Cost of Living Comparison Between Ubud, Bali and Rupnagar Cost of Living Comparison Between Ubud, Bali and Rupnagar

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $337 in Rupnagar, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $523 in Rupnagar, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $709 in Rupnagar, rent included.

Ubud, Bali costs about 305% more than Rupnagar, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Rupnagar is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.07 ₹294

12.05%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$8.53 ₹819

325.67%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.15 ₹302

81.27%

Cappuccino

$2.67 Rp 47.3K

$1.21 ₹116

120.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.32 ₹30.87

446.88%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.16 ₹15.81

443.75%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.21 ₹116

143.80%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.99 ₹191

127.14%

Milk (1 liter)

$1.62 Rp 28.7K

$0.54 ₹51.4

200.00%

White Bread (500g)

$2.33 Rp 41.3K

$0.39 ₹37.48

497.44%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.53 ₹51.1

109.43%

Eggs

$2.20 Rp 39.0K

$0.77 ₹74.0

185.71%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.20 ₹499

240.19%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.16 ₹207

89.81%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.28 ₹123

189.84%

Banana (1kg)

$1.59 Rp 28.1K

$0.63 ₹60.6

152.38%

Oranges (1kg)

$2.28 Rp 40.4K

$0.53 ₹51.1

330.19%

Tomato (1kg)

$1.95 Rp 34.6K

$0.45 ₹43.33

333.33%

Potato (1kg)

$1.91 Rp 33.7K

$0.34 ₹32.77

461.76%

Onion (1kg)

$2.33 Rp 41.3K

$0.39 ₹37.17

497.44%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.59 ₹56.5

71.19%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.30 ₹28.67

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.08 ₹487

-56.10%

Wine (Bottle)

$23.07 Rp 408.6K

$5.32 ₹510

333.65%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.06 ₹102

128.30%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.88 ₹180

59.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.21 ₹404

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.23 ₹21.87

17.39%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$8.20 ₹787

9.51%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.07 ₹103

-55.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.27 ₹26.10

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.13 ₹205

164.79%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.05 ₹101

-23.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$7,344 ₹704.6K

239.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$15.8K ₹1.5M

100.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$38.52 ₹3,695

111.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$2.67 ₹256

143.07%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$5.24 ₹502

258.21%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$9.08 ₹871

526.32%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.58 ₹631

184.65%

Cinema Ticket

$4.54 Rp 80.4K

$2.63 ₹252

72.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$92.6 ₹8,879

419.36%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,664 ₹159.7K

243.17%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$21.82 ₹2,093

108.62%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$24.77 ₹2,376

44.85%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$31.80 ₹3,051

152.80%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$25.69 ₹2,464

206.23%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$128 ₹12.3K

772.70%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$75.1 ₹7,205

829.09%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$278 ₹26.6K

1209.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$178 ₹17.1K

876.74%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$935 ₹89.7K

197.80%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$564 ₹54.1K

305.75%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.12

51.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Rupnagar: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $128 in Rupnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $9.00 in Rupnagar. Monthly groceries follow the same trend: $295 vs $83.0 – making Rupnagar the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rupnagar: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 305%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $506 in Rupnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rupnagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $92.6 in Rupnagar. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 256% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Rupnagar, where all-in costs run around $337, than in Ubud, Bali at $1,368. In Rupnagar it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Rupnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rupnagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.