Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint Andrew Parish

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,496 in Saint Andrew Parish, rent and utilities included – about $1,800 less a year. The total is higher in Saint Andrew Parish despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
71

Cost of Living Index in Saint Andrew Parish
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Saint Andrew Parish Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Saint Andrew Parish

🇯🇲 Jamaica

$1,496

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint Andrew Parish

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint Andrew Parish actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,496 in Saint Andrew Parish.

Ubud, Bali $1,349
Saint Andrew Parish $1,496

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,422 in Saint Andrew Parish.

Ubud, Bali $2,305
Saint Andrew Parish $2,422

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,348 in Saint Andrew Parish.

Ubud, Bali $3,261
Saint Andrew Parish $3,348

Living in Ubud, Bali costs roughly 10% less than in Saint Andrew Parish, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.43 JMD 2,121

-75.28%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$67.2 JMD 10.6K

-47.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.15 JMD 1,288

-32.15%

Cappuccino

$2.72 Rp 49.3K

$5.42 JMD 856

-49.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.20 JMD 190

41.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.71 JMD 111

7.04%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.24 JMD 355

18.30%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.22 JMD 509

36.02%

Milk (1 liter)

$1.49 Rp 27.1K

$3.38 JMD 533

-55.92%

White Bread (500g)

$2.28 Rp 41.3K

$2.60 JMD 411

-12.31%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.63 JMD 257

-26.99%

Eggs

$2.04 Rp 36.9K

$3.51 JMD 554

-41.88%

Local Cheese (1kg)

$17.70 Rp 321.2K

$11.52 JMD 1,820

53.65%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.23 JMD 984

-36.44%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.36 JMD 1,638

17.66%

Apples (1kg)

$3.66 Rp 66.3K

$6.07 JMD 960

-39.70%

Banana (1kg)

$1.52 Rp 27.5K

$3.98 JMD 630

-61.81%

Oranges (1kg)

$2.23 Rp 40.4K

$4.94 JMD 781

-54.86%

Tomato (1kg)

$1.97 Rp 35.8K

$3.10 JMD 489

-36.45%

Potato (1kg)

$1.85 Rp 33.5K

$3.32 JMD 525

-44.28%

Onion (1kg)

$2.42 Rp 44.0K

$2.58 JMD 408

-6.20%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.86 JMD 294

-46.77%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.96 JMD 151

-46.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$9.27 JMD 1,465

-76.05%

Wine (Bottle)

$22.24 Rp 403.6K

$11.46 JMD 1,810

94.07%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.54 JMD 401

-11.02%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.08 JMD 487

-3.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.65 JMD 103

-61.54%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.97 JMD 154

-54.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.10 JMD 490

-86.13%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.14 JMD 970

-11.89%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.30 JMD 206

-36.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$44.9K JMD 7.1M

-46.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$24.9K JMD 3.9M

27.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$115 JMD 18.2K

-31.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$29.93 JMD 4,728

-78.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$53.3 JMD 8,419

-65.13%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$60.1 JMD 9,497

-17.68%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.44 JMD 2,123

-68.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$254 JMD 40.1K

93.47%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,331 JMD 1.3M

-31.89%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$23.59 JMD 3,727

89.23%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$31.28 JMD 4,942

11.73%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$77.4 JMD 12.2K

3.20%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$74.8 JMD 11.8K

6.25%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$825 JMD 130.3K

36.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$534 JMD 84.3K

25.81%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,680 JMD 265.4K

112.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,109 JMD 175.1K

55.46%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,675 JMD 422.7K

2.11%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$726 JMD 114.8K

-77.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

53.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Saint Andrew Parish: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Saint Andrew Parish

$534 35.7% 20.5% $138

Groceries & Markets

Ubud, Bali

$288 21.4%

Saint Andrew Parish

$342 22.9% 18.7% $54

Eating Out

Ubud, Bali

$108 8%

Saint Andrew Parish

$222 14.9% 106% $114

Clothing & Footwear

Ubud, Bali

$108 8%

Saint Andrew Parish

$93 6.2% 13.3% $14

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Saint Andrew Parish

$198 13.3% 90.4% $94

Sport & Entertainment

Ubud, Bali

$58 4.3%

Saint Andrew Parish

$87 5.8% 49.9% $29

Getting Around

Ubud, Bali

$11 0.9%

Saint Andrew Parish

$19 * 1.3% 67.1% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $825 in Saint Andrew Parish. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays about 4.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $67 in Saint Andrew Parish for a mid-range dinner for two. Groceries echo the gap at $288 vs $342 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Saint Andrew Parish

🕒 Local time

01:35 1:35 AM

12:35 12:35 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

555,995

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saint Andrew Parish 18,340 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Saint Andrew Parish

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saint Andrew Parish: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,496 in Saint Andrew Parish, so Ubud, Bali is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $825 in Saint Andrew Parish. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $254 in Saint Andrew Parish. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $67 in Saint Andrew Parish. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Ubud, Bali wins on affordability, Saint Andrew Parish on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.