Cost of Living Comparison Between Ubud, Bali and Ruse Cost of Living Comparison Between Ubud, Bali and Ruse

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,007 in Ruse.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,525 in Ruse.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,044 in Ruse.

Living in Ubud, Bali is roughly 39% more expensive than in Ruse, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Ruse is 27% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$9.23 BGN 15.35

-63.49%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$35.38 BGN 58.9

9.07%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$9.85 BGN 16.38

-43.96%

Cappuccino

$2.64 Rp 46.6K

$1.75 BGN 2.91

50.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.55 BGN 2.57

7.74%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.82 BGN 1.37

-6.10%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.79 BGN 2.98

46.93%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.03 BGN 5.04

41.25%

Milk (1 liter)

$1.55 Rp 27.3K

$1.83 BGN 3.04

-15.30%

White Bread (500g)

$2.22 Rp 39.2K

$0.98 BGN 1.63

126.53%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.35 BGN 3.91

-51.91%

Eggs

$2.09 Rp 36.8K

$2.72 BGN 4.52

-23.16%

Local Cheese (1kg)

$17.39 Rp 306.6K

$9.64 BGN 16.04

80.39%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$8.10 BGN 13.48

-52.22%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$14.93 BGN 24.84

-15.94%

Apples (1kg)

$3.62 Rp 63.8K

$1.46 BGN 2.43

147.95%

Banana (1kg)

$1.56 Rp 27.5K

$1.93 BGN 3.22

-19.17%

Oranges (1kg)

$2.35 Rp 41.5K

$1.99 BGN 3.31

18.09%

Tomato (1kg)

$2.06 Rp 36.2K

$2.07 BGN 3.44

-0.48%

Potato (1kg)

$1.90 Rp 33.5K

$1.12 BGN 1.86

69.64%

Onion (1kg)

$2.34 Rp 41.2K

$1.08 BGN 1.79

116.67%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.25 BGN 2.08

-17.60%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.67 BGN 1.12

-17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$3.71 BGN 6.17

-39.35%

Wine (Bottle)

$23.81 Rp 419.7K

$6.61 BGN 11.00

260.21%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.23 BGN 2.05

87.80%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.16 BGN 1.93

141.38%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.86 BGN 1.43

-68.60%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$16.22 BGN 26.99

-46.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.34 BGN 2.24

-64.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.64 BGN 1.06

-29.69%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$10.31 BGN 17.16

-44.52%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.61 BGN 2.67

-52.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$30.7K BGN 51.1K

-20.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$23.2K BGN 38.6K

38.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$105 BGN 175

-20.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$18.43 BGN 30.66

-64.95%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$13.53 BGN 22.51

40.35%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$32.42 BGN 53.9

72.64%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$8.81 BGN 14.66

111.35%

Cinema Ticket

$4.28 Rp 75.5K

$5.83 BGN 9.70

-26.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$543 BGN 904

-10.44%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$5,772 BGN 9,602

1.46%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$53.8 BGN 89.5

-15.30%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$29.62 BGN 49.27

22.82%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$73.4 BGN 122

11.69%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$88.1 BGN 147

-8.76%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$366 BGN 609

204.81%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$310 BGN 516

125.87%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$539 BGN 896

556.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$429 BGN 714

310.59%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,701 BGN 2,830

66.15%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,258 BGN 2,093

82.19%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,010 BGN 1,679

-83.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Ruse: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $366 in Ruse. Housing cost is often the main lever when comparing two cities.

Ruse pays 495% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $35.00 in Ruse for a mid-range dinner for two. Groceries echo the gap at $293 vs $240 per month, with Ruse cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ruse: Cost of Living - Frequently Asked Questions

Ruse wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ruse the obvious pick if budget is a priority.

On paper, salaries run 495% lower in Ruse. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $366 in Ruse. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ruse runs roughly 87% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $487 in Ubud, Bali versus $543 in Ruse. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,007 in Ruse versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Ruse but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ruse the clear choice for anyone on this budget.

Both work as nomad bases, but Ruse delivers better value – similar infrastructure at $1,007 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ruse hard to pass up.

Safety-wise, Ubud, Bali and Ruse are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ruse gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.