Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ragama

For one person, living is cheaper in Ragama: $502 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Ragama
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Ragama Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Ragama

🇱🇰 Sri Lanka

$502

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ragama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ragama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $502 in Ragama.

Ubud, Bali $1,349
Ragama $502

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $816 in Ragama.

Ubud, Bali $2,305
Ragama $816

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,129 in Ragama.

Ubud, Bali $3,261
Ragama $1,129

Living in Ubud, Bali is roughly 169% more expensive than in Ragama, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.89 LKR 1,294

-14.65%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$25.24 LKR 8,390

41.20%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.42 LKR 2,467

-25.47%

Cappuccino

$2.72 Rp 49.4K

$2.45 LKR 815

11.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.73 LKR 243

132.88%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.27 LKR 90.2

181.48%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.26 LKR 750

17.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.01 LKR 1,000

45.51%

Milk (1 liter)

$1.49 Rp 27.1K

$1.43 LKR 474

4.20%

White Bread (500g)

$2.28 Rp 41.4K

$0.50 LKR 165

356.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.68 LKR 227

75.00%

Eggs

$2.04 Rp 37.0K

$1.66 LKR 551

22.89%

Local Cheese (1kg)

$17.70 Rp 321.7K

$14.02 LKR 4,660

26.25%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.82 LKR 1,603

-17.84%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.40 LKR 2,460

64.73%

Apples (1kg)

$3.66 Rp 66.4K

$6.56 LKR 2,180

-44.21%

Banana (1kg)

$1.52 Rp 27.6K

$0.81 LKR 270

87.65%

Oranges (1kg)

$2.23 Rp 40.5K

$4.32 LKR 1,435

-48.38%

Tomato (1kg)

$1.97 Rp 35.9K

$1.32 LKR 437

49.24%

Potato (1kg)

$1.85 Rp 33.6K

$1.04 LKR 345

77.88%

Onion (1kg)

$2.42 Rp 44.1K

$0.77 LKR 255

214.29%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.92 LKR 306

7.61%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.45 LKR 150

13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$10.17 LKR 3,380

-78.17%

Wine (Bottle)

$22.24 Rp 404.2K

$12.95 LKR 4,304

71.74%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.91 LKR 636

18.32%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.00 LKR 997

-1.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.38 LKR 126

15.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.35 LKR 115

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$0.87 LKR 288

521.84%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.34 LKR 444

-38.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$44.0K LKR 14.6M

-45.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$39.9K LKR 13.3M

-20.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$58.0 LKR 19.3K

36.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$4.24 LKR 1,409

52.12%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$20.84 LKR 6,927

-10.84%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$4.42 LKR 1,471

-3.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$37.33 LKR 12.4K

1214.06%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,217 LKR 404.6K

366.17%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$18.43 LKR 6,126

142.21%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$16.62 LKR 5,526

110.29%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$79.4 LKR 26.4K

0.62%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$42.13 LKR 14.0K

88.51%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.69

8.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Ragama: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Ragama

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Ragama

$234 46.5% 19% $55

Eating Out

Ubud, Bali

$108 8%

Ragama

$104 20.7% 3.3% $3.5

Clothing & Footwear

Ubud, Bali

$108 8%

Ragama

$70 14% 34.5% $37

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Ragama

$83 16.5% 20.2% $21

Sport & Entertainment

Ubud, Bali

$58 4.3%

Ragama

$8.9 * 1.8% 84.7% $49

Getting Around

Ubud, Bali

$11 0.9%

Ragama

$2.1 * 0.4% 81.5% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $25 in Ragama for a mid-range dinner for two. Groceries echo the gap at $288 vs $234 per month, with Ragama cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇰 Ragama

🕒 Local time

05:20 5:20 AM

02:50 2:50 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

15,000

💱 Currency

Indonesian Rupiah IDR Rp

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 LKR = 3.01 USD

1,000 LKR = 2.7 EUR

Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Sri Lankan Rupee exchange rates as of October 28, 2026: 1 USD = 332 LKR (1,000 LKR = 3.01 USD). 1 EUR = 370 LKR (1,000 LKR = 2.7 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ragama 4,280 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Ragama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ragama: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $502 in Ragama, so Ragama is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $753 in Ragama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $491 in Ubud, Bali versus $37 in Ragama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $502 in Ragama versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.