Cost of Living Comparison Between Ragama and Ubud, Bali Cost of Living Comparison Between Ragama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $515 in Ragama versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $835 in Ragama versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,154 in Ragama versus $3,275 in Ubud, Bali.

Living in Ragama costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ragama is 63% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$4.41 LKR 1,448

$3.33 Rp 58.7K

32.43%

Three-Course Dinner for Two, Mid-Range

$26.20 LKR 8,610

$35.82 Rp 630.7K

-26.86%

Fast Food Meal (McDonalds, etc)

$7.64 LKR 2,509

$5.63 Rp 99.1K

35.70%

Cappuccino

$2.54 LKR 834

$2.82 Rp 49.7K

-9.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 LKR 226

$1.75 Rp 30.8K

-60.57%

Water (0.33 liter bottle)

$0.27 LKR 88.7

$0.80 Rp 14.0K

-66.25%

Local Beer (0.5 liter draught)

$2.25 LKR 740

$3.04 Rp 53.6K

-25.99%

Imported Beer (0.33 liter bottle)

$3.12 LKR 1,026

$4.30 Rp 75.7K

-27.44%

Milk (1 liter)

$1.43 LKR 468

$1.61 Rp 28.3K

-11.18%

White Bread (500g)

$0.51 LKR 166

$2.27 Rp 39.9K

-77.53%

Rice (white) (1kg)

$0.69 LKR 226

$1.17 Rp 20.6K

-41.03%

Eggs

$1.66 LKR 546

$2.17 Rp 38.2K

-23.50%

Local Cheese (1kg)

$13.16 LKR 4,324

$17.63 Rp 310.5K

-25.35%

Chicken Fillets (1kg)

$4.94 LKR 1,622

$4.05 Rp 71.4K

21.98%

Beef Round Steak (1kg)

$7.23 LKR 2,376

$12.18 Rp 214.5K

-40.64%

Apples (1kg)

$6.71 LKR 2,206

$3.62 Rp 63.7K

85.36%

Banana (1kg)

$0.89 LKR 294

$1.64 Rp 28.8K

-45.73%

Oranges (1kg)

$4.32 LKR 1,420

$2.31 Rp 40.6K

87.01%

Tomato (1kg)

$1.24 LKR 408

$1.96 Rp 34.5K

-36.73%

Potato (1kg)

$1.04 LKR 343

$1.84 Rp 32.5K

-43.48%

Onion (1kg)

$0.80 LKR 262

$2.37 Rp 41.7K

-66.24%

Lettuce (1 head)

$0.88 LKR 290

$1.05 Rp 18.5K

-16.19%

Water (1.5 liter bottle)

$0.46 LKR 151

$0.54 Rp 9,560

-14.81%

Cigarettes 20 Pack (Marlboro, Camel)

$10.46 LKR 3,435

$2.30 Rp 40.6K

354.78%

Wine (Bottle)

$13.56 LKR 4,457

$23.08 Rp 406.4K

-41.25%

Local Beer (0.5 liter bottle)

$2.00 LKR 656

$2.34 Rp 41.2K

-14.53%

Imported Beer (0.33 liter bottle)

$2.77 LKR 909

$3.07 Rp 54.0K

-9.77%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.39 LKR 128

$0.49 Rp 8,631

-20.41%

Taxi (Normal Tariff) (1km)

$0.39 LKR 127

$0.47 Rp 8,349

-17.02%

Taxi 1hour Waiting (Normal Tariff)

$0.92 LKR 303

$5.60 Rp 98.6K

-83.57%

Gasoline (1 liter)

$1.35 LKR 443

$0.81 Rp 14.2K

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K LKR 9.8M

$25.0K Rp 440.3M

19.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K LKR 13.7M

$31.1K Rp 547.0M

34.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.4 LKR 17.9K

$82.7 Rp 1.5M

-34.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.16 LKR 1,366

$6.49 Rp 114.2K

-35.90%

Internet (50+ Mbps, Unlimited Data)

$20.62 LKR 6,776

$18.79 Rp 330.8K

9.74%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.49 LKR 1,477

$4.30 Rp 75.7K

4.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$38.72 LKR 12.7K

$494 Rp 8.7M

-92.16%

International Primary School, 1 Child (Yearly)

$1,242 LKR 408.2K

$5,917 Rp 104.2M

-79.00%

Jeans (Levis 501 Or Similar)

$20.02 LKR 6,577

$46.28 Rp 814.8K

-56.74%

Summer Dress (H&M, Zara, etc)

$16.51 LKR 5,424

$36.44 Rp 641.6K

-54.69%

Sport Shoes (Adidas, Nike)

$79.6 LKR 26.1K

$80.7 Rp 1.4M

-1.43%

Men's Leather Business Shoes

$41.71 LKR 13.7K

$78.8 Rp 1.4M

-47.07%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

12.69

13.78

-7.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragama: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Dining out: $26.00 in Ragama vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $233 vs $294 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ragama and Ubud, Bali differ by about 167% in total monthly costs ($515 vs $1,378 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $773 in Ragama and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $38.72 in Ragama versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $26.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $515 in Ragama versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ragama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 167% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.