Cost of Living Comparison Between Rio Rancho, NM and Ubud, Bali Cost of Living Comparison Between Rio Rancho, NM and Ubud, Bali

Monthly Cost of Living

A single person spends $2,560 per month in Rio Rancho, NM vs $1,379 in Ubud, Bali, rent included.

A couple spends around $3,845 per month in Rio Rancho, NM vs $2,363 in Ubud, Bali, rent included.

A family of three spends $5,130 per month in Rio Rancho, NM vs $3,347 in Ubud, Bali, rent included.

Rio Rancho, NM costs about 86% more than Ubud, Bali, driven mainly by Eating Out.

Both Rio Rancho, NM and Ubud, Bali sit above the global median – Rio Rancho, NM by 87%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$16.91 $16.91

$3.31 Rp 58.9K

410.88%

Three-Course Dinner for Two, Mid-Range

$77.8 $77.8

$39.08 Rp 694.5K

99.18%

Fast Food Meal (McDonalds, etc)

$12.04 $12.04

$5.62 Rp 99.8K

114.23%

Cappuccino

$5.53 $5.53

$2.64 Rp 46.9K

109.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 $2.97

$1.58 Rp 28.2K

87.97%

Water (0.33 liter bottle)

$2.37 $2.37

$0.71 Rp 12.6K

233.80%

Local Beer (0.5 liter draught)

$6.06 $6.06

$2.73 Rp 48.5K

121.98%

Imported Beer (0.33 liter bottle)

$6.90 $6.90

$4.32 Rp 76.8K

59.72%

Milk (1 liter)

$1.03 $1.03

$1.54 Rp 27.4K

-33.12%

White Bread (500g)

$3.31 $3.31

$2.30 Rp 40.8K

43.91%

Rice (white) (1kg)

$4.33 $4.33

$1.03 Rp 18.3K

320.39%

Eggs

$4.14 $4.14

$2.12 Rp 37.7K

95.28%

Local Cheese (1kg)

$11.79 $11.79

$17.30 Rp 307.5K

-31.85%

Chicken Fillets (1kg)

$19.80 $19.80

$4.03 Rp 71.6K

391.32%

Beef Round Steak (1kg)

$18.83 $18.83

$12.42 Rp 220.8K

51.61%

Apples (1kg)

$5.47 $5.47

$3.70 Rp 65.7K

47.84%

Banana (1kg)

$1.68 $1.68

$1.62 Rp 28.7K

3.70%

Oranges (1kg)

$3.88 $3.88

$2.27 Rp 40.3K

70.93%

Tomato (1kg)

$4.08 $4.08

$1.99 Rp 35.4K

105.03%

Potato (1kg)

$1.09 $1.09

$1.83 Rp 32.5K

-40.44%

Onion (1kg)

$3.36 $3.36

$2.25 Rp 40.1K

49.33%

Lettuce (1 head)

$1.96 $1.96

$1.04 Rp 18.6K

88.46%

Water (1.5 liter bottle)

$2.45 $2.45

$0.56 Rp 10.0K

337.50%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 $10.36

$2.22 Rp 39.5K

366.67%

Wine (Bottle)

$15.96 $15.96

$23.22 Rp 412.7K

-31.27%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$2.39 Rp 42.5K

-11.30%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.87 Rp 51.1K

29.62%

One-way Ticket (Public Transport)

$1.98 $1.98

$0.25 Rp 4,416

692.00%

Public Transport Monthly Pass (Regular Price)

$50.9 $50.9

$7.17 Rp 127.4K

609.21%

Taxi Start (Normal Tariff)

$2.93 $2.93

$0.46 Rp 8,163

536.96%

Taxi (Normal Tariff) (1km)

$0.76 $0.76

$0.46 Rp 8,235

65.22%

Taxi 1hour Waiting (Normal Tariff)

$31.96 $31.96

$5.70 Rp 101.2K

460.70%

Gasoline (1 liter)

$0.88 $0.88

$0.76 Rp 13.6K

15.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$24.6K Rp 436.7M

26.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$31.0K Rp 551.5M

-19.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 $167

$82.2 Rp 1.5M

103.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.29 $45.29

$6.33 Rp 112.5K

615.48%

Internet (50+ Mbps, Unlimited Data)

$73.2 $73.2

$18.54 Rp 329.6K

294.55%

Gym Membership (Monthly)

$41.67 $41.67

$56.1 Rp 996.2K

-25.66%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$17.44 $17.44

$4.26 Rp 75.8K

309.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,362 $1,362

$489 Rp 8.7M

178.45%

International Primary School, 1 Child (Yearly)

$11.0K $11.0K

$5,793 Rp 103.0M

89.54%

Jeans (Levis 501 Or Similar)

$55.0 $55.0

$45.98 Rp 817.3K

19.66%

Summer Dress (H&M, Zara, etc)

$58.1 $58.1

$35.86 Rp 637.4K

61.96%

Sport Shoes (Adidas, Nike)

$81.4 $81.4

$79.5 Rp 1.4M

2.39%

Men's Leather Business Shoes

$118 $118

$80.9 Rp 1.4M

45.29%

1-bedroom Apartment, City Center (Monthly)

$1,610 $1,610

$1,144 Rp 20.3M

40.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,291 $1,291

$692 Rp 12.3M

86.58%

3-bedroom Apartment, City Center (Monthly)

$2,532 $2,532

$3,532 Rp 62.8M

-28.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,126 $2,126

$1,709 Rp 30.4M

24.42%

Buy Apartment in City Center (m2)

$2,693 $2,693

$2,785 Rp 49.5M

-3.27%

Buy Apartment Outside City Center (m2)

$2,351 $2,351

$2,261 Rp 40.2M

3.97%

Average Monthly Net Salary (After Tax)

$6,293 $6,293

$169 Rp 3.0M

3616.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.05

13.78

-56.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rio Rancho, NM: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $1,610 in Rio Rancho, NM versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3617% higher in Rio Rancho, NM, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Rio Rancho, NM versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $439 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rio Rancho, NM vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,560 in Rio Rancho, NM, $1,379 in Ubud, Bali – roughly 86% apart. Rio Rancho, NM costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,840 per month in Rio Rancho, NM and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $78.0 in Rio Rancho, NM and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,560 in Rio Rancho, NM and $1,379 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,379, than in Rio Rancho, NM at $2,560. In Ubud, Bali it covers expenses comfortably, while in Rio Rancho, NM it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,379 in Ubud, Bali to $2,560 in Rio Rancho, NM. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rio Rancho, NM makes more sense. Both are solid long-term options with distinct trade-offs.