Cost of Living Comparison Between Ruggell and Ubud, Bali Cost of Living Comparison Between Ruggell and Ubud, Bali

Meal at Budget Restaurant

$3.37 Rp 59.7K

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

Cappuccino

$2.64 Rp 46.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

Milk (1 liter)

$1.55 Rp 27.3K

White Bread (500g)

$2.22 Rp 39.3K

Rice (white) (1kg)

$1.13 Rp 19.9K

Eggs

$2.09 Rp 36.9K

Local Cheese (1kg)

$17.39 Rp 307.6K

Chicken Fillets (1kg)

$3.87 Rp 68.4K

Beef Round Steak (1kg)

$12.55 Rp 221.9K

Apples (1kg)

$3.62 Rp 63.9K

Banana (1kg)

$1.56 Rp 27.6K

Oranges (1kg)

$2.35 Rp 41.6K

Tomato (1kg)

$2.06 Rp 36.4K

Potato (1kg)

$1.90 Rp 33.6K

Onion (1kg)

$2.34 Rp 41.3K

Lettuce (1 head)

$1.03 Rp 18.2K

Water (1.5 liter bottle)

$0.55 Rp 9,809

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

Wine (Bottle)

$23.81 Rp 421.0K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

One-way Ticket (Public Transport)

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

Gasoline (1 liter)

$0.76 Rp 13.4K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

Gym Membership (Monthly)

$56.0 Rp 989.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

Men's Leather Business Shoes

$80.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$9,894 CHF 7,989

$170 Rp 3.0M

5727.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruggell: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

Salaries run about 5727% higher in Ruggell, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruggell vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Salaries run about 5727% higher in Ruggell, which partly offsets the higher living costs. But higher pay doesn't always mean more spending money – you need to weigh income and expenses together.

Families tend to lean toward Ruggell – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ruggell. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.