Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ramsey

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,410 in Ramsey, rent and utilities included – about $730 less a year. The total is higher in Ramsey despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
68

Cost of Living Index in Ramsey
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Ramsey Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ramsey

🇮🇲 Isle of Man

$1,410

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ramsey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ramsey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,410 in Ramsey.

Ubud, Bali $1,349
Ramsey $1,410

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,283 in Ramsey.

Ubud, Bali $2,305
Ramsey $2,283

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,156 in Ramsey.

Ubud, Bali $3,261
Ramsey $3,156

Living in Ubud, Bali costs roughly 4% less than in Ramsey, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$27.84 IMP 20.80

-88.07%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$121 IMP 90.2

-70.47%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$12.16 IMP 9.09

-54.52%

Cappuccino

$2.72 Rp 49.3K

$4.99 IMP 3.73

-45.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.65 IMP 1.98

-35.85%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.11 IMP 1.58

-63.98%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.75 IMP 5.05

-60.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.17 IMP 4.61

-29.01%

Milk (1 liter)

$1.49 Rp 27.0K

$1.95 IMP 1.46

-23.59%

White Bread (500g)

$2.28 Rp 41.3K

$2.45 IMP 1.83

-6.94%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.34 IMP 1.00

-11.19%

Eggs

$2.04 Rp 36.9K

$5.36 IMP 4.01

-61.94%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.93 IMP 5.92

123.20%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.46 IMP 6.32

-53.19%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$12.65 IMP 9.45

-3.64%

Apples (1kg)

$3.66 Rp 66.3K

$3.00 IMP 2.24

22.00%

Banana (1kg)

$1.52 Rp 27.5K

$1.86 IMP 1.39

-18.28%

Oranges (1kg)

$2.23 Rp 40.4K

$3.93 IMP 2.93

-43.26%

Tomato (1kg)

$1.97 Rp 35.8K

$3.65 IMP 2.72

-46.03%

Potato (1kg)

$1.85 Rp 33.5K

$3.07 IMP 2.29

-39.74%

Onion (1kg)

$2.42 Rp 44.0K

$3.07 IMP 2.29

-21.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.06 IMP 1.54

-51.94%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.75 IMP 2.05

-81.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$22.26 IMP 16.63

-90.03%

Wine (Bottle)

$22.24 Rp 403.4K

$12.01 IMP 8.97

85.18%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.39 IMP 3.28

-48.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.23 IMP 3.16

-29.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.61 IMP 1.95

-90.42%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.16 IMP 3.86

-91.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.45 IMP 1.08

-70.34%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$79.1 IMP 59.1

-93.16%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.93 IMP 1.44

-57.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$43.3K IMP 32.4K

-44.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$44.2K IMP 33.0K

-28.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$346 IMP 258

-77.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$61.3 IMP 45.76

-89.47%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$72.1 IMP 53.9

-74.24%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$15.76 IMP 11.77

-72.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,752 IMP 1,308

-71.99%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$52.4K IMP 39.1K

-89.17%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$98.9 IMP 73.9

-54.87%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$44.72 IMP 33.41

-21.85%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$110 IMP 82.5

-27.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$71.2 IMP 53.2

11.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.76

189.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ramsey: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ramsey

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Ramsey

$346 24.5% 19.9% $57

Eating Out

Ubud, Bali

$108 8%

Ramsey

$384 27.3% 257% $277

Clothing & Footwear

Ubud, Bali

$108 8%

Ramsey

$146 10.4% 36.2% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ramsey

$479 34% 360% $375

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ramsey

$32 * 2.2% 45.7% $27

Getting Around

Ubud, Bali

$11 0.9%

Ramsey

$23 * 1.6% 99.9% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $121 in Ramsey for a mid-range dinner for two. Groceries echo the gap at $288 vs $346 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇲 Ramsey

🕒 Local time

17:06 5:06 PM

09:06 9:06 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

7,800

💱 Currency

Indonesian Rupiah IDR Rp

Isle of Man Pound IMP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 IMP = 1.34 USD

1 IMP = 1.2 EUR

Exchange rates and currency converter

IMP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Isle of Man Pound exchange rates as of November 2, 2026: 1 USD = 0.747 IMP (1 IMP = 1.34 USD). 1 EUR = 0.834 IMP (1 IMP = 1.2 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ramsey 12,670 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Ramsey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ramsey: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 4% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $2,115 in Ramsey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $491 in Ubud, Bali versus $1,752 in Ramsey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $121 in Ramsey. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ramsey are both considered safe, so it’s unlikely to be the deciding factor between them.