Cost of Living Comparison Between Ruse and Ubud, Bali Cost of Living Comparison Between Ruse and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,007 in Ruse versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,525 in Ruse versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,044 in Ruse versus $3,273 in Ubud, Bali.

Living in Ruse costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ruse is 27% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$9.23 BGN 15.35

$3.37 Rp 59.5K

173.89%

Three-Course Dinner for Two, Mid-Range

$35.38 BGN 58.9

$38.59 Rp 680.3K

-8.32%

Fast Food Meal (McDonalds, etc)

$9.85 BGN 16.38

$5.52 Rp 97.3K

78.44%

Cappuccino

$1.75 BGN 2.91

$2.64 Rp 46.6K

-33.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 BGN 2.57

$1.67 Rp 29.5K

-7.19%

Water (0.33 liter bottle)

$0.82 BGN 1.37

$0.77 Rp 13.6K

6.49%

Local Beer (0.5 liter draught)

$1.79 BGN 2.98

$2.63 Rp 46.4K

-31.94%

Imported Beer (0.33 liter bottle)

$3.03 BGN 5.04

$4.28 Rp 75.5K

-29.21%

Milk (1 liter)

$1.83 BGN 3.04

$1.55 Rp 27.3K

18.06%

White Bread (500g)

$0.98 BGN 1.63

$2.22 Rp 39.2K

-55.86%

Rice (white) (1kg)

$2.35 BGN 3.91

$1.13 Rp 19.8K

107.96%

Eggs

$2.72 BGN 4.52

$2.09 Rp 36.8K

30.14%

Local Cheese (1kg)

$9.64 BGN 16.04

$17.39 Rp 306.6K

-44.57%

Chicken Fillets (1kg)

$8.10 BGN 13.48

$3.87 Rp 68.2K

109.30%

Beef Round Steak (1kg)

$14.93 BGN 24.84

$12.55 Rp 221.2K

18.96%

Apples (1kg)

$1.46 BGN 2.43

$3.62 Rp 63.8K

-59.67%

Banana (1kg)

$1.93 BGN 3.22

$1.56 Rp 27.5K

23.72%

Oranges (1kg)

$1.99 BGN 3.31

$2.35 Rp 41.5K

-15.32%

Tomato (1kg)

$2.07 BGN 3.44

$2.06 Rp 36.2K

0.49%

Potato (1kg)

$1.12 BGN 1.86

$1.90 Rp 33.5K

-41.05%

Onion (1kg)

$1.08 BGN 1.79

$2.34 Rp 41.2K

-53.85%

Lettuce (1 head)

$1.25 BGN 2.08

$1.03 Rp 18.2K

21.36%

Water (1.5 liter bottle)

$0.67 BGN 1.12

$0.55 Rp 9,779

21.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.71 BGN 6.17

$2.25 Rp 39.7K

64.89%

Wine (Bottle)

$6.61 BGN 11.00

$23.81 Rp 419.7K

-72.24%

Local Beer (0.5 liter bottle)

$1.23 BGN 2.05

$2.31 Rp 40.8K

-46.75%

Imported Beer (0.33 liter bottle)

$1.16 BGN 1.93

$2.80 Rp 49.4K

-58.57%

One-way Ticket (Public Transport)

$0.86 BGN 1.43

$0.27 Rp 4,802

218.52%

Public Transport Monthly Pass (Regular Price)

$16.22 BGN 26.99

$8.66 Rp 152.7K

87.30%

Taxi Start (Normal Tariff)

$1.34 BGN 2.24

$0.48 Rp 8,489

179.17%

Taxi (Normal Tariff) (1km)

$0.64 BGN 1.06

$0.45 Rp 7,863

42.22%

Taxi 1hour Waiting (Normal Tariff)

$10.31 BGN 17.16

$5.72 Rp 100.8K

80.24%

Gasoline (1 liter)

$1.61 BGN 2.67

$0.76 Rp 13.4K

111.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K BGN 51.1K

$24.5K Rp 431.6M

25.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K BGN 38.6K

$32.1K Rp 566.3M

-27.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 BGN 175

$83.6 Rp 1.5M

25.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.43 BGN 30.66

$6.46 Rp 113.8K

185.29%

Internet (50+ Mbps, Unlimited Data)

$13.53 BGN 22.51

$18.99 Rp 334.8K

-28.75%

Gym Membership (Monthly)

$32.42 BGN 53.9

$56.0 Rp 986.8K

-42.08%

Tennis Court (1 Hour on Weekend)

$8.81 BGN 14.66

$18.62 Rp 328.2K

-52.69%

Cinema Ticket

$5.83 BGN 9.70

$4.28 Rp 75.5K

36.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$543 BGN 904

$487 Rp 8.6M

11.65%

International Primary School, 1 Child (Yearly)

$5,772 BGN 9,602

$5,856 Rp 103.2M

-1.44%

Jeans (Levis 501 Or Similar)

$53.8 BGN 89.5

$45.56 Rp 803.2K

18.06%

Summer Dress (H&M, Zara, etc)

$29.62 BGN 49.27

$36.38 Rp 641.4K

-18.58%

Sport Shoes (Adidas, Nike)

$73.4 BGN 122

$82.0 Rp 1.4M

-10.47%

Men's Leather Business Shoes

$88.1 BGN 147

$80.4 Rp 1.4M

9.60%

1-bedroom Apartment, City Center (Monthly)

$366 BGN 609

$1,117 Rp 19.7M

-67.19%

1-bedroom Apartment, Outside City Center (Monthly)

$310 BGN 516

$701 Rp 12.4M

-55.73%

3-bedroom Apartment, City Center (Monthly)

$539 BGN 896

$3,537 Rp 62.4M

-84.77%

3-bedroom Apartment, Outside City Center (Monthly)

$429 BGN 714

$1,762 Rp 31.1M

-75.64%

Buy Apartment in City Center (m2)

$1,701 BGN 2,830

$2,826 Rp 49.8M

-39.81%

Buy Apartment Outside City Center (m2)

$1,258 BGN 2,093

$2,292 Rp 40.4M

-45.11%

Average Monthly Net Salary (After Tax)

$1,010 BGN 1,679

$170 Rp 3.0M

494.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruse: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $366 in Ruse and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ruse pays 495% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ruse vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $240 vs $293 per month, with Ruse cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruse vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ruse wins on cost – living expenses run 39% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ruse the obvious pick if budget is a priority.

Average pay runs 495% higher in Ruse, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $366 in Ruse versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ruse runs roughly 87% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $543 in Ruse versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,007 in Ruse versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Ruse but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ruse the clear choice for anyone on this budget.

Both work as nomad bases, but Ruse delivers better value – similar infrastructure at $1,007 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ruse hard to pass up.

Safety-wise, Ruse and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ruse gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.