Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,112 in Saint Andrew Parish versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $1,858 in Saint Andrew Parish versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,604 in Saint Andrew Parish versus $3,724 in Ubud, Bali.

Living in Saint Andrew Parish costs roughly 20% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Saint Andrew Parish is 17% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$7.40 JMD 1,171

$3.48 Rp 59.7K

112.64%

Three-Course Dinner for Two, Mid-Range

$34.06 JMD 5,391

$32.88 Rp 563.4K

3.59%

Fast Food Meal (McDonalds, etc)

$6.09 JMD 964

$5.09 Rp 87.2K

19.65%

Cappuccino

$1.90 JMD 301

$2.75 Rp 47.1K

-30.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 JMD 143

$1.38 Rp 23.7K

-34.06%

Water (0.33 liter bottle)

$0.71 JMD 113

$0.71 Rp 12.2K

Local Beer (0.5 liter draught)

$2.48 JMD 392

$2.88 Rp 49.3K

-13.89%

Imported Beer (0.33 liter bottle)

$3.05 JMD 483

$3.87 Rp 66.3K

-21.19%

Milk (1 liter)

$4.22 JMD 668

$1.79 Rp 30.7K

135.75%

White Bread (500g)

$1.02 JMD 161

$2.45 Rp 41.9K

-58.37%

Rice (white) (1kg)

$1.27 JMD 200

$1.21 Rp 20.7K

4.96%

Eggs

$3.48 JMD 550

$2.39 Rp 40.9K

45.61%

Local Cheese (1kg)

$10.89 JMD 1,723

$14.70 Rp 251.9K

-25.92%

Chicken Fillets (1kg)

$6.43 JMD 1,018

$4.24 Rp 72.7K

51.65%

Beef Round Steak (1kg)

$7.52 JMD 1,190

$12.08 Rp 206.9K

-37.75%

Apples (1kg)

$6.11 JMD 967

$3.66 Rp 62.8K

66.94%

Banana (1kg)

$3.12 JMD 493

$1.61 Rp 27.5K

93.79%

Oranges (1kg)

$4.24 JMD 672

$2.72 Rp 46.6K

55.88%

Tomato (1kg)

$2.99 JMD 474

$2.27 Rp 38.9K

31.72%

Potato (1kg)

$2.03 JMD 321

$1.90 Rp 32.6K

6.84%

Onion (1kg)

$1.92 JMD 304

$2.30 Rp 39.4K

-16.52%

Lettuce (1 head)

$3.10 JMD 491

$1.02 Rp 17.4K

203.92%

Water (1.5 liter bottle)

$1.43 JMD 226

$0.78 Rp 13.3K

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$8.56 JMD 1,355

$3.24 Rp 55.6K

164.20%

Wine (Bottle)

$11.56 JMD 1,830

$24.06 Rp 412.3K

-51.95%

Local Beer (0.5 liter bottle)

$2.78 JMD 441

$2.84 Rp 48.7K

-2.11%

Imported Beer (0.33 liter bottle)

$3.09 JMD 488

$2.79 Rp 47.8K

10.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,606

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.2K

Taxi Start (Normal Tariff)

$1.12 JMD 177

$0.45 Rp 7,700

148.89%

Taxi (Normal Tariff) (1km)

$3.16 JMD 500

$0.43 Rp 7,298

634.88%

Taxi 1hour Waiting (Normal Tariff)

$6.09 JMD 965

$6.02 Rp 103.2K

1.16%

Gasoline (1 liter)

$1.25 JMD 197

$0.86 Rp 14.7K

45.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.4K JMD 6.9M

$26.1K Rp 446.6M

66.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K JMD 5.3M

$31.7K Rp 543.2M

6.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 JMD 25.7K

$78.3 Rp 1.3M

106.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.01 JMD 3,483

$4.00 Rp 68.5K

450.25%

Internet (50+ Mbps, Unlimited Data)

$51.7 JMD 8,189

$24.35 Rp 417.3K

112.48%

Gym Membership (Monthly)

$95.8 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.6K

Cinema Ticket

$13.22 JMD 2,092

$4.01 Rp 68.7K

229.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$229 JMD 36.2K

$302 Rp 5.2M

-24.15%

International Primary School, 1 Child (Yearly)

$2,526 JMD 399.8K

$6,545 Rp 112.2M

-61.40%

Jeans (Levis 501 Or Similar)

$26.37 JMD 4,174

$53.4 Rp 915.5K

-50.64%

Summer Dress (H&M, Zara, etc)

$25.69 JMD 4,067

$38.55 Rp 660.6K

-33.36%

Sport Shoes (Adidas, Nike)

$70.2 JMD 11.1K

$89.1 Rp 1.5M

-21.22%

Men's Leather Business Shoes

$75.4 JMD 11.9K

$78.9 Rp 1.4M

-4.49%

1-bedroom Apartment, City Center (Monthly)

$752 JMD 119.0K

$1,016 Rp 17.4M

-25.97%

1-bedroom Apartment, Outside City Center (Monthly)

$310 JMD 49.1K

$672 Rp 11.5M

-53.88%

3-bedroom Apartment, City Center (Monthly)

$1,904 JMD 301.3K

$3,368 Rp 57.7M

-43.48%

3-bedroom Apartment, Outside City Center (Monthly)

$907 JMD 143.6K

$2,108 Rp 36.1M

-56.96%

Buy Apartment in City Center (m2)

$3,001 Rp 51.4M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.0M

Average Monthly Net Salary (After Tax)

$743 JMD 117.5K

$178 Rp 3.0M

318.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrew Parish: April 13, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $752 in Saint Andrew Parish and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 318% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34 in Saint Andrew Parish vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $323 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrew Parish vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Andrew Parish and Ubud, Bali differ by about 25% in total monthly costs ($1,112 vs $1,395 including rent). Saint Andrew Parish is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Saint Andrew Parish pays 318% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $752 in Saint Andrew Parish versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $229 in Saint Andrew Parish versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrew Parish – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,112 in Saint Andrew Parish versus $1,395 in Ubud, Bali, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Andrew Parish and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Andrew Parish gentler on the wallet – expenses run 25% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.