Last update: Oct 2026

Cost of Living Comparison Between Ramsey and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,410 in Ramsey, rent and utilities included – about $730 less a year. The total is higher in Ramsey despite lower rent and utilities.

68

Cost of Living Index in Ramsey
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Ramsey Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ramsey

🇮🇲 Isle of Man

$1,410

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ramsey and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ramsey and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,410 in Ramsey versus $1,349 in Ubud, Bali.

Ramsey $1,410
Ubud, Bali $1,349

Estimated couple costs with rent: $2,283 in Ramsey versus $2,305 in Ubud, Bali.

Ramsey $2,283
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,156 in Ramsey versus $3,261 in Ubud, Bali.

Ramsey $3,156
Ubud, Bali $3,261

Living in Ramsey is roughly 5% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$27.84 IMP 20.80

$3.32 Rp 60.3K

738.55%

Three-Course Dinner for Two, Mid-Range

$121 IMP 90.2

$35.64 Rp 646.5K

238.61%

Fast Food Meal (McDonalds, etc)

$12.16 IMP 9.09

$5.53 Rp 100.4K

119.89%

Cappuccino

$4.99 IMP 3.73

$2.72 Rp 49.3K

83.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 IMP 1.98

$1.70 Rp 30.9K

55.88%

Water (0.33 liter bottle)

$2.11 IMP 1.58

$0.76 Rp 13.8K

177.63%

Local Beer (0.5 liter draught)

$6.75 IMP 5.05

$2.65 Rp 48.1K

154.72%

Imported Beer (0.33 liter bottle)

$6.17 IMP 4.61

$4.38 Rp 79.5K

40.87%

Milk (1 liter)

$1.95 IMP 1.46

$1.49 Rp 27.0K

30.87%

White Bread (500g)

$2.45 IMP 1.83

$2.28 Rp 41.3K

7.46%

Rice (white) (1kg)

$1.34 IMP 1.00

$1.19 Rp 21.6K

12.61%

Eggs

$5.36 IMP 4.01

$2.04 Rp 36.9K

162.75%

Local Cheese (1kg)

$7.93 IMP 5.92

$17.70 Rp 321.1K

-55.20%

Chicken Fillets (1kg)

$8.46 IMP 6.32

$3.96 Rp 71.9K

113.64%

Beef Round Steak (1kg)

$12.65 IMP 9.45

$12.19 Rp 221.1K

3.77%

Apples (1kg)

$3.00 IMP 2.24

$3.66 Rp 66.3K

-18.03%

Banana (1kg)

$1.86 IMP 1.39

$1.52 Rp 27.5K

22.37%

Oranges (1kg)

$3.93 IMP 2.93

$2.23 Rp 40.4K

76.23%

Tomato (1kg)

$3.65 IMP 2.72

$1.97 Rp 35.8K

85.28%

Potato (1kg)

$3.07 IMP 2.29

$1.85 Rp 33.5K

65.95%

Onion (1kg)

$3.07 IMP 2.29

$2.42 Rp 44.0K

26.86%

Lettuce (1 head)

$2.06 IMP 1.54

$0.99 Rp 18.0K

108.08%

Water (1.5 liter bottle)

$2.75 IMP 2.05

$0.51 Rp 9,313

439.22%

Cigarettes 20 Pack (Marlboro, Camel)

$22.26 IMP 16.63

$2.22 Rp 40.3K

902.70%

Wine (Bottle)

$12.01 IMP 8.97

$22.24 Rp 403.4K

-46.00%

Local Beer (0.5 liter bottle)

$4.39 IMP 3.28

$2.26 Rp 41.0K

94.25%

Imported Beer (0.33 liter bottle)

$4.23 IMP 3.16

$2.97 Rp 53.9K

42.42%

One-way Ticket (Public Transport)

$2.61 IMP 1.95

$0.25 Rp 4,553

944.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$5.16 IMP 3.86

$0.44 Rp 7,972

1072.73%

Taxi (Normal Tariff) (1km)

$1.45 IMP 1.08

$0.43 Rp 7,801

237.21%

Taxi 1hour Waiting (Normal Tariff)

$79.1 IMP 59.1

$5.41 Rp 98.1K

1362.85%

Gasoline (1 liter)

$1.93 IMP 1.44

$0.82 Rp 15.0K

135.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.3K IMP 32.4K

$23.8K Rp 432.4M

81.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.2K IMP 33.0K

$31.7K Rp 575.9M

39.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$346 IMP 258

$79.1 Rp 1.4M

337.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.3 IMP 45.76

$6.45 Rp 116.9K

849.77%

Internet (50+ Mbps, Unlimited Data)

$72.1 IMP 53.9

$18.58 Rp 337.0K

288.16%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$15.76 IMP 11.77

$4.27 Rp 77.5K

269.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,752 IMP 1,308

$491 Rp 8.9M

257.07%

International Primary School, 1 Child (Yearly)

$52.4K IMP 39.1K

$5,674 Rp 102.9M

823.45%

Jeans (Levis 501 Or Similar)

$98.9 IMP 73.9

$44.64 Rp 809.7K

121.59%

Summer Dress (H&M, Zara, etc)

$44.72 IMP 33.41

$34.95 Rp 634.0K

27.95%

Sport Shoes (Adidas, Nike)

$110 IMP 82.5

$79.9 Rp 1.4M

38.26%

Men's Leather Business Shoes

$71.2 IMP 53.2

$79.4 Rp 1.4M

-10.30%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

13.78

-65.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ramsey: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Ramsey

$479 34%

Ubud, Bali

$104 7.7% 78.3% $375

Eating Out

Ramsey

$384 27.3%

Ubud, Bali

$108 8% 72% $277

Groceries & Markets

Ramsey

$346 24.5%

Ubud, Bali

$288 21.4% 16.6% $57

Clothing & Footwear

Ramsey

$146 10.4%

Ubud, Bali

$108 8% 26.6% $39

Sport & Entertainment

Ramsey

$32 * 2.2%

Ubud, Bali

$58 4.3% 84.2% $27

Getting Around

Ramsey

$23 * 1.6%

Ubud, Bali

$11 0.9% 50% $11

Accommodation & Living

Ramsey

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $121 in Ramsey vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $346 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇲 Ramsey

🇮🇩 Ubud, Bali

🕒 Local time

01:33 1:33 AM

09:33 9:33 AM

8 h ahead of Ramsey

🌤 Weather

👥 Population

7,800

74,800

💱 Currency

Isle of Man Pound IMP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 IMP = 1.34 USD

1 IMP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IMP – Isle of Man Pound Converter

🇺🇸 United States Dollar ($)

🇮🇲 Isle of Man Pound (£)

Isle of Man Pound exchange rates as of November 2, 2026: 1 USD = 0.747 IMP (1 IMP = 1.34 USD). 1 EUR = 0.834 IMP (1 IMP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to IMP in detail →

On the map

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Highest

Between locations

Ramsey Ubud, Bali 12,670 km ≈ 16 h nonstop flight

From you

Ramsey
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ramsey vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 4% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,115 in Ramsey and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,752 in Ramsey versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $121 in Ramsey. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ramsey and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.