Cost of Living Comparison Between Ragama and Ubud, Bali Cost of Living Comparison Between Ragama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $519 in Ragama versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $861 in Ragama versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,203 in Ragama versus $3,723 in Ubud, Bali.

Living in Ragama costs roughly 63% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ragama is 61% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$4.07 LKR 1,363

$3.57 Rp 64.6K

14.01%

Three-Course Dinner for Two, Mid-Range

$24.91 LKR 8,346

$32.32 Rp 584.4K

-22.93%

Fast Food Meal (McDonalds, etc)

$8.51 LKR 2,850

$5.01 Rp 90.5K

69.86%

Cappuccino

$2.63 LKR 880

$2.82 Rp 51.1K

-6.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 LKR 245

$1.35 Rp 24.4K

-45.93%

Water (0.33 liter bottle)

$0.38 LKR 126

$0.73 Rp 13.2K

-47.95%

Local Beer (0.5 liter draught)

$2.32 LKR 777

$2.93 Rp 53.0K

-20.82%

Imported Beer (0.33 liter bottle)

$3.32 LKR 1,112

$3.94 Rp 71.2K

-15.74%

Milk (1 liter)

$1.58 LKR 528

$1.78 Rp 32.2K

-11.24%

White Bread (500g)

$0.56 LKR 189

$2.45 Rp 44.3K

-77.14%

Rice (white) (1kg)

$0.73 LKR 243

$1.15 Rp 20.8K

-36.52%

Eggs

$2.11 LKR 706

$2.41 Rp 43.7K

-12.45%

Local Cheese (1kg)

$14.22 LKR 4,765

$14.33 Rp 259.1K

-0.77%

Chicken Fillets (1kg)

$4.54 LKR 1,523

$4.19 Rp 75.7K

8.35%

Beef Round Steak (1kg)

$8.20 LKR 2,747

$12.06 Rp 218.1K

-32.01%

Apples (1kg)

$7.41 LKR 2,482

$3.64 Rp 65.8K

103.57%

Banana (1kg)

$1.12 LKR 376

$1.57 Rp 28.3K

-28.66%

Oranges (1kg)

$5.81 LKR 1,948

$2.79 Rp 50.4K

108.24%

Tomato (1kg)

$1.24 LKR 416

$2.24 Rp 40.5K

-44.64%

Potato (1kg)

$1.16 LKR 388

$1.98 Rp 35.8K

-41.41%

Onion (1kg)

$1.24 LKR 416

$2.28 Rp 41.2K

-45.61%

Lettuce (1 head)

$1.15 LKR 386

$1.05 Rp 19.1K

9.52%

Water (1.5 liter bottle)

$0.55 LKR 186

$0.79 Rp 14.2K

-30.38%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 LKR 3,373

$3.19 Rp 57.7K

215.67%

Wine (Bottle)

$12.44 LKR 4,167

$23.49 Rp 424.8K

-47.04%

Local Beer (0.5 liter bottle)

$2.10 LKR 705

$2.90 Rp 52.4K

-27.59%

Imported Beer (0.33 liter bottle)

$2.98 LKR 999

$2.76 Rp 49.8K

7.97%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.38 LKR 129

$0.45 Rp 8,180

-15.56%

Taxi (Normal Tariff) (1km)

$0.35 LKR 118

$0.46 Rp 8,311

-23.91%

Taxi 1hour Waiting (Normal Tariff)

$0.57 LKR 191

$6.07 Rp 109.7K

-90.61%

Gasoline (1 liter)

$1.26 LKR 423

$0.86 Rp 15.6K

46.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K LKR 8.8M

$26.6K Rp 480.7M

-1.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K LKR 11.4M

$32.5K Rp 588.6M

4.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.4 LKR 19.9K

$79.0 Rp 1.4M

-24.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.29 LKR 1,437

$4.09 Rp 74.0K

4.89%

Internet (50+ Mbps, Unlimited Data)

$14.96 LKR 5,013

$23.85 Rp 431.2K

-37.27%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$3.36 LKR 1,127

$4.01 Rp 72.5K

-16.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.47 LKR 12.6K

$297 Rp 5.4M

-87.39%

International Primary School, 1 Child (Yearly)

$445 LKR 149.1K

$6,602 Rp 119.4M

-93.26%

Jeans (Levis 501 Or Similar)

$27.07 LKR 9,070

$53.4 Rp 966.0K

-49.34%

Summer Dress (H&M, Zara, etc)

$19.30 LKR 6,467

$38.11 Rp 689.2K

-49.36%

Sport Shoes (Adidas, Nike)

$69.5 LKR 23.3K

$88.7 Rp 1.6M

-21.60%

Men's Leather Business Shoes

$39.20 LKR 13.1K

$76.6 Rp 1.4M

-48.84%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

16.45

13.28

23.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragama: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

Dining out: $25.00 in Ragama vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $255 vs $298 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ragama and Ubud, Bali differ by about 168% in total monthly costs ($519 vs $1,392 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $779 in Ragama and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $37.47 in Ragama versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $519 in Ragama versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ragama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 168% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.