Cost of Living Comparison Between Ubud, Bali and Raiganj Cost of Living Comparison Between Ubud, Bali and Raiganj

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $389 in Raiganj, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $614 in Raiganj, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $840 in Raiganj, rent included.

Ubud, Bali costs about 258% more than Raiganj, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Raiganj is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.29 ₹219

55.90%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$10.60 ₹1,011

204.91%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.80 ₹362

31.84%

Cappuccino

$2.82 Rp 51.0K

$1.52 ₹144

85.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.37 ₹35.68

264.86%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.17 ₹16.27

329.41%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.77 ₹169

65.54%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.12 ₹297

26.28%

Milk (1 liter)

$1.78 Rp 32.1K

$0.46 ₹43.55

286.96%

White Bread (500g)

$2.45 Rp 44.2K

$0.48 ₹46.21

410.42%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.67 ₹64.2

71.64%

Eggs

$2.41 Rp 43.6K

$0.90 ₹85.7

167.78%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.02 ₹479

185.46%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.96 ₹283

41.55%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$1.99 ₹190

82.91%

Banana (1kg)

$1.57 Rp 28.3K

$0.71 ₹67.7

121.13%

Oranges (1kg)

$2.79 Rp 50.3K

$0.94 ₹89.2

196.81%

Tomato (1kg)

$2.24 Rp 40.5K

$0.53 ₹50.9

322.64%

Potato (1kg)

$1.98 Rp 35.7K

$0.39 ₹36.83

407.69%

Onion (1kg)

$2.28 Rp 41.1K

$0.42 ₹40.05

442.86%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.46 ₹43.83

128.26%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.34 ₹32.85

132.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.03 ₹385

-20.84%

Wine (Bottle)

$23.49 Rp 424.1K

$6.80 ₹648

245.44%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.69 ₹161

71.60%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.79 ₹267

-1.08%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.28 ₹504

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.30 ₹28.81

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$8.88 ₹847

-5.74%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.78 ₹74.7

-42.31%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.47 ₹140

312.93%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.23 ₹117

-30.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$14.1K ₹1.3M

88.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.1K ₹2.1M

47.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$39.64 ₹3,780

99.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.41 ₹325

19.94%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$7.42 ₹708

221.43%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$15.71 ₹1,498

528.77%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$6.97 ₹665

-8.90%

Cinema Ticket

$4.01 Rp 72.3K

$2.89 ₹276

38.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$52.0 ₹4,955

472.17%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,536 ₹146.5K

329.73%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$23.91 ₹2,281

123.46%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$24.78 ₹2,364

53.79%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$42.48 ₹4,051

108.69%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$31.98 ₹3,050

139.59%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$123 ₹11.8K

727.18%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$77.3 ₹7,369

780.37%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$276 ₹26.3K

1156.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$178 ₹17.0K

1073.15%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,123 ₹107.1K

142.94%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$548 ₹52.3K

318.64%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$314 ₹29.9K

-47.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.5

-8.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Raiganj: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $123 in Raiganj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 92% higher in Raiganj, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $11.00 in Raiganj. Monthly groceries follow the same trend: $298 vs $102 – making Raiganj the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Raiganj: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 258% more than Raiganj, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $584 in Raiganj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Raiganj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $11.00 in Raiganj. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $389 in Raiganj. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Raiganj, where all-in costs run around $389, than in Ubud, Bali at $1,392. In Raiganj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Raiganj costs $389 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Raiganj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.