85.35%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.28 JMD 989

-3.34%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.27 JMD 201

-32.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$43.1K JMD 6.8M

-38.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$32.9K JMD 5.2M

-1.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$162 JMD 25.5K

-51.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$22.24 JMD 3,502

-81.61%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$52.0 JMD 8,190

-54.13%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$13.18 JMD 2,075

-69.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$223 JMD 35.1K

33.34%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$2,442 JMD 384.5K

170.39%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$26.01 JMD 4,096

105.42%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$25.72 JMD 4,051

48.17%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$71.0 JMD 11.2K

24.81%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$77.7 JMD 12.2K

-1.40%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$755 JMD 118.9K

35.05%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$311 JMD 48.9K

118.90%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,895 JMD 298.5K

83.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$889 JMD 139.9K

135.21%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,736 JMD 430.8K

-0.25%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$720 JMD 113.4K

-77.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.15

45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Saint Andrew Parish: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $755 in Saint Andrew Parish. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 340% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $35.00 in Saint Andrew Parish for a mid-range dinner for two. Groceries echo the gap at $298 vs $324 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrew Parish: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saint Andrew Parish differ by about 21% in total monthly costs ($1,392 vs $1,152 including rent). Saint Andrew Parish is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 340% lower in Saint Andrew Parish. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $755 in Saint Andrew Parish. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $223 in Saint Andrew Parish. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrew Parish – a meal for two runs $35.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,152 in Saint Andrew Parish versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saint Andrew Parish are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Andrew Parish gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.