Last update: Oct 2026

Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,496 in Saint Andrew Parish, rent and utilities included – about $1,800 less a year. The total is higher in Saint Andrew Parish despite lower rent and utilities.

71

Cost of Living Index in Saint Andrew Parish
Learn more

Saint Andrew Parish Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Saint Andrew Parish

🇯🇲 Jamaica

$1,496

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Andrew Parish and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrew Parish and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,496 in Saint Andrew Parish versus $1,349 in Ubud, Bali.

Saint Andrew Parish $1,496
Ubud, Bali $1,349

Estimated couple costs with rent: $2,422 in Saint Andrew Parish versus $2,305 in Ubud, Bali.

Saint Andrew Parish $2,422
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,348 in Saint Andrew Parish versus $3,261 in Ubud, Bali.

Saint Andrew Parish $3,348
Ubud, Bali $3,261

Living in Saint Andrew Parish is roughly 11% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.43 JMD 2,121

$3.32 Rp 60.3K

304.52%

Three-Course Dinner for Two, Mid-Range

$67.2 JMD 10.6K

$35.64 Rp 646.7K

88.66%

Fast Food Meal (McDonalds, etc)

$8.15 JMD 1,288

$5.53 Rp 100.4K

47.38%

Cappuccino

$5.42 JMD 856

$2.72 Rp 49.3K

99.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 190

$1.70 Rp 30.9K

-29.41%

Water (0.33 liter bottle)

$0.71 JMD 111

$0.76 Rp 13.8K

-6.58%

Local Beer (0.5 liter draught)

$2.24 JMD 355

$2.65 Rp 48.2K

-15.47%

Imported Beer (0.33 liter bottle)

$3.22 JMD 509

$4.38 Rp 79.5K

-26.48%

Milk (1 liter)

$3.38 JMD 533

$1.49 Rp 27.1K

126.85%

White Bread (500g)

$2.60 JMD 411

$2.28 Rp 41.3K

14.04%

Rice (white) (1kg)

$1.63 JMD 257

$1.19 Rp 21.6K

36.97%

Eggs

$3.51 JMD 554

$2.04 Rp 36.9K

72.06%

Local Cheese (1kg)

$11.52 JMD 1,820

$17.70 Rp 321.2K

-34.92%

Chicken Fillets (1kg)

$6.23 JMD 984

$3.96 Rp 71.9K

57.32%

Beef Round Steak (1kg)

$10.36 JMD 1,638

$12.19 Rp 221.2K

-15.01%

Apples (1kg)

$6.07 JMD 960

$3.66 Rp 66.3K

65.85%

Banana (1kg)

$3.98 JMD 630

$1.52 Rp 27.5K

161.84%

Oranges (1kg)

$4.94 JMD 781

$2.23 Rp 40.4K

121.52%

Tomato (1kg)

$3.10 JMD 489

$1.97 Rp 35.8K

57.36%

Potato (1kg)

$3.32 JMD 525

$1.85 Rp 33.5K

79.46%

Onion (1kg)

$2.58 JMD 408

$2.42 Rp 44.0K

6.61%

Lettuce (1 head)

$1.86 JMD 294

$0.99 Rp 18.0K

87.88%

Water (1.5 liter bottle)

$0.96 JMD 151

$0.51 Rp 9,316

88.24%

Cigarettes 20 Pack (Marlboro, Camel)

$9.27 JMD 1,465

$2.22 Rp 40.3K

317.57%

Wine (Bottle)

$11.46 JMD 1,810

$22.24 Rp 403.6K

-48.47%

Local Beer (0.5 liter bottle)

$2.54 JMD 401

$2.26 Rp 41.0K

12.39%

Imported Beer (0.33 liter bottle)

$3.08 JMD 487

$2.97 Rp 53.9K

3.70%

One-way Ticket (Public Transport)

$0.65 JMD 103

$0.25 Rp 4,555

160.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.97 JMD 154

$0.44 Rp 7,975

120.45%

Taxi (Normal Tariff) (1km)

$3.10 JMD 490

$0.43 Rp 7,804

620.93%

Taxi 1hour Waiting (Normal Tariff)

