Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Riva del Garda

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,704 in Riva del Garda, rent and utilities included – about $4,200 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
83

Cost of Living Index in Riva del Garda
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Riva del Garda Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Riva del Garda

🇮🇹 Italy

$1,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Riva del Garda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Riva del Garda actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,704 in Riva del Garda, rent included.

Ubud, Bali $1,353
Riva del Garda $1,704

A couple spends around $2,297 per month in Ubud, Bali vs $2,560 in Riva del Garda, rent included.

Ubud, Bali $2,297
Riva del Garda $2,560

A family of three spends $3,241 per month in Ubud, Bali vs $3,416 in Riva del Garda, rent included.

Ubud, Bali $3,241
Riva del Garda $3,416

Ubud, Bali is about 21% cheaper than Riva del Garda, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.5K

$16.45 €14.69

-80.36%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 631.8K

$59.3 €52.9

-41.13%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 103.2K

$13.44 €12.00

-57.59%

Cappuccino

$2.62 Rp 47.4K

$2.28 €2.04

14.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.2K

$3.45 €3.08

-50.14%

Water (0.33 liter bottle)

$0.81 Rp 14.7K

$2.28 €2.03

-64.47%

Local Beer (0.5 liter draught)

$2.65 Rp 48.0K

$5.55 €4.95

-52.25%

Imported Beer (0.33 liter bottle)

$4.37 Rp 79.1K

$4.53 €4.04

-3.53%

Milk (1 liter)

$1.57 Rp 28.5K

$1.14 €1.02

37.72%

White Bread (500g)

$2.19 Rp 39.7K

$2.63 €2.35

-16.73%

Rice (white) (1kg)

$1.18 Rp 21.3K

$2.72 €2.43

-56.62%

Eggs

$2.16 Rp 39.0K

$5.41 €4.83

-60.07%

Local Cheese (1kg)

$17.65 Rp 319.7K

$12.88 €11.51

37.03%

Chicken Fillets (1kg)

$3.78 Rp 68.5K

$10.17 €9.08

-62.83%

Beef Round Steak (1kg)

$11.95 Rp 216.5K

$17.07 €15.24

-29.99%

Apples (1kg)

$3.60 Rp 65.3K

$1.65 €1.48

118.18%

Banana (1kg)

$1.59 Rp 28.8K

$1.88 €1.68

-15.43%

Oranges (1kg)

$2.31 Rp 41.9K

$2.64 €2.36

-12.50%

Tomato (1kg)

$1.91 Rp 34.5K

$2.55 €2.28

-25.10%

Potato (1kg)

$1.78 Rp 32.3K

$1.90 €1.70

-6.32%

Onion (1kg)

$2.33 Rp 42.2K

$1.58 €1.41

47.47%

Lettuce (1 head)

$1.00 Rp 18.1K

$1.09 €0.97

-8.26%

Water (1.5 liter bottle)

$0.53 Rp 9,570

$0.23 €0.21

130.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.4K

$7.92 €7.08

-71.09%

Wine (Bottle)

$22.07 Rp 399.9K

$7.88 €7.03

180.08%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.5K

$1.10 €0.98

113.64%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.9K

$1.14 €1.02

161.40%

One-way Ticket (Public Transport)

$0.23 Rp 4,138

$1.71 €1.52

-86.55%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 161.2K

$42.58 €38.03

-79.10%

Taxi Start (Normal Tariff)

$0.47 Rp 8,520

$7.84 €7.00

-94.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,787

$1.69 €1.51

-74.56%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 99.1K

$30.81 €27.52

-82.25%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.99 €1.77

-58.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 432.5M

$36.1K €32.3K

-33.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 593.9M

$34.9K €31.2K

-6.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$211 €188

-62.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.8K

$11.29 €10.08

-41.90%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 337.0K

$28.44 €25.40

-34.60%

Gym Membership (Monthly)

$54.1 Rp 980.3K

$55.3 €49.34

-2.05%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 331.1K

$23.38 €20.88

-21.81%

Cinema Ticket

$4.25 Rp 77.0K

$12.28 €10.97

-65.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$585 €522

-15.75%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.4M

$6,644 €5,934

-15.76%

Jeans (Levis 501 Or Similar)

$45.58 Rp 825.6K

$90.1 €80.5

-49.41%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 633.4K

$44.18 €39.45

-20.87%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$145 €130

-46.41%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$160 €143

-51.06%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.5M

$724 €647

56.27%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.2M

$558 €499

20.54%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.4M

$1,172 €1,047

208.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.8M

$886 €792

91.96%

Buy Apartment in City Center (m2)

$2,717 Rp 49.2M

$2,930 €2,617

-7.25%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.6M

$2,045 €1,826

9.61%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,778 €1,588

-90.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.11

343.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Riva del Garda: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Riva del Garda

$558 32.8% 17% $115

Groceries & Markets

Ubud, Bali

$287 21.2%

Riva del Garda

$293 17.2% 2.2% $6.2

Clothing & Footwear

Ubud, Bali

$107 7.9%

Riva del Garda

$198 11.6% 85.7% $91

Eating Out

Ubud, Bali

$106 7.9%

Riva del Garda

$259 15.2% 143% $153

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Riva del Garda

$250 14.7% 138% $145

Sport & Entertainment

Ubud, Bali

$63 4.6%

Riva del Garda

$80 4.7% 27.5% $17

Getting Around

Ubud, Bali

$12 0.9%

Riva del Garda

$66 3.9% 429% $53

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $724 in Riva del Garda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Riva del Garda are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $59 in Riva del Garda. Monthly groceries follow the same trend: $287 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Riva del Garda

🕒 Local time

08:46 8:46 AM

01:46 1:46 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

16,926

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,115 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,283 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of October 27, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Riva del Garda 11,800 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Riva del Garda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Riva del Garda: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $1,704 in Riva del Garda – roughly 26% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,556 in Riva del Garda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Riva del Garda, especially for central apartments: a one-bedroom in the center costs $724 there versus $1,131 in Ubud, Bali.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,704 in Riva del Garda. That’s a gap of about 26%.

Kindergarten costs $493 per month in Ubud, Bali and $585 in Riva del Garda. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,353 in Ubud, Bali and $1,704 in Riva del Garda. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $1,704 in Riva del Garda. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Riva del Garda makes more sense. Both are solid long-term options with distinct trade-offs.