Cost of Living Comparison Between Ubud, Bali and Ragama Cost of Living Comparison Between Ubud, Bali and Ragama

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $515 in Ragama.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $835 in Ragama.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,154 in Ragama.

Living in Ubud, Bali is roughly 167% more expensive than in Ragama, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Ragama is 63% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$4.41 LKR 1,448

-24.49%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$26.20 LKR 8,610

36.72%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.64 LKR 2,509

-26.31%

Cappuccino

$2.82 Rp 49.7K

$2.54 LKR 834

11.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.69 LKR 226

153.62%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.27 LKR 88.7

196.30%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.25 LKR 740

35.11%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.12 LKR 1,026

37.82%

Milk (1 liter)

$1.61 Rp 28.3K

$1.43 LKR 468

12.59%

White Bread (500g)

$2.27 Rp 39.9K

$0.51 LKR 166

345.10%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.69 LKR 226

69.57%

Eggs

$2.17 Rp 38.2K

$1.66 LKR 546

30.72%

Local Cheese (1kg)

$17.63 Rp 310.5K

$13.16 LKR 4,324

33.97%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.94 LKR 1,622

-18.02%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.23 LKR 2,376

68.46%

Apples (1kg)

$3.62 Rp 63.7K

$6.71 LKR 2,206

-46.05%

Banana (1kg)

$1.64 Rp 28.8K

$0.89 LKR 294

84.27%

Oranges (1kg)

$2.31 Rp 40.6K

$4.32 LKR 1,420

-46.53%

Tomato (1kg)

$1.96 Rp 34.5K

$1.24 LKR 408

58.06%

Potato (1kg)

$1.84 Rp 32.5K

$1.04 LKR 343

76.92%

Onion (1kg)

$2.37 Rp 41.7K

$0.80 LKR 262

196.25%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.88 LKR 290

19.32%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.46 LKR 151

17.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$10.46 LKR 3,435

-78.01%

Wine (Bottle)

$23.08 Rp 406.4K

$13.56 LKR 4,457

70.21%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.00 LKR 656

17.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.77 LKR 909

10.83%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.39 LKR 128

25.64%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.39 LKR 127

20.51%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$0.92 LKR 303

508.70%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.35 LKR 443

-40.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$30.0K LKR 9.8M

-16.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$41.7K LKR 13.7M

-25.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$54.4 LKR 17.9K

52.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.16 LKR 1,366

56.01%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$20.62 LKR 6,776

-8.87%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$4.49 LKR 1,477

-4.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$38.72 LKR 12.7K

1176.27%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,242 LKR 408.2K

376.27%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$20.02 LKR 6,577

131.17%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$16.51 LKR 5,424

120.71%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$79.6 LKR 26.1K

1.45%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$41.71 LKR 13.7K

88.92%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.69

8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Ragama: September 7, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $26.00 in Ragama for a mid-range dinner for two. Groceries echo the gap at $294 vs $233 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ragama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ragama differ by about 167% in total monthly costs ($1,378 vs $515 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,067 in Ubud, Bali and $773 in Ragama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $494 in Ubud, Bali versus $38.72 in Ragama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $26.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $515 in Ragama versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ragama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 167% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.