Cost of Living Comparison Between Ubud, Bali and Raiganj Cost of Living Comparison Between Ubud, Bali and Raiganj

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $377 in Raiganj, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $610 in Raiganj, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $843 in Raiganj, rent included.

Ubud, Bali costs about 282% more than Raiganj, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Raiganj is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.29 ₹217

55.90%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$10.62 ₹1,009

206.78%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.75 ₹356

35.20%

Cappuccino

$2.83 Rp 49.0K

$1.52 ₹145

86.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.41 ₹38.80

226.83%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.15 ₹14.61

360.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.79 ₹170

67.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.09 ₹293

24.60%

Milk (1 liter)

$1.74 Rp 30.2K

$0.43 ₹40.46

304.65%

White Bread (500g)

$2.54 Rp 44.0K

$0.48 ₹46.03

429.17%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.66 ₹63.1

80.30%

Eggs

$2.43 Rp 42.0K

$0.95 ₹89.7

155.79%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.11 ₹486

186.89%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.08 ₹292

35.71%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.05 ₹194

80.00%

Banana (1kg)

$1.61 Rp 27.8K

$0.73 ₹69.6

120.55%

Oranges (1kg)

$2.69 Rp 46.5K

$0.93 ₹88.0

189.25%

Tomato (1kg)

$2.33 Rp 40.4K

$0.54 ₹51.6

331.48%

Potato (1kg)

$1.91 Rp 33.0K

$0.38 ₹36.09

402.63%

Onion (1kg)

$2.19 Rp 37.9K

$0.45 ₹42.74

386.67%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.45 ₹42.79

135.56%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.35 ₹32.80

105.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.92 ₹372

-20.15%

Wine (Bottle)

$23.49 Rp 407.1K

$7.04 ₹669

233.66%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.71 ₹162

60.23%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.88 ₹274

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.06 ₹481

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.28 ₹26.56

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.97 ₹852

-8.92%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.79 ₹74.8

-43.04%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.48 ₹140

316.22%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.18 ₹112

-28.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$14.1K ₹1.3M

86.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.2K ₹2.1M

46.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$39.09 ₹3,711

100.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.54 ₹336

11.58%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$7.50 ₹712

225.33%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$16.06 ₹1,525

501.12%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$7.20 ₹684

-11.81%

Cinema Ticket

$4.04 Rp 70.0K

$2.94 ₹279

37.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$52.2 ₹4,957

479.64%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,548 ₹147.0K

321.23%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$24.68 ₹2,343

118.15%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$25.40 ₹2,411

49.53%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$42.10 ₹3,997

106.08%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$31.69 ₹3,009

148.85%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$125 ₹11.9K

708.48%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$76.8 ₹7,291

778.19%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$276 ₹26.2K

1128.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$178 ₹16.9K

1076.20%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,069 ₹101.5K

179.23%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$560 ₹53.1K

318.05%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$323 ₹30.6K

-46.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.5

-8.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Raiganj: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $125 in Raiganj. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Raiganj, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Raiganj. Monthly groceries follow the same trend: $298 vs $104 – making Raiganj the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Raiganj: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 282% more than Raiganj, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $565 in Raiganj. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Raiganj, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $11.00 in Raiganj. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $377 in Raiganj. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Raiganj, where all-in costs run around $377, than in Ubud, Bali at $1,438. In Raiganj it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Raiganj costs $377 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Raiganj. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.