Cost of Living Comparison Between Ubud, Bali and Ruggell Cost of Living Comparison Between Ubud, Bali and Ruggell

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,337 in Ruggell, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,940 in Ruggell, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,544 in Ruggell, rent included.

Ubud, Bali costs about 5% more than Ruggell, driven mainly by Groceries & Markets.

Both Ubud, Bali and Ruggell sit above the global median – Ubud, Bali by 5%, Ruggell by 0%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

Cappuccino

$2.75 Rp 49.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

Water (0.33 liter bottle)

$0.75 Rp 13.5K

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

White Bread (500g)

$2.46 Rp 44.2K

Rice (white) (1kg)

$1.17 Rp 21.0K

Eggs

$2.43 Rp 43.7K

Local Cheese (1kg)

$14.50 Rp 260.6K

Chicken Fillets (1kg)

$4.35 Rp 78.2K

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

Banana (1kg)

$1.63 Rp 29.2K

Oranges (1kg)

$2.74 Rp 49.3K

Tomato (1kg)

$2.24 Rp 40.3K

Potato (1kg)

$1.92 Rp 34.5K

Onion (1kg)

$2.28 Rp 40.9K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$5.83 CHF 4.73

-95.37%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$123 CHF 100.0

-93.43%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$7.59 CHF 6.14

-18.05%

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,527 CHF 1,237

-35.06%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,207 CHF 977

-44.25%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,545 CHF 2,061

32.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$2,235 CHF 1,810

-8.25%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$9,978 CHF 8,082

-98.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Ruggell: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,527 in Ruggell. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5876% higher in Ruggell, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ruggell: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 5%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,005 in Ruggell. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ruggell, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,337 in Ruggell. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1422% less in Ruggell. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Ruggell, where all-in costs run around $1,337, than in Ubud, Bali at $1,408. In Ruggell it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ruggell – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ruggell. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.