Cost of Living Comparison Between Ubud, Bali and Rio Rancho, NM Cost of Living Comparison Between Ubud, Bali and Rio Rancho, NM

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $2,704 in Rio Rancho, NM, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $3,947 in Rio Rancho, NM, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $5,189 in Rio Rancho, NM, rent included.

Ubud, Bali is about 48% cheaper than Rio Rancho, NM, driven mainly by Eating Out.

Both Ubud, Bali and Rio Rancho, NM sit above the global median – Ubud, Bali by 5%, Rio Rancho, NM by 102%.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$20.27 $20.27

-83.13%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$78.9 $78.9

-58.20%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$12.21 $12.21

-58.39%

Cappuccino

$2.82 Rp 48.5K

$6.17 $6.17

-54.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$2.82 $2.82

-51.42%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.84 $1.84

-61.41%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$6.18 $6.18

-51.94%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$7.14 $7.14

-45.24%

Milk (1 liter)

$1.75 Rp 30.0K

$1.04 $1.04

68.27%

White Bread (500g)

$2.52 Rp 43.2K

$2.97 $2.97

-15.15%

Rice (white) (1kg)

$1.21 Rp 20.8K

$3.35 $3.35

-63.88%

Eggs

$2.33 Rp 40.1K

$4.36 $4.36

-46.56%

Local Cheese (1kg)

$14.50 Rp 249.2K

$12.75 $12.75

13.73%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$16.02 $16.02

-72.78%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$19.82 $19.82

-39.20%

Apples (1kg)

$3.82 Rp 65.6K

$5.40 $5.40

-29.26%

Banana (1kg)

$1.61 Rp 27.7K

$1.61 $1.61

Oranges (1kg)

$2.70 Rp 46.5K

$3.85 $3.85

-29.87%

Tomato (1kg)

$2.23 Rp 38.3K

$4.42 $4.42

-49.55%

Potato (1kg)

$1.90 Rp 32.6K

$2.45 $2.45

-22.45%

Onion (1kg)

$2.18 Rp 37.5K

$2.59 $2.59

-15.83%

Lettuce (1 head)

$1.03 Rp 17.7K

$2.02 $2.02

-49.01%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$2.39 $2.39

-67.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$8.76 $8.76

-63.70%

Wine (Bottle)

$23.23 Rp 399.2K

$16.17 $16.17

43.66%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.82 $1.82

56.59%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$2.72 $2.72

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$2.03 $2.03

-85.71%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$49.69 $49.69

-83.03%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$2.98 $2.98

-83.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.73 $0.73

-38.36%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$29.48 $29.48

-78.70%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.79 $0.79

7.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$31.2K $31.2K

-16.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$29.1K $29.1K

8.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$183 $183

-56.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$45.03 $45.03

-90.92%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$67.1 $67.1

-64.13%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$43.41 $43.41

121.58%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$17.40 $17.40

-76.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$1,092 $1,092

-72.82%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$10.8K $10.8K

-38.36%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$54.5 $54.5

0.84%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$56.3 $56.3

-31.18%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$86.8 $86.8

3.25%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$114 $114

-30.86%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$1,632 $1,632

-37.60%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$1,363 $1,363

-51.60%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$2,645 $2,645

29.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$2,224 $2,224

-7.70%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,339 $2,339

27.43%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$2,266 $2,266

4.50%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$4,655 $4,655

-96.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.49

104.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Rio Rancho, NM: April 22, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $1,632 in Rio Rancho, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2605% higher in Rio Rancho, NM, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Ubud, Bali versus $79 in Rio Rancho, NM. Monthly groceries follow the same trend: $299 vs $419 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rio Rancho, NM: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $2,704 in Rio Rancho, NM – roughly 92% apart. Rio Rancho, NM costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $4,056 in Rio Rancho, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $79.0 in Rio Rancho, NM. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,704 in Rio Rancho, NM. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Rio Rancho, NM at $2,704. In Ubud, Bali it covers expenses comfortably, while in Rio Rancho, NM it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $2,704 in Rio Rancho, NM. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rio Rancho, NM makes more sense. Both are solid long-term options with distinct trade-offs.