Cost of Living Comparison Between Ubud, Bali and Ragama Cost of Living Comparison Between Ubud, Bali and Ragama

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $534 in Ragama.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $867 in Ragama.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,201 in Ragama.

Living in Ubud, Bali is roughly 163% more expensive than Ragama, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 4% above, Ragama is 60% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$4.06 LKR 1,369

-12.07%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$25.46 LKR 8,582

27.65%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$8.28 LKR 2,790

-41.30%

Cappuccino

$2.75 Rp 49.8K

$2.76 LKR 929

-0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$0.73 LKR 247

80.82%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.38 LKR 128

84.21%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$2.38 LKR 802

22.27%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$3.44 LKR 1,161

10.17%

Milk (1 liter)

$1.71 Rp 31.0K

$1.63 LKR 551

4.91%

White Bread (500g)

$2.47 Rp 44.9K

$0.53 LKR 178

366.04%

Rice (white) (1kg)

$1.20 Rp 21.8K

$0.75 LKR 254

60.00%

Eggs

$2.44 Rp 44.3K

$2.13 LKR 717

14.55%

Local Cheese (1kg)

$14.38 Rp 260.9K

$14.01 LKR 4,720

2.64%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$4.60 LKR 1,550

-6.30%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$7.90 LKR 2,662

54.56%

Apples (1kg)

$3.68 Rp 66.8K

$7.43 LKR 2,504

-50.47%

Banana (1kg)

$1.55 Rp 28.1K

$1.10 LKR 372

40.91%

Oranges (1kg)

$2.79 Rp 50.5K

$5.62 LKR 1,894

-50.36%

Tomato (1kg)

$2.33 Rp 42.3K

$1.25 LKR 421

86.40%

Potato (1kg)

$1.97 Rp 35.7K

$1.16 LKR 392

69.83%

Onion (1kg)

$2.31 Rp 41.9K

$1.19 LKR 400

94.12%

Lettuce (1 head)

$1.06 Rp 19.3K

$1.20 LKR 404

-11.67%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.60 LKR 201

21.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$10.10 LKR 3,403

-67.52%

Wine (Bottle)

$22.79 Rp 413.4K

$12.58 LKR 4,240

81.16%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$2.02 LKR 682

39.11%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$2.94 LKR 992

-5.44%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$0.41 LKR 138

9.76%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$0.32 LKR 109

40.63%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$0.56 LKR 189

1014.29%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.21 LKR 407

-29.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$26.6K LKR 9.0M

-2.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$34.9K LKR 11.8M

-9.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$60.7 LKR 20.4K

33.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$4.27 LKR 1,438

-4.92%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$15.07 LKR 5,079

62.04%

Gym Membership (Monthly)

$97.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$3.38 LKR 1,138

19.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$36.60 LKR 12.3K

730.68%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$444 LKR 149.7K

1390.35%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$27.18 LKR 9,159

99.52%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$19.47 LKR 6,561

99.18%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$69.4 LKR 23.4K

24.21%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$38.05 LKR 12.8K

101.50%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ragama: June 8, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $25.00 in Ragama for a mid-range dinner for two. Groceries echo the gap at $297 vs $253 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ragama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ragama differ by about 163% in total monthly costs ($1,404 vs $534 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $800 in Ragama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $304 in Ubud, Bali versus $36.60 in Ragama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $534 in Ragama versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ragama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 163% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.