$6.14 JMD 970

$5.41 Rp 98.2K

13.49%

Gasoline (1 liter)

$1.30 JMD 206

$0.82 Rp 15.0K

58.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K JMD 7.1M

$23.8K Rp 432.6M

88.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K JMD 3.9M

$31.7K Rp 576.1M

-21.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 JMD 18.2K

$79.1 Rp 1.4M

45.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.93 JMD 4,728

$6.45 Rp 117.0K

364.03%

Internet (50+ Mbps, Unlimited Data)

$53.3 JMD 8,419

$18.58 Rp 337.1K

186.81%

Gym Membership (Monthly)

$60.1 JMD 9,497

$49.48 Rp 897.9K

21.48%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$13.44 JMD 2,123

$4.27 Rp 77.6K

214.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$254 JMD 40.1K

$491 Rp 8.9M

-48.31%

International Primary School, 1 Child (Yearly)

$8,331 JMD 1.3M

$5,674 Rp 103.0M

46.83%

Jeans (Levis 501 Or Similar)

$23.59 JMD 3,727

$44.64 Rp 810.0K

-47.16%

Summer Dress (H&M, Zara, etc)

$31.28 JMD 4,942

$34.95 Rp 634.2K

-10.50%

Sport Shoes (Adidas, Nike)

$77.4 JMD 12.2K

$79.9 Rp 1.4M

-3.10%

Men's Leather Business Shoes

$74.8 JMD 11.8K

$79.4 Rp 1.4M

-5.88%

1-bedroom Apartment, City Center (Monthly)

$825 JMD 130.3K

$1,125 Rp 20.4M

-26.67%

1-bedroom Apartment, Outside City Center (Monthly)

$534 JMD 84.3K

$671 Rp 12.2M

-20.51%

3-bedroom Apartment, City Center (Monthly)

$1,680 JMD 265.4K

$3,565 Rp 64.7M

-52.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,109 JMD 175.1K

$1,723 Rp 31.3M

-35.67%

Buy Apartment in City Center (m2)

$2,675 JMD 422.7K

$2,732 Rp 49.6M

-2.06%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$726 JMD 114.8K

$164 Rp 3.0M

343.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrew Parish: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Andrew Parish

$534 35.7%

Ubud, Bali

$672 49.8% 25.8% $138

Groceries & Markets

Saint Andrew Parish

$342 22.9%

Ubud, Bali

$288 21.4% 15.8% $54

Eating Out

Saint Andrew Parish

$222 14.9%

Ubud, Bali

$108 8% 51.5% $114

Monthly Utilities & Internet

Saint Andrew Parish

$198 13.3%

Ubud, Bali

$104 7.7% 47.5% $94

Clothing & Footwear

Saint Andrew Parish

$93 6.2%

Ubud, Bali

$108 8% 15.4% $14

Sport & Entertainment

Saint Andrew Parish

$87 5.8%

Ubud, Bali

$58 4.3% 33.3% $29

Getting Around

Saint Andrew Parish

$19 * 1.3%

Ubud, Bali

$11 0.9% 40.1% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $825 in Saint Andrew Parish and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays about 4.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $67 in Saint Andrew Parish vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $342 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇯🇲 Saint Andrew Parish

🇮🇩 Ubud, Bali

🕒 Local time

11:47 11:47 AM

00:47 12:47 AM

13 h ahead of Saint Andrew Parish

🌤 Weather

👥 Population

555,995

74,800

💱 Currency

Jamaican Dollar JMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to JMD in detail →

On the map

Lowest

Highest

Between locations

Saint Andrew Parish Ubud, Bali 18,340 km ≈ 23 h nonstop flight

From you

Saint Andrew Parish
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrew Parish vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,496 in Saint Andrew Parish and $1,349 in Ubud, Bali, so Ubud, Bali is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Saint Andrew Parish is about 4.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $825 in Saint Andrew Parish versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $254 in Saint Andrew Parish versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $67 in Saint Andrew Parish. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Ubud, Bali wins on affordability, Saint Andrew Parish on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.