Cost of Living Comparison Between Riva del Garda and Ubud, Bali Cost of Living Comparison Between Riva del Garda and Ubud, Bali

Monthly Cost of Living

A single person spends $1,748 per month in Riva del Garda vs $1,395 in Ubud, Bali, rent included.

A couple spends around $2,759 per month in Riva del Garda vs $2,559 in Ubud, Bali, rent included.

A family of three spends $3,771 per month in Riva del Garda vs $3,724 in Ubud, Bali, rent included.

Riva del Garda costs about 25% more than Ubud, Bali, driven mainly by Eating Out.

Both Riva del Garda and Ubud, Bali sit above the global median โ€“ Riva del Garda by 30%, Ubud, Bali by 4%.

Currency
๐Ÿฝ Eating Out
Riva del Garda
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.40 โ‚ฌ14.81
$3.48 Rpย 59.7K
400.00%
Three-Course Dinner for Two, Mid-Range
$91.0 โ‚ฌ77.4
$32.88 Rpย 564.0K
176.67%
Fast Food Meal (McDonalds, etc)
$11.61 โ‚ฌ9.88
$5.09 Rpย 87.3K
128.09%
Cappuccino
$2.28 โ‚ฌ1.94
$2.75 Rpย 47.1K
-17.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.44 โ‚ฌ2.93
$1.38 Rpย 23.7K
149.28%
Water (0.33 liter bottle)
$2.31 โ‚ฌ1.96
$0.71 Rpย 12.2K
225.35%
Local Beer (0.5 liter draught)
$5.94 โ‚ฌ5.06
$2.88 Rpย 49.4K
106.25%
Imported Beer (0.33 liter bottle)
$5.31 โ‚ฌ4.52
$3.87 Rpย 66.4K
37.21%
๐Ÿ›’ Groceries & Markets
Riva del Garda
Ubud, Bali
Difference
Milk (1 liter)
$1.14 โ‚ฌ0.97
$1.79 Rpย 30.7K
-36.31%
White Bread (500g)
$2.84 โ‚ฌ2.42
$2.45 Rpย 42.0K
15.92%
Rice (white) (1kg)
$2.49 โ‚ฌ2.12
$1.21 Rpย 20.7K
105.79%
Eggs
$4.99 โ‚ฌ4.25
$2.39 Rpย 40.9K
108.79%
Local Cheese (1kg)
$15.91 โ‚ฌ13.54
$14.70 Rpย 252.1K
8.23%
Chicken Fillets (1kg)
$12.46 โ‚ฌ10.61
$4.24 Rpย 72.7K
193.87%
Beef Round Steak (1kg)
$17.38 โ‚ฌ14.79
$12.08 Rpย 207.1K
43.87%
Apples (1kg)
$1.77 โ‚ฌ1.51
$3.66 Rpย 62.9K
-51.64%
Banana (1kg)
$1.97 โ‚ฌ1.68
$1.61 Rpย 27.6K
22.36%
Oranges (1kg)
$2.75 โ‚ฌ2.34
$2.72 Rpย 46.6K
1.10%
Tomato (1kg)
$2.64 โ‚ฌ2.25
$2.27 Rpย 39.0K
16.30%
Potato (1kg)
$1.47 โ‚ฌ1.25
$1.90 Rpย 32.6K
-22.63%
Onion (1kg)
$1.66 โ‚ฌ1.41
$2.30 Rpย 39.4K
-27.83%
Lettuce (1 head)
$1.18 โ‚ฌ1.01
$1.02 Rpย 17.4K
15.69%
Water (1.5 liter bottle)
$0.22 โ‚ฌ0.19
$0.78 Rpย 13.4K
-71.79%
Cigarettes 20 Pack (Marlboro, Camel)
$8.32 โ‚ฌ7.08
$3.24 Rpย 55.7K
156.79%
Wine (Bottle)
$8.48 โ‚ฌ7.21
$24.06 Rpย 412.7K
-64.75%
Local Beer (0.5 liter bottle)
$1.19 โ‚ฌ1.01
$2.84 Rpย 48.7K
-58.10%
Imported Beer (0.33 liter bottle)
$1.17 โ‚ฌ1.00
$2.79 Rpย 47.8K
-58.06%
๐ŸšŒ Getting Around
Riva del Garda
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.75 โ‚ฌ1.49
$0.27 Rpย 4,610
548.15%
Public Transport Monthly Pass (Regular Price)
$43.41 โ‚ฌ36.94
$8.24 Rpย 141.4K
426.82%
Taxi Start (Normal Tariff)
$8.20 โ‚ฌ6.98
$0.45 Rpย 7,708
1722.22%
Taxi (Normal Tariff) (1km)
$1.79 โ‚ฌ1.52
$0.43 Rpย 7,305
316.28%
Taxi 1hour Waiting (Normal Tariff)
$40.85 โ‚ฌ34.76
$6.02 Rpย 103.3K
578.57%
Gasoline (1 liter)
$2.10 โ‚ฌ1.78
$0.86 Rpย 14.7K
144.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K โ‚ฌ24.3K
$26.1K Rpย 447.1M
9.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.3K โ‚ฌ29.2K
$31.7K Rpย 543.7M
8.15%
๐Ÿงพ Monthly Utilities & Internet
Riva del Garda
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 โ‚ฌ179
$78.3 Rpย 1.3M
168.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.65 โ‚ฌ9.91
$4.00 Rpย 68.5K
191.25%
Internet (50+ Mbps, Unlimited Data)
$29.76 โ‚ฌ25.33
$24.35 Rpย 417.7K
22.22%
๐ŸŽ‰ Sport & Entertainment
Riva del Garda
Ubud, Bali
Difference
Gym Membership (Monthly)
