Last update: Oct 2026

Cost of Living Comparison Between Ragama and Ubud, Bali

For one person, living is cheaper in Ragama: $502 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Ragama
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Ragama Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ragama

🇱🇰 Sri Lanka

$502

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ragama and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ragama and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $502 in Ragama versus $1,349 in Ubud, Bali.

Ragama $502
Ubud, Bali $1,349

Estimated couple costs with rent: $816 in Ragama versus $2,305 in Ubud, Bali.

Ragama $816
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,129 in Ragama versus $3,261 in Ubud, Bali.

Ragama $1,129
Ubud, Bali $3,261

Living in Ragama costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.89 LKR 1,294

$3.32 Rp 60.4K

17.17%

Three-Course Dinner for Two, Mid-Range

$25.24 LKR 8,390

$35.64 Rp 647.8K

-29.18%

Fast Food Meal (McDonalds, etc)

$7.42 LKR 2,467

$5.53 Rp 100.6K

34.18%

Cappuccino

$2.45 LKR 815

$2.72 Rp 49.4K

-9.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 LKR 243

$1.70 Rp 30.9K

-57.06%

Water (0.33 liter bottle)

$0.27 LKR 90.2

$0.76 Rp 13.8K

-64.47%

Local Beer (0.5 liter draught)

$2.26 LKR 750

$2.65 Rp 48.2K

-14.72%

Imported Beer (0.33 liter bottle)

$3.01 LKR 1,000

$4.38 Rp 79.6K

-31.28%

Milk (1 liter)

$1.43 LKR 474

$1.49 Rp 27.1K

-4.03%

White Bread (500g)

$0.50 LKR 165

$2.28 Rp 41.4K

-78.07%

Rice (white) (1kg)

$0.68 LKR 227

$1.19 Rp 21.6K

-42.86%

Eggs

$1.66 LKR 551

$2.04 Rp 37.0K

-18.63%

Local Cheese (1kg)

$14.02 LKR 4,660

$17.70 Rp 321.7K

-20.79%

Chicken Fillets (1kg)

$4.82 LKR 1,603

$3.96 Rp 72.0K

21.72%

Beef Round Steak (1kg)

$7.40 LKR 2,460

$12.19 Rp 221.6K

-39.29%

Apples (1kg)

$6.56 LKR 2,180

$3.66 Rp 66.4K

79.23%

Banana (1kg)

$0.81 LKR 270

$1.52 Rp 27.6K

-46.71%

Oranges (1kg)

$4.32 LKR 1,435

$2.23 Rp 40.5K

93.72%

Tomato (1kg)

$1.32 LKR 437

$1.97 Rp 35.9K

-32.99%

Potato (1kg)

$1.04 LKR 345

$1.85 Rp 33.6K

-43.78%

Onion (1kg)

$0.77 LKR 255

$2.42 Rp 44.1K

-68.18%

Lettuce (1 head)

$0.92 LKR 306

$0.99 Rp 18.0K

-7.07%

Water (1.5 liter bottle)

$0.45 LKR 150

$0.51 Rp 9,332

-11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$10.17 LKR 3,380

$2.22 Rp 40.4K

358.11%

Wine (Bottle)

$12.95 LKR 4,304

$22.24 Rp 404.2K

-41.77%

Local Beer (0.5 liter bottle)

$1.91 LKR 636

$2.26 Rp 41.1K

-15.49%

Imported Beer (0.33 liter bottle)

$3.00 LKR 997

$2.97 Rp 54.0K

1.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.38 LKR 126

$0.44 Rp 7,989

-13.64%

Taxi (Normal Tariff) (1km)

$0.35 LKR 115

$0.43 Rp 7,817

-18.60%

Taxi 1hour Waiting (Normal Tariff)

$0.87 LKR 288

$5.41 Rp 98.3K

-83.92%

Gasoline (1 liter)

$1.34 LKR 444

$0.82 Rp 15.0K

63.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.0K LKR 14.6M

$23.8K Rp 433.3M

84.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K LKR 13.3M

$31.7K Rp 577.0M

25.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.0 LKR 19.3K

$79.1 Rp 1.4M

-26.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.24 LKR 1,409

$6.45 Rp 117.2K

-34.26%

Internet (50+ Mbps, Unlimited Data)

$20.84 LKR 6,927

$18.58 Rp 337.7K

12.16%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.42 LKR 1,471

$4.27 Rp 77.7K

3.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.33 LKR 12.4K

$491 Rp 8.9M

-92.39%

International Primary School, 1 Child (Yearly)

$1,217 LKR 404.6K

$5,674 Rp 103.1M

-78.55%

Jeans (Levis 501 Or Similar)

$18.43 LKR 6,126

$44.64 Rp 811.4K

-58.71%

Summer Dress (H&M, Zara, etc)

$16.62 LKR 5,526

$34.95 Rp 635.3K

-52.45%

Sport Shoes (Adidas, Nike)

$79.4 LKR 26.4K

$79.9 Rp 1.5M

-0.61%

Men's Leather Business Shoes

$42.13 LKR 14.0K

$79.4 Rp 1.4M

-46.95%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

12.69

13.78

-7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragama: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ragama

$234 46.5%

Ubud, Bali

$288 21.4% 23.5% $55

Eating Out

Ragama

$104 20.7%

Ubud, Bali

$108 8% 3.4% $3.5

Monthly Utilities & Internet

Ragama

$83 16.5%

Ubud, Bali

$104 7.7% 25.3% $21

Clothing & Footwear

Ragama

$70 14%

Ubud, Bali

$108 8% 52.6% $37

Sport & Entertainment

Ragama

$8.9 * 1.8%

Ubud, Bali

$58 4.3% 556% $49

Getting Around

Ragama

$2.1 * 0.4%

Ubud, Bali

$11 0.9% 441% $9.3

Accommodation & Living

Ragama

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $25 in Ragama vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $234 vs $288 per month, with Ragama cheaper across the board.

Good to know

🇱🇰 Ragama

🇮🇩 Ubud, Bali

🕒 Local time

02:05 2:05 AM

04:35 4:35 AM

2 h 30 min ahead of Ragama

🌤 Weather

👥 Population

15,000

74,800

💱 Currency

Sri Lankan Rupee LKR Rs

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 LKR = 3.01 USD

1,000 LKR = 2.7 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to LKR – Sri Lankan Rupee Converter

🇺🇸 United States Dollar ($)

🇱🇰 Sri Lankan Rupee (Rs)

Sri Lankan Rupee exchange rates as of October 28, 2026: 1 USD = 332 LKR (1,000 LKR = 3.01 USD). 1 EUR = 370 LKR (1,000 LKR = 2.7 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to LKR in detail →

On the map

Lowest

Highest

Between locations

Ragama Ubud, Bali 4,280 km ≈ 6 h nonstop flight

From you

Ragama
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $502 in Ragama and $1,349 in Ubud, Bali, so Ragama is about 63% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $753 in Ragama and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $37 in Ragama versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $502 in Ragama versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.