Cost of Living Comparison Between Ragama and Ubud, Bali Cost of Living Comparison Between Ragama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $534 in Ragama versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $867 in Ragama versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,201 in Ragama versus $3,694 in Ubud, Bali.

Living in Ragama costs roughly 62% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ragama is 60% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$4.06 LKR 1,369

$3.57 Rp 64.7K

13.73%

Three-Course Dinner for Two, Mid-Range

$25.46 LKR 8,582

$32.50 Rp 589.5K

-21.66%

Fast Food Meal (McDonalds, etc)

$8.28 LKR 2,790

$4.86 Rp 88.2K

70.37%

Cappuccino

$2.76 LKR 929

$2.75 Rp 49.8K

0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 LKR 247

$1.32 Rp 24.0K

-44.70%

Water (0.33 liter bottle)

$0.38 LKR 128

$0.70 Rp 12.7K

-45.71%

Local Beer (0.5 liter draught)

$2.38 LKR 802

$2.91 Rp 52.8K

-18.21%

Imported Beer (0.33 liter bottle)

$3.44 LKR 1,161

$3.79 Rp 68.8K

-9.23%

Milk (1 liter)

$1.63 LKR 551

$1.71 Rp 31.0K

-4.68%

White Bread (500g)

$0.53 LKR 178

$2.47 Rp 44.9K

-78.54%

Rice (white) (1kg)

$0.75 LKR 254

$1.20 Rp 21.8K

-37.50%

Eggs

$2.13 LKR 717

$2.44 Rp 44.3K

-12.70%

Local Cheese (1kg)

$14.01 LKR 4,720

$14.38 Rp 260.9K

-2.57%

Chicken Fillets (1kg)

$4.60 LKR 1,550

$4.31 Rp 78.1K

6.73%

Beef Round Steak (1kg)

$7.90 LKR 2,662

$12.21 Rp 221.4K

-35.30%

Apples (1kg)

$7.43 LKR 2,504

$3.68 Rp 66.8K

101.90%

Banana (1kg)

$1.10 LKR 372

$1.55 Rp 28.1K

-29.03%

Oranges (1kg)

$5.62 LKR 1,894

$2.79 Rp 50.5K

101.43%

Tomato (1kg)

$1.25 LKR 421

$2.33 Rp 42.3K

-46.35%

Potato (1kg)

$1.16 LKR 392

$1.97 Rp 35.7K

-41.12%

Onion (1kg)

$1.19 LKR 400

$2.31 Rp 41.9K

-48.48%

Lettuce (1 head)

$1.20 LKR 404

$1.06 Rp 19.3K

13.21%

Water (1.5 liter bottle)

$0.60 LKR 201

$0.73 Rp 13.2K

-17.81%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 LKR 3,403

$3.28 Rp 59.5K

207.93%

Wine (Bottle)

$12.58 LKR 4,240

$22.79 Rp 413.4K

-44.80%

Local Beer (0.5 liter bottle)

$2.02 LKR 682

$2.81 Rp 50.9K

-28.11%

Imported Beer (0.33 liter bottle)

$2.94 LKR 992

$2.78 Rp 50.5K

5.76%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.41 LKR 138

$0.45 Rp 8,146

-8.89%

Taxi (Normal Tariff) (1km)

$0.32 LKR 109

$0.45 Rp 8,193

-28.89%

Taxi 1hour Waiting (Normal Tariff)

$0.56 LKR 189

$6.24 Rp 113.1K

-91.03%

Gasoline (1 liter)

$1.21 LKR 407

$0.85 Rp 15.4K

42.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K LKR 9.0M

$26.0K Rp 471.2M

2.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K LKR 11.8M

$31.7K Rp 574.1M

10.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.7 LKR 20.4K

$80.8 Rp 1.5M

-24.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.27 LKR 1,438

$4.06 Rp 73.6K

5.17%

Internet (50+ Mbps, Unlimited Data)

$15.07 LKR 5,079

$24.42 Rp 442.9K

-38.29%

Gym Membership (Monthly)

$97.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$3.38 LKR 1,138

$4.04 Rp 73.3K

-16.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$36.60 LKR 12.3K

$304 Rp 5.5M

-87.96%

International Primary School, 1 Child (Yearly)

$444 LKR 149.7K

$6,621 Rp 120.1M

-93.29%

Jeans (Levis 501 Or Similar)

$27.18 LKR 9,159

$54.2 Rp 983.6K

-49.88%

Summer Dress (H&M, Zara, etc)

$19.47 LKR 6,561

$38.78 Rp 703.2K

-49.79%

Sport Shoes (Adidas, Nike)

$69.4 LKR 23.4K

$86.1 Rp 1.6M

-19.49%

Men's Leather Business Shoes

$38.05 LKR 12.8K

$76.7 Rp 1.4M

-50.37%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

16.45

13.28

23.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragama: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

Dining out: $25.00 in Ragama vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $253 vs $297 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ragama and Ubud, Bali differ by about 163% in total monthly costs ($534 vs $1,404 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $800 in Ragama and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $36.60 in Ragama versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $534 in Ragama versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ragama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 163% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.