Cost of Living Comparison Between Ubud, Bali and Ragama Cost of Living Comparison Between Ubud, Bali and Ragama

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $526 in Ragama.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $851 in Ragama.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,177 in Ragama.

Living in Ubud, Bali is roughly 168% more expensive than Ragama, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Ragama is 61% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$3.92 LKR 1,240

-12.76%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$25.21 LKR 7,978

30.74%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$8.54 LKR 2,703

-40.52%

Cappuccino

$2.82 Rp 48.5K

$2.73 LKR 865

3.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.74 LKR 233

85.14%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.40 LKR 127

77.50%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.32 LKR 734

28.02%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.26 LKR 1,032

19.94%

Milk (1 liter)

$1.75 Rp 30.0K

$1.58 LKR 501

10.76%

White Bread (500g)

$2.52 Rp 43.2K

$0.53 LKR 168

375.47%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.75 LKR 238

61.33%

Eggs

$2.33 Rp 40.1K

$2.19 LKR 694

6.39%

Local Cheese (1kg)

$14.50 Rp 249.2K

$14.03 LKR 4,441

3.35%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.64 LKR 1,468

-6.03%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$7.93 LKR 2,509

51.95%

Apples (1kg)

$3.82 Rp 65.6K

$7.69 LKR 2,433

-50.33%

Banana (1kg)

$1.61 Rp 27.7K

$1.07 LKR 340

50.47%

Oranges (1kg)

$2.70 Rp 46.5K

$5.69 LKR 1,801

-52.55%

Tomato (1kg)

$2.23 Rp 38.3K

$1.26 LKR 399

76.98%

Potato (1kg)

$1.90 Rp 32.6K

$1.11 LKR 351

71.17%

Onion (1kg)

$2.18 Rp 37.5K

$1.18 LKR 375

84.75%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.16 LKR 367

-11.21%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.61 LKR 192

26.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$10.10 LKR 3,198

-68.51%

Wine (Bottle)

$23.23 Rp 399.2K

$12.87 LKR 4,073

80.50%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$2.00 LKR 632

42.50%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$2.96 LKR 936

-8.11%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.39 LKR 123

25.64%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.35 LKR 111

28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$0.56 LKR 178

1021.43%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.26 LKR 400

-32.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$27.3K LKR 8.6M

-4.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$34.7K LKR 11.0M

-9.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$59.0 LKR 18.7K

35.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$4.43 LKR 1,404

-7.67%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$15.40 LKR 4,875

56.23%

Gym Membership (Monthly)

$96.2 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$3.45 LKR 1,091

19.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$37.37 LKR 11.8K

694.11%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$440 LKR 139.4K

1412.77%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$27.22 LKR 8,616

101.91%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$19.32 LKR 6,116

100.57%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$70.2 LKR 22.2K

27.61%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$39.05 LKR 12.4K

102.05%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.45

-19.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Ragama: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $0 in Ragama. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $25 in Ragama for a mid-range dinner for two. Groceries echo the gap at $299 vs $255 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ragama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ragama differ by about 168% in total monthly costs ($1,408 vs $526 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $789 in Ragama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $297 in Ubud, Bali versus $37.37 in Ragama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $526 in Ragama versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ragama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 168% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.