Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,487 in Saint Andrew Parish versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,416 in Saint Andrew Parish versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,345 in Saint Andrew Parish versus $3,327 in Ubud, Bali.

Living in Saint Andrew Parish is roughly 9% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Saint Andrew Parish 9% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$15.54 JMD 2,435

$3.44 Rp 61.0K

351.74%

Three-Course Dinner for Two, Mid-Range

$66.6 JMD 10.4K

$36.31 Rp 644.5K

83.53%

Fast Food Meal (McDonalds, etc)

$8.64 JMD 1,353

$5.71 Rp 101.3K

51.31%

Cappuccino

$5.49 JMD 860

$2.67 Rp 47.4K

105.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 189

$1.75 Rp 31.1K

-31.43%

Water (0.33 liter bottle)

$0.73 JMD 115

$0.87 Rp 15.5K

-16.09%

Local Beer (0.5 liter draught)

$2.26 JMD 354

$2.95 Rp 52.4K

-23.39%

Imported Beer (0.33 liter bottle)

$3.23 JMD 506

$4.52 Rp 80.2K

-28.54%

Milk (1 liter)

$3.40 JMD 532

$1.62 Rp 28.7K

109.88%

White Bread (500g)

$2.53 JMD 397

$2.33 Rp 41.4K

8.58%

Rice (white) (1kg)

$1.57 JMD 246

$1.11 Rp 19.7K

41.44%

Eggs

$3.51 JMD 550

$2.20 Rp 39.1K

59.55%

Local Cheese (1kg)

$11.68 JMD 1,831

$17.69 Rp 314.0K

-33.97%

Chicken Fillets (1kg)

$6.44 JMD 1,009

$4.10 Rp 72.7K

57.07%

Beef Round Steak (1kg)

$10.52 JMD 1,648

$12.18 Rp 216.1K

-13.63%

Apples (1kg)

$5.92 JMD 929

$3.71 Rp 65.8K

59.57%

Banana (1kg)

$4.01 JMD 629

$1.59 Rp 28.2K

152.20%

Oranges (1kg)

$5.01 JMD 785

$2.28 Rp 40.5K

119.74%

Tomato (1kg)

$3.08 JMD 483

$1.95 Rp 34.7K

57.95%

Potato (1kg)

$3.21 JMD 504

$1.91 Rp 33.8K

68.06%

Onion (1kg)

$2.72 JMD 426

$2.33 Rp 41.4K

16.74%

Lettuce (1 head)

$1.86 JMD 292

$1.01 Rp 17.9K

84.16%

Water (1.5 liter bottle)

$0.99 JMD 155

$0.55 Rp 9,795

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.36 JMD 1,467

$2.23 Rp 39.6K

319.73%

Wine (Bottle)

$11.36 JMD 1,781

$23.07 Rp 409.5K

-50.76%

Local Beer (0.5 liter bottle)

$2.61 JMD 409

$2.42 Rp 42.9K

7.85%

Imported Beer (0.33 liter bottle)

$3.15 JMD 493

$3.00 Rp 53.2K

5.00%

One-way Ticket (Public Transport)

$0.60 JMD 94.7

$0.27 Rp 4,825

122.22%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.90 JMD 141

$0.48 Rp 8,586

87.50%

Taxi (Normal Tariff) (1km)

$3.12 JMD 488

$0.43 Rp 7,697

625.58%

Taxi 1hour Waiting (Normal Tariff)

$6.48 JMD 1,016

$5.64 Rp 100.1K

14.89%

Gasoline (1 liter)

$1.28 JMD 200

$0.80 Rp 14.3K

60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.7K JMD 6.8M

$24.9K Rp 442.7M

75.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K JMD 4.0M

$31.7K Rp 562.8M

-20.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 JMD 17.8K

$81.5 Rp 1.4M

39.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.07 JMD 4,556

$6.49 Rp 115.2K

347.92%

Internet (50+ Mbps, Unlimited Data)

$53.4 JMD 8,367

$18.77 Rp 333.1K

184.44%

Gym Membership (Monthly)

$61.1 JMD 9,581

$56.9 Rp 1.0M

7.49%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$13.49 JMD 2,114

$4.54 Rp 80.5K

197.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$258 JMD 40.5K

$481 Rp 8.5M

-46.28%

International Primary School, 1 Child (Yearly)

$8,164 JMD 1.3M

$5,711 Rp 101.4M

42.94%

Jeans (Levis 501 Or Similar)

$23.76 JMD 3,724

$45.52 Rp 807.9K

-47.80%

Summer Dress (H&M, Zara, etc)

$31.85 JMD 4,991

$35.88 Rp 636.9K

-11.23%

Sport Shoes (Adidas, Nike)

$77.1 JMD 12.1K

$80.4 Rp 1.4M

-4.13%

Men's Leather Business Shoes

$74.9 JMD 11.7K

$78.7 Rp 1.4M

-4.74%

1-bedroom Apartment, City Center (Monthly)

$826 JMD 129.5K

$1,115 Rp 19.8M

-25.87%

1-bedroom Apartment, Outside City Center (Monthly)

$520 JMD 81.4K

$698 Rp 12.4M

-25.52%

3-bedroom Apartment, City Center (Monthly)

$1,714 JMD 268.6K

$3,637 Rp 64.5M

-52.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,116 JMD 174.9K

$1,737 Rp 30.8M

-35.75%

Buy Apartment in City Center (m2)

$2,708 JMD 424.4K

$2,784 Rp 49.4M

-2.74%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$736 JMD 115.4K

$168 Rp 3.0M

338.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrew Parish: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $826 in Saint Andrew Parish and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 338% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Saint Andrew Parish vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $344 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrew Parish vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Andrew Parish and Ubud, Bali differ by about 9% in total monthly costs ($1,487 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 338% higher in Saint Andrew Parish, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $826 in Saint Andrew Parish versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $258 in Saint Andrew Parish versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $67.0 in Saint Andrew Parish. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,487 in Saint Andrew Parish, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint Andrew Parish. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Andrew Parish and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Saint Andrew Parish. Beyond cost, consider language, visa policies, and how big the international community is in each city.