Last update: Oct 2026

Cost of Living Comparison Between Ruggell and Ubud, Bali

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ruggell

🇱🇮 Liechtenstein

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.50 Rp 27.1K

White Bread (500g)

$2.30 Rp 41.4K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.14 Rp 38.6K

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.24 Rp 40.2K

Tomato (1kg)

$1.93 Rp 34.7K

Potato (1kg)

$1.88 Rp 33.9K

Onion (1kg)

$2.29 Rp 41.3K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.53 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$9,665 CHF 7,960

$165 Rp 3.0M

5773.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruggell: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ruggell

–

Ubud, Bali

$676 49.4%

Groceries & Markets

Ruggell

–

Ubud, Bali

$290 21.2%

Eating Out

Ruggell

–

Ubud, Bali

$109 8%

Monthly Utilities & Internet

Ruggell

–

Ubud, Bali

$108 7.9%

Clothing & Footwear

Ruggell

–

Ubud, Bali

$108 7.9%

Sport & Entertainment

Ruggell

–

Ubud, Bali

$65 4.7%

Getting Around

Ruggell

–

Ubud, Bali

$13 0.9%

Cost Breakdown

Salaries run about 5773% higher in Ruggell, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇱🇮 Ruggell

🇮🇩 Ubud, Bali

🕒 Local time

16:04 4:04 PM

22:04 10:04 PM

6 h ahead of Ruggell

🌤 Weather

👥 Population

2,300

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

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Between locations

Ruggell Ubud, Bali 11,890 km ≈ 15 h nonstop flight

From you

Ruggell
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruggell vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Salaries run about 5773% higher in Ruggell, which partly offsets the higher living costs. But higher pay doesn't always mean more spending money – you need to weigh income and expenses together.

Families tend to lean toward Ruggell – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ruggell. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.