Cost of Living Comparison Between Ruse and Ubud, Bali Cost of Living Comparison Between Ruse and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $934 in Ruse versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,460 in Ruse versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,986 in Ruse versus $3,763 in Ubud, Bali.

Living in Ruse costs roughly 34% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ruse is 30% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$10.57 BGN 17.59

$3.45 Rp 62.1K

206.38%

Three-Course Dinner for Two, Mid-Range

$36.00 BGN 59.9

$32.34 Rp 581.1K

11.32%

Fast Food Meal (McDonalds, etc)

$7.79 BGN 12.96

$4.84 Rp 87.1K

60.95%

Cappuccino

$1.69 BGN 2.81

$2.75 Rp 49.4K

-38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.48 BGN 2.46

$1.38 Rp 24.9K

7.25%

Water (0.33 liter bottle)

$0.86 BGN 1.43

$0.75 Rp 13.5K

14.67%

Local Beer (0.5 liter draught)

$1.74 BGN 2.89

$2.99 Rp 53.8K

-41.81%

Imported Beer (0.33 liter bottle)

$2.92 BGN 4.85

$3.85 Rp 69.2K

-24.16%

Milk (1 liter)

$1.73 BGN 2.88

$1.74 Rp 31.2K

-0.57%

White Bread (500g)

$1.01 BGN 1.69

$2.46 Rp 44.2K

-58.94%

Rice (white) (1kg)

$2.05 BGN 3.41

$1.17 Rp 21.0K

75.21%

Eggs

$2.74 BGN 4.57

$2.43 Rp 43.7K

12.76%

Local Cheese (1kg)

$9.29 BGN 15.45

$14.50 Rp 260.6K

-35.93%

Chicken Fillets (1kg)

$7.82 BGN 13.01

$4.35 Rp 78.2K

79.77%

Beef Round Steak (1kg)

$13.06 BGN 21.73

$11.98 Rp 215.3K

9.02%

Apples (1kg)

$1.38 BGN 2.30

$3.72 Rp 66.8K

-62.90%

Banana (1kg)

$1.83 BGN 3.05

$1.63 Rp 29.2K

12.27%

Oranges (1kg)

$1.99 BGN 3.31

$2.74 Rp 49.3K

-27.37%

Tomato (1kg)

$2.00 BGN 3.33

$2.24 Rp 40.3K

-10.71%

Potato (1kg)

$1.12 BGN 1.86

$1.92 Rp 34.5K

-41.67%

Onion (1kg)

$1.05 BGN 1.75

$2.28 Rp 40.9K

-53.95%

Lettuce (1 head)

$1.22 BGN 2.03

$1.06 Rp 19.1K

15.09%

Water (1.5 liter bottle)

$0.72 BGN 1.20

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 BGN 6.06

$3.29 Rp 59.0K

10.64%

Wine (Bottle)

$5.92 BGN 9.84

$23.19 Rp 416.8K

-74.47%

Local Beer (0.5 liter bottle)

$1.10 BGN 1.83

$2.78 Rp 49.9K

-60.43%

Imported Beer (0.33 liter bottle)

$1.20 BGN 1.99

$2.73 Rp 49.1K

-56.04%

One-way Ticket (Public Transport)

$0.86 BGN 1.43

$0.27 Rp 4,786

218.52%

Public Transport Monthly Pass (Regular Price)

$16.42 BGN 27.32

$8.11 Rp 145.7K

102.47%

Taxi Start (Normal Tariff)

$1.45 BGN 2.41

$0.48 Rp 8,675

202.08%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.02

$0.42 Rp 7,545

45.24%

Taxi 1hour Waiting (Normal Tariff)

$10.39 BGN 17.29

$6.22 Rp 111.8K

67.04%

Gasoline (1 liter)

$1.49 BGN 2.48

$0.81 Rp 14.6K

83.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K BGN 53.6K

$26.6K Rp 478.2M

21.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K BGN 48.9K

$32.2K Rp 578.5M

-8.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.8 BGN 164

$78.4 Rp 1.4M

26.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.33 BGN 28.84

$4.07 Rp 73.1K

325.80%

Internet (50+ Mbps, Unlimited Data)

$14.87 BGN 24.74

$24.33 Rp 437.1K

-38.88%

Gym Membership (Monthly)

$32.05 BGN 53.3

$98.6 Rp 1.8M

-67.50%

Tennis Court (1 Hour on Weekend)

$8.82 BGN 14.67

$6.34 Rp 113.9K

39.12%

Cinema Ticket

$5.83 BGN 9.70

$3.99 Rp 71.6K

46.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 BGN 1,055

$305 Rp 5.5M

107.85%

International Primary School, 1 Child (Yearly)

$9,285 BGN 15.4K

$6,642 Rp 119.4M

39.79%

Jeans (Levis 501 Or Similar)

$52.8 BGN 87.8

$54.1 Rp 972.9K

-2.55%

Summer Dress (H&M, Zara, etc)

$29.20 BGN 48.58

$37.81 Rp 679.4K

-22.77%

Sport Shoes (Adidas, Nike)

$75.0 BGN 125

$86.8 Rp 1.6M

-13.63%

Men's Leather Business Shoes

$89.8 BGN 149

$76.4 Rp 1.4M

17.62%

1-bedroom Apartment, City Center (Monthly)

$294 BGN 488

$992 Rp 17.8M

-70.41%

1-bedroom Apartment, Outside City Center (Monthly)

$241 BGN 401

$673 Rp 12.1M

-64.16%

3-bedroom Apartment, City Center (Monthly)

$531 BGN 883

$3,375 Rp 60.7M

-84.27%

3-bedroom Apartment, Outside City Center (Monthly)

$403 BGN 671

$2,050 Rp 36.8M

-80.34%

Buy Apartment in City Center (m2)

$1,594 BGN 2,651

$2,805 Rp 50.4M

-43.17%

Buy Apartment Outside City Center (m2)

$1,157 BGN 1,925

$2,227 Rp 40.0M

-48.04%

Average Monthly Net Salary (After Tax)

$983 BGN 1,635

$167 Rp 3.0M

488.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.28

-76.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruse: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $294 in Ruse and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ruse pays 489% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ruse vs $32.00 in Ubud, Bali. Groceries flip the comparison at $227 vs $297, with Ruse cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruse vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ruse wins on cost – living expenses run 51% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Ruse the obvious pick if budget is a priority.

Average pay runs 489% higher in Ruse, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $294 in Ruse versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ruse runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $634 in Ruse versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $934 in Ruse versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Ruse but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ruse the clear choice for anyone on this budget.

Both work as nomad bases, but Ruse delivers better value – similar infrastructure at $934 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ruse hard to pass up.

Safety-wise, Ruse and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ruse gentler on the wallet – expenses run 51% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.