Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Raiganj

For one person, living is cheaper in Raiganj: $360 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Raiganj
Learn more

Raiganj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Raiganj

🇮🇳 India

$360

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Raiganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Raiganj actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $360 in Raiganj, rent included.

Ubud, Bali $1,349
Raiganj $360

A couple spends around $2,305 per month in Ubud, Bali vs $568 in Raiganj, rent included.

Ubud, Bali $2,305
Raiganj $568

A family of three spends $3,261 per month in Ubud, Bali vs $776 in Raiganj, rent included.

Ubud, Bali $3,261
Raiganj $776

Ubud, Bali costs about 275% more than Raiganj, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.35 ₹223

41.28%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$11.78 ₹1,119

202.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.88 ₹369

42.53%

Cappuccino

$2.72 Rp 49.3K

$1.48 ₹140

83.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.43 ₹40.80

295.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.13 ₹12.15

484.62%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.69 ₹160

56.80%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.59 ₹246

69.11%

Milk (1 liter)

$1.49 Rp 27.0K

$0.63 ₹59.5

136.51%

White Bread (500g)

$2.28 Rp 41.3K

$0.41 ₹38.83

456.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.72 ₹68.2

65.28%

Eggs

$2.04 Rp 36.9K

$0.79 ₹75.2

158.23%

Local Cheese (1kg)

$17.70 Rp 321.1K

$3.90 ₹370

353.85%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.12 ₹297

26.92%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$1.69 ₹160

116.57%

Banana (1kg)

$1.52 Rp 27.5K

$0.69 ₹65.7

120.29%

Oranges (1kg)

$2.23 Rp 40.4K

$0.92 ₹87.6

142.39%

Tomato (1kg)

$1.97 Rp 35.8K

$0.52 ₹49.18

278.85%

Potato (1kg)

$1.85 Rp 33.5K

$0.30 ₹28.12

516.67%

Onion (1kg)

$2.42 Rp 44.0K

$0.40 ₹37.52

505.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.50 ₹47.82

98.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.34 ₹31.87

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.32 ₹411

-48.61%

Wine (Bottle)

$22.24 Rp 403.4K

$6.98 ₹663

218.62%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.41 ₹134

60.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.88 ₹273

3.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.24 ₹497

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.20 ₹19.27

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$7.67 ₹728

1.96%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.75 ₹70.9

-41.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.24 ₹22.54

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.58 ₹150

242.41%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 ₹102

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$12.7K ₹1.2M

87.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$17.9K ₹1.7M

77.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$37.62 ₹3,572

110.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.78 ₹358

70.63%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$6.63 ₹629

180.24%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$12.46 ₹1,183

297.11%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$5.75 ₹546

206.96%

Cinema Ticket

$4.27 Rp 77.5K

$3.21 ₹304

33.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$41.16 ₹3,907

1091.79%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,323 ₹125.6K

328.94%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$20.76 ₹1,971

115.03%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$23.93 ₹2,272

46.05%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$34.16 ₹3,243

133.90%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$27.54 ₹2,614

188.38%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$125 ₹11.8K

803.42%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$73.2 ₹6,949

817.34%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$263 ₹25.0K

1254.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$160 ₹15.2K

974.38%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$799 ₹75.8K

241.96%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$565 ₹53.6K

304.51%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Raiganj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Raiganj

$73 20.4% 89.1% $598

Groceries & Markets

Ubud, Bali

$288 21.4%

Raiganj

$97 27% 66.3% $191

Eating Out

Ubud, Bali

$108 8%

Raiganj

$64 17.8% 40.5% $44

Clothing & Footwear

Ubud, Bali

$108 8%

Raiganj

$48 13.3% 55.5% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Raiganj

$48 13.4% 53.9% $56

Sport & Entertainment

Ubud, Bali

$58 4.3%

Raiganj

$19 5.3% 67.5% $39

Getting Around

Ubud, Bali

$11 0.9%

Raiganj

$10 2.9% 8.8% $1

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $125 in Raiganj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $12 in Raiganj. Monthly groceries follow the same trend: $288 vs $97 – making Raiganj the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Raiganj

🕒 Local time

23:06 11:06 PM

20:36 8:36 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

183,600

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Raiganj 4,800 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Raiganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Raiganj: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 275% more than Raiganj, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $539 in Raiganj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Raiganj, especially for central apartments: a one-bedroom in the center costs $125 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $360 in Raiganj. That makes Raiganj about 73% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $41 in Raiganj. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Raiganj, where all-in costs run around $360, than in Ubud, Bali at $1,349. In Raiganj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Raiganj – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.