Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Qapshaghay

For one person, living is cheaper in Qapshaghay: $1,082 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Qapshaghay
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Qapshaghay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Qapshaghay

🇰🇿 Kazakhstan

$1,082

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Qapshaghay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Qapshaghay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,082 in Qapshaghay.

Ubud, Bali $1,349
Qapshaghay $1,082

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,631 in Qapshaghay.

Ubud, Bali $2,305
Qapshaghay $1,631

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,180 in Qapshaghay.

Ubud, Bali $3,261
Qapshaghay $2,180

Living in Ubud, Bali is roughly 25% more expensive than in Qapshaghay, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$11.02 ₸4,997

-69.87%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$22.49 ₸10.2K

58.47%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.63 ₸3,006

-16.59%

Cappuccino

$2.72 Rp 49.3K

$1.73 ₸784

57.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.01 ₸459

68.32%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.70 ₸319

8.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.32 ₸597

100.76%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.32 ₸597

231.82%

Milk (1 liter)

$1.49 Rp 27.0K

$1.72 ₸780

-13.37%

White Bread (500g)

$2.28 Rp 41.3K

$0.44 ₸199

418.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.10 ₸952

-43.33%

Eggs

$2.04 Rp 36.9K

$2.44 ₸1,106

-16.39%

Local Cheese (1kg)

$17.70 Rp 321.1K

$12.21 ₸5,540

44.96%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.60 ₸2,995

-40.00%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$10.80 ₸4,901

12.87%

Apples (1kg)

$3.66 Rp 66.3K

$1.81 ₸819

102.21%

Banana (1kg)

$1.52 Rp 27.5K

$2.39 ₸1,083

-36.40%

Oranges (1kg)

$2.23 Rp 40.4K

$2.92 ₸1,324

-23.63%

Tomato (1kg)

$1.97 Rp 35.8K

$2.70 ₸1,224

-27.04%

Potato (1kg)

$1.85 Rp 33.5K

$0.80 ₸362

131.25%

Onion (1kg)

$2.42 Rp 44.0K

$0.56 ₸253

332.14%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.66 ₸753

-40.36%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.00 ₸452

-49.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.66 ₸754

33.73%

Wine (Bottle)

$22.24 Rp 403.4K

$10.95 ₸4,966

103.11%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.21 ₸547

86.78%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.37 ₸1,074

25.32%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.20 ₸92.8

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$18.05 ₸8,186

-56.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.84 ₸383

-47.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.70 ₸316

-38.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$3.91 ₸1,773

38.36%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.60 ₸274

36.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$28.4K ₸12.9M

-15.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$31.0K ₸14.1M

2.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$91.1 ₸41.3K

-13.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$10.77 ₸4,886

-40.11%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$18.05 ₸8,188

2.94%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$41.86 ₸19.0K

18.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$6.48 ₸2,941

-34.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$142 ₸64.6K

244.31%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$4,442 ₸2.0M

27.74%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$93.2 ₸42.3K

-52.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$49.25 ₸22.3K

-29.04%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$142 ₸64.3K

-43.65%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$131 ₸59.2K

-39.15%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$443 ₸201.0K

153.88%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$308 ₸139.6K

118.15%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$721 ₸327.0K

394.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$503 ₸228.1K

242.63%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,131 ₸512.8K

141.61%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$757 ₸343.2K

201.92%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.65

-33.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Qapshaghay: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Qapshaghay

$308 28.4% 54.2% $364

Groceries & Markets

Ubud, Bali

$288 21.4%

Qapshaghay

$245 22.7% 15% $43

Eating Out

Ubud, Bali

$108 8%

Qapshaghay

$145 13.4% 34.5% $37

Clothing & Footwear

Ubud, Bali

$108 8%

Qapshaghay

$187 17.3% 73.6% $79

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Qapshaghay

$120 11.1% 15.2% $16

Sport & Entertainment

Ubud, Bali

$58 4.3%

Qapshaghay

$55 5.1% 5.5% $3.2

Getting Around

Ubud, Bali

$11 0.9%

Qapshaghay

$23 2.1% 103% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $443 in Qapshaghay. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $22 in Qapshaghay for a mid-range dinner for two. Groceries echo the gap at $288 vs $245 per month, with Qapshaghay cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇰🇿 Qapshaghay

🕒 Local time

01:36 1:36 AM

22:36 10:36 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

42,167

💱 Currency

Indonesian Rupiah IDR Rp

Kazakhstani Tenge KZT ₸

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 KZT = 2.2 USD

1,000 KZT = 1.98 EUR

Exchange rates and currency converter

KZT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Kazakhstani Tenge exchange rates as of November 2, 2026: 1 USD = 454 KZT (1,000 KZT = 2.2 USD). 1 EUR = 506 KZT (1,000 KZT = 1.98 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Qapshaghay 6,980 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Qapshaghay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Qapshaghay: Cost of Living - Frequently Asked Questions

Qapshaghay wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Qapshaghay the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,623 in Qapshaghay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $443 in Qapshaghay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $142 in Qapshaghay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Qapshaghay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.