Cost of Living Comparison Between Ragama and Ubud, Bali Cost of Living Comparison Between Ragama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $526 in Ragama versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $851 in Ragama versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,177 in Ragama versus $3,757 in Ubud, Bali.

Living in Ragama costs roughly 63% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ragama is 61% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.92 LKR 1,240

$3.42 Rp 58.7K

14.62%

Three-Course Dinner for Two, Mid-Range

$25.21 LKR 7,978

$32.96 Rp 566.5K

-23.51%

Fast Food Meal (McDonalds, etc)

$8.54 LKR 2,703

$5.08 Rp 87.3K

68.11%

Cappuccino

$2.73 LKR 865

$2.82 Rp 48.5K

-3.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 LKR 233

$1.37 Rp 23.5K

-45.99%

Water (0.33 liter bottle)

$0.40 LKR 127

$0.71 Rp 12.2K

-43.66%

Local Beer (0.5 liter draught)

$2.32 LKR 734

$2.97 Rp 51.0K

-21.89%

Imported Beer (0.33 liter bottle)

$3.26 LKR 1,032

$3.91 Rp 67.2K

-16.62%

Milk (1 liter)

$1.58 LKR 501

$1.75 Rp 30.0K

-9.71%

White Bread (500g)

$0.53 LKR 168

$2.52 Rp 43.2K

-78.97%

Rice (white) (1kg)

$0.75 LKR 238

$1.21 Rp 20.8K

-38.02%

Eggs

$2.19 LKR 694

$2.33 Rp 40.1K

-6.01%

Local Cheese (1kg)

$14.03 LKR 4,441

$14.50 Rp 249.2K

-3.24%

Chicken Fillets (1kg)

$4.64 LKR 1,468

$4.36 Rp 74.9K

6.42%

Beef Round Steak (1kg)

$7.93 LKR 2,509

$12.05 Rp 207.0K

-34.19%

Apples (1kg)

$7.69 LKR 2,433

$3.82 Rp 65.6K

101.31%

Banana (1kg)

$1.07 LKR 340

$1.61 Rp 27.7K

-33.54%

Oranges (1kg)

$5.69 LKR 1,801

$2.70 Rp 46.5K

110.74%

Tomato (1kg)

$1.26 LKR 399

$2.23 Rp 38.3K

-43.50%

Potato (1kg)

$1.11 LKR 351

$1.90 Rp 32.6K

-41.58%

Onion (1kg)

$1.18 LKR 375

$2.18 Rp 37.5K

-45.87%

Lettuce (1 head)

$1.16 LKR 367

$1.03 Rp 17.7K

12.62%

Water (1.5 liter bottle)

$0.61 LKR 192

$0.77 Rp 13.3K

-20.78%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 LKR 3,198

$3.18 Rp 54.7K

217.61%

Wine (Bottle)

$12.87 LKR 4,073

$23.23 Rp 399.2K

-44.60%

Local Beer (0.5 liter bottle)

$2.00 LKR 632

$2.85 Rp 48.9K

-29.82%

Imported Beer (0.33 liter bottle)

$2.96 LKR 936

$2.72 Rp 46.7K

8.82%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.39 LKR 123

$0.49 Rp 8,344

-20.41%

Taxi (Normal Tariff) (1km)

$0.35 LKR 111

$0.45 Rp 7,812

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$0.56 LKR 178

$6.28 Rp 107.8K

-91.08%

Gasoline (1 liter)

$1.26 LKR 400

$0.85 Rp 14.6K

48.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K LKR 8.6M

$26.1K Rp 447.8M

4.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K LKR 11.0M

$31.5K Rp 541.8M

10.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.0 LKR 18.7K

$79.8 Rp 1.4M

-26.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.43 LKR 1,404

$4.09 Rp 70.3K

8.31%

Internet (50+ Mbps, Unlimited Data)

$15.40 LKR 4,875

$24.06 Rp 413.6K

-35.99%

Gym Membership (Monthly)

$96.2 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$3.45 LKR 1,091

$4.13 Rp 71.1K

-16.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.37 LKR 11.8K

$297 Rp 5.1M

-87.41%

International Primary School, 1 Child (Yearly)

$440 LKR 139.4K

$6,661 Rp 114.5M

-93.39%

Jeans (Levis 501 Or Similar)

$27.22 LKR 8,616

$55.0 Rp 944.5K

-50.47%

Summer Dress (H&M, Zara, etc)

$19.32 LKR 6,116

$38.75 Rp 666.0K

-50.14%

Sport Shoes (Adidas, Nike)

$70.2 LKR 22.2K

$89.6 Rp 1.5M

-21.64%

Men's Leather Business Shoes

$39.05 LKR 12.4K

$78.9 Rp 1.4M

-50.51%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

16.45

13.28

23.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragama: April 20, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $0 in Ragama and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $25 in Ragama vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $255 vs $299 per month, with Ragama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ragama and Ubud, Bali differ by about 168% in total monthly costs ($526 vs $1,408 including rent). Ragama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $789 in Ragama and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $37.37 in Ragama versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ragama – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $526 in Ragama versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Ragama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ragama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ragama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ragama gentler on the wallet – expenses run 168% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.