Cost of Living Comparison Between Ubud, Bali and Qarshi Cost of Living Comparison Between Ubud, Bali and Qarshi

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $567 in Qarshi, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $888 in Qarshi, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,208 in Qarshi, rent included.

Ubud, Bali costs about 141% more than Qarshi, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Qarshi is 59% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$10.02 UZS 117.9K

-65.67%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$16.70 UZS 196.4K

117.43%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.51 UZS 111.9K

-39.96%

Cappuccino

$2.67 Rp 47.3K

$1.03 UZS 12.2K

159.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.53 UZS 6,177

230.19%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.17 UZS 1,979

411.76%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$0.66 UZS 7,779

346.97%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$1.28 UZS 15.0K

26.56%

White Bread (500g)

$2.33 Rp 41.3K

$0.44 UZS 5,136

429.55%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.17 UZS 13.7K

-5.13%

Eggs

$2.20 Rp 39.0K

$1.55 UZS 18.3K

41.94%

Local Cheese (1kg)

$17.69 Rp 313.3K

$10.08 UZS 118.6K

75.50%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.44 UZS 40.4K

19.19%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.98 UZS 129.2K

10.93%

Apples (1kg)

$3.71 Rp 65.6K

$1.07 UZS 12.6K

246.73%

Banana (1kg)

$1.59 Rp 28.1K

$1.66 UZS 19.5K

-4.22%

Oranges (1kg)

$2.28 Rp 40.4K

$1.84 UZS 21.7K

23.91%

Tomato (1kg)

$1.95 Rp 34.6K

$1.24 UZS 14.6K

57.26%

Potato (1kg)

$1.91 Rp 33.7K

$0.46 UZS 5,422

315.22%

Onion (1kg)

$2.33 Rp 41.3K

$0.26 UZS 3,063

796.15%

Lettuce (1 head)

$1.01 Rp 17.8K

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.44 UZS 5,169

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.36 UZS 39.5K

-33.63%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.24 UZS 2,796

12.50%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$9.93 UZS 116.8K

-9.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.35 UZS 4,124

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.17 UZS 13.7K

-31.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$67.0 UZS 787.7K

21.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.79 UZS 44.6K

71.24%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$12.61 UZS 148.3K

48.85%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$34.12 UZS 401.2K

66.68%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$4,551 UZS 53.5M

25.50%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$277 UZS 3.3M

302.14%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$171 UZS 2.0M

308.56%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$417 UZS 4.9M

771.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$314 UZS 3.7M

453.52%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$359 UZS 4.2M

-53.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Qarshi: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $277 in Qarshi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 113% higher in Qarshi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $17.00 in Qarshi. Monthly groceries follow the same trend: $295 vs $144 – making Qarshi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Qarshi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 141%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $851 in Qarshi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Qarshi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 11% less in Qarshi. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 104% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Qarshi, where all-in costs run around $567, than in Ubud, Bali at $1,368. In Qarshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Qarshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Qarshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.