Last update: Oct 2026

Cost of Living Comparison Between Riva del Garda and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,704 in Riva del Garda, rent and utilities included – about $4,200 less a year. Other living expenses account for most of the difference.

83

Cost of Living Index in Riva del Garda
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Riva del Garda Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Riva del Garda

🇮🇹 Italy

$1,704

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Riva del Garda and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Riva del Garda and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,704 per month in Riva del Garda vs $1,353 in Ubud, Bali, rent included.

Riva del Garda $1,704
Ubud, Bali $1,353

A couple spends around $2,560 per month in Riva del Garda vs $2,297 in Ubud, Bali, rent included.

Riva del Garda $2,560
Ubud, Bali $2,297

A family of three spends $3,416 per month in Riva del Garda vs $3,241 in Ubud, Bali, rent included.

Riva del Garda $3,416
Ubud, Bali $3,241

Riva del Garda costs about 26% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.45 €14.72

$3.23 Rp 58.1K

409.29%

Three-Course Dinner for Two, Mid-Range

$59.3 €53.0

$34.88 Rp 627.0K

69.87%

Fast Food Meal (McDonalds, etc)

$13.44 €12.02

$5.70 Rp 102.4K

135.79%

Cappuccino

$2.28 €2.04

$2.62 Rp 47.0K

-12.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 €3.09

$1.72 Rp 31.0K

100.58%

Water (0.33 liter bottle)

$2.28 €2.04

$0.81 Rp 14.6K

181.48%

Local Beer (0.5 liter draught)

$5.55 €4.96

$2.65 Rp 47.6K

109.43%

Imported Beer (0.33 liter bottle)

$4.53 €4.05

$4.37 Rp 78.5K

3.66%

Milk (1 liter)

$1.14 €1.02

$1.57 Rp 28.3K

-27.39%

White Bread (500g)

$2.63 €2.35

$2.19 Rp 39.4K

20.09%

Rice (white) (1kg)

$2.72 €2.43

$1.18 Rp 21.1K

130.51%

Eggs

$5.41 €4.84

$2.16 Rp 38.7K

150.46%

Local Cheese (1kg)

$12.88 €11.53

$17.65 Rp 317.3K

-27.03%

Chicken Fillets (1kg)

$10.17 €9.10

$3.78 Rp 68.0K

169.05%

Beef Round Steak (1kg)

$17.07 €15.27

$11.95 Rp 214.8K

42.85%

Apples (1kg)

$1.65 €1.48

$3.60 Rp 64.8K

-54.17%

Banana (1kg)

$1.88 €1.68

$1.59 Rp 28.6K

18.24%

Oranges (1kg)

$2.64 €2.37

$2.31 Rp 41.5K

14.29%

Tomato (1kg)

$2.55 €2.28

$1.91 Rp 34.3K

33.51%

Potato (1kg)

$1.90 €1.70

$1.78 Rp 32.0K

6.74%

Onion (1kg)

$1.58 €1.42

$2.33 Rp 41.9K

-32.19%

Lettuce (1 head)

$1.09 €0.97

$1.00 Rp 18.0K

9.00%

Water (1.5 liter bottle)

$0.23 €0.21

$0.53 Rp 9,498

-56.60%

Cigarettes 20 Pack (Marlboro, Camel)

$7.92 €7.09

$2.29 Rp 41.1K

245.85%

Wine (Bottle)

$7.88 €7.05

$22.07 Rp 396.8K

-64.30%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.35 Rp 42.2K

-53.19%

Imported Beer (0.33 liter bottle)

$1.14 €1.02

$2.98 Rp 53.5K

-61.74%

One-way Ticket (Public Transport)

$1.71 €1.53

$0.23 Rp 4,107

643.48%

Public Transport Monthly Pass (Regular Price)

$42.58 €38.09

$8.90 Rp 160.0K

378.43%

Taxi Start (Normal Tariff)

$7.84 €7.01

$0.47 Rp 8,456

1568.09%

Taxi (Normal Tariff) (1km)

$1.69 €1.51

$0.43 Rp 7,728

293.02%

Taxi 1hour Waiting (Normal Tariff)

$30.81 €27.57

$5.47 Rp 98.3K

463.25%

Gasoline (1 liter)

