Cost of Living Comparison Between Ubud, Bali and Ramsey Cost of Living Comparison Between Ubud, Bali and Ramsey

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,312 in Ramsey.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,126 in Ramsey.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,940 in Ramsey.

Living in Ubud, Bali is roughly 10% more expensive than Ramsey, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 7% above, Ramsey is 2% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$29.60 IMP 21.94

-87.94%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$110 IMP 81.5

-70.38%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.94 IMP 7.37

-48.99%

Cappuccino

$2.83 Rp 49.0K

$5.58 IMP 4.13

-49.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.76 IMP 2.05

-51.45%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.93 IMP 1.43

-64.25%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$6.74 IMP 4.99

-55.64%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$6.01 IMP 4.45

-35.94%

Milk (1 liter)

$1.74 Rp 30.2K

$2.00 IMP 1.48

-13.00%

White Bread (500g)

$2.54 Rp 44.0K

$1.96 IMP 1.45

29.59%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.99 IMP 1.47

-40.20%

Eggs

$2.43 Rp 42.0K

$4.29 IMP 3.18

-43.36%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.83 IMP 5.06

114.64%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$8.39 IMP 6.22

-50.18%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$12.02 IMP 8.90

-0.67%

Apples (1kg)

$3.69 Rp 63.9K

$2.31 IMP 1.71

59.74%

Banana (1kg)

$1.61 Rp 27.8K

$1.72 IMP 1.28

-6.40%

Oranges (1kg)

$2.69 Rp 46.5K

$2.66 IMP 1.97

1.13%

Tomato (1kg)

$2.33 Rp 40.4K

$2.82 IMP 2.09

-17.38%

Potato (1kg)

$1.91 Rp 33.0K

$2.29 IMP 1.70

-16.59%

Onion (1kg)

$2.19 Rp 37.9K

$2.49 IMP 1.85

-12.05%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.60 IMP 1.19

-33.75%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$2.03 IMP 1.51

-64.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$22.33 IMP 16.55

-85.98%

Wine (Bottle)

$23.49 Rp 407.1K

$11.99 IMP 8.88

95.91%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$3.93 IMP 2.91

-30.28%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.81 IMP 2.82

-24.41%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$2.74 IMP 2.03

-89.42%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$5.20 IMP 3.86

-91.35%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.53 IMP 1.13

-72.55%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$82.1 IMP 60.8

-92.49%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.03 IMP 1.51

-58.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$34.7K IMP 25.7K

-24.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$34.6K IMP 25.7K

-6.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$302 IMP 224

-74.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$38.50 IMP 28.53

-89.74%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$71.2 IMP 52.8

-65.73%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$13.61 IMP 10.08

-70.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$1,332 IMP 987

-77.28%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$32.0K IMP 23.7K

-79.61%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$96.5 IMP 71.5

-44.22%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$41.41 IMP 30.69

-8.28%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$124 IMP 92.1

-30.20%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$76.2 IMP 56.4

3.53%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.66

262.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Ramsey: April 27, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $110 in Ramsey for a mid-range dinner for two. Groceries echo the gap at $298 vs $304 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ramsey: Cost of Living - Frequently Asked Questions

Ramsey is cheaper overall, especially in Sport & Entertainment. The 10% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $1,968 in Ramsey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $303 in Ubud, Bali versus $1,332 in Ramsey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ramsey – a meal for two runs $110 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,312 in Ramsey versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Ramsey but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ramsey the clear choice for anyone on this budget.

For families, Ramsey is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ramsey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ramsey gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.