Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali Cost of Living Comparison Between Saint Andrew Parish and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,152 in Saint Andrew Parish versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,857 in Saint Andrew Parish versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,562 in Saint Andrew Parish versus $3,723 in Ubud, Bali.

Living in Saint Andrew Parish costs roughly 17% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Saint Andrew Parish is 13% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$7.67 JMD 1,208

$3.57 Rp 64.5K

114.85%

Three-Course Dinner for Two, Mid-Range

$34.87 JMD 5,492

$32.32 Rp 583.4K

7.89%

Fast Food Meal (McDonalds, etc)

$6.20 JMD 977

$5.01 Rp 90.4K

23.75%

Cappuccino

$1.92 JMD 303

$2.82 Rp 51.0K

-31.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 JMD 143

$1.35 Rp 24.4K

-32.59%

Water (0.33 liter bottle)

$0.74 JMD 117

$0.73 Rp 13.2K

1.37%

Local Beer (0.5 liter draught)

$2.43 JMD 383

$2.93 Rp 53.0K

-17.06%

Imported Beer (0.33 liter bottle)

$3.11 JMD 491

$3.94 Rp 71.1K

-21.07%

Milk (1 liter)

$4.24 JMD 668

$1.78 Rp 32.1K

138.20%

White Bread (500g)

$1.05 JMD 166

$2.45 Rp 44.2K

-57.14%

Rice (white) (1kg)

$1.22 JMD 192

$1.15 Rp 20.7K

6.09%

Eggs

$3.60 JMD 566

$2.41 Rp 43.6K

49.38%

Local Cheese (1kg)

$10.97 JMD 1,728

$14.33 Rp 258.7K

-23.45%

Chicken Fillets (1kg)

$6.23 JMD 981

$4.19 Rp 75.6K

48.69%

Beef Round Steak (1kg)

$7.60 JMD 1,198

$12.06 Rp 217.7K

-36.98%

Apples (1kg)

$6.11 JMD 963

$3.64 Rp 65.7K

67.86%

Banana (1kg)

$3.12 JMD 491

$1.57 Rp 28.3K

98.73%

Oranges (1kg)

$4.13 JMD 650

$2.79 Rp 50.3K

48.03%

Tomato (1kg)

$3.05 JMD 480

$2.24 Rp 40.5K

36.16%

Potato (1kg)

$2.09 JMD 330

$1.98 Rp 35.7K

5.56%

Onion (1kg)

$1.93 JMD 303

$2.28 Rp 41.1K

-15.35%

Lettuce (1 head)

$3.04 JMD 478

$1.05 Rp 19.0K

189.52%

Water (1.5 liter bottle)

$1.50 JMD 235

$0.79 Rp 14.2K

89.87%

Cigarettes 20 Pack (Marlboro, Camel)

$8.98 JMD 1,414

$3.19 Rp 57.6K

181.50%

Wine (Bottle)

$11.52 JMD 1,814

$23.49 Rp 424.1K

-50.96%

Local Beer (0.5 liter bottle)

$2.80 JMD 440

$2.90 Rp 52.3K

-3.45%

Imported Beer (0.33 liter bottle)

$3.22 JMD 507

$2.76 Rp 49.7K

16.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$1.07 JMD 168

$0.45 Rp 8,167

137.78%

Taxi (Normal Tariff) (1km)

$3.14 JMD 495

$0.46 Rp 8,298

582.61%

Taxi 1hour Waiting (Normal Tariff)

$6.28 JMD 989

$6.07 Rp 109.6K

3.46%

Gasoline (1 liter)

$1.27 JMD 201

$0.86 Rp 15.6K

47.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.1K JMD 6.8M

$26.6K Rp 480.0M

62.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K JMD 5.2M

$32.5K Rp 587.6M

1.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 JMD 25.5K

$79.0 Rp 1.4M

104.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.24 JMD 3,502

$4.09 Rp 73.9K

443.77%

Internet (50+ Mbps, Unlimited Data)

$52.0 JMD 8,190

$23.85 Rp 430.5K

118.03%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$13.18 JMD 2,075

$4.01 Rp 72.3K

228.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 JMD 35.1K

$297 Rp 5.4M

-25.00%

International Primary School, 1 Child (Yearly)

$2,442 JMD 384.5K

$6,602 Rp 119.2M

-63.02%

Jeans (Levis 501 Or Similar)

$26.01 JMD 4,096

$53.4 Rp 964.5K

-51.32%

Summer Dress (H&M, Zara, etc)

$25.72 JMD 4,051

$38.11 Rp 688.1K

-32.51%

Sport Shoes (Adidas, Nike)

$71.0 JMD 11.2K

$88.7 Rp 1.6M

-19.88%

Men's Leather Business Shoes

$77.7 JMD 12.2K

$76.6 Rp 1.4M

1.42%

1-bedroom Apartment, City Center (Monthly)

$755 JMD 118.9K

$1,020 Rp 18.4M

-25.95%

1-bedroom Apartment, Outside City Center (Monthly)

$311 JMD 48.9K

$680 Rp 12.3M

-54.32%

3-bedroom Apartment, City Center (Monthly)

$1,895 JMD 298.5K

$3,469 Rp 62.6M

-45.37%

3-bedroom Apartment, Outside City Center (Monthly)

$889 JMD 139.9K

$2,090 Rp 37.7M

-57.48%

Buy Apartment in City Center (m2)

$2,736 JMD 430.8K

$2,729 Rp 49.3M

0.25%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$720 JMD 113.4K

$164 Rp 3.0M

339.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

13.28

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrew Parish: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $755 in Saint Andrew Parish and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint Andrew Parish pays 340% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Saint Andrew Parish vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $324 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrew Parish vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Andrew Parish and Ubud, Bali differ by about 21% in total monthly costs ($1,152 vs $1,392 including rent). Saint Andrew Parish is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 340% higher in Saint Andrew Parish, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $755 in Saint Andrew Parish versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $223 in Saint Andrew Parish versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Saint Andrew Parish – a meal for two runs $35.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,152 in Saint Andrew Parish versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saint Andrew Parish and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint Andrew Parish gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.