$1.99 €1.78

$0.83 Rp 14.9K

139.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.3K

$23.9K Rp 429.2M

51.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.2K

$32.8K Rp 589.4M

6.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 €188

$80.0 Rp 1.4M

163.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.29 €10.10

$6.56 Rp 117.9K

72.10%

Internet (50+ Mbps, Unlimited Data)

$28.44 €25.44

$18.60 Rp 334.4K

52.90%

Gym Membership (Monthly)

$55.3 €49.43

$54.1 Rp 972.9K

2.09%

Tennis Court (1 Hour on Weekend)

$23.38 €20.92

$18.28 Rp 328.6K

27.90%

Cinema Ticket

$12.28 €10.99

$4.25 Rp 76.4K

188.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$585 €523

$493 Rp 8.9M

18.69%

International Primary School, 1 Child (Yearly)

$6,644 €5,944

$5,597 Rp 100.6M

18.71%

Jeans (Levis 501 Or Similar)

$90.1 €80.6

$45.58 Rp 819.4K

97.65%

Summer Dress (H&M, Zara, etc)

$44.18 €39.52

$34.96 Rp 628.6K

26.37%

Sport Shoes (Adidas, Nike)

$145 €130

$77.7 Rp 1.4M

86.59%

Men's Leather Business Shoes

$160 €144

$78.5 Rp 1.4M

104.34%

1-bedroom Apartment, City Center (Monthly)

$724 €648

$1,131 Rp 20.3M

-36.01%

1-bedroom Apartment, Outside City Center (Monthly)

$558 €499

$673 Rp 12.1M

-17.04%

3-bedroom Apartment, City Center (Monthly)

$1,172 €1,049

$3,613 Rp 64.9M

-67.56%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €793

$1,702 Rp 30.6M

-47.91%

Buy Apartment in City Center (m2)

$2,930 €2,621

$2,717 Rp 48.9M

7.82%

Buy Apartment Outside City Center (m2)

$2,045 €1,829

$2,241 Rp 40.3M

-8.77%

Average Monthly Net Salary (After Tax)

$1,778 €1,591

$166 Rp 3.0M

968.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.11

13.78

-77.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Riva del Garda: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Riva del Garda

$558 32.8%

Ubud, Bali

$673 49.7% 20.5% $115

Groceries & Markets

Riva del Garda

$293 17.2%

Ubud, Bali

$287 21.2% 2.1% $6.2

Eating Out

Riva del Garda

$259 15.2%

Ubud, Bali

$106 7.9% 58.9% $153

Monthly Utilities & Internet

Riva del Garda

$250 14.7%

Ubud, Bali

$105 7.8% 58% $145

Clothing & Footwear

Riva del Garda

$198 11.6%

Ubud, Bali

$107 7.9% 46.2% $91

Sport & Entertainment

Riva del Garda

$80 4.7%

Ubud, Bali

$63 4.6% 21.5% $17

Getting Around

Riva del Garda

$66 3.9%

Ubud, Bali

$12 0.9% 81.1% $53

Cost Breakdown

A central one-bedroom costs $724 in Riva del Garda versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Riva del Garda are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59 in Riva del Garda versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $293 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇹 Riva del Garda

🇮🇩 Ubud, Bali

🕒 Local time

01:03 1:03 AM

08:03 8:03 AM

7 h ahead of Riva del Garda

🌤 Weather

👥 Population

16,926

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.97 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 27, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 17,978 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,130 IDR (100,000 IDR = 4.97 EUR).

USD to EUR in detail →

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Riva del Garda Ubud, Bali 11,800 km ≈ 15 h nonstop flight

From you

Riva del Garda
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Riva del Garda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,704 in Riva del Garda, $1,353 in Ubud, Bali – roughly 26% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,556 per month in Riva del Garda and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Riva del Garda, especially for central apartments: a one-bedroom in the center costs $724 there versus $1,131 in Ubud, Bali.

Monthly expenses with rent come to $1,704 in Riva del Garda and $1,353 in Ubud, Bali. That’s a gap of about 26%.

Kindergarten costs $585 per month in Riva del Garda and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,704 in Riva del Garda and $1,353 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $1,704 in Riva del Garda. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Riva del Garda makes more sense. Both are solid long-term options with distinct trade-offs.