Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,151 in Saint Andrew Parish versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,900 in Saint Andrew Parish versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,650 in Saint Andrew Parish versus $3,694 in Ubud, Bali.

Living in Saint Andrew Parish costs roughly 18% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Saint Andrew Parish is 14% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.61 JMD 1,197

$3.57 Rp 64.0K

113.17%

Three-Course Dinner for Two, Mid-Range

$34.16 JMD 5,373

$32.50 Rp 582.3K

5.11%

Fast Food Meal (McDonalds, etc)

$6.24 JMD 981

$4.86 Rp 87.1K

28.40%

Cappuccino

$1.90 JMD 299

$2.75 Rp 49.2K

-30.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 JMD 152

$1.32 Rp 23.7K

-27.27%

Water (0.33 liter bottle)

$0.75 JMD 117

$0.70 Rp 12.6K

7.14%

Local Beer (0.5 liter draught)

$2.43 JMD 383

$2.91 Rp 52.2K

-16.49%

Imported Beer (0.33 liter bottle)

$3.16 JMD 497

$3.79 Rp 68.0K

-16.62%

Milk (1 liter)

$4.26 JMD 670

$1.71 Rp 30.6K

149.12%

White Bread (500g)

$1.03 JMD 162

$2.47 Rp 44.3K

-58.30%

Rice (white) (1kg)

$1.29 JMD 202

$1.20 Rp 21.5K

7.50%

Eggs

$3.46 JMD 544

$2.44 Rp 43.8K

41.80%

Local Cheese (1kg)

$10.96 JMD 1,723

$14.38 Rp 257.7K

-23.78%

Chicken Fillets (1kg)

$6.29 JMD 989

$4.31 Rp 77.1K

45.94%

Beef Round Steak (1kg)

$7.57 JMD 1,191

$12.21 Rp 218.7K

-38.00%

Apples (1kg)

$5.99 JMD 942

$3.68 Rp 66.0K

62.77%

Banana (1kg)

$3.09 JMD 487

$1.55 Rp 27.8K

99.35%

Oranges (1kg)

$4.15 JMD 652

$2.79 Rp 49.9K

48.75%

Tomato (1kg)

$2.90 JMD 456

$2.33 Rp 41.8K

24.46%

Potato (1kg)

$2.01 JMD 316

$1.97 Rp 35.3K

2.03%

Onion (1kg)

$2.02 JMD 318

$2.31 Rp 41.4K

-12.55%

Lettuce (1 head)

$3.08 JMD 484

$1.06 Rp 19.1K

190.57%

Water (1.5 liter bottle)

$1.50 JMD 236

$0.73 Rp 13.1K

105.48%

Cigarettes 20 Pack (Marlboro, Camel)

$8.85 JMD 1,392

$3.28 Rp 58.8K

169.82%

Wine (Bottle)

$11.46 JMD 1,802

$22.79 Rp 408.4K

-49.71%

Local Beer (0.5 liter bottle)

$2.77 JMD 436

$2.81 Rp 50.3K

-1.42%

Imported Beer (0.33 liter bottle)

$3.19 JMD 502

$2.78 Rp 49.9K

14.75%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$1.11 JMD 175

$0.45 Rp 8,047

146.67%

Taxi (Normal Tariff) (1km)

$3.15 JMD 496

$0.45 Rp 8,094

600.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 JMD 977

$6.24 Rp 111.7K

-0.32%

Gasoline (1 liter)

$1.28 JMD 202

$0.85 Rp 15.2K

50.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K JMD 6.6M

$26.0K Rp 465.4M

61.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K JMD 5.4M

$31.7K Rp 567.2M

7.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 JMD 25.9K

$80.8 Rp 1.4M

103.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.80 JMD 3,429

$4.06 Rp 72.7K

436.95%

Internet (50+ Mbps, Unlimited Data)

$51.1 JMD 8,029

$24.42 Rp 437.6K

109.05%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$13.05 JMD 2,052

$4.04 Rp 72.4K

223.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 JMD 34.9K

$304 Rp 5.4M

-27.03%

International Primary School, 1 Child (Yearly)

$2,473 JMD 389.0K

$6,621 Rp 118.6M

-62.64%

Jeans (Levis 501 Or Similar)

$26.59 JMD 4,182

$54.2 Rp 971.7K

-50.97%

Summer Dress (H&M, Zara, etc)

$25.91 JMD 4,074

$38.78 Rp 694.7K

-33.19%

Sport Shoes (Adidas, Nike)

$71.1 JMD 11.2K

$86.1 Rp 1.5M

-17.45%

Men's Leather Business Shoes

$75.4 JMD 11.9K

$76.7 Rp 1.4M

-1.70%

1-bedroom Apartment, City Center (Monthly)

$747 JMD 117.4K

$986 Rp 17.7M

-24.25%

1-bedroom Apartment, Outside City Center (Monthly)

$309 JMD 48.6K

$658 Rp 11.8M

-53.07%

3-bedroom Apartment, City Center (Monthly)

$1,880 JMD 295.7K

$3,369 Rp 60.4M

-44.20%

3-bedroom Apartment, Outside City Center (Monthly)

$884 JMD 139.0K

$2,066 Rp 37.0M

-57.20%

Buy Apartment in City Center (m2)

$2,760 JMD 434.1K

$2,741 Rp 49.1M

0.68%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$724 JMD 113.8K

$163 Rp 2.9M

342.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrew Parish: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $747 in Saint Andrew Parish and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 343% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34.00 in Saint Andrew Parish vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $322 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrew Parish vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Andrew Parish and Ubud, Bali differ by about 22% in total monthly costs ($1,151 vs $1,404 including rent). Saint Andrew Parish is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Saint Andrew Parish pays 343% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $747 in Saint Andrew Parish versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $222 in Saint Andrew Parish versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrew Parish – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,151 in Saint Andrew Parish versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Andrew Parish and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Andrew Parish gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.