Cost of Living Comparison Between Ubud, Bali and Rupnagar Cost of Living Comparison Between Ubud, Bali and Rupnagar

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $376 in Rupnagar, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $603 in Rupnagar, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $829 in Rupnagar, rent included.

Ubud, Bali costs about 273% more than Rupnagar, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Rupnagar is 72% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Rupnagar
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.51 ₹334
1.71%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$9.65 ₹918
236.79%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$2.98 ₹283
63.09%
Cappuccino
$2.75 Rp 49.2K
$1.32 ₹125
108.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.36 ₹34.69
266.67%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.22 ₹20.58
218.18%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.35 ₹129
115.56%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.30 ₹219
64.78%
🛒 Groceries & Markets
Ubud, Bali
Rupnagar
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.60 ₹56.8
185.00%
White Bread (500g)
$2.47 Rp 44.3K
$0.44 ₹42.19
461.36%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.60 ₹56.7
100.00%
Eggs
$2.44 Rp 43.8K
$0.88 ₹83.8
177.27%
Local Cheese (1kg)
$14.38 Rp 257.7K
$5.78 ₹549
148.79%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$2.42 ₹230
78.10%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
-
-
Apples (1kg)
$3.68 Rp 66.0K
$1.42 ₹135
159.15%
Banana (1kg)
$1.55 Rp 27.8K
$0.69 ₹65.9
124.64%
Oranges (1kg)
$2.79 Rp 49.9K
$0.60 ₹57.4
365.00%
Tomato (1kg)
$2.33 Rp 41.8K
$0.63 ₹60.3
269.84%
Potato (1kg)
$1.97 Rp 35.3K
$0.39 ₹37.32
405.13%
Onion (1kg)
$2.31 Rp 41.4K
$0.42 ₹39.98
450.00%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.69 ₹65.3
53.62%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.34 ₹31.89
114.71%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.59 ₹437
-28.54%
Wine (Bottle)
$22.79 Rp 408.4K
$5.15 ₹490
342.52%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.18 ₹113
138.14%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.10 ₹199
32.38%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.63 ₹440
-
🚌 Getting Around
Ubud, Bali
Rupnagar
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.28 ₹26.46
3.57%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.83 ₹839
-8.72%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.17 ₹111
-61.54%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$2.28 ₹217
173.68%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.16 ₹110
-26.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$8,223 ₹782.0K
215.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$17.7K ₹1.7M
78.48%
🧾 Monthly Utilities & Internet
Ubud, Bali
Rupnagar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$53.6 ₹5,100
50.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$2.95 ₹280
37.63%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$5.98 ₹569
308.36%
🎉 Sport & Entertainment
Ubud, Bali
Rupnagar
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$10.13 ₹964
864.17%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$7.09 ₹674
-9.03%
Cinema Ticket
$4.04 Rp 72.4K
$2.95 ₹281
36.95%
🧸 Childcare & Education
Ubud, Bali
Rupnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$90.8 ₹8,635
234.83%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$1,650 ₹156.9K
301.32%
👕👟 Clothing & Footwear
Ubud, Bali
Rupnagar
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$25.73 ₹2,447
110.77%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$26.75 ₹2,544
44.97%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$35.57 ₹3,382
142.17%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$35.06 ₹3,334
118.68%
🏠 Accommodation & Living
Ubud, Bali
Rupnagar
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$123 ₹11.7K
698.83%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$74.9 ₹7,127
777.97%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$272 ₹25.9K
1139.51%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$177 ₹16.8K
1068.67%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,108 ₹105.4K
147.37%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$452 ₹43.0K
393.10%
💵 Salaries & Financials
Ubud, Bali
Rupnagar
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.95
48.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Rupnagar: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $123 in Rupnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $10.00 in Rupnagar. Monthly groceries follow the same trend: $297 vs $92.0 – making Rupnagar the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Rupnagar: Cost of Living - Frequently Asked Questions
Is Rupnagar cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 273%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $564 in Rupnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Rupnagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $304 per month in Ubud, Bali and $90.8 in Rupnagar. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Ubud, Bali and Rupnagar?
Groceries cost about 224% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Ubud, Bali or Rupnagar?
A $1,500 monthly budget goes further in Rupnagar, where all-in costs run around $376, than in Ubud, Bali at $1,404. In Rupnagar it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Rupnagar more family-friendly?
Families tend to lean toward Rupnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Rupnagar?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Rupnagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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