Cost of Living Comparison Between Ubud, Bali and Raiganj Cost of Living Comparison Between Ubud, Bali and Raiganj

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $366 in Raiganj, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $576 in Raiganj, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $787 in Raiganj, rent included.

Ubud, Bali costs about 274% more than Raiganj, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Raiganj is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.28 ₹219

50.88%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$10.35 ₹993

250.82%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.52 ₹338

62.22%

Cappuccino

$2.67 Rp 47.3K

$1.53 ₹147

74.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.39 ₹37.01

348.72%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.14 ₹13.61

521.43%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.81 ₹174

62.98%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.32 ₹318

36.14%

Milk (1 liter)

$1.62 Rp 28.7K

$0.62 ₹59.0

161.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.49 ₹46.56

375.51%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.62 ₹59.5

79.03%

Eggs

$2.20 Rp 39.0K

$0.92 ₹88.0

139.13%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.59 ₹441

285.40%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.98 ₹286

37.58%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.79 ₹171

107.26%

Banana (1kg)

$1.59 Rp 28.1K

$0.77 ₹73.9

106.49%

Oranges (1kg)

$2.28 Rp 40.4K

$0.81 ₹77.5

181.48%

Tomato (1kg)

$1.95 Rp 34.6K

$0.45 ₹43.00

333.33%

Potato (1kg)

$1.91 Rp 33.7K

$0.37 ₹35.78

416.22%

Onion (1kg)

$2.33 Rp 41.3K

$0.43 ₹41.45

441.86%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.41 ₹38.96

146.34%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.30 ₹28.98

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.28 ₹411

-47.90%

Wine (Bottle)

$23.07 Rp 408.6K

$8.12 ₹779

184.11%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.56 ₹150

55.13%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.73 ₹262

9.89%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.45 ₹427

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.29 ₹27.59

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$6.81 ₹653

31.86%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.75 ₹71.9

-36.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.26 ₹25.19

65.38%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.33 ₹127

324.06%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.09 ₹105

-26.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$12.8K ₹1.2M

94.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$16.9K ₹1.6M

87.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$32.61 ₹3,129

149.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.20 ₹307

102.81%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$6.71 ₹644

179.73%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$12.00 ₹1,152

373.92%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.47 ₹621

189.49%

Cinema Ticket

$4.54 Rp 80.4K

$2.54 ₹244

78.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$53.0 ₹5,083

807.27%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,438 ₹138.0K

297.06%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$18.71 ₹1,795

143.29%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$23.35 ₹2,241

53.66%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$35.98 ₹3,452

123.43%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$26.15 ₹2,509

200.84%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$135 ₹12.9K

726.07%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$64.2 ₹6,158

987.02%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$240 ₹23.0K

1414.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$192 ₹18.4K

806.55%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,038 ₹99.6K

168.26%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$510 ₹49.0K

348.71%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Raiganj: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $135 in Raiganj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $10.00 in Raiganj. Monthly groceries follow the same trend: $295 vs $102 – making Raiganj the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Raiganj: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 274% more than Raiganj, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $548 in Raiganj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Raiganj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $10.00 in Raiganj. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $366 in Raiganj. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Raiganj, where all-in costs run around $366, than in Ubud, Bali at $1,368. In Raiganj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Raiganj costs $366 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Raiganj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.