Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Rio Rancho, NM

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,655 in Rio Rancho, NM, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
127

Cost of Living Index in Rio Rancho, NM
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Rio Rancho, NM Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Rio Rancho, NM

🇺🇸 United States

$2,655

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Rio Rancho, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Rio Rancho, NM actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $2,655 in Rio Rancho, NM, rent included.

Ubud, Bali $1,348
Rio Rancho, NM $2,655

A couple spends around $2,312 per month in Ubud, Bali vs $3,845 in Rio Rancho, NM, rent included.

Ubud, Bali $2,312
Rio Rancho, NM $3,845

A family of three spends $3,276 per month in Ubud, Bali vs $5,035 in Rio Rancho, NM, rent included.

Ubud, Bali $3,276
Rio Rancho, NM $5,035

Ubud, Bali is about 49% cheaper than Rio Rancho, NM, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Rio Rancho, NM sit above the global median – Ubud, Bali by 1%, Rio Rancho, NM by 98%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$17.11 $17.11

-80.54%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$78.8 $78.8

-55.03%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$11.95 $11.95

-51.80%

Cappuccino

$2.63 Rp 47.0K

$5.71 $5.71

-53.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.85 $2.85

-38.95%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$2.35 $2.35

-67.23%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$5.96 $5.96

-54.53%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$6.92 $6.92

-34.68%

Milk (1 liter)

$1.53 Rp 27.4K

$1.03 $1.03

48.54%

White Bread (500g)

$2.20 Rp 39.2K

$3.29 $3.29

-33.13%

Rice (white) (1kg)

$1.22 Rp 21.8K

$4.38 $4.38

-72.15%

Eggs

$2.14 Rp 38.2K

$4.21 $4.21

-49.17%

Local Cheese (1kg)

$17.73 Rp 316.9K

$12.03 $12.03

47.38%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$20.04 $20.04

-80.74%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$18.53 $18.53

-35.08%

Apples (1kg)

$3.61 Rp 64.5K

$5.35 $5.35

-32.52%

Banana (1kg)

$1.51 Rp 27.1K

$1.70 $1.70

-11.18%

Oranges (1kg)

$2.32 Rp 41.4K

$3.98 $3.98

-41.71%

Tomato (1kg)

$2.00 Rp 35.8K

$4.18 $4.18

-52.15%

Potato (1kg)

$1.81 Rp 32.4K

$1.09 $1.09

66.06%

Onion (1kg)

$2.39 Rp 42.7K

$3.36 $3.36

-28.87%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.98 $1.98

-50.00%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$2.57 $2.57

-79.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$10.46 $10.46

-79.16%

Wine (Bottle)

$22.98 Rp 410.7K

$16.01 $16.01

43.54%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.06 $2.06

16.50%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.66 $3.66

-18.03%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$1.88 $1.88

-87.23%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$50.4 $50.4

-86.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$3.04 $3.04

-85.53%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$0.71 $0.71

-40.85%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$31.87 $31.87

-82.90%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.02 $1.02

-17.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$30.3K $30.3K

-19.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$24.4K $24.4K

30.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$166 $166

-51.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$44.09 $44.09

-85.08%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$73.0 $73.0

-75.01%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$41.16 $41.16

33.94%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.24 Rp 75.9K

$17.88 $17.88

-76.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$1,331 $1,331

-63.51%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$11.2K $11.2K

-49.36%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$53.8 $53.8

-15.98%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$58.1 $58.1

-40.50%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$78.6 $78.6

0.75%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$117 $117

-33.64%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,590 $1,590

-29.13%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,295 $1,295

-47.94%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,476 $2,476

46.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$2,172 $2,172

-20.14%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,539 $2,539

11.43%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,407 $2,407

-4.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$6,376 $6,376

-97.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.57

109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Rio Rancho, NM: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Rio Rancho, NM

$1.3K 49.7% 92.1% $621

Groceries & Markets

Ubud, Bali

$290 21.4%

Rio Rancho, NM

$442 17% 52.2% $152

Eating Out

Ubud, Bali

$108 8%

Rio Rancho, NM

$306 11.7% 183% $198

Clothing & Footwear

Ubud, Bali

$106 7.8%

Rio Rancho, NM

$138 5.3% 30% $32

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Rio Rancho, NM

$283 10.9% 168% $177

Sport & Entertainment

Ubud, Bali

$64 4.7%

Rio Rancho, NM

$77 3% 20.9% $13

Getting Around

Ubud, Bali

$11 0.8%

Rio Rancho, NM

$65 2.5% 515% $54

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $1,590 in Rio Rancho, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3748% higher in Rio Rancho, NM, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $79.0 in Rio Rancho, NM. Monthly groceries follow the same trend: $290 vs $442 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Rio Rancho, NM

🕒 Local time

10:13 10:13 AM

20:13 8:13 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

110,660

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Rio Rancho, NM 14,830 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Rio Rancho, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Rio Rancho, NM: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,348 in Ubud, Bali, $2,655 in Rio Rancho, NM – roughly 97% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $3,982 in Rio Rancho, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $79.0 in Rio Rancho, NM. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $2,655 in Rio Rancho, NM. That's a gap of about 97%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Rio Rancho, NM at $2,655. In Ubud, Bali it covers expenses comfortably, while in Rio Rancho, NM it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,348 in Ubud, Bali to $2,655 in Rio Rancho, NM. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rio Rancho, NM makes more sense. Both are solid long-term options with distinct trade-offs.