Cost of Living Comparison Between Ubud, Bali and Qarshi Cost of Living Comparison Between Ubud, Bali and Qarshi

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $395 in Qarshi, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $647 in Qarshi, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $899 in Qarshi, rent included.

Ubud, Bali costs about 264% more than Qarshi, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Qarshi is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.75 UZS 57.2K

-24.84%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$21.01 UZS 253.0K

55.07%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.53 UZS 102.7K

-40.56%

Cappuccino

$2.83 Rp 49.0K

$1.71 UZS 20.6K

65.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.45 UZS 5,454

197.78%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.27 UZS 3,255

155.56%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.62 UZS 7,432

382.26%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

White Bread (500g)

$2.54 Rp 44.0K

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.60 UZS 19.3K

-25.63%

Eggs

$2.43 Rp 42.0K

$1.39 UZS 16.8K

74.82%

Local Cheese (1kg)

$14.66 Rp 254.1K

Chicken Fillets (1kg)

$4.18 Rp 72.4K

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$6.00 UZS 72.2K

99.00%

Apples (1kg)

$3.69 Rp 63.9K

$0.48 UZS 5,808

668.75%

Banana (1kg)

$1.61 Rp 27.8K

$1.68 UZS 20.3K

-4.17%

Oranges (1kg)

$2.69 Rp 46.5K

$1.71 UZS 20.5K

57.31%

Tomato (1kg)

$2.33 Rp 40.4K

Potato (1kg)

$1.91 Rp 33.0K

$0.23 UZS 2,765

730.43%

Onion (1kg)

$2.19 Rp 37.9K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.43 UZS 5,178

67.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.57 UZS 30.9K

21.79%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.18 UZS 2,117

61.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$9.43 UZS 113.5K

-13.36%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.32 UZS 3,889

31.25%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$4.19 UZS 50.5K

-5.73%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

$31.47 UZS 379.0K

206.77%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$212 UZS 2.6M

377.96%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$194 UZS 2.3M

246.80%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$505 UZS 6.1M

571.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$400 UZS 4.8M

424.19%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$346 UZS 4.2M

-49.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Qarshi: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $212 in Qarshi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 100% higher in Qarshi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $21.00 in Qarshi. Monthly groceries follow the same trend: $298 vs $55.0 – making Qarshi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Qarshi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 264%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $593 in Qarshi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Qarshi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 15% less in Qarshi. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 440% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Qarshi, where all-in costs run around $395, than in Ubud, Bali at $1,438. In Qarshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Qarshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Qarshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.