Cost of Living Comparison Between Ramsey and Ubud, Bali Cost of Living Comparison Between Ramsey and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,425 in Ramsey versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,300 in Ramsey versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,174 in Ramsey versus $3,327 in Ubud, Bali.

Living in Ramsey is roughly 4% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Ramsey 4% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$28.39 IMP 21.06

$3.44 Rp 60.9K

725.29%

Three-Course Dinner for Two, Mid-Range

$121 IMP 89.9

$36.31 Rp 643.0K

233.79%

Fast Food Meal (McDonalds, etc)

$12.13 IMP 9.00

$5.71 Rp 101.0K

112.43%

Cappuccino

$5.00 IMP 3.71

$2.67 Rp 47.3K

87.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 IMP 2.10

$1.75 Rp 31.0K

61.71%

Water (0.33 liter bottle)

$2.19 IMP 1.63

$0.87 Rp 15.4K

151.72%

Local Beer (0.5 liter draught)

$6.61 IMP 4.91

$2.95 Rp 52.3K

124.07%

Imported Beer (0.33 liter bottle)

$6.16 IMP 4.57

$4.52 Rp 80.0K

36.28%

Milk (1 liter)

$2.00 IMP 1.48

$1.62 Rp 28.7K

23.46%

White Bread (500g)

$2.47 IMP 1.83

$2.33 Rp 41.3K

6.01%

Rice (white) (1kg)

$1.32 IMP 0.98

$1.11 Rp 19.6K

18.92%

Eggs

$5.56 IMP 4.13

$2.20 Rp 39.0K

152.73%

Local Cheese (1kg)

$8.35 IMP 6.19

$17.69 Rp 313.3K

-52.80%

Chicken Fillets (1kg)

$8.86 IMP 6.57

$4.10 Rp 72.5K

116.10%

Beef Round Steak (1kg)

$13.16 IMP 9.77

$12.18 Rp 215.6K

8.05%

Apples (1kg)

$3.01 IMP 2.23

$3.71 Rp 65.6K

-18.87%

Banana (1kg)

$1.88 IMP 1.39

$1.59 Rp 28.1K

18.24%

Oranges (1kg)

$3.86 IMP 2.86

$2.28 Rp 40.4K

69.30%

Tomato (1kg)

$3.56 IMP 2.64

$1.95 Rp 34.6K

82.56%

Potato (1kg)

$2.98 IMP 2.21

$1.91 Rp 33.7K

56.02%

Onion (1kg)

$2.95 IMP 2.19

$2.33 Rp 41.3K

26.61%

Lettuce (1 head)

$2.11 IMP 1.57

$1.01 Rp 17.8K

108.91%

Water (1.5 liter bottle)

$2.65 IMP 1.96

$0.55 Rp 9,773

381.82%

Cigarettes 20 Pack (Marlboro, Camel)

$23.21 IMP 17.22

$2.23 Rp 39.5K

940.81%

Wine (Bottle)

$12.21 IMP 9.06

$23.07 Rp 408.6K

-47.07%

Local Beer (0.5 liter bottle)

$4.44 IMP 3.29

$2.42 Rp 42.8K

83.47%

Imported Beer (0.33 liter bottle)

$4.40 IMP 3.26

$3.00 Rp 53.1K

46.67%

One-way Ticket (Public Transport)

$2.73 IMP 2.03

$0.27 Rp 4,814

911.11%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$5.26 IMP 3.91

$0.48 Rp 8,566

995.83%

Taxi (Normal Tariff) (1km)

$1.52 IMP 1.13

$0.43 Rp 7,679

253.49%

Taxi 1hour Waiting (Normal Tariff)

$81.5 IMP 60.5

$5.64 Rp 99.9K

1344.86%

Gasoline (1 liter)

$1.96 IMP 1.46

$0.80 Rp 14.2K

145.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.0K IMP 32.6K

$24.9K Rp 441.7M

76.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.1K IMP 32.8K

$31.7K Rp 561.5M

39.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$348 IMP 258

$81.5 Rp 1.4M

327.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.9 IMP 45.92

$6.49 Rp 115.0K

853.62%

Internet (50+ Mbps, Unlimited Data)

$73.0 IMP 54.2

$18.77 Rp 332.4K

289.08%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$16.24 IMP 12.05

$4.54 Rp 80.4K

257.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,804 IMP 1,339

$481 Rp 8.5M

275.36%

International Primary School, 1 Child (Yearly)

$53.8K IMP 39.9K

$5,711 Rp 101.1M

841.39%

Jeans (Levis 501 Or Similar)

$100 IMP 74.3

$45.52 Rp 806.0K

120.01%

Summer Dress (H&M, Zara, etc)

$46.01 IMP 34.14

$35.88 Rp 635.4K

28.23%

Sport Shoes (Adidas, Nike)

$113 IMP 84.0

$80.4 Rp 1.4M

40.76%

Men's Leather Business Shoes

$70.6 IMP 52.4

$78.7 Rp 1.4M

-10.21%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

13.78

-65.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ramsey: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

Dining out: $121 in Ramsey vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $351 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ramsey vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 4% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,138 in Ramsey and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,804 in Ramsey versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $121 in Ramsey. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,425 in Ramsey, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ramsey. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Ramsey, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ramsey and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Ramsey. Beyond cost, consider language, visa policies, and how big the international community is in each city.