Last update: Oct 2026

Cost of Living Comparison Between Qapshaghay and Ubud, Bali

For one person, living is cheaper in Qapshaghay: $1,082 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in Qapshaghay
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Qapshaghay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Qapshaghay

🇰🇿 Kazakhstan

$1,082

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Qapshaghay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Qapshaghay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,082 in Qapshaghay versus $1,349 in Ubud, Bali.

Qapshaghay $1,082
Ubud, Bali $1,349

Estimated couple costs with rent: $1,631 in Qapshaghay versus $2,305 in Ubud, Bali.

Qapshaghay $1,631
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,180 in Qapshaghay versus $3,261 in Ubud, Bali.

Qapshaghay $2,180
Ubud, Bali $3,261

Living in Qapshaghay costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$11.02 ₸4,997

$3.32 Rp 60.3K

231.93%

Three-Course Dinner for Two, Mid-Range

$22.49 ₸10.2K

$35.64 Rp 646.5K

-36.90%

Fast Food Meal (McDonalds, etc)

$6.63 ₸3,006

$5.53 Rp 100.4K

19.89%

Cappuccino

$1.73 ₸784

$2.72 Rp 49.3K

-36.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 ₸459

$1.70 Rp 30.9K

-40.59%

Water (0.33 liter bottle)

$0.70 ₸319

$0.76 Rp 13.8K

-7.89%

Local Beer (0.5 liter draught)

$1.32 ₸597

$2.65 Rp 48.1K

-50.19%

Imported Beer (0.33 liter bottle)

$1.32 ₸597

$4.38 Rp 79.5K

-69.86%

Milk (1 liter)

$1.72 ₸780

$1.49 Rp 27.0K

15.44%

White Bread (500g)

$0.44 ₸199

$2.28 Rp 41.3K

-80.70%

Rice (white) (1kg)

$2.10 ₸952

$1.19 Rp 21.6K

76.47%

Eggs

$2.44 ₸1,106

$2.04 Rp 36.9K

19.61%

Local Cheese (1kg)

$12.21 ₸5,540

$17.70 Rp 321.1K

-31.02%

Chicken Fillets (1kg)

$6.60 ₸2,995

$3.96 Rp 71.9K

66.67%

Beef Round Steak (1kg)

$10.80 ₸4,901

$12.19 Rp 221.1K

-11.40%

Apples (1kg)

$1.81 ₸819

$3.66 Rp 66.3K

-50.55%

Banana (1kg)

$2.39 ₸1,083

$1.52 Rp 27.5K

57.24%

Oranges (1kg)

$2.92 ₸1,324

$2.23 Rp 40.4K

30.94%

Tomato (1kg)

$2.70 ₸1,224

$1.97 Rp 35.8K

37.06%

Potato (1kg)

$0.80 ₸362

$1.85 Rp 33.5K

-56.76%

Onion (1kg)

$0.56 ₸253

$2.42 Rp 44.0K

-76.86%

Lettuce (1 head)

$1.66 ₸753

$0.99 Rp 18.0K

67.68%

Water (1.5 liter bottle)

$1.00 ₸452

$0.51 Rp 9,313

96.08%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 ₸754

$2.22 Rp 40.3K

-25.23%

Wine (Bottle)

$10.95 ₸4,966

$22.24 Rp 403.4K

-50.76%

Local Beer (0.5 liter bottle)

$1.21 ₸547

$2.26 Rp 41.0K

-46.46%

Imported Beer (0.33 liter bottle)

$2.37 ₸1,074

$2.97 Rp 53.9K

-20.20%

One-way Ticket (Public Transport)

$0.20 ₸92.8

$0.25 Rp 4,553

-20.00%

Public Transport Monthly Pass (Regular Price)

$18.05 ₸8,186

$7.82 Rp 141.9K

130.82%

Taxi Start (Normal Tariff)

$0.84 ₸383

$0.44 Rp 7,972

90.91%

Taxi (Normal Tariff) (1km)

$0.70 ₸316

$0.43 Rp 7,801

62.79%

Taxi 1hour Waiting (Normal Tariff)

$3.91 ₸1,773

$5.41 Rp 98.1K

-27.73%

Gasoline (1 liter)