$54.3 โ‚ฌ46.23
$95.8 Rpย 1.6M
-43.27%
Tennis Court (1 Hour on Weekend)
$23.52 โ‚ฌ20.01
$6.46 Rpย 110.7K
264.09%
Cinema Ticket
$12.87 โ‚ฌ10.96
$4.01 Rpย 68.7K
220.95%
๐Ÿงธ Childcare & Education
Riva del Garda
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$476 โ‚ฌ405
$302 Rpย 5.2M
57.94%
International Primary School, 1 Child (Yearly)
$6,869 โ‚ฌ5,846
$6,545 Rpย 112.3M
4.96%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Riva del Garda
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$94.0 โ‚ฌ80.0
$53.4 Rpย 916.3K
75.89%
Summer Dress (H&M, Zara, etc)
$58.8 โ‚ฌ50.0
$38.55 Rpย 661.2K
52.53%
Sport Shoes (Adidas, Nike)
$156 โ‚ฌ132
$89.1 Rpย 1.5M
74.78%
Men's Leather Business Shoes
$164 โ‚ฌ139
$78.9 Rpย 1.4M
107.66%
๐Ÿ  Accommodation & Living
Riva del Garda
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$742 โ‚ฌ631
$1,016 Rpย 17.4M
-27.01%
1-bedroom Apartment, Outside City Center (Monthly)
$585 โ‚ฌ498
$672 Rpย 11.5M
-12.98%
3-bedroom Apartment, City Center (Monthly)
$1,228 โ‚ฌ1,045
$3,368 Rpย 57.8M
-63.54%
3-bedroom Apartment, Outside City Center (Monthly)
$944 โ‚ฌ804
$2,108 Rpย 36.2M
-55.21%
Buy Apartment in City Center (m2)
$2,884 โ‚ฌ2,454
$3,001 Rpย 51.5M
-3.92%
Buy Apartment Outside City Center (m2)
$2,200 โ‚ฌ1,872
$2,337 Rpย 40.1M
-5.85%
๐Ÿ’ต Salaries & Financials
Riva del Garda
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,875 โ‚ฌ1,595
$178 Rpย 3.0M
956.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.11
13.28
-76.58%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Riva del Garda: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A central one-bedroom costs $742 in Riva del Garda versus $1,016 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 956% higher in Riva del Garda, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91 in Riva del Garda versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $317 vs $300 โ€“ making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Riva del Garda vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Riva del Garda and Ubud, Bali compare overall?
Monthly costs with rent: $1,748 in Riva del Garda, $1,395 in Ubud, Bali โ€“ roughly 25% apart. Riva del Garda costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Riva del Garda compared to Ubud, Bali?
For a comfortable life, plan on about $2,622 per month in Riva del Garda and $2,092 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
How do rents compare between Riva del Garda and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Riva del Garda and Ubud, Bali?
Kindergarten costs $476 per month in Riva del Garda and $302 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 6% more in Riva del Garda, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,395, than in Riva del Garda at $1,748. In Ubud, Bali it covers expenses comfortably, while in Riva del Garda it requires careful planning or may not stretch far enough.
How does quality of life compare between Riva del Garda and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,395 in Ubud, Bali to $1,748 in Riva del Garda. Climate, culture, job market, and personal taste all factor in.
Is Riva del Garda or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
How do I decide between Riva del Garda and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Riva del Garda makes more sense. Both are solid long-term options with distinct trade-offs.

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