Cost of Living Comparison Between Ubud, Bali and Ragama Cost of Living Comparison Between Ubud, Bali and Ragama

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $519 in Ragama.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $861 in Ragama.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,203 in Ragama.

Living in Ubud, Bali is roughly 168% more expensive than in Ragama, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Ragama is 61% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$4.07 LKR 1,363

-12.29%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$24.91 LKR 8,346

29.75%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$8.51 LKR 2,850

-41.13%

Cappuccino

$2.82 Rp 51.1K

$2.63 LKR 880

7.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.73 LKR 245

84.93%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.38 LKR 126

92.11%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.32 LKR 777

26.29%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.32 LKR 1,112

18.67%

Milk (1 liter)

$1.78 Rp 32.2K

$1.58 LKR 528

12.66%

White Bread (500g)

$2.45 Rp 44.3K

$0.56 LKR 189

337.50%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.73 LKR 243

57.53%

Eggs

$2.41 Rp 43.7K

$2.11 LKR 706

14.22%

Local Cheese (1kg)

$14.33 Rp 259.1K

$14.22 LKR 4,765

0.77%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.54 LKR 1,523

-7.71%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$8.20 LKR 2,747

47.07%

Apples (1kg)

$3.64 Rp 65.8K

$7.41 LKR 2,482

-50.88%

Banana (1kg)

$1.57 Rp 28.3K

$1.12 LKR 376

40.18%

Oranges (1kg)

$2.79 Rp 50.4K

$5.81 LKR 1,948

-51.98%

Tomato (1kg)

$2.24 Rp 40.5K

$1.24 LKR 416

80.65%

Potato (1kg)

$1.98 Rp 35.8K

$1.16 LKR 388

70.69%

Onion (1kg)

$2.28 Rp 41.2K

$1.24 LKR 416

83.87%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.15 LKR 386

-8.70%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.55 LKR 186

43.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$10.07 LKR 3,373

-68.32%

Wine (Bottle)

$23.49 Rp 424.8K

$12.44 LKR 4,167

88.83%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$2.10 LKR 705

38.10%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.98 LKR 999

-7.38%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.38 LKR 129

18.42%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.35 LKR 118

31.43%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$0.57 LKR 191

964.91%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.26 LKR 423

-31.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$26.3K LKR 8.8M

1.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$34.2K LKR 11.4M

-4.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$59.4 LKR 19.9K

32.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$4.29 LKR 1,437

-4.66%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$14.96 LKR 5,013

59.43%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

$3.36 LKR 1,127

19.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$37.47 LKR 12.6K

693.27%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$445 LKR 149.1K

1383.65%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$27.07 LKR 9,070

97.38%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$19.30 LKR 6,467

97.46%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$69.5 LKR 23.3K

27.55%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$39.20 LKR 13.1K

95.46%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ragama: July 26, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $25.00 in Ragama for a mid-range dinner for two. Groceries echo the gap at $298 vs $255 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ragama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ragama differ by about 168% in total monthly costs ($1,392 vs $519 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,088 in Ubud, Bali and $779 in Ragama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $297 in Ubud, Bali versus $37.47 in Ragama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $519 in Ragama versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ragama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 168% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.