$0.60 ₸274

$0.82 Rp 15.0K

-26.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K ₸12.9M

$23.8K Rp 432.4M

18.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K ₸14.1M

$31.7K Rp 575.9M

-2.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.1 ₸41.3K

$79.1 Rp 1.4M

15.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.77 ₸4,886

$6.45 Rp 116.9K

66.98%

Internet (50+ Mbps, Unlimited Data)

$18.05 ₸8,188

$18.58 Rp 337.0K

-2.85%

Gym Membership (Monthly)

$41.86 ₸19.0K

$49.48 Rp 897.5K

-15.40%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$6.48 ₸2,941

$4.27 Rp 77.5K

51.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$142 ₸64.6K

$491 Rp 8.9M

-70.96%

International Primary School, 1 Child (Yearly)

$4,442 ₸2.0M

$5,674 Rp 102.9M

-21.72%

Jeans (Levis 501 Or Similar)

$93.2 ₸42.3K

$44.64 Rp 809.7K

108.85%

Summer Dress (H&M, Zara, etc)

$49.25 ₸22.3K

$34.95 Rp 634.0K

40.92%

Sport Shoes (Adidas, Nike)

$142 ₸64.3K

$79.9 Rp 1.4M

77.47%

Men's Leather Business Shoes

$131 ₸59.2K

$79.4 Rp 1.4M

64.34%

1-bedroom Apartment, City Center (Monthly)

$443 ₸201.0K

$1,125 Rp 20.4M

-60.61%

1-bedroom Apartment, Outside City Center (Monthly)

$308 ₸139.6K

$671 Rp 12.2M

-54.16%

3-bedroom Apartment, City Center (Monthly)

$721 ₸327.0K

$3,565 Rp 64.7M

-79.77%

3-bedroom Apartment, Outside City Center (Monthly)

$503 ₸228.1K

$1,723 Rp 31.3M

-70.81%

Buy Apartment in City Center (m2)

$1,131 ₸512.8K

$2,732 Rp 49.5M

-58.61%

Buy Apartment Outside City Center (m2)

$757 ₸343.2K

$2,284 Rp 41.4M

-66.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

20.65

13.78

49.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Qapshaghay: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Qapshaghay

$308 28.4%

Ubud, Bali

$672 49.8% 118% $364

Groceries & Markets

Qapshaghay

$245 22.7%

Ubud, Bali

$288 21.4% 17.7% $43

Clothing & Footwear

Qapshaghay

$187 17.3%

Ubud, Bali

$108 8% 42.4% $79

Eating Out

Qapshaghay

$145 13.4%

Ubud, Bali

$108 8% 25.6% $37

Monthly Utilities & Internet

Qapshaghay

$120 11.1%

Ubud, Bali

$104 7.7% 13.2% $16

Sport & Entertainment

Qapshaghay

$55 5.1%

Ubud, Bali

$58 4.3% 5.9% $3.2

Getting Around

Qapshaghay

$23 2.1%

Ubud, Bali

$11 0.9% 50.8% $12

Cost Breakdown

A one-bedroom apartment in the center runs $443 in Qapshaghay and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22 in Qapshaghay vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $245 vs $288 per month, with Qapshaghay cheaper across the board.

Good to know

🇰🇿 Qapshaghay

🇮🇩 Ubud, Bali

🕒 Local time

21:50 9:50 PM

00:50 12:50 AM

3 h ahead of Qapshaghay

🌤 Weather

👥 Population

42,167

74,800

💱 Currency

Kazakhstani Tenge KZT ₸

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KZT = 2.2 USD

1,000 KZT = 1.98 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of November 2, 2026: 1 USD = 454 KZT (1,000 KZT = 2.2 USD). 1 EUR = 506 KZT (1,000 KZT = 1.98 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to KZT in detail →

On the map

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Between locations

Qapshaghay Ubud, Bali 6,980 km ≈ 9 h nonstop flight

From you

Qapshaghay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Qapshaghay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Qapshaghay wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Qapshaghay the obvious pick if budget is a priority.

You’d need roughly $1,623 in Qapshaghay and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $443 in Qapshaghay versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $142 in Qapshaghay versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Qapshaghay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.