Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Road Town

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,572 in Road Town, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Road Town

🇻🇬 British Virgin Islands

$2,572

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Road Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Road Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,572 in Road Town.

Ubud, Bali $1,349
Road Town $2,572

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,454 in Road Town.

Ubud, Bali $2,305
Road Town $4,454

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,337 in Road Town.

Ubud, Bali $3,261
Road Town $6,337

Living in Ubud, Bali costs roughly 48% less than in Road Town, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$17.70 $17.70

-81.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$81.2 $81.2

-56.08%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$7.83 $7.83

-29.37%

Cappuccino

$2.72 Rp 49.0K

$4.52 $4.52

-39.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$1.62 $1.62

4.94%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$0.97 $0.97

-21.65%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$4.01 $4.01

-33.92%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$1.76 $1.76

148.86%

Milk (1 liter)

$1.49 Rp 26.9K

$2.32 $2.32

-35.78%

White Bread (500g)

$2.28 Rp 41.0K

$4.55 $4.55

-49.89%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.02 $3.02

-60.60%

Eggs

$2.04 Rp 36.7K

$4.98 $4.98

-59.04%

Local Cheese (1kg)

$17.70 Rp 319.1K

Chicken Fillets (1kg)

$3.96 Rp 71.4K

Beef Round Steak (1kg)

$12.19 Rp 219.7K

Apples (1kg)

$3.66 Rp 65.9K

$3.66 $3.66

Banana (1kg)

$1.52 Rp 27.4K

$3.37 $3.37

-54.90%

Oranges (1kg)

$2.23 Rp 40.2K

$2.06 $2.06

8.25%

Tomato (1kg)

$1.97 Rp 35.6K

$6.62 $6.62

-70.24%

Potato (1kg)

$1.85 Rp 33.3K

$4.68 $4.68

-60.47%

Onion (1kg)

$2.42 Rp 43.7K

$3.97 $3.97

-39.04%

Lettuce (1 head)

$0.99 Rp 17.8K

$6.35 $6.35

-84.41%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.94 $1.94

-73.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$5.34 $5.34

-58.43%

Wine (Bottle)

$22.24 Rp 400.9K

$11.10 $11.10

100.36%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$4.61 $4.61

-94.58%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.23 $1.23

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$161 $161

-50.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$89.6 $89.6

-92.80%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$127 $127

-85.34%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$121 $121

-59.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$20.35 $20.35

-13.27%

Cinema Ticket

$4.27 Rp 77.0K

$10.05 $10.05

-57.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$370 $370

32.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$15.1K $15.1K

-62.51%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$46.86 $46.86

-4.74%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$54.0 $54.0

-35.30%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$128 $128

-37.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$142 $142

-44.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,640 $1,640

-31.40%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,341 $1,341

-49.92%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$4,375 $4,375

-18.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$3,601 $3,601

-52.15%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,664 $1,664

-90.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Road Town: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Road Town

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Road Town

–

Eating Out

Ubud, Bali

$108 8%

Road Town

–

Clothing & Footwear

Ubud, Bali

$108 8%

Road Town

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Road Town

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Road Town

–

Getting Around

Ubud, Bali

$11 0.9%

Road Town

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,640 in Road Town. Housing cost is often the main lever when comparing two cities.

Road Town pays about 10 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $81 in Road Town. Groceries flip the comparison at $288 vs $273, with Road Town cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇻🇬 Road Town

🕒 Local time

18:22 6:22 PM

06:22 6:22 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,603 Capital

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 USD = 0.899 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Road Town 18,910 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Road Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Road Town: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in utilities, eating out, and leisure. The 91% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,640 in Road Town. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Road Town pay roughly 5% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $2,572 in Road Town – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Road Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Road Town on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.