Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Safety Harbor, FL

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,761 in Safety Harbor, FL, rent and utilities included – about $17,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
127

Cost of Living Index in Safety Harbor, FL
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Safety Harbor, FL Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Safety Harbor, FL

🇺🇸 United States

$2,761

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Safety Harbor, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Safety Harbor, FL actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,761 in Safety Harbor, FL, rent included.

Ubud, Bali $1,331
Safety Harbor, FL $2,761

A couple spends around $2,255 per month in Ubud, Bali vs $3,776 in Safety Harbor, FL, rent included.

Ubud, Bali $2,255
Safety Harbor, FL $3,776

A family of three spends $3,180 per month in Ubud, Bali vs $4,792 in Safety Harbor, FL, rent included.

Ubud, Bali $3,180
Safety Harbor, FL $4,792

Ubud, Bali is about 52% cheaper than Safety Harbor, FL, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Safety Harbor, FL is 104% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.8K

$20.04 $20.04

-83.13%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 623.8K

$75.4 $75.4

-54.06%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.3K

$11.93 $11.93

-53.31%

Cappuccino

$2.62 Rp 47.2K

$5.76 $5.76

-54.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.7K

$2.53 $2.53

-39.13%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$1.94 $1.94

-67.01%

Local Beer (0.5 liter draught)

$2.67 Rp 48.0K

$6.08 $6.08

-56.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.7K

$7.35 $7.35

-42.04%

Milk (1 liter)

$1.46 Rp 26.3K

$1.17 $1.17

24.79%

White Bread (500g)

$2.29 Rp 41.3K

$3.27 $3.27

-29.97%

Rice (white) (1kg)

$1.11 Rp 19.9K

$3.38 $3.38

-67.16%

Eggs

$2.10 Rp 37.8K

$3.58 $3.58

-41.34%

Local Cheese (1kg)

$15.94 Rp 287.0K

$12.00 $12.00

32.83%

Chicken Fillets (1kg)

$3.88 Rp 69.9K

$11.22 $11.22

-65.42%

Beef Round Steak (1kg)

$11.40 Rp 205.3K

$19.48 $19.48

-41.48%

Apples (1kg)

$3.55 Rp 64.0K

$5.17 $5.17

-31.33%

Banana (1kg)

$1.54 Rp 27.7K

$1.85 $1.85

-16.76%

Oranges (1kg)

$2.23 Rp 40.1K

$3.50 $3.50

-36.29%

Tomato (1kg)

$1.97 Rp 35.5K

$3.32 $3.32

-40.66%

Potato (1kg)

$1.86 Rp 33.4K

$1.90 $1.90

-2.11%

Onion (1kg)

$2.42 Rp 43.5K

$3.00 $3.00

-19.33%

Lettuce (1 head)

$1.02 Rp 18.4K

$2.47 $2.47

-58.70%

Water (1.5 liter bottle)

$0.52 Rp 9,404

$2.06 $2.06

-74.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.6K

$9.09 $9.09

-75.80%

Wine (Bottle)

$21.79 Rp 392.3K

$12.89 $12.89

69.05%

Local Beer (0.5 liter bottle)

$2.33 Rp 41.9K

$1.80 $1.80

29.44%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$4.88 $4.88

-39.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,508

$1.71 $1.71

-85.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.2K

$57.2 $57.2

-85.71%

Taxi Start (Normal Tariff)

$0.44 Rp 7,881

$3.02 $3.02

-85.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,425

$1.51 $1.51

-68.87%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 100.8K

$23.95 $23.95

-76.62%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.04 $1.04

-20.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 440.1M

$31.6K $31.6K

-22.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 570.6M

$27.5K $27.5K

15.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$237 $237

-67.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.6K

$71.2 $71.2

-91.37%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 340.5K

$77.5 $77.5

-75.59%

Gym Membership (Monthly)

$51.0 Rp 918.0K

$39.35 $39.35

29.58%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 328.5K

Cinema Ticket

$4.38 Rp 78.9K

$15.72 $15.72

-72.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,006 $1,006

-51.05%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.0M

$17.7K $17.7K

-30.87%

Jeans (Levis 501 Or Similar)

$45.16 Rp 813.1K

$37.94 $37.94

19.03%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 628.1K

$43.29 $43.29

-19.40%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$89.0 $89.0

-12.00%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$137 $137

-43.24%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$1,670 $1,670

-35.46%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,383 $1,383

-51.91%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.2M

$2,477 $2,477

41.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.1M

$1,813 $1,813

-7.85%

Buy Apartment in City Center (m2)

$2,340 Rp 42.1M

$2,598 $2,598

-9.92%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.3M

$2,367 $2,367

-5.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Safety Harbor, FL: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Safety Harbor, FL

$1.4K 50.1% 108% $718

Groceries & Markets

Ubud, Bali

$279 21%

Safety Harbor, FL

$381 13.8% 36.3% $102

Clothing & Footwear

Ubud, Bali

$106 8%

Safety Harbor, FL

$138 5% 30.1% $32

Eating Out

Ubud, Bali

$106 8%

Safety Harbor, FL

$328 11.9% 210% $222

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Safety Harbor, FL

$386 14% 276% $283

Sport & Entertainment

Ubud, Bali

$60 4.5%

Safety Harbor, FL

$71 2.6% 18.5% $11

Getting Around

Ubud, Bali

$12 0.9%

Safety Harbor, FL

$75 2.7% 524% $63

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,670 in Safety Harbor, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $75 in Safety Harbor, FL. Monthly groceries follow the same trend: $279 vs $381 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Safety Harbor, FL

🕒 Local time

10:17 10:17 AM

21:17 9:17 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,363

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.97 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,003 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,120 IDR (100,000 IDR = 4.97 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Safety Harbor, FL 17,140 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Safety Harbor, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Safety Harbor, FL: Cost of Living - Frequently Asked Questions

Safety Harbor, FL costs about 107% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $4,142 in Safety Harbor, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,670 in Safety Harbor, FL.

Kindergarten costs $492 per month in Ubud, Bali and $1,006 in Safety Harbor, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 36% more in Safety Harbor, FL, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,761 in Safety Harbor, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 52% less, which matters a lot on a fixed budget or early-career